42003 — Paducah, Kentucky

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 42003. Its median household income runs 12% above Paducah as a whole, which is why this ZIP carries a profile of its own.

55out of 100
Area Score
Bottom 39% of 3,116 profiles measured

How we calculate this

How this area ranks

Data updated · 15 sources
Opportunity1,744th of 3,119 ZIP areas measured51
SchoolsTop 32% of 3,047 ZIP areas measured64
Growth2,502nd of 3,124 ZIP areas measured33
Housing affordabilityTop 16% of 3,115 ZIP areas measured79
ClimateTop 38% of 3,127 ZIP areas measured73
Physical resilience2,099th of 3,127 ZIP areas measured43
Access2,826th of 3,127 ZIP areas measured67
Economic stability2,861st of 3,127 ZIP areas measured24
The quick read

Unemployment is 4.8% and median household income $55,791, putting employment conditions in the middle range of ZIP areas measured. The unemployment rate is published for Paducah, KY, which contains 42003, rather than for 42003 alone.

In the public schools here, 48% of students met the state standard in mathematics, with 14.6 students for every teacher.

Residential permitting has slowed: 48 units authorized over the past twelve months, 66% below the prior year. The permit count and 1 other measure here are published for Paducah, KY, which contains 42003, rather than for 42003 alone.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
29,672
2024 ACS 5-Year
Median household income
$55,791
Bottom 23% nationally
Density
430/sq mi
69 sq mi of land
Median age
41.5
2024 ACS 5-Year
City
Paducah
Kentucky
Metro area
Nearest major airport
MWA
57 mi · Veterans Airport of Southern Illinois
Median home value
$167,000
2024 ACS 5-Year

Jobs & opportunity

Unemployment across Paducah, KY, which contains 42003, is 4.8% — higher than in all but 35% of the 3,127 measured US ZIP areas.

Employment across Paducah, KY, which contains 42003, grew 0.6% over the past year, to 12,551 employed residents.

Median household income of $55,791 is lower than in 77% of measured US ZIP areas.

MetricValueCompared nationallySource period
Income of new arrivalsMcCracken County, KY’s figurefiling years 2022–2023$54,84020th percentileof 2,996filing years 2022–2023
Income of those who leftMcCracken County, KY’s figurefiling years 2022–2023$57,74027th percentileof 2,996filing years 2022–2023
Median household income ±$4,2262024 ACS 5-Year$55,791Bottom 23%of 31,1382024 ACS 5-Year
Per capita income ±$2,5782024 ACS 5-Year$33,441Bottom 39%of 32,8222024 ACS 5-Year
Poverty rate ±3%2024 ACS 5-Year16.7%Bottom 25%of 32,8462024 ACS 5-Year
Average commute ±1.2 min2024 ACS 5-Year19.3 minTop 11%of 32,8872024 ACS 5-Year
Bachelor's degree or higher ±3%2024 ACS 5-Year24.1%Top 47%of 33,1932024 ACS 5-Year
Drove alone to work ±4%2024 ACS 5-Year83.7%79th percentileof 32,7982024 ACS 5-Year
EmploymentPaducah, KY’s figureJuly 202612,551Bottom 5%of 3,127July 2026
Employment change (3 years)Paducah, KY’s figureJuly 2026+3.4%Top 13%of 3,127July 2026
Employment change (year over year)Paducah, KY’s figureJuly 2026+0.6%Top 24%of 3,127July 2026
Labor forcePaducah, KY’s figureJuly 202613,1865th percentileof 3,127July 2026
Labor force participation ±3%2024 ACS 5-Year72.3%Bottom 29%of 32,8832024 ACS 5-Year
Mean annual wagePaducah, KY-IL Metro Area’s figure2025 OEWS$58,060Bottom 15%of 2,7602025 OEWS
Median annual wagePaducah, KY-IL Metro Area’s figure2025 OEWS$45,860Bottom 14%of 2,7602025 OEWS
Public transit to work ±0.2%2024 ACS 5-Year0.2%65th percentileof 32,7982024 ACS 5-Year
Unemployment change (year over year)Paducah, KY’s figureJuly 20260.0%Bottom 44%of 3,127July 2026
Unemployment ratePaducah, KY’s figureJuly 20264.8%Bottom 35%of 3,127July 2026
Worked from home ±2%2024 ACS 5-Year7.2%36th percentileof 32,7982024 ACS 5-Year

