AreaProfile

47403Bloomington, Indiana

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 47403.

Area Score unavailable

Missing required signal: growth. AreaProfile withholds a score rather than inferring the missing dimensions.

How we calculate this

How this area ranks
Opportunity4618th of 6,210 published ZIP areas43
SchoolsTop 40% of 4,422 published ZIP areas59
Housing affordabilityTop 29% of 6,685 published ZIP areas91
Climate3836th of 6,789 published ZIP areas68
Physical resilienceTop 26% of 6,709 published ZIP areas78
Access5588th of 6,791 published ZIP areas77
Economic stability3631st of 6,742 published ZIP areas58
The quick read

Employment conditions sit below most comparable published ZIP profiles: unemployment is 4.1% and the Opportunity signal places 47403 in the bottom 26%.

In the public schools here, 36% of students met the state standard in mathematics, with 11.7 students for every teacher.

Rent takes 20% of median household income here, below the 30% threshold conventionally called cost-burdened.

At a glance

Population
34,396
2024 ACS 5-Year
Median household income
$70,582
Bottom 48% nationally
Density
405/sq mi
85.0 sq mi of land
Median age
35.4
2024 ACS 5-Year
City
Bloomington
Indiana
Metro area
Bloomington, IN
Nearest major airport
HUF
45 mi · Terre Haute Rgnl
Median home value
$239,700
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.1% is lower than 65% of the 6,544 measured US ZIP areas.

Employment fell 3.6% over the past year, to 38,949 employed residents.

39% of adults hold a four-year degree, higher than 79% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$3,812$70,582Bottom 48%2024 ACS 5-Year
Per capita income ±$2,019$35,085Bottom 45%2024 ACS 5-Year
Poverty rate17.1%Top 25%2024 ACS 5-Year
Average commute22.1 minBottom 21%2024 ACS 5-Year
Bachelor's degree or higher39.5%Top 21%2024 ACS 5-Year
Employment38,949Bottom 38%June 2026
Employment change (3 years)-3.6%Bottom 8%June 2026
Employment change (year over year)-3.6%Bottom 5%June 2026
Labor force40,624Bottom 38%June 2026
Labor force participation70.6%Top 13%2024 ACS 5-Year
Mean annual wage$60,980Bottom 23%2025 OEWS
Median annual wage$47,660Bottom 25%2025 OEWS
Unemployment change (year over year)-0.1%Bottom 42%June 2026
Unemployment rate4.1%Bottom 35%June 2026
Median household income, successive ACS releases
202120222023202471k60k
Each point is a separate five-year estimate, most recently $70,582 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Bloomington, IN
OccupationPeople employedMedian annual wage
Fast Food and Counter Workers2,390$28,230
Miscellaneous Assemblers and Fabricators2,270$37,900
Retail Salespersons1,980$30,890
Registered Nurses1,630$80,370
Waiters and Waitresses1,620$28,540
Home Health and Personal Care Aides1,410$31,750

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Bloomington, IN, the city containing this ZIP code.

36% of students met the state standard in mathematics and 36% in reading, across the schools here that reported results.

There are 11.7 students for every full-time teacher, fewer than in most measured places.

Public schools
8
2024-25 school year
Students per teacher
11.7
across all schools here
Math proficiency
35.8%
Top 48% in Indiana
Reading proficiency
36.4%
Bottom 49% in Indiana
SchoolDistrictStudentsPer teacherMathReading
Summit Elementary SchoolMonroe County Community Sch Corp61713.754%41%
Lora L Batchelor Middle SchoolMonroe County Community Sch Corp47813.727%37%
Grandview Elementary SchoolMonroe County Community Sch Corp41710.428%32%
Highland Park Elementary SchoolMonroe County Community Sch Corp33610.231%34%
Clear Creek Elementary SchoolMonroe County Community Sch Corp29411.329%35%
Excel Center - Bloomington · charterExcel Center - Bloomington11723.4
Bloomington Graduation SchoolMonroe County Community Sch Corp998.3
The Acad of Sci & EntrepreneurshipMonroe County Community Sch Corp796.6

53.2% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Indiana’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,167 takes 20% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 3.4 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
19.8%
Below the 30% cost-burdened threshold
Home price to income
3.4×
median home value ÷ median income
Median gross rent
$1,167
2024 ACS 5-Year
Median home value
$239,700
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income3.40Top 42%2024 ACS 5-Year
Homeownership rate54.1%Bottom 12%2024 ACS 5-Year
Housing units ±77516,431Top 7%2024 ACS 5-Year
Median gross rent ±$43$1,167Top 38%2024 ACS 5-Year
Median home value ±$7,816$239,700Top 45%2024 ACS 5-Year
Rent as a share of income19.8%Top 36%2024 ACS 5-Year
Vacancy rate6.6%Bottom 31%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →

No building-permit activity is published for this location by the Census Building Permits Survey.

Weather & climate

6 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 85°F and January a low of 22°F.

Normal annual precipitation is 46.9 inches.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station BLOOMINGTON MONROE CO AP, 3.3 miles from this location.
Precipitation
JFMAMJJASOND5.1"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation46.9"1991-2020 Normals
Average January low22°F1991-2020 Normals
Average July high85°F1991-2020 Normals
Comfortable months61991-2020 Normals
Seasonal temperature swing44°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

78 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are earthquake, heat wave and lightning.

EarthquakeHigh
Heat waveModerate
LightningModerate

Low or minimal exposure: strong wind, winter weather, tornado, inland flooding, hail, ice storm, cold wave, landslide, wildfire, drought, hurricane.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Crime
The FBI’s Crime Data Explorer is the only source with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. Reported crime is also easy to misread: agency participation varies year to year, and a city that draws a large daytime workforce carries incidents its residents did not generate.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

5 major airports lie within 100 miles, the nearest 45 miles away.

AirportCodeDistanceLongest runway
Terre Haute RgnlHUF45 mi9,021 ft
Indianapolis IntlIND47 mi11,200 ft
Louisville Muhammad Ali IntlSDF79 mi11,887 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

47403 vs Bloomington

How this ZIP area compares with Bloomington as a whole. Both figures come from the same ACS release, so the comparison is like for like.

47403
Bloomington
Median household income
$70,582
vs
$50,465
Per capita income
$35,085
vs
$35,299
Population density
405/sq mi
vs
3,443/sq mi
Median home value
$239,700
vs
$321,400
Median gross rent
$1,167
vs
$1,200
Homeownership rate
54.1%
vs
34.7%
Bachelor's degree or higher
39.5%
vs
58.8%
Poverty rate
17.1%
vs
29.8%
Median age
35.4
vs
25.1

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.