Hermantown, Minnesota

Area Profile

10,218 residents. Public schools, jobs, income, housing cost, climate and natural-hazard risk for Hermantown, in St. Louis County.

63out of 100
Area Score
Top 42% of 2,944 profiles measured

How we calculate this

How this area ranks
Opportunity3506th of 3,904 cities measured34
Schools1556th of 2,668 cities measured45
GrowthTop 18% of 2,973 cities measured69
Housing affordabilityTop 45% of 4,223 cities measured83
Climate4205th of 4,223 cities measured47
Physical resilienceTop 6% of 4,182 cities measured94
Access2312th of 4,226 cities measured90
Economic stabilityTop 28% of 4,226 cities measured71
The quick read

Employment conditions sit below most comparable published city profiles: unemployment is 5.3% and the Opportunity signal places Hermantown in the bottom 10%.

Development activity is both elevated and accelerating — 117 housing units permitted over the past twelve months, up 368% on the prior year.

Natural-hazard exposure is lower than in most comparable published city profiles, placing Hermantown in the top 6% for physical resilience.

At a glance

Population
10,218
2024 ACS 5-Year
Median household income
$90,849
Top 24% nationally
Density
297/sq mi
34.4 sq mi of land
Median age
38.7
2024 ACS 5-Year
County
St. Louis County
Minnesota
Metro area
Duluth, MN-WI
Nearest major airport
DLH
4 mi · Duluth Intl
Median home value
$382,300
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 5.3% is lower than 16% of the 3,904 measured US cities.

Employment fell 3.3% over the past year, to 93,214 employed residents.

40% of adults hold a four-year degree, higher than 81% of measured US cities.

MetricValueCompared nationallySource period
Median household income ±$10,194$90,849Top 24%of 29,5732024 ACS 5-Year
Per capita income ±$12,050$55,803Top 13%of 31,4202024 ACS 5-Year
Poverty rate5.4%Bottom 26%of 31,9002024 ACS 5-Year
Average commute18.5 minBottom 13%of 31,5432024 ACS 5-Year
Bachelor's degree or higher39.9%Top 19%of 31,9192024 ACS 5-Year
Employment93,214Top 40%of 3,904June 2026
Employment change (3 years)-3.8%Bottom 8%of 3,903June 2026
Employment change (year over year)-3.3%Bottom 4%of 3,904June 2026
Labor force98,464Top 40%of 3,904June 2026
Labor force participation62.9%Top 42%of 31,9332024 ACS 5-Year
Mean annual wage$61,560Bottom 21%of 3,6582025 OEWS
Median annual wage$50,000Bottom 42%of 3,6582025 OEWS
Unemployment change (year over year)0.3%Top 40%of 3,904June 2026
Unemployment rate5.3%Top 16%of 3,904June 2026
Median household income, successive ACS releases
202120222023202492k80k
Each point is a separate five-year estimate, most recently $90,849 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Duluth, MN-WI
OccupationPeople employedMedian annual wage
Home Health and Personal Care Aides5,660$36,390
Registered Nurses4,410$96,940
Retail Salespersons3,490$34,650
Cashiers3,290$33,020
Fast Food and Counter Workers2,910$29,260
General and Operations Managers2,690$85,930

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics publishes city-level labor data only for places of 25,000 or more. This is the figure for St. Louis County, MN, which contains this city.

46% of students met the state standard in mathematics and 51% in reading, across the schools here that reported results.

There are 14.6 students for every full-time teacher, fewer than in most measured places.

Public schools
21
2024-25 school year
Students per teacher
14.6
across all schools here
Math proficiency
46.1%
Bottom 39% in Minnesota
Reading proficiency
51.1%
Bottom 43% in Minnesota
SchoolDistrictStudentsPer teacherMathReading
Hermantown ElementaryHermantown Community Schools73116.259%52%
Hermantown MiddleHermantown Community Schools67716.534%55%
Hermantown Senior HighHermantown Community Schools65521.1
NORTH STAR ACADEMY · charterDULUTH PUBLIC SCHOOLS ACADEMY57210.640%52%
Proctor Senior HighProctor Public School District54015.9
Bay View ElementaryProctor Public School District52913.652%50%
A.I. Jedlicka Middle SchoolProctor Public School District45016.722%37%
PIEDMONT ELEMENTARYDULUTH PUBLIC SCHOOL DISTRICT41010.341%39%
Lowell Elementary Spanish ImmersionDULUTH PUBLIC SCHOOL DISTRICT32919.467%67%
Lowell ElementaryDULUTH PUBLIC SCHOOL DISTRICT31211.638%46%
Pike Lake ElementaryProctor Public School District29317.271%67%
EARLY CHILDHOOD SPECIAL EDUCATIONDULUTH PUBLIC SCHOOL DISTRICT24935.6

31.8% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Minnesota’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Prices for everything a household buys run about 13% below the national average, on the Bureau of Economic Analysis index. Housing drives most of that difference.

Median rent of $1,463 takes 19% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 4.2 times median household income here, above the historic benchmark of about three times income.

Cost of living
87.2

Prices here run about 13% below the national average. The spread between places is driven mostly by housing — goods vary far less — and this excludes taxes.