Median household income, successive ACS releases

202120222023202456k45k
Each point is a separate five-year estimate, most recently $55,791 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

Largest occupations — Paducah, KY-IL

OccupationPeople employedMedian annual wage
Retail Salespersons1,800$28,390
Registered Nurses1,720$79,920
General and Operations Managers1,440$75,470
Cashiers1,400$28,550
Fast Food and Counter Workers1,160$27,640
Sailors and Marine Oilers1,070$47,550

Searches the 40 largest occupations here that have a published wage.

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Paducah, KY, the city containing this ZIP code.

48% of students met the state standard in mathematics and 59% in reading, across the schools here that reported results.

There are 14.6 students for every full-time teacher across 7 public schools, fewer than in most measured places.

Public schools
8
2024-25 school year
Students per teacher
14.6
across 7 of them
Math proficiency
48.1%
Top 43% in Kentucky
Reading proficiency
58.8%
Top 26% in Kentucky
All 8 public schools on record, largest first.
SchoolDistrictStudentsPer teacherMathReading
Paducah Tilghman High SchoolPaducah Independent86015.432%42%
Lone Oak Middle SchoolMcCracken County70214.943%64%
Reidland Elementary SchoolMcCracken County54814.467%77%
Hendron Lone Oak Elementary SchoolMcCracken County49815.667%72%
Morgan Elementary SchoolPaducah Independent36912.747%47%
Paducah Head Start PreschoolPaducah Independent25113.9——
Reidland Intermediate SchoolMcCracken County22814.340%53%
Paducah Area Technology CenterKentucky Tech System0———

63.3% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against Kentucky’s own standard, so it is ranked within state. How to read school figures.

Prices for everything a household buys run about 14% below the national average — the Bureau of Economic Analysis index reads 85.6, against 100 for the nation. Nationally, housing drives most of the spread between places in this index; other goods vary far less.

The Federal Housing Finance Agency’s house price index for the Paducah, KY-IL Metro Area is up 47% over five years, and up 11% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $1,246 a year in real estate taxes, about 0.75% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $1,058, some 43% above the $740 tenants already here pay.

At HUD’s Fair Market Rent of $1,058 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $42,300 a year, about 76% of the median household income here of $55,791.

The typical renter household here spends 27% of its income on rent, below the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $740 a month.

A median home at $167,000 costs 2.4 times the median income of its owner-occupied households, $70,227, close to the historic benchmark for an affordable market.

Cost of living
85.6

Prices here run about 14% below the national average. The spread between places is driven mostly by housing — goods vary far less — and this excludes taxes.

Published for the Paducah, KY-IL Metro Area as a whole. Prices are regional — people shop, commute and rent across a metropolitan area rather than within a city boundary — so this describes the cost of living around this place better than a figure drawn to its own limits would.

Rent as a share of income
27.1%
Below the 30% cost-burdened threshold
Home price to income
2.4×
median home value ÷ owner household income
Market rent, two bedroom
$1,058
what a new lease costs · FY2026
Median gross rent
$740
what tenants now pay · 2024 ACS 5-Year
Median home value
$167,000
2024 ACS 5-Year

