62650 — Jacksonville, Illinois

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 62650. Its median home value runs 10% above Jacksonville as a whole, which is why this ZIP carries a profile of its own.

62out of 100
Area Score
Top 36% of 3,113 profiles measured

How we calculate this

How this area ranks

Data updated · 12 sources
OpportunityTop 25% of 3,116 ZIP areas measured67
Schools1,832nd of 3,047 ZIP areas measured42
Growth1,698th of 3,124 ZIP areas measured49
Housing affordabilityTop 6% of 3,112 ZIP areas measured85
Climate1,996th of 3,127 ZIP areas measured65
Physical resilienceTop 45% of 3,127 ZIP areas measured62
Access2,064th of 3,127 ZIP areas measured87
Economic stability2,670th of 3,127 ZIP areas measured30
The quick read

Unemployment is 3.4% and median household income $65,762, putting employment conditions in the middle range of ZIP areas measured. The unemployment rate is published for Jacksonville, IL, which contains 62650, rather than for 62650 alone.

In the public schools here, 23% of students met the state standard in mathematics, with 13.8 students for every teacher.

Housing is more affordable relative to local incomes than in most ZIP areas measured: rent takes 25% of renter income and the median home is 1.6 times what its owners earn.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
24,821
2024 ACS 5-Year
Median household income
$65,762
Bottom 40% nationally
Density
125/sq mi
197.8 sq mi of land
Median age
40.2
2024 ACS 5-Year
City
Jacksonville
Illinois
Nearest major airport
SPI
30 mi · Abraham Lincoln Capital
Median home value
$141,300
2024 ACS 5-Year

Jobs & opportunity

Unemployment across Jacksonville, IL, which contains 62650, is 3.4%, lower than in 84% of the 3,127 measured US ZIP areas.

Employment across Jacksonville, IL, which contains 62650, grew 0.7% over the past year, to 14,438 employed residents.

MetricValueCompared nationallySource period
Income of new arrivalsMorgan County, IL’s figurefiling years 2022–2023$44,2993rd percentileof 2,996filing years 2022–2023
Income of those who leftMorgan County, IL’s figurefiling years 2022–2023$49,5788th percentileof 2,996filing years 2022–2023
Median household income ±$5,5602024 ACS 5-Year$65,762Bottom 40%of 31,0492024 ACS 5-Year
Per capita income ±$2,0402024 ACS 5-Year$35,259Bottom 45%of 32,8222024 ACS 5-Year
Poverty rate ±3%2024 ACS 5-Year13.0%Bottom 37%of 32,8462024 ACS 5-Year
Average commute ±1.4 min2024 ACS 5-Year17.5 minTop 8%of 32,8872024 ACS 5-Year
Bachelor's degree or higher ±3%2024 ACS 5-Year24.9%Top 46%of 33,1932024 ACS 5-Year
Drove alone to work ±3%2024 ACS 5-Year80.5%68th percentileof 32,7982024 ACS 5-Year
EmploymentJacksonville, IL’s figureJuly 202614,438Bottom 9%of 3,127July 2026
Employment change (3 years)Jacksonville, IL’s figureJuly 2026+0.9%Top 36%of 3,127July 2026
Employment change (year over year)Jacksonville, IL’s figureJuly 2026+0.7%Top 22%of 3,127July 2026
Labor forceJacksonville, IL’s figureJuly 202614,9448th percentileof 3,127July 2026
Labor force participation ±3%2024 ACS 5-Year70.5%Bottom 25%of 32,8832024 ACS 5-Year
Public transit to work ±0.7%2024 ACS 5-Year1.1%81st percentileof 32,7982024 ACS 5-Year
Unemployment change (year over year)Jacksonville, IL’s figureJuly 2026−0.8%Top 15%of 3,127July 2026
Unemployment rateJacksonville, IL’s figureJuly 20263.4%Top 16%of 3,127July 2026
Worked from home ±2%2024 ACS 5-Year8.3%43rd percentileof 32,7982024 ACS 5-Year

Median household income, successive ACS releases

202120222023202466k54k
Each point is a separate five-year estimate, most recently $65,762 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Jacksonville, IL, the city containing