48858 — Mount Pleasant, Michigan

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 48858. Its median household income runs 15% above Mount Pleasant as a whole, which is why this ZIP carries a profile of its own.

48out of 100
Area Score
Bottom 16% of 3,113 profiles measured

How we calculate this

How this area ranks

Data updated · 12 sources
Opportunity3,076th of 3,116 ZIP areas measured16
SchoolsTop 44% of 3,047 ZIP areas measured55
Growth3,090th of 3,124 ZIP areas measured11
Housing affordabilityTop 43% of 3,112 ZIP areas measured70
Climate2,677th of 3,127 ZIP areas measured60
Physical resilienceTop 24% of 3,127 ZIP areas measured78
Access2,307th of 3,127 ZIP areas measured82
Economic stability2,192nd of 3,127 ZIP areas measured42
The quick read

Employment conditions sit below most comparable ZIP areas measured: unemployment is 7.3% and the Opportunity signal places 48858 in the bottom 1%. The unemployment rate is published for Mount Pleasant, MI, which contains 48858, rather than for 48858 alone.

In the public schools here, 40% of students met the state standard in mathematics, with 15.4 students for every teacher.

Residential permitting has slowed: 5 units authorized over the past twelve months, against 10 the year before. The permit count and 1 other measure here are published for Mount Pleasant, MI, which contains 48858, rather than for 48858 alone.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
42,226
2024 ACS 5-Year
Median household income
$51,267
Bottom 16% nationally
Density
242/sq mi
174.4 sq mi of land
Median age
27.6
2024 ACS 5-Year
City
Mount Pleasant
Michigan
Nearest major airport
MBS
36 mi · Mbs Intl
Median home value
$170,800
2024 ACS 5-Year

Jobs & opportunity

Unemployment across Mount Pleasant, MI, which contains 48858, is 7.3% — higher than in all but 2% of the 3,127 measured US ZIP areas.

Employment across Mount Pleasant, MI, which contains 48858, fell 6.1% over the past year, to 9,228 employed residents.

37% of adults hold a four-year degree, higher than 76% of measured US ZIP areas.

Median household income of $51,267 is lower than in 84% of measured US ZIP areas.

MetricValueCompared nationallySource period
Income of new arrivalsIsabella County, MI’s figurefiling years 2022–2023$40,3831st percentileof 2,996filing years 2022–2023
Income of those who leftIsabella County, MI’s figurefiling years 2022–2023$46,9415th percentileof 2,996filing years 2022–2023
Median household income ±$2,8332024 ACS 5-Year$51,267Bottom 16%of 31,0492024 ACS 5-Year
Per capita income ±$1,6932024 ACS 5-Year$31,131Bottom 30%of 32,8222024 ACS 5-Year
Poverty rate ±4%2024 ACS 5-Year17.4%Bottom 23%of 32,8462024 ACS 5-Year
Average commute ±1.0 min2024 ACS 5-Year19.3 minTop 11%of 32,8872024 ACS 5-Year
Bachelor's degree or higher ±2%2024 ACS 5-Year36.7%Top 24%of 33,1932024 ACS 5-Year
Drove alone to work ±3%2024 ACS 5-Year74.2%43rd percentileof 32,7982024 ACS 5-Year
EmploymentMount Pleasant, MI’s figureJuly 20269,228Bottom 2%of 3,127July 2026
Employment change (3 years)Mount Pleasant, MI’s figureJuly 2026−6.7%Bottom 2%of 3,127July 2026
Employment change (year over year)Mount Pleasant, MI’s figureJuly 2026−6.1%Bottom 1%of 3,127July 2026
Labor forceMount Pleasant, MI’s figureJuly 20269,9502nd percentileof 3,127July 2026
Labor force participation ±2%2024 ACS 5-Year78.0%Bottom 49%of 32,8832024 ACS 5-Year
Public transit to work ±0.4%2024 ACS 5-Year0.9%78th percentileof 32,7982024 ACS 5-Year
Unemployment change (year over year)Mount Pleasant, MI’s figureJuly 2026−1.0%Top 10%of 3,127July 2026
Unemployment rateMount Pleasant, MI’s figureJuly 20267.3%Bottom 2%of 3,127July 2026
Worked from home ±1%2024 ACS 5-Year7.1%36th percentileof 32,7982024 ACS 5-Year

Median household income, successive ACS releases

202120222023202451k44k
Each point is a separate five-year estimate, most recently $51,267 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Mount Pleasant, MI, the city containing this ZIP code.

40% of students met the state standard in mathematics and 53% in reading, across the schools here that reported results.

There are 15.4 students for every full-time teacher across 11 public schools, fewer than in most measured places.

