49203 — Jackson, Michigan

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 49203. Its median home value runs 54% above Jackson as a whole, which is why this ZIP carries a profile of its own.

52out of 100
Area Score
Bottom 29% of 3,113 profiles measured

How we calculate this

How this area ranks

Data updated · 14 sources
Opportunity3,095th of 3,116 ZIP areas measured12
Schools2,321st of 3,047 ZIP areas measured29
GrowthTop 38% of 3,124 ZIP areas measured56
Housing affordabilityTop 30% of 3,112 ZIP areas measured74
Climate2,554th of 3,127 ZIP areas measured61
Physical resilienceTop 10% of 3,127 ZIP areas measured89
Access2,382nd of 3,127 ZIP areas measured81
Economic stability2,412th of 3,127 ZIP areas measured36
The quick read

Employment conditions sit below most comparable ZIP areas measured: unemployment is 9.7% and the Opportunity signal places 49203 in the bottom 1%. The unemployment rate is published for Jackson, MI, which contains 49203, rather than for 49203 alone.

In the public schools here, 28% of students met the state standard in mathematics, with 15.6 students for every teacher.

Development activity is both elevated and accelerating — 181 housing units permitted over the past twelve months, up 110% on the prior year. The permit count and 1 other measure here are published for Jackson, MI, which contains 49203, rather than for 49203 alone.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
36,474
2024 ACS 5-Year
Median household income
$56,201
Bottom 23% nationally
Density
1,378/sq mi
26.5 sq mi of land
Median age
39.0
2024 ACS 5-Year
City
Jackson
Michigan
Metro area
Nearest major airport
LAN
40 mi · Capital Region Intl
Median home value
$159,100
2024 ACS 5-Year

Jobs & opportunity

Unemployment across Jackson, MI, which contains 49203, is 9.7% — higher than in all but 1% of the 3,127 measured US ZIP areas.

Employment across Jackson, MI, which contains 49203, fell 5.7% over the past year, to 12,387 employed residents.

Median household income of $56,201 is lower than in 77% of measured US ZIP areas.

MetricValueCompared nationallySource period
Income of new arrivalsJackson County, MI’s figurefiling years 2022–2023$57,47327th percentileof 2,996filing years 2022–2023
Income of those who leftJackson County, MI’s figurefiling years 2022–2023$56,25622nd percentileof 2,996filing years 2022–2023
Median household income ±$3,7462024 ACS 5-Year$56,201Bottom 23%of 31,0492024 ACS 5-Year
Per capita income ±$1,7362024 ACS 5-Year$32,080Bottom 34%of 32,8222024 ACS 5-Year
Poverty rate ±2%2024 ACS 5-Year14.1%Bottom 33%of 32,8462024 ACS 5-Year
Average commute ±1.0 min2024 ACS 5-Year19.7 minTop 12%of 32,8872024 ACS 5-Year
Bachelor's degree or higher ±2%2024 ACS 5-Year22.4%Bottom 47%of 33,1932024 ACS 5-Year
Drove alone to work ±2%2024 ACS 5-Year78.3%59th percentileof 32,7982024 ACS 5-Year
EmploymentJackson, MI’s figureJuly 202612,387Bottom 5%of 3,127July 2026
Employment change (3 years)Jackson, MI’s figureJuly 2026−8.2%Bottom 1%of 3,127July 2026
Employment change (year over year)Jackson, MI’s figureJuly 2026−5.7%Bottom 2%of 3,127July 2026
Labor forceJackson, MI’s figureJuly 202613,7206th percentileof 3,127July 2026
Labor force participation ±2%2024 ACS 5-Year74.1%Bottom 35%of 32,8832024 ACS 5-Year
Mean annual wageJackson, MI Metro Area’s figure2025 OEWS$61,270Bottom 30%of 2,7602025 OEWS
Median annual wageJackson, MI Metro Area’s figure2025 OEWS$47,760Bottom 29%of 2,7602025 OEWS
Public transit to work ±0.3%2024 ACS 5-Year0.5%72nd percentileof 32,7982024 ACS 5-Year
Unemployment change (year over year)Jackson, MI’s figureJuly 2026−1.3%Top 5%of 3,127July 2026
Unemployment rateJackson, MI’s figureJuly 20269.7%Bottom 1%of 3,127July 2026
Worked from home ±2%2024 ACS 5-Year9.2%47th percentileof 32,7982024 ACS 5-Year