Rent as a share of income
19.3%
Below the 30% cost-burdened threshold
Home price to income
4.2×
median home value ÷ median income
Median gross rent
$1,463
2024 ACS 5-Year
Median home value
$382,300
2024 ACS 5-Year
MetricValueCompared nationallySource period
Cost of living index87.2Bottom 2%of 3,6582023
Home price to income4.21Top 24%of 28,4732024 ACS 5-Year
Homeownership rate73.1%Bottom 44%of 31,8432024 ACS 5-Year
Housing units ±2313,946Top 14%of 32,3302024 ACS 5-Year
Median gross rent ±$201$1,463Top 21%of 23,4322024 ACS 5-Year
Median home value ±$28,253$382,300Top 19%of 29,3422024 ACS 5-Year
Rent as a share of income19.3%Top 45%of 23,2012024 ACS 5-Year
Vacancy rate2.8%Bottom 18%of 32,0012024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
69/ 100
Top 18% of 2,973 published city profiles
Permitting is decreasing — 2 consecutive years, measured from 2022 to 2025.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has been broadly flat since 2020, at 10,265 in 2024.

Population is still rising, but more slowly than in the preceding year.

88% of recently permitted units are in buildings of five or more homes, so new supply is concentrated in apartments and condominiums rather than detached houses.

At 11.5 permitted units per 1,000 residents, building activity is above the median for measured US cities.

Units permitted
117
12 months ending July 2026
Per 1,000 residents
11.5
Top 10% nationally
Year over year
+368%
vs the prior twelve months
Multifamily share
88.0%
units in 5+ unit buildings
Population, annual estimates
2020202120222023202410k10k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population.
Housing units permitted per year
20222023202420253619
Annual totals from the Census Building Permits Survey. Permitting in 2025 was lower than 2022 (−27%).

Weather & climate

4 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 78°F and January a low of 2°F.

Normal annual precipitation is 31.2 inches, including 90.2 inches of snow.

Air quality measures a median index of 39, in the Good band, and about 3 days a year pass 100, the threshold at which the air is unhealthy for sensitive groups.

-10°10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station DULUTH, 2.8 miles from this location.
Precipitation
JFMAMJJASOND4.4"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index57.02024 calendar year
Annual precipitation31.2"1991-2020 Normals
Annual snowfall90.2"1991-2020 Normals
Average January low2°F1991-2020 Normals
Average July high78°F1991-2020 Normals
Comfortable months41991-2020 Normals
Days above AQI 10032024 calendar year
Median air quality index39.02024 calendar year
Seasonal temperature swing56°F1991-2020 Normals
Air quality
Median air quality index
39
Good on a typical day
Worst tenth of days
57
90th percentile index
Days above 100
3
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today. Air quality is measured rather than modelled, by EPA monitors, and published by county only where a monitor sits — roughly half the counties AreaProfile publishes have one, and the rest show nothing rather than an estimate. Air masses are regional, so a county reading describes the air over a place reasonably well, but it is still the county reading.

Physical risk

94 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding and winter weather.

Winter weatherModerate
Inland floodingModerate

Low or minimal exposure: cold wave, lightning, heat wave, hail, wildfire, strong wind, tornado, ice storm, landslide, drought, coastal flooding, earthquake.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

Violent crime
49
per 100,000 residents · 2025 calendar year
Property crime
2,073
per 100,000 residents · 2025 calendar year

Below these are deaths rather than offences, published for the county. The two measure different things and are not comparable with each other.

Hermantown's police department reported 49 violent offences per 100,000 residents, lower than most places with a department reporting. Property crime runs at 2,073.

St. Louis County records 3.2 homicide deaths per 100,000 residents a year, near the middle of counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 18.0 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 15.0 per 100,000 residents in St. Louis County.

Homicide
3.2
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
18.0
per 100,000 residents · under 10 deaths
Drug overdose
15.0
per 100,000 residents · under 10 deaths
Suicide
19.5
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Offences are reported to the FBI by Hermantown’s own police department, for the population it serves, and are shown only where it reported every month of the year — a partial year is withheld rather than scaled up. Reported crime counts what was reported to and recorded by police, which is not the same as what happened, and a place that draws a large daytime workforce carries incidents its residents did not generate. Age-adjusted rates from provisional death certificate records, published by the CDC for St. Louis County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around Hermantown rather than Hermantown itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Taxes
Taxes are not published: no source covers them nationally with a method open enough to check. Cost of living now is — the index above is the Bureau of Economic Analysis price parity for this area — but it is a price level for all consumption rather than a budget for a household, its spread is driven mostly by housing, and it excludes taxes. Housing affordability is computed separately from rent, price and income, because that answers a narrower and more actionable question. Nothing here is individualised tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house. School attendance zones, insurance pricing and the character of a neighbourhood all vary within the places measured here.

Access

1 major airport lies within 100 miles, the nearest 4 miles away.

AirportCodeDistanceLongest runway
Duluth IntlDLH4 mi10,591 ft
Chippewa Valley RgnlEAU139 mi8,101 ft
Minneapolis-St Paul Intl/Wold-ChamberlainMSP141 mi11,006 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
63
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Other cities in Duluth, MN-WI

Same metropolitan area, measured the same way
CityCountyPopulationArea ScoreCompare
DuluthSt. Louis County87,09360vs Hermantown
SuperiorDouglas County26,67759vs Hermantown
HibbingSt. Louis County16,05757vs Hermantown
CloquetCarlton County12,53757vs Hermantown

Every city here is measured on the same scale from the same source releases, so the comparison is like for like. A higher Area Score reflects AreaProfile’s standardized weighting rather than a judgment about which is the better place to live.

Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
safetyFederal Bureau of Investigation, Crime Data Explorer
Summarized offense counts by law enforcement agency
2025 calendar yearAnnually, with monthly revisions
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
HousingU.S. Bureau of Economic Analysis
Regional price parities and county personal income
2023Annually, each December
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar yearAnnually, once a calendar year is complete

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

ZIP codes in Hermantown

2 published ZIP profiles
ZIPPopulationMedian household incomeArea Score
5581128,118$79,80464
558108,285$84,71963