Terre Haute, IN

Metro Area Profile

168,719 residents. Jobs, income, development, climate and physical risk across the Terre Haute, IN metropolitan area.

59out of 100
Area Score
Top 41% of 834 profiles measured

How we calculate this

How this area ranks

Data updated · 12 sources
OpportunityTop 34% of 835 metro and micro areas measured59
SchoolsTop 46% of 695 metro and micro areas measured54
Growth593rd of 834 metro and micro areas measured38
Housing affordability551st of 835 metro and micro areas measured70
Climate483rd of 835 metro and micro areas measured64
Physical resilienceTop 35% of 835 metro and micro areas measured66
AccessTop 13% of 835 metro and micro areas measured97
Economic stability650th of 835 metro and micro areas measured28
The quick read

Unemployment is 3.7% and median household income $56,594, putting employment conditions in the middle range of metro and micro areas measured.

In the public schools here, 43% of students met the state standard in mathematics, with 13.5 students for every teacher.

Residential permitting has slowed: 337 units authorized over the past twelve months, 48% below the prior year. That follows a longer stretch moving the other way, through 2025.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
168,719
2024 ACS 5-Year
Median household income
$56,594
Bottom 17% nationally
Density
115/sq mi
1,465.3 sq mi of land
Median age
38.4
2024 ACS 5-Year
Area type
Metropolitan area
Indiana
Nearest major airport
HUF
5 mi · Terre Haute Rgnl
Median home value
$143,500
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 3.7%, lower than in 69% of the 835 measured US metro and micro areas.

Employment grew 1.0% over the past year, to 76,295 employed residents.

Median household income of $56,594 is lower than in 83% of measured US metro and micro areas.

MetricValueCompared nationallySource period
Median household income ±$2,1712024 ACS 5-Year$56,594Bottom 17%of 9352024 ACS 5-Year
Per capita income ±$1,0202024 ACS 5-Year$32,258Bottom 28%of 9352024 ACS 5-Year
Poverty rate ±1%2024 ACS 5-Year15.2%Bottom 31%of 9352024 ACS 5-Year
Average commute ±0.6 min2024 ACS 5-Year24.2 minTop 50%of 9352024 ACS 5-Year
Bachelor's degree or higher ±1.0%2024 ACS 5-Year22.9%Bottom 40%of 9352024 ACS 5-Year
Drove alone to work ±1%2024 ACS 5-Year79.1%66th percentileof 9352024 ACS 5-Year
EmploymentJuly 202676,295Top 32%of 835July 2026
Employment change (3 years)July 2026+2.4%Top 19%of 835July 2026
Employment change (year over year)July 2026+1.0%Top 18%of 835July 2026
Labor forceJuly 202679,25067th percentileof 835July 2026
Labor force participation ±1%2024 ACS 5-Year71.6%Bottom 20%of 9352024 ACS 5-Year
Mean annual wage2025 OEWS$53,390Bottom 11%of 3922025 OEWS
Median annual wage2025 OEWS$44,870Bottom 20%of 3922025 OEWS
Metro employment2025 OEWS65,12029th percentileof 3922025 OEWS
Public transit to work ±0.3%2024 ACS 5-Year0.6%66th percentileof 9352024 ACS 5-Year
Unemployment change (year over year)July 2026−0.7%Top 20%of 835July 2026
Unemployment rateJuly 20263.7%Top 31%of 835July 2026
Worked from home ±0.7%2024 ACS 5-Year5.7%19th percentileof 9352024 ACS 5-Year

Unemployment rate

2021/072022/072023/072024/072025/072026/074.82.7
Monthly unemployment rate from the Bureau of Labor Statistics, most recent value 3.7% in July 2026. It has been holding roughly steady, over a series running from 2020-01 to 2026-07. A break in the line is a month the Bureau of Labor Statistics did not publish for this area — it is left empty rather than estimated.

Largest occupations — Terre Haute, IN

OccupationPeople employedMedian annual wage
Fast Food and Counter Workers2,700$27,020
Retail Salespersons1,940$29,090
Cashiers1,870$27,760
Registered Nurses1,600$81,550
Home Health and Personal Care Aides1,430$34,540
Stockers and Order Fillers1,370$31,380

Searches the 40 largest occupations here that have a published wage.