Median household income, successive ACS releases

202120222023202456k50k
Each point is a separate five-year estimate, most recently $56,201 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

Largest occupations — Jackson, MI

OccupationPeople employedMedian annual wage
Home Health and Personal Care Aides1,700$34,180
Cashiers1,690$29,370
Miscellaneous Assemblers and Fabricators1,630$40,700
Retail Salespersons1,210$34,770
Fast Food and Counter Workers1,140$27,390
Stockers and Order Fillers1,000$34,560

Searches the 40 largest occupations here that have a published wage.

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Jackson, MI, the city containing this ZIP code.

28% of students met the state standard in mathematics and 35% in reading, across the schools here that reported results.

There are 15.6 students for every full-time teacher across 9 public schools, fewer than in most measured places.

Public schools
11
2024-25 school year
Students per teacher
15.6
across 9 of them
Math proficiency
27.8%
Bottom 27% in Michigan
Reading proficiency
35.1%
Bottom 21% in Michigan
All 11 public schools on record, largest first.
SchoolDistrictStudentsPer teacherMathReading
Middle School at ParksideJackson Public Schools75015.017%31%
Cascades Elementary SchoolJackson Public Schools39814.2——
Sharp Park AcademyJackson Public Schools33717.747%47%
Townsend Elementary SchoolVandercook Lake Public Schools31618.627%26%
Dibble Elementary SchoolJackson Public Schools28217.637%42%
Vandercook Lake High SchoolVandercook Lake Public Schools25813.614%27%
Jackson ISD Local Based Special Education ProgramsJackson ISD2403.042%47%
John R Lewis ElementaryJackson Public Schools14014.0——
Woodville Community CenterWestern School District9719.4——
Fourth Street Learning CenterJackson Public Schools279.05%5%
Local Based Special Education Early Childhood ProgramsJackson ISD0———

77.3% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against Michigan’s own standard, so it is ranked within state. How to read school figures.

Prices for everything a household buys run about 7% below the national average — the Bureau of Economic Analysis index reads 92.8, against 100 for the nation. Nationally, housing drives most of the spread between places in this index; other goods vary far less.

The Federal Housing Finance Agency’s house price index for the Jackson, MI Metro Area is up 46% over five years, and up 6.1% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $2,130 a year in real estate taxes, about 1.34% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $1,165, some 14% above the $1,019 tenants already here pay.

At HUD’s Fair Market Rent of $1,165 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $46,600 a year, about 83% of the median household income here of $56,201.

The typical renter household here spends 29% of its income on rent, below the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $1,019 a month.

A median home at $159,100 costs 2.4 times the median income of its owner-occupied households, $66,663, close to the historic benchmark for an affordable market.

Cost of living
92.8

Prices here run about 7% below the national average. The spread between places is driven mostly by housing — goods vary far less — and this excludes taxes.

Published for the Jackson, MI Metro Area as a whole. Prices are regional — people shop, commute and rent across a metropolitan area rather than within a city boundary — so this describes the cost of living around this place better than a figure drawn to its own limits would.

