47303Muncie, Indiana

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 47303.

60out of 100
Area Score
Bottom 49% of 5,298 profiles measured

How we calculate this

How this area ranks
Opportunity4043rd of 6,210 ZIP areas measured48
SchoolsTop 39% of 4,422 ZIP areas measured60
Growth4455th of 5,428 ZIP areas measured31
Housing affordabilityTop 38% of 6,685 ZIP areas measured87
Climate3947th of 6,789 ZIP areas measured68
Physical resilienceTop 29% of 6,709 ZIP areas measured75
Access6242nd of 6,791 ZIP areas measured64
Economic stability5895th of 6,742 ZIP areas measured34
The quick read

Unemployment is 4.5% and median household income $47,674, putting employment conditions in the middle range of published ZIP profiles.

In the public schools here, 37% of students met the state standard in mathematics, with 15.2 students for every teacher.

Residential permitting has slowed: 21 units authorized over the past twelve months, 53% below the prior year.

At a glance

Population
24,392
2024 ACS 5-Year
Median household income
$47,674
Bottom 12% nationally
Density
420/sq mi
58.0 sq mi of land
Median age
29.7
2024 ACS 5-Year
City
Muncie
Indiana
Metro area
Muncie, IN
Nearest major airport
IND
62 mi · Indianapolis Intl
Median home value
$118,200
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.5% is lower than 48% of the 6,544 measured US ZIP areas.

Employment fell 0.6% over the past year, to 28,561 employed residents.

Median household income of $47,674 is below 88% of measured US ZIP areas.

MetricValueCompared nationallySource period
Median household income ±$4,606$47,674Bottom 12%of 31,2952024 ACS 5-Year
Per capita income ±$2,763$28,116Bottom 21%of 32,8222024 ACS 5-Year
Poverty rate26.4%Top 10%of 32,9702024 ACS 5-Year
Average commute22.3 minBottom 21%of 32,8872024 ACS 5-Year
Bachelor's degree or higher25.2%Top 45%of 33,1932024 ACS 5-Year
Employment28,561Bottom 30%of 6,544June 2026
Employment change (3 years)2.1%Top 24%of 6,542June 2026
Employment change (year over year)-0.6%Top 45%of 6,544June 2026
Labor force29,915Bottom 30%of 6,544June 2026
Labor force participation62.1%Top 44%of 33,2522024 ACS 5-Year
Mean annual wage$54,230Bottom 5%of 6,0722025 OEWS
Median annual wage$44,110Bottom 5%of 6,0722025 OEWS
Unemployment change (year over year)-0.5%Bottom 18%of 6,544June 2026
Unemployment rate4.5%Top 48%of 6,544June 2026
Median household income, successive ACS releases
202120222023202448k36k
Each point is a separate five-year estimate, most recently $47,674 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Muncie, IN
OccupationPeople employedMedian annual wage
Fast Food and Counter Workers2,120$27,560
Retail Salespersons1,710$31,060
Cashiers1,310$28,660
Registered Nurses1,220$79,500
Janitors and Cleaners, Except Maids and Housekeeping Cleaners970$37,900
Home Health and Personal Care Aides930$35,350

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Muncie, IN, the city containing this ZIP code.

37% of students met the state standard in mathematics and 45% in reading, across the schools here that reported results.

There are 15.2 students for every full-time teacher, fewer than in most measured places.

Public schools
5
2024-25 school year
Students per teacher
15.2
across all schools here
Math proficiency
37.0%
Top 46% in Indiana
Reading proficiency
44.9%
Top 30% in Indiana
SchoolDistrictStudentsPer teacherMathReading
Delta High SchoolDelaware Community School Corp84814.1
Delta Middle SchoolDelaware Community School Corp60217.227%52%
Royerton Elementary SchoolDelaware Community School Corp59617.060%55%
Longfellow Elementary SchoolMuncie Community Schools34812.415%15%
Muncie Area Career CenterMuncie Community Schools0

50.5% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Indiana’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $942 takes 24% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 2.5 times median household income here, close to the historic benchmark for an affordable market.