Public schools
12
2024-25 school year
Students per teacher
15.4
across 11 of them
Math proficiency
40.2%
Top 45% in Michigan
Reading proficiency
53.1%
Top 45% in Michigan
The 12 largest public schools, by enrollment.
SchoolDistrictStudentsPer teacherMathReading
Mt Pleasant Senior High SchoolMt. Pleasant City School District1,06615.943%60%
Mt Pleasant Middle SchoolMt. Pleasant City School District66614.235%47%
Fancher SchoolMt. Pleasant City School District43116.045%57%
Renaissance Public School Academy · charterRenaissance Public School Academy42815.941%53%
Beal City High SchoolBeal City Public Schools37618.852%62%
Pullen Elementary SchoolMt. Pleasant City School District30315.2——
Mary McGuire SchoolMt. Pleasant City School District27613.128%39%
Beal City Elementary SchoolBeal City Public Schools26515.637%42%
Vowles SchoolMt. Pleasant City School District23514.7——
Ganiard SchoolMt. Pleasant City School District22012.9——
Odyssey MiddleHigh SchoolShepherd Public Schools6923.010%30%
Kinney SchoolMt. Pleasant City School District0———

44.5% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against Michigan’s own standard, so it is ranked within state. How to read school figures.

The Federal Housing Finance Agency’s house price index for the non-metropolitan parts of Michigan is up 58% over five years, and up 5.6% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $2,519 a year in real estate taxes, about 1.47% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $1,013, some 11% above the $913 tenants already here pay.

At HUD’s Fair Market Rent of $1,013 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $40,500 a year, about 79% of the median household income here of $51,267.

The typical renter household here spends 31% of its income on rent, above the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $913 a month.

A median home at $170,800 costs 2.1 times the median income of its owner-occupied households, $82,426, close to the historic benchmark for an affordable market.

Rent as a share of income
31.2%
Above the 30% cost-burdened threshold
Home price to income
2.1×
median home value ÷ owner household income
Market rent, two bedroom
$1,013
what a new lease costs · FY2026
Median gross rent
$913
what tenants now pay · 2024 ACS 5-Year
Median home value
$170,800
2024 ACS 5-Year

The figures above are measured against 48858’s median household income of $51,267, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Home price change (1 year)the non-metropolitan parts of Michigan’s figure2026 Q2+5.6%86th percentileof 3,0712026 Q2
Home price change (5 years)the non-metropolitan parts of Michigan’s figure2026 Q2+57.9%92nd percentileof 3,0712026 Q2
Home price change (10 years)the non-metropolitan parts of Michigan’s figure2026 Q2+119.4%85th percentileof 3,0712026 Q2
Home price to income ±0.12024 ACS 5-Year2.1Top 25%of 29,2752024 ACS 5-Year
Homeownership rate ±2%2024 ACS 5-Year49.8%9th percentileof 32,7502024 ACS 5-Year
Housing units ±2912024 ACS 5-Year19,32396th percentileof 33,4602024 ACS 5-Year
Market rent, one bedroomFY2026$880Top 16%of 3,031FY2026
Market rent, three bedroomFY2026$1,321Top 11%of 3,031FY2026
Market rent, two bedroomFY2026$1,013Top 10%of 3,031FY2026
Median gross rent ±$392024 ACS 5-Year$913Top 39%of 26,3962024 ACS 5-Year
Median home value ±$4,7442024 ACS 5-Year$170,80035th percentileof 30,8122024 ACS 5-Year
Median property taxes ±$1282024 ACS 5-Year$2,51962nd percentileof 28,9352024 ACS 5-Year
Owner household income ±$5,3772024 ACS 5-Year$82,426Bottom 49%of 29,8022024 ACS 5-Year
Property tax rate ±0.09%2024 ACS 5-Year1.47%82nd percentileof 24,0992024 ACS 5-Year
Rent as a share of income ±2%2024 ACS 5-Year31.2%Bottom 34%of 26,2472024 ACS 5-Year
Seasonal and second homes ±2272024 ACS 5-Year85697th percentileof 33,7722024 ACS 5-Year
Second homes2024 ACS 5-Year4.4%70th percentileof 32,9612024 ACS 5-Year
Vacancy rate2024 ACS 5-Year5.2%38th percentileof 32,7882024 ACS 5-Year
Vacant housing units ±3552024 ACS 5-Year1,86596th percentileof 33,7722024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures.

Development Momentum

11/ 100
Ranks 3,090 of 3,124 published ZIP profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: of 5 units permitted over the past twelve months, none were in buildings of five or more homes. The multifamily share is published for Mount Pleasant, MI, which contains 48858, rather than for 48858 alone.

At 0.2 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas. The permit rate is published for Mount Pleasant, MI, which contains 48858, rather than for 48858 alone.