Rent as a share of income
29.2%
Below the 30% cost-burdened threshold
Home price to income
2.4×
median home value ÷ owner household income
Market rent, two bedroom
$1,165
what a new lease costs · FY2026
Median gross rent
$1,019
what tenants now pay · 2024 ACS 5-Year
Median home value
$159,100
2024 ACS 5-Year

The figures above are measured against 49203’s median household income of $56,201, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Cost of living indexthe Jackson, MI Metro Area’s figure202392.8Top 24%of 2,7372023
Home price change (1 year)the Jackson, MI Metro Area’s figure2026 Q2+6.1%91st percentileof 3,0712026 Q2
Home price change (5 years)the Jackson, MI Metro Area’s figure2026 Q2+46.2%65th percentileof 3,0712026 Q2
Home price change (10 years)the Jackson, MI Metro Area’s figure2026 Q2+108.0%69th percentileof 3,0712026 Q2
Home price to income ±0.12024 ACS 5-Year2.4Top 37%of 29,2752024 ACS 5-Year
Homeownership rate ±3%2024 ACS 5-Year66.9%24th percentileof 32,7502024 ACS 5-Year
Housing units ±5812024 ACS 5-Year17,13994th percentileof 33,4602024 ACS 5-Year
Market rent, one bedroomFY2026$946Top 23%of 3,031FY2026
Market rent, three bedroomFY2026$1,534Top 25%of 3,031FY2026
Market rent, two bedroomFY2026$1,165Top 23%of 3,031FY2026
Median gross rent ±$472024 ACS 5-Year$1,019Bottom 49%of 26,3962024 ACS 5-Year
Median home value ±$6,3912024 ACS 5-Year$159,10030th percentileof 30,8122024 ACS 5-Year
Median property taxes ±$1152024 ACS 5-Year$2,13054th percentileof 28,9352024 ACS 5-Year
Owner household income ±$3,1982024 ACS 5-Year$66,663Bottom 26%of 29,8022024 ACS 5-Year
Property tax rate ±0.09%2024 ACS 5-Year1.34%76th percentileof 24,0992024 ACS 5-Year
Rent as a share of income ±2%2024 ACS 5-Year29.2%Bottom 45%of 26,2472024 ACS 5-Year
Seasonal and second homes ±752024 ACS 5-Year11678th percentileof 33,7722024 ACS 5-Year
Second homes2024 ACS 5-Year0.7%44th percentileof 32,9612024 ACS 5-Year
Vacancy rate2024 ACS 5-Year8.1%57th percentileof 32,7882024 ACS 5-Year
Vacant housing units ±3432024 ACS 5-Year1,50594th percentileof 33,7722024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures and the cost-of-living index.

Development Momentum

56/ 100
Top 38% of 3,124 published ZIP profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

At 5.8 permitted units per 1,000 residents, building activity is above the median for measured US ZIP areas. The permit rate is published for Jackson, MI, which contains 49203, rather than for 49203 alone.

Units permitted
181
12 months ending July 2026
Per 1,000 residents
5.8
Top 28% nationally
Year over year
+110%
vs the prior twelve months
Multifamily share
58.6%
units in 5+ unit buildings

People moving in and out

Net migration
0.0%
of residents, in a year
Arrivals from another state
30%
of people moving in
Income of arrivals
$57,473
average per tax return
Income of those who left
$56,256
average per tax return

Where newcomers came from

  1. Washtenaw County, MI 476 people · 9.8% of arrivals
  2. Ingham County, MI 449 people · 9.3% of arrivals
  3. Wayne County, MI 379 people · 7.8% of arrivals
  4. Calhoun County, MI 350 people · 7.2% of arrivals
  5. Lenawee County, MI 331 people · 6.8% of arrivals

Where people who left went

  1. Ingham County, MI 488 people · 10.0% of departures
  2. Washtenaw County, MI 419 people · 8.6% of departures
  3. Calhoun County, MI 366 people · 7.5% of departures
  4. Lenawee County, MI 302 people · 6.2% of departures
  5. Hillsdale County, MI 276 people · 5.7% of departures

Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. This is the figure for Jackson County, MI. IRS Statistics of Income, filing years 2022–2023.

The Building Permits Survey is not published for ZIP areas. This is the figure for Jackson, MI, the city containing this ZIP code.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 83°F and January a low of 18°F.

Normal annual precipitation is 32.2 inches.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station JACKSON REYNOLDS FLD, 4.6 miles from this location.