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

43% of students met the state standard in mathematics and 47% in reading, across the schools here that reported results.

There are 13.5 students for every full-time teacher across 49 public schools, fewer than in most measured places.

Public schools
50
2024-25 school year
Students per teacher
13.5
across 49 of them
Math proficiency
43.5%
Top 41% in Indiana
Reading proficiency
47.2%
Bottom 34% in Indiana
The 12 largest of 50 public schools, by enrollment.
SchoolDistrictStudentsPer teacherMathReading
Terre Haute South Vigo High SchoolVigo County School Corp1,54414.027%58%
Terre Haute North Vigo High SchoolVigo County School Corp1,48614.228%62%
Northview High SchoolClay Community Schools86311.832%48%
North Clay Middle SchoolClay Community Schools73413.145%50%
Woodrow Wilson Middle SchoolVigo County School Corp68612.936%45%
Lost Creek Elementary SchoolVigo County School Corp67214.663%55%
Otter Creek Middle SchoolVigo County School Corp67013.727%37%
Honey Creek Middle SchoolVigo County School Corp66613.348%54%
Sullivan Elementary SchoolSouthwest School Corporation62715.756%49%
Dixie Bee Elementary SchoolVigo County School Corp56416.172%58%
Dugger Union Community School Corp · charterDugger Union Community School Corp55911.632%27%
Terre Town Elementary SchoolVigo County School Corp55314.954%34%

57.7% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against Indiana’s own standard, so it is ranked within state. How to read school figures.

Prices for everything a household buys run about 12% below the national average — the Bureau of Economic Analysis index reads 88.3, against 100 for the nation. Nationally, housing drives most of the spread between places in this index; other goods vary far less.

The Federal Housing Finance Agency’s house price index for this area is up 56% over five years, and up 7.7% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $1,040 a year in real estate taxes, about 0.72% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $1,094, some 23% above the $892 tenants already here pay.

At HUD’s Fair Market Rent of $1,094 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $43,800 a year, about 77% of the median household income here of $56,594.

The typical renter household here spends 31% of its income on rent, above the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $892 a month.

A median home at $143,500 costs 2.0 times the median income of its owner-occupied households, $72,606, close to the historic benchmark for an affordable market.

Cost of living
88.3

Prices here run about 12% below the national average. The spread between places is driven mostly by housing — goods vary far less — and this excludes taxes.

Price level for all consumption in this metropolitan area against a national average of 100. Housing dominates the spread between places; goods vary far less.

Rent as a share of income
31.2%
Above the 30% cost-burdened threshold
Home price to income
2.0×
median home value ÷ owner household income
Market rent, two bedroom
$1,094
what a new lease costs · FY2026
Median gross rent
$892
what tenants now pay · 2024 ACS 5-Year
Median home value
$143,500
2024 ACS 5-Year

The figures above are measured against Terre Haute’s median household income of $56,594, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Cost of living index202388.3Top 13%of 3862023
Home price change (1 year)2026 Q2+7.7%92nd percentileof 3722026 Q2
Home price change (5 years)2026 Q2+55.6%88th percentileof 3722026 Q2
Home price change (10 years)2026 Q2+101.9%60th percentileof 3722026 Q2
Home price to income ±0.12024 ACS 5-Year2.0Top 11%of 9352024 ACS 5-Year
Homeownership rate ±1%2024 ACS 5-Year67.7%36th percentileof 9352024 ACS 5-Year
Housing units ±1142024 ACS 5-Year74,66471st percentileof 9352024 ACS 5-Year
Market rent, one bedroomFY2026$864Top 44%of 818FY2026
Market rent, three bedroomFY2026$1,312Top 31%of 818FY2026
Market rent, two bedroomFY2026$1,094Top 47%of 818FY2026
Median gross rent ±$222024 ACS 5-Year$892Top 32%of 9352024 ACS 5-Year
Median home value ±$4,9442024 ACS 5-Year$143,50013th percentileof 9352024 ACS 5-Year
Median property taxes ±$472024 ACS 5-Year$1,04016th percentileof 9332024 ACS 5-Year
Owner household income ±$2,5572024 ACS 5-Year$72,606Bottom 27%of 9352024 ACS 5-Year
Property tax rate ±0.04%2024 ACS 5-Year0.72%40th percentileof 9322024 ACS 5-Year
Rent as a share of income ±1%2024 ACS 5-Year31.2%Bottom 22%of 9352024 ACS 5-Year
Seasonal and second homes ±1722024 ACS 5-Year41030th percentileof 9352024 ACS 5-Year
Second homes2024 ACS 5-Year0.5%11th percentileof 9352024 ACS 5-Year
Vacancy rate2024 ACS 5-Year9.2%66th percentileof 9352024 ACS 5-Year
Vacant housing units ±6542024 ACS 5-Year7,29065th percentileof 9352024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures and the cost-of-living index.

