07821Hopatcong, New Jersey

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 07821.

72out of 100
Area Score
Top 12% of 5,298 profiles measured

How we calculate this

How this area ranks
OpportunityTop 11% of 6,210 ZIP areas measured77
Growth3683rd of 5,428 ZIP areas measured39
Housing affordabilityTop 10% of 6,685 ZIP areas measured100
Climate5173rd of 6,789 ZIP areas measured62
Physical resilienceTop 31% of 6,709 ZIP areas measured73
Access5209th of 6,791 ZIP areas measured82
Economic stabilityTop 11% of 6,742 ZIP areas measured80
The quick read

07821 ranks in the top 11% of published ZIP profiles for employment opportunity, with unemployment at 4.0% and median household income of $141,860.

Residential permitting has slowed: 13 units authorized over the past twelve months, 19% below the prior year.

Housing is more affordable relative to local incomes than in most published city profiles: rent takes 14% of median household income and the median home is 3.0 times it.

At a glance

Population
9,662
2024 ACS 5-Year
Median household income
$141,860
Top 5% nationally
Density
226/sq mi
42.8 sq mi of land
Median age
40.1
2024 ACS 5-Year
City
Hopatcong
New Jersey
Metro area
New York-Newark-Jersey City, NY-NJ
Nearest major airport
EWR
36 mi · Newark Liberty Intl
Median home value
$431,500
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.0% is lower than 68% of the 6,544 measured US ZIP areas.

Employment grew 0.9% over the past year, to 76,783 employed residents.

49% of adults hold a four-year degree, higher than 87% of measured US ZIP areas.

Household income is higher than at least 95% of measured US ZIP areas.

MetricValueCompared nationallySource period
Median household income ±$20,639$141,860Top 5%of 31,2952024 ACS 5-Year
Per capita income ±$5,770$62,510Top 9%of 32,8222024 ACS 5-Year
Poverty rate3.4%Bottom 12%of 32,9702024 ACS 5-Year
Average commute37.5 minTop 12%of 32,8872024 ACS 5-Year
Bachelor's degree or higher49.2%Top 13%of 33,1932024 ACS 5-Year
Employment76,783Top 40%of 6,544June 2026
Employment change (3 years)-0.1%Bottom 48%of 6,542June 2026
Employment change (year over year)0.9%Top 13%of 6,544June 2026
Labor force79,979Top 40%of 6,544June 2026
Labor force participation69.4%Top 17%of 33,2522024 ACS 5-Year
Mean annual wage$86,310Top 13%of 6,0722025 OEWS
Median annual wage$61,430Top 15%of 6,0722025 OEWS
Unemployment change (year over year)-0.9%Bottom 8%of 6,544June 2026
Unemployment rate4.0%Bottom 32%of 6,544June 2026
Median household income, successive ACS releases
2021202220232024145k122k
Each point is a separate five-year estimate, most recently $141,860 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — New York-Newark-Jersey City, NY-NJ
OccupationPeople employedMedian annual wage
Home Health and Personal Care Aides644,700$39,680
Retail Salespersons202,080$38,280
Registered Nurses197,740$119,720
Janitors and Cleaners, Except Maids and Housekeeping Cleaners183,030$42,840
General and Operations Managers177,850$157,000
Cashiers173,830$35,950

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Hopatcong, NJ, the city containing this ZIP code.

Housing & affordability

How it’s calculated →

Median rent of $1,607 takes 14% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 3.0 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
13.6%
Below the 30% cost-burdened threshold
Home price to income
3.0×
median home value ÷ median income
Median gross rent
$1,607
2024 ACS 5-Year
Median home value
$431,500
2024 ACS 5-Year
MetricValueCompared nationallySource period
Home price to income3.04Bottom 48%of 30,4042024 ACS 5-Year
Homeownership rate91.8%Top 14%of 32,9102024 ACS 5-Year
Housing units ±3263,850Top 31%of 33,7722024 ACS 5-Year
Median gross rent ±$116$1,607Top 19%of 26,6182024 ACS 5-Year
Median home value ±$21,631$431,500Top 17%of 30,9412024 ACS 5-Year
Rent as a share of income13.6%Bottom 20%of 26,4702024 ACS 5-Year
Vacancy rate7.7%Bottom 36%of 33,0282024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
39/ 100
Ranks 3683 of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: only 0% of permitted units are in buildings of five or more homes.

At 0.9 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas.

Units permitted
13
12 months ending July 2026
Per 1,000 residents
0.9
Bottom 22% nationally
Year over year
−19%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Hopatcong, NJ, the city containing this ZIP code.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 84°F and January a low of 19°F.

Normal annual precipitation is 48.8 inches.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station ANDOVER AEROFLEX AP, 3.1 miles from this location.
Precipitation
JFMAMJJASOND5.1"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation48.8"1991-2020 Normals
Average January low19°F1991-2020 Normals
Average July high84°F1991-2020 Normals
Comfortable months51991-2020 Normals
Seasonal temperature swing45°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

73 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, strong wind and earthquake.

Strong windHigh
LandslideModerate
Inland floodingModerate
HurricaneModerate
EarthquakeModerate
Heat waveModerate
DroughtModerate

Low or minimal exposure: cold wave, winter weather, lightning, ice storm, tornado, wildfire, avalanche, hail.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Sussex County records 1.4 homicide deaths per 100,000 residents a year, lower than most counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 5.2 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 8.9 per 100,000 residents in Sussex County.

Homicide
1.4
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
5.2
per 100,000 residents · under 10 deaths
Drug overdose
8.9
per 100,000 residents · under 10 deaths
Suicide
10.3
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Sussex County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around 07821 rather than 07821 itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
Offences reported to police are published by department rather than by town, and only where a department reported every month of the year. No municipal department reports for this place — many smaller communities are policed by the county — so there is no figure to show. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Taxes and full cost of living
No public source publishes either with national coverage and a method open enough to check. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings. Nothing here is individualised tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house. School attendance zones, insurance pricing and the character of a neighbourhood all vary within the places measured here.

Access

4 major airports lie within 100 miles, the nearest 36 miles away.

AirportCodeDistanceLongest runway
Newark Liberty IntlEWR36 mi9,999 ft
New York Stewart IntlSWF50 mi11,817 ft
John F Kennedy IntlJFK56 mi14,511 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
72
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

07821 vs Hopatcong

How this ZIP area compares with Hopatcong as a whole. Both figures come from the same ACS release, so the comparison is like for like.

07821
Hopatcong
Median household income
$141,860
vs
$115,758
Per capita income
$62,510
vs
$56,016
Population density
226/sq mi
vs
1,338/sq mi
Median home value
$431,500
vs
$340,700
Median gross rent
$1,607
vs
$1,777
Homeownership rate
91.8%
vs
87.1%
Bachelor's degree or higher
49.2%
vs
34.6%
Poverty rate
3.4%
vs
4.2%
Median age
40.1
vs
41.0

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.