Rent as a share of income
23.7%
Below the 30% cost-burdened threshold
Home price to income
2.5×
median home value ÷ median income
Median gross rent
$942
2024 ACS 5-Year
Median home value
$118,200
2024 ACS 5-Year
MetricValueCompared nationallySource period
Home price to income2.48Bottom 29%of 30,4042024 ACS 5-Year
Homeownership rate56.5%Bottom 13%of 32,9102024 ACS 5-Year
Housing units ±59511,541Top 13%of 33,7722024 ACS 5-Year
Median gross rent ±$38$942Bottom 42%of 26,6182024 ACS 5-Year
Median home value ±$12,431$118,200Bottom 17%of 30,9412024 ACS 5-Year
Rent as a share of income23.7%Top 19%of 26,4702024 ACS 5-Year
Vacancy rate13.3%Top 42%of 33,0282024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
31/ 100
Ranks 4455 of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: only 0% of permitted units are in buildings of five or more homes.

At 0.3 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas.

Units permitted
21
12 months ending July 2026
Per 1,000 residents
0.3
Bottom 12% nationally
Year over year
−53%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Muncie, IN, the city containing this ZIP code.

Weather & climate

6 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 86°F and January a low of 21°F.

Normal annual precipitation is 40.3 inches.

Air quality measures a median index of 44, in the Good band, and no day in the year passed 100.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station MUNCIE DELAWARE CO AP, 2.7 miles from this location.
Precipitation
JFMAMJJASOND4.8"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index61.02024 calendar year
Annual precipitation40.3"1991-2020 Normals
Average January low21°F1991-2020 Normals
Average July high86°F1991-2020 Normals
Comfortable months61991-2020 Normals
Days above AQI 10002024 calendar year
Median air quality index44.02024 calendar year
Seasonal temperature swing47°F1991-2020 Normals
Air quality
Median air quality index
44
Good on a typical day
Worst tenth of days
61
90th percentile index
Days above 100
0
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today. Air quality is measured rather than modelled, by EPA monitors, and published by county only where a monitor sits — roughly half the counties AreaProfile publishes have one, and the rest show nothing rather than an estimate. Air masses are regional, so a county reading describes the air over a place reasonably well, but it is still the county reading.

Physical risk

75 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are tornado, earthquake and hail.

TornadoModerate
HailModerate
EarthquakeElevated
LightningModerate
Heat waveModerate

Low or minimal exposure: inland flooding, winter weather, strong wind, ice storm, cold wave, drought, landslide, hurricane, wildfire.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Delaware County records 8.9 homicide deaths per 100,000 residents a year, higher than most counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 17.8 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 30.3 per 100,000 residents in Delaware County.

Homicide
8.9
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
17.8
per 100,000 residents · under 10 deaths
Drug overdose
30.3
per 100,000 residents · under 10 deaths
Suicide
16.0
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Delaware County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around 47303 rather than 47303 itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
Offences reported to police are published by department rather than by town, and only where a department reported every month of the year. No municipal department reports for this place — many smaller communities are policed by the county — so there is no figure to show. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Taxes and full cost of living
No public source publishes either with national coverage and a method open enough to check. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings. Nothing here is individualised tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house. School attendance zones, insurance pricing and the character of a neighbourhood all vary within the places measured here.

Access

3 major airports lie within 100 miles, the nearest 62 miles away.

AirportCodeDistanceLongest runway
Indianapolis IntlIND62 mi11,200 ft
James M Cox Dayton IntlDAY66 mi8,502 ft
Cincinnati/Northern Kentucky IntlCVG93 mi10,000 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
60
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar yearAnnually, once a calendar year is complete

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

47303 vs Muncie

How this ZIP area compares with Muncie as a whole. Both figures come from the same ACS release, so the comparison is like for like.

47303
Muncie
Median household income
$47,674
vs
$44,471
Per capita income
$28,116
vs
$25,281
Population density
420/sq mi
vs
2,363/sq mi
Median home value
$118,200
vs
$97,300
Median gross rent
$942
vs
$904
Homeownership rate
56.5%
vs
52.0%
Bachelor's degree or higher
25.2%
vs
26.1%
Poverty rate
26.4%
vs
29.2%
Median age
29.7
vs
29.7

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.