AreaProfile

60564Naperville, Illinois

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 60564.

72
Area Score
Top 13% of 5,298 published profiles

How we calculate this

How this area ranks
Opportunity3535th of 6,210 published ZIP areas52
SchoolsTop 4% of 4,422 published ZIP areas89
Growth2877th of 5,428 published ZIP areas49
Housing affordabilityTop 13% of 6,685 published ZIP areas98
Climate5694th of 6,789 published ZIP areas60
Physical resilienceTop 20% of 6,709 published ZIP areas82
Access4212th of 6,791 published ZIP areas89
Economic stabilityTop 7% of 6,742 published ZIP areas83
The quick read

Unemployment is 5.0% and median household income $181,382, putting employment conditions in the middle range of published ZIP profiles.

Housing is more affordable relative to local incomes than in most published city profiles: rent takes 15% of median household income and the median home is 3.2 times it.

Natural-hazard exposure is lower than in most comparable published ZIP profiles, placing 60564 in the top 20% for physical resilience.

At a glance

Population
47,016
2024 ACS 5-Year
Median household income
$181,382
Top 2% nationally
Density
2,935/sq mi
16.0 sq mi of land
Median age
41.0
2024 ACS 5-Year
City
Naperville
Illinois
Metro area
Chicago-Naperville-Elgin, IL-IN
Nearest major airport
ORD
24 mi · Chicago O'Hare Intl
Median home value
$572,100
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 5.0% is lower than 28% of the 6,544 measured US ZIP areas.

Employment fell 3.0% over the past year, to 78,428 employed residents.

74% of adults hold a four-year degree, higher than 98% of measured US ZIP areas.

Household income is higher than at least 98% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$8,095$181,382Top 2%2024 ACS 5-Year
Per capita income ±$4,175$76,839Top 5%2024 ACS 5-Year
Poverty rate5.1%Bottom 20%2024 ACS 5-Year
Average commute36.5 minTop 14%2024 ACS 5-Year
Bachelor's degree or higher74.2%Top 2%2024 ACS 5-Year
Employment78,428Top 40%June 2026
Employment change (3 years)-0.1%Bottom 48%June 2026
Employment change (year over year)-3.0%Bottom 9%June 2026
Labor force82,523Top 40%June 2026
Labor force participation68.7%Top 19%2024 ACS 5-Year
Mean annual wage$73,380Top 30%2025 OEWS
Median annual wage$54,720Top 33%2025 OEWS
Unemployment change (year over year)0.7%Top 21%June 2026
Unemployment rate5.0%Top 28%June 2026
Median household income, successive ACS releases
2021202220232024181k160k
Each point is a separate five-year estimate, most recently $181,382 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Chicago-Naperville-Elgin, IL-IN
OccupationPeople employedMedian annual wage
Laborers and Freight, Stock, and Material Movers, Hand157,920$40,550
General and Operations Managers122,930$109,390
Home Health and Personal Care Aides108,520$38,180
Registered Nurses100,240$100,490
Cashiers99,240$35,010
Fast Food and Counter Workers97,280$34,630

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Naperville, IL, the city containing this ZIP code.

55% of students met the state standard in mathematics and 53% in reading, across the schools here that reported results.

There are 14.7 students for every full-time teacher, fewer than in most measured places.

Public schools
13
2024-25 school year
Students per teacher
14.7
across all schools here
Math proficiency
55.5%
Top 4% in Illinois
Reading proficiency
53.2%
Top 6% in Illinois
SchoolDistrictStudentsPer teacherMathReading
Neuqua Valley High SchoolIndian Prairie CUSD 2043,01814.7
Scullen Middle SchoolIndian Prairie CUSD 20494814.662%67%
Clifford Crone Middle SchoolIndian Prairie CUSD 20489115.452%57%
Gordon Gregory Middle SchoolIndian Prairie CUSD 20481115.952%57%
Arlene Welch Elementary SchoolIndian Prairie CUSD 20457612.853%37%
Oliver Julian Kendall Elem SchoolIndian Prairie CUSD 20457215.160%46%
Danielle-Joy Peterson Elem SchIndian Prairie CUSD 20457013.958%48%
Fry Elementary SchoolIndian Prairie CUSD 20456317.157%48%
White Eagle ElementaryIndian Prairie CUSD 20454115.556%48%
Patterson Elementary SchoolIndian Prairie CUSD 20445313.752%55%
Robert Clow Elem SchIndian Prairie CUSD 20434311.450%56%
V Blanche Graham ElementaryIndian Prairie CUSD 20432517.155%55%

10.9% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Illinois’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $2,217 takes 15% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 3.2 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
14.7%
Below the 30% cost-burdened threshold
Home price to income
3.2×
median home value ÷ median income
Median gross rent
$2,217
2024 ACS 5-Year
Median home value
$572,100
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income3.15Top 49%2024 ACS 5-Year
Homeownership rate88.1%Top 23%2024 ACS 5-Year
Housing units ±48816,314Top 7%2024 ACS 5-Year
Median gross rent ±$132$2,217Top 5%2024 ACS 5-Year
Median home value ±$12,509$572,100Top 10%2024 ACS 5-Year
Rent as a share of income14.7%Bottom 28%2024 ACS 5-Year
Vacancy rate2.7%Bottom 11%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
49/ 100
Ranks 2877 of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: only 8% of permitted units are in buildings of five or more homes.

At 2.1 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas.

Units permitted
310
12 months ending July 2026
Per 1,000 residents
2.1
Bottom 41% nationally
Year over year
+12%
vs the prior twelve months
Multifamily share
8.4%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Naperville, IL, the city containing this ZIP code.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 84°F and January a low of 16°F.

Normal annual precipitation is 33.2 inches.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station WEST CHICAGO DUPAGE AP, 14.6 miles from this location.
Precipitation
JFMAMJJASOND4.3"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation33.2"1991-2020 Normals
Average January low16°F1991-2020 Normals
Average July high84°F1991-2020 Normals
Comfortable months51991-2020 Normals
Seasonal temperature swing50°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

82 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, tornado and heat wave.

TornadoModerate
Inland floodingModerate
Heat waveModerate
EarthquakeModerate

Low or minimal exposure: cold wave, lightning, winter weather, ice storm, strong wind, hail, landslide, wildfire, drought, hurricane.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Crime
The FBI’s Crime Data Explorer is the only source with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. Reported crime is also easy to misread: agency participation varies year to year, and a city that draws a large daytime workforce carries incidents its residents did not generate.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

4 major airports lie within 100 miles, the nearest 24 miles away.

AirportCodeDistanceLongest runway
Chicago O'Hare IntlORD24 mi11,245 ft
Gary/Chicago IntlGYY41 mi8,859 ft
Central Il Rgnl/Bloomington-NormalBMI93 mi8,000 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
72
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

60564 vs Naperville

How this ZIP area compares with Naperville as a whole. Both figures come from the same ACS release, so the comparison is like for like.

60564
Naperville
Median household income
$181,382
vs
$155,105
Per capita income
$76,839
vs
$73,721
Population density
2,935/sq mi
vs
3,829/sq mi
Median home value
$572,100
vs
$540,200
Median gross rent
$2,217
vs
$1,885
Homeownership rate
88.1%
vs
74.8%
Bachelor's degree or higher
74.2%
vs
72.5%
Poverty rate
5.1%
vs
4.4%
Median age
41.0
vs
40.4

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.