Precipitation

JFMAMJJASOND3.8"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation1991-2020 Normals32.2"1991-2020 Normals
Average January low1991-2020 Normals18°F1991-2020 Normals
Average July high1991-2020 Normals83°F1991-2020 Normals
Comfortable months1991-2020 Normals51991-2020 Normals
Seasonal temperature swing1991-2020 Normals47°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. How to read climate and air quality.

Physical risk

89 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, tornado and cold wave, with inland flooding alone responsible for 48% of it. Inland flooding and cold wave are independently rated low or minimal nationally, so this describes how the loss is composed, not how large those hazards are.

Overall hazard risk is lower than 90% of measured US ZIP areas.

TornadoHigh
Strong windElevated
HailModerate
Heat waveModerate

Low or minimal exposure: cold wave, ice storm, inland flooding, winter weather, earthquake, landslide, lightning, hurricane, wildfire, drought, tsunami, volcanic activity, coastal flooding, avalanche.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offenses — they say nothing about burglary, theft or assault.

Homicide
4.2
per 100,000 residents · modeled, not measured
Firearm deaths, all intents
17.6
per 100,000 residents
Drug overdose
19.4
per 100,000 residents
Suicide
16.9
per 100,000 residents

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.

Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around 49203 (Jackson County) rather than 49203 itself. They are shown and not scored. How to read death rates.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Reported crime
Offenses reported to police are published by department rather than by town, so AreaProfile shows a rate only on city profiles, and only where that city’s department submitted every month of a year. A ZIP area is not a jurisdiction, so no department reports for one. Jackson carries the figure where its department reported a full year. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Air quality
The EPA publishes an air-quality index only where a monitor sits. There is none in this county, and a modeled value would be a different kind of number from the measured ones everywhere else on this page.
Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. The cost-of-living index above is a price level for all consumption, not a household budget, and it excludes taxes. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

6 major airports lie within 100 miles, the nearest Capital Region Intl at 40 miles.

MetricValueCompared nationallySource period
Broadband access ±1%2024 ACS 5-Year93.5%Top 28%of 32,6632024 ACS 5-Year
Distance to major airportNASR current cycle40 miBottom 21%of 3,127NASR current cycle
Major airports within 100 milesNASR current cycle6Top 26%of 3,127NASR current cycle
No internet access ±1%2024 ACS 5-Year5.1%Top 33%of 32,6632024 ACS 5-Year
AirportCodeDistanceLongest runway
Capital Region IntlLAN40 mi8,506 ft
Battle Creek Exec At Kellogg FldBTL44 mi10,004 ft
Eugene F Kranz Toledo ExpressTOL53 mi10,600 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
52
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Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
Demographics, IncomeInternal Revenue Service, Statistics of Income Division
U.S. Population Migration Data (county to county)
filing years 2022–2023
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
HousingU.S. Bureau of Economic Analysis
Regional price parities and county personal income
2023
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWS
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimate
SafetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
March 2025 to February 2026; May 2025 to April 2026
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

49203 vs Jackson

How this ZIP area compares with Jackson as a whole. Both figures come from the same ACS release, so the comparison is like for like — a gap here is a real difference between the two places, not two surveys disagreeing.

49203
Jackson
Median household income: 49203 is the more favorable of the two.
Median household income
$56,201
vs
$44,558
Per capita income: 49203 is the more favorable of the two.
Per capita income
$32,080
vs
$25,996
Population density
1,378/sq mi
vs
2,883/sq mi
Median home value
$159,100
vs
$103,200
Median gross rent: Jackson is the more favorable of the two.
Median gross rent
$1,019
vs
$898
Homeownership rate
66.9%
vs
54.7%
Bachelor's degree or higher: 49203 is the more favorable of the two.
Bachelor's degree or higher
22.4%
vs
16.1%
Poverty rate: 49203 is the more favorable of the two.
Poverty rate
14.1%
vs
24.1%
Median age
39.0
vs
35.3

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.