The figures above are measured against 42003’s median household income of $55,791, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Cost of living indexthe Paducah, KY-IL Metro Area’s figure202385.6Top 1%of 2,7372023
Home price change (1 year)the Paducah, KY-IL Metro Area’s figure2026 Q2+11.4%99th percentileof 3,0712026 Q2
Home price change (5 years)the Paducah, KY-IL Metro Area’s figure2026 Q2+47.3%66th percentileof 3,0712026 Q2
Home price change (10 years)the Paducah, KY-IL Metro Area’s figure2026 Q2+79.1%23rd percentileof 3,0712026 Q2
Home price to income ±0.32024 ACS 5-Year2.4Top 37%of 29,3222024 ACS 5-Year
Homeownership rate ±3%2024 ACS 5-Year70.8%31st percentileof 32,9062024 ACS 5-Year
Housing units ±5132024 ACS 5-Year14,13291st percentileof 33,7722024 ACS 5-Year
Market rent, one bedroomFY2026$851Top 14%of 3,031FY2026
Market rent, three bedroomFY2026$1,269Top 7%of 3,031FY2026
Market rent, two bedroomFY2026$1,058Top 14%of 3,031FY2026
Median gross rent ±$812024 ACS 5-Year$740Top 17%of 26,4752024 ACS 5-Year
Median home value ±$9,9002024 ACS 5-Year$167,00034th percentileof 30,8122024 ACS 5-Year
Median property taxes ±$1102024 ACS 5-Year$1,24627th percentileof 28,9352024 ACS 5-Year
Owner household income ±$7,8002024 ACS 5-Year$70,227Bottom 31%of 29,8022024 ACS 5-Year
Property tax rate ±0.08%2024 ACS 5-Year0.75%37th percentileof 24,0992024 ACS 5-Year
Rent as a share of income ±2%2024 ACS 5-Year27.1%Top 42%of 26,3322024 ACS 5-Year
Seasonal and second homes ±722024 ACS 5-Year9674th percentileof 33,7722024 ACS 5-Year
Second homes2024 ACS 5-Year0.7%44th percentileof 32,9612024 ACS 5-Year
Vacancy rate2024 ACS 5-Year16.5%86th percentileof 32,9612024 ACS 5-Year
Vacant housing units ±4392024 ACS 5-Year2,42198th percentileof 33,7722024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures and the cost-of-living index.

Development Momentum

33/ 100
Ranks 2,502 of 3,124 published ZIP profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: of 48 units permitted over the past twelve months, only 13% are in buildings of five or more homes. The multifamily share is published for Paducah, KY, which contains 42003, rather than for 42003 alone.

At 1.8 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas. The permit rate is published for Paducah, KY, which contains 42003, rather than for 42003 alone.

Units permitted
48
12 months ending July 2026
Per 1,000 residents
1.8
Bottom 34% nationally
Year over year
−66%
vs the prior twelve months
Multifamily share
12.5%
units in 5+ unit buildings

People moving in and out

Net migration
+0.5%
of residents, in a year
Arrivals from another state
53%
of people moving in
Income of arrivals
$54,840
average per tax return
Income of those who left
$57,740
average per tax return

Where newcomers came from

  1. Marshall County, KY 292 people · 9.7% of arrivals
  2. Graves County, KY 259 people · 8.6% of arrivals
  3. Massac County, IL 172 people · 5.7% of arrivals
  4. Ballard County, KY 157 people · 5.2% of arrivals
  5. Calloway County, KY 145 people · 4.8% of arrivals

Where people who left went

  1. Marshall County, KY 289 people · 10% of departures
  2. Graves County, KY 253 people · 9.2% of departures
  3. Ballard County, KY 180 people · 6.5% of departures
  4. Massac County, IL 139 people · 5.0% of departures
  5. Livingston County, KY 111 people · 4.0% of departures

Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. This is the figure for McCracken County, KY. IRS Statistics of Income, filing years 2022–2023.

The Building Permits Survey is not published for ZIP areas. This is the figure for Paducah, KY, the city containing this ZIP code.

Weather & climate

7 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 90°F and January a low of 27°F.

Normal annual precipitation is 50.3 inches, including 8.9 inches of snow.

20°40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station PADUCAH, 11.6 miles from this location.

Precipitation

JFMAMJJASOND5.2"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index2024 calendar year562024 calendar year
Annual precipitation1991-2020 Normals50.3"1991-2020 Normals
Annual snowfall1991-2020 Normals8.9"1991-2020 Normals
Average January low1991-2020 Normals27°F1991-2020 Normals
Average July high1991-2020 Normals90°F1991-2020 Normals
Comfortable months1991-2020 Normals71991-2020 Normals
Days above AQI 1002024 calendar year12024 calendar year
Median air quality index2024 calendar year422024 calendar year
Seasonal temperature swing1991-2020 Normals44°F1991-2020 Normals

Air quality

Median air quality index
42
Good on a typical day
Worst tenth of days
56
90th percentile index
Days above 100
1
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. Air quality is measured by EPA monitors and published by county only where a monitor sits; a county without one shows nothing rather than an estimate, and a county reading is still the county’s. How to read climate and air quality.

