Florence-Muscle Shoals, AL

Metro Area Profile

153,852 residents. Jobs, income, development, climate and physical risk across the Florence-Muscle Shoals, AL metropolitan area.

62out of 100
Area Score
Bottom 42% of 379 published profiles

How we calculate this

How this area ranks
Opportunity294th of 379 published metros42
GrowthTop 34% of 821 published metros60
Housing affordabilityTop 29% of 822 published metros100
ClimateTop 11% of 822 published metros77
Physical resilience434th of 822 published metros53
Access619th of 822 published metros62
Economic stability524th of 822 published metros41
The quick read

Employment conditions sit below most comparable published metro profiles: unemployment is 4.3% and the Opportunity signal places Florence-Muscle Shoals in the bottom 22%.

Rent takes 17% of median household income here, below the 30% threshold conventionally called cost-burdened, and the median home is 3.0 times that income.

A typical July reaches 89°F and a typical January falls to 31°F, on thirty-year normals.

At a glance

Population
153,852
2024 ACS 5-Year
Median household income
$61,891
Bottom 33% nationally
Density
122/sq mi
1261.0 sq mi of land
Median age
41.6
2024 ACS 5-Year
County
Metro area
Florence-Muscle Shoals, AL
Nearest major airport
HSV
55 mi · Huntsville Intl-Carl T Jones Fld
Median home value
$187,400
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.3% is lower than 44% of the 379 measured US metros.

Employment fell 1.4% over the past year, to 66,763 employed residents.

MetricValueCompared with peersSource period
Median household income ±$1,883$61,891Bottom 33%2024 ACS 5-Year
Per capita income ±$1,036$35,173Bottom 48%2024 ACS 5-Year
Poverty rate14.1%Top 45%2024 ACS 5-Year
Average commute26.5 minTop 25%2024 ACS 5-Year
Bachelor's degree or higher26.7%Top 45%2024 ACS 5-Year
Employment66,763Bottom 25%June 2026
Employment change (3 years)0.2%Top 50%June 2026
Employment change (year over year)-1.4%Bottom 31%June 2026
Labor force69,744Bottom 24%June 2026
Labor force participation58.4%Bottom 38%2024 ACS 5-Year
Mean annual wage$50,400Bottom 3%2025 OEWS
Median annual wage$39,740Bottom 4%2025 OEWS
Metro employment56,100Bottom 22%2025 OEWS
Unemployment change (year over year)0.9%Top 6%June 2026
Unemployment rate4.3%Top 44%June 2026
Unemployment rate
2021/062022/032022/122023/092024/062025/032025/102026/064.32.2
Monthly unemployment rate from the Bureau of Labor Statistics, most recent value 4.3% in June 2026. A break in the line is a month the Bureau of Labor Statistics did not publish for this area — it is left empty rather than estimated.
Largest occupations — Florence-Muscle Shoals, AL
OccupationPeople employedMedian annual wage
Retail Salespersons2,080$28,980
Cashiers1,580$27,310
Registered Nurses1,320$66,360
Fast Food and Counter Workers1,310$22,590
Stockers and Order Fillers1,190$30,570
Secretaries and Administrative Assistants, Except Legal, Medical, and Executive1,160$38,850

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

Housing & affordability

How it’s calculated →

Median rent of $853 takes 17% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 3.0 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
16.5%
Below the 30% cost-burdened threshold
Home price to income
3.0×
median home value ÷ median income
Median gross rent
$853
2024 ACS 5-Year
Median home value
$187,400
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income3.03Bottom 41%2024 ACS 5-Year
Homeownership rate69.8%Bottom 49%2024 ACS 5-Year
Housing units ±9572,976Top 29%2024 ACS 5-Year
Median gross rent ±$26$853Bottom 24%2024 ACS 5-Year
Median home value ±$5,606$187,400Bottom 39%2024 ACS 5-Year
Rent as a share of income16.5%Bottom 25%2024 ACS 5-Year
Vacancy rate12.9%Top 40%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
60/ 100
Top 34% of 821 published city profiles
Permitting is increasing, measured from 2024 to 2025.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has grown 3% since 2020, reaching 156,287 in 2024.

Population is still rising, but more slowly than in the preceding year.

New construction is predominantly single-family: only 6% of permitted units are in buildings of five or more homes.

At 2.4 permitted units per 1,000 residents, building activity is below the median for measured US metros.

Units permitted
370
12 months ending July 2026
Per 1,000 residents
2.4
Bottom 46% nationally
Year over year
+21%
vs the prior twelve months
Multifamily share
6.5%
units in 5+ unit buildings
Population, annual estimates
20202021202220232024156k151k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population.

Weather & climate

7 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 89°F and January a low of 31°F.

Normal annual precipitation is 57.6 inches.

20°40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station MUSCLE SHOALS 2 N, 4.9 miles from this location.
Precipitation
JFMAMJJASOND5.9"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation57.6"1991-2020 Normals
Average January low31°F1991-2020 Normals
Average July high89°F1991-2020 Normals
Comfortable months71991-2020 Normals
Seasonal temperature swing38°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

53 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, earthquake and tornado.

Strong windModerate
EarthquakeModerate
TornadoModerate
Heat waveModerate
Inland floodingModerate

Low or minimal exposure: cold wave, lightning, ice storm, hurricane, drought, landslide, winter weather, hail, wildfire.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. This value is the population-weighted mean of all component counties; expected annual loss is their sum. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

1 major airport lies within 100 miles, the nearest 55 miles away.

AirportCodeDistanceLongest runway
Huntsville Intl-Carl T Jones FldHSV55 mi10,001 ft
Birmingham-Shuttlesworth IntlBHM102 mi12,007 ft
Golden Triangle RgnlGTR106 mi8,003 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
62
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.