Development Momentum

38/ 100
Ranks 593 of 834 published metro profiles
The most recent move in permitting was upward, in a series running from 2024 to 2025.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has been broadly flat since 2020, at 168,874 in 2024.

New construction is predominantly single-family: of 337 units permitted over the past twelve months, only 17% are in buildings of five or more homes.

At 2.0 permitted units per 1,000 residents, building activity is below the median for measured US metro and micro areas.

Units permitted
337
12 months ending July 2026
Per 1,000 residents
2.0
Bottom 40% nationally
Year over year
−48%
vs the prior twelve months
Multifamily share
16.9%
units in 5+ unit buildings

Population, annual estimates

20202021202220232024169k169k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population. It has been holding roughly steady, over a series running from 2020 to 2024.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 86°F and January a low of 21°F.

Normal annual precipitation is 40.8 inches.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station TERRE HAUTE HULMAN RGNL AP, 4.6 miles from this location.

Precipitation

JFMAMJJASOND4.7"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation1991-2020 Normals40.8"1991-2020 Normals
Average January low1991-2020 Normals21°F1991-2020 Normals
Average July high1991-2020 Normals86°F1991-2020 Normals
Comfortable months1991-2020 Normals51991-2020 Normals
Seasonal temperature swing1991-2020 Normals47°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. How to read climate and air quality.

Physical risk

66 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, earthquake and tornado, with inland flooding alone responsible for 49% of it.

EarthquakeHigh
HailModerate
Heat waveModerate
TornadoModerate
Inland floodingModerate
DroughtModerate

Low or minimal exposure: strong wind, winter weather, cold wave, landslide, ice storm, lightning, hurricane, wildfire, coastal flooding, tsunami, volcanic activity, avalanche.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. This value is the population-weighted mean of all component counties; expected annual loss is their sum. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Reported crime
Offenses reported to police are published by department rather than by town, so AreaProfile shows a rate only on city profiles, and only where that city’s department submitted every month of a year. City profiles inside this area carry their own figure where their department reported a full year. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Death-certificate rates
The CDC publishes these rates by county, so a metropolitan area carries none of its own. The county profiles inside it do.
Air quality
The EPA publishes an air-quality index by county, and only where a monitor sits, so a metropolitan area carries none of its own. The county profiles inside it show it where one exists.
Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. The cost-of-living index above is a price level for all consumption, not a household budget, and it excludes taxes. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

3 major airports lie within 100 miles, the nearest Terre Haute Rgnl at 5 miles.

MetricValueCompared nationallySource period
Broadband access ±1%2024 ACS 5-Year86.2%Bottom 27%of 9352024 ACS 5-Year
Distance to major airportNASR current cycle5 miTop 3%of 835NASR current cycle
Major airports within 100 milesNASR current cycle3Bottom 35%of 835NASR current cycle
No internet access ±1%2024 ACS 5-Year10.3%Bottom 30%of 9352024 ACS 5-Year
AirportCodeDistanceLongest runway
Terre Haute RgnlHUF5 mi9,021 ft
Indianapolis IntlIND60 mi11,200 ft
Evansville RgnlEVV94 mi8,021 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
59
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Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
HousingU.S. Bureau of Economic Analysis
Regional price parities and county personal income
2023
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWS
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimate
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

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