Physical risk

43 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are earthquake, inland flooding and heat wave, with earthquake alone responsible for 48% of it. heat wave is independently rated low or minimal nationally, so this describes how the loss is composed, not how large that hazard is.

EarthquakeElevated
Ice stormModerate
Winter weatherModerate
Strong windModerate
HailModerate
Inland floodingElevated
DroughtModerate
LandslideModerate

Low or minimal exposure: heat wave, tornado, cold wave, lightning, hurricane, wildfire, coastal flooding, tsunami, volcanic activity, avalanche.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offenses — they say nothing about burglary, theft or assault.

Homicide
5.0
per 100,000 residents · modeled, not measured
Firearm deaths, all intents
25.2
per 100,000 residents
Drug overdose
14.1
per 100,000 residents · modeled, not measured
Suicide
28.2
per 100,000 residents

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.

Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around 42003 (McCracken County) rather than 42003 itself. They are shown and not scored. How to read death rates.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Reported crime
Offenses reported to police are published by department rather than by town, so AreaProfile shows a rate only on city profiles, and only where that city’s department submitted every month of a year. A ZIP area is not a jurisdiction, so no department reports for one. Paducah carries the figure where its department reported a full year. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. The cost-of-living index above is a price level for all consumption, not a household budget, and it excludes taxes. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

3 major airports lie within 100 miles, the nearest Veterans Airport of Southern Illinois at 57 miles.

MetricValueCompared nationallySource period
Broadband access ±2%2024 ACS 5-Year87.1%Bottom 39%of 32,8192024 ACS 5-Year
Distance to major airportNASR current cycle57 miBottom 10%of 3,127NASR current cycle
Major airports within 100 milesNASR current cycle3Bottom 21%of 3,127NASR current cycle
No internet access ±2%2024 ACS 5-Year9.5%Bottom 41%of 32,8192024 ACS 5-Year
AirportCodeDistanceLongest runway
Veterans Airport of Southern IllinoisMWA57 mi8,012 ft
Evansville RgnlEVV92 mi8,021 ft
Owensboro/Daviess County RgnlOWB93 mi8,000 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

Customize your score

What matters to you?

Choose what you weight most heavily. Nothing is saved to an account — your preferences stay in this browser, and the Area Score never changes.

Area Score
55
Your Score
—

Select one or more priorities to see how this location scores against them.

Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
Demographics, IncomeInternal Revenue Service, Statistics of Income Division
U.S. Population Migration Data (county to county)
filing years 2022–2023
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
HousingU.S. Bureau of Economic Analysis
Regional price parities and county personal income
2023
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWS
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimate
SafetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
March 2025 to February 2026; May 2025 to April 2026
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar year
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated September 26, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

42003 vs Paducah

How this ZIP area compares with Paducah as a whole. Both figures come from the same ACS release, so the comparison is like for like — a gap here is a real difference between the two places, not two surveys disagreeing.

42003
Paducah
Median household income: 42003 is the more favorable of the two.
Median household income
$55,791
vs
$49,915
Per capita income: Paducah is the more favorable of the two.
Per capita income
$33,441
vs
$40,311
Population density
430/sq mi
vs
1,319/sq mi
Median home value
$167,000
vs
$165,300
Median gross rent: 42003 is the more favorable of the two.
Median gross rent
$740
vs
$834
Homeownership rate
70.8%
vs
55.0%
Bachelor's degree or higher: Paducah is the more favorable of the two.
Bachelor's degree or higher
24.1%
vs
28.8%
Poverty rate: 42003 is the more favorable of the two.
Poverty rate
16.7%
vs
21.3%
Median age
41.5
vs
41.5

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.