Units permitted
5
12 months ending July 2026
Per 1,000 residents
0.2
Bottom 8% nationally
Year over year
−50%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

People moving in and out

Net migration
−0.3%
of residents, in a year
Arrivals from another state
23%
of people moving in
Income of arrivals
$40,383
average per tax return
Income of those who left
$46,941
average per tax return

Where newcomers came from

  1. Clare County, MI 312 people · 10.0% of arrivals
  2. Gratiot County, MI 301 people · 9.6% of arrivals
  3. Midland County, MI 210 people · 6.7% of arrivals
  4. Mecosta County, MI 158 people · 5.0% of arrivals
  5. Montcalm County, MI 115 people · 3.7% of arrivals

Where people who left went

  1. Clare County, MI 285 people · 8.7% of departures
  2. Gratiot County, MI 273 people · 8.3% of departures
  3. Midland County, MI 251 people · 7.6% of departures
  4. Mecosta County, MI 150 people · 4.6% of departures
  5. Montcalm County, MI 131 people · 4.0% of departures

Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. This is the figure for Isabella County, MI. IRS Statistics of Income, filing years 2022–2023.

The Building Permits Survey is not published for ZIP areas. This is the figure for Mount Pleasant, MI, the city containing this ZIP code.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 84°F and January a low of 16°F.

Normal annual precipitation is 35.5 inches.

0°20°40°60°80°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station CENTRAL MICHIGAN UNIV, 2.5 miles from this location.

Precipitation

JFMAMJJASOND3.9"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation1991-2020 Normals35.5"1991-2020 Normals
Average January low1991-2020 Normals16°F1991-2020 Normals
Average July high1991-2020 Normals84°F1991-2020 Normals
Comfortable months1991-2020 Normals51991-2020 Normals
Seasonal temperature swing1991-2020 Normals50°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. How to read climate and air quality.

Physical risk

78 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, tornado and cold wave, with inland flooding alone responsible for 55% of it. Inland flooding is independently rated low or minimal nationally, so this describes how the loss is composed, not how large that hazard is.

Overall hazard risk is lower than 76% of measured US ZIP areas.

Strong windHigh
TornadoModerate
HailModerate
Cold waveModerate
Heat waveModerate

Low or minimal exposure: winter weather, inland flooding, ice storm, lightning, landslide, earthquake, hurricane, wildfire, drought, coastal flooding, tsunami, avalanche, volcanic activity.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offenses — they say nothing about burglary, theft or assault.

Homicide
0.0
per 100,000 residents
Firearm deaths, all intents
11.7
per 100,000 residents · modeled, not measured
Drug overdose
10.0
per 100,000 residents · modeled, not measured
Suicide
20.3
per 100,000 residents

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.

Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around 48858 (Isabella County) rather than 48858 itself. They are shown and not scored. How to read death rates.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Reported crime
Offenses reported to police are published by department rather than by town, so AreaProfile shows a rate only on city profiles, and only where that city’s department submitted every month of a year. A ZIP area is not a jurisdiction, so no department reports for one. Mount Pleasant carries the figure where its department reported a full year. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Cost of living
Price parities are published for metropolitan areas, and this place lies outside one.
Air quality
The EPA publishes an air-quality index only where a monitor sits. There is none in this county, and a modeled value would be a different kind of number from the measured ones everywhere else on this page.
Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. Cost of living is published where the Bureau of Economic Analysis measures it, though not for this place. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

5 major airports lie within 100 miles, the nearest Mbs Intl at 36 miles.

MetricValueCompared nationallySource period
Broadband access ±2%2024 ACS 5-Year80.4%Bottom 18%of 32,6632024 ACS 5-Year
Distance to major airportNASR current cycle36 miBottom 24%of 3,127NASR current cycle
Major airports within 100 milesNASR current cycle5Top 44%of 3,127NASR current cycle
No internet access ±1%2024 ACS 5-Year5.3%Top 35%of 32,6632024 ACS 5-Year
AirportCodeDistanceLongest runway
Mbs IntlMBS36 mi8,002 ft
Capital Region IntlLAN59 mi8,506 ft
Gerald R Ford IntlGRR63 mi10,001 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
48
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Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
Demographics, IncomeInternal Revenue Service, Statistics of Income Division
U.S. Population Migration Data (county to county)
filing years 2022–2023
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimate
SafetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
March 2025 to February 2026; May 2025 to April 2026
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

48858 vs Mount Pleasant

How this ZIP area compares with Mount Pleasant as a whole. Both figures come from the same ACS release, so the comparison is like for like — a gap here is a real difference between the two places, not two surveys disagreeing.

48858
Mount Pleasant
Median household income: 48858 is the more favorable of the two.
Median household income
$51,267
vs
$44,706
Per capita income: 48858 is the more favorable of the two.
Per capita income
$31,131
vs
$26,603
Population density
242/sq mi
vs
2,750/sq mi
Median home value
$170,800
vs
$173,100
Median gross rent: 48858 is the more favorable of the two.
Median gross rent
$913
vs
$922
Homeownership rate
49.8%
vs
35.7%
Bachelor's degree or higher: Mount Pleasant is the more favorable of the two.
Bachelor's degree or higher
36.7%
vs
42.9%
Poverty rate: 48858 is the more favorable of the two.
Poverty rate
17.4%
vs
20.5%
Median age
27.6
vs
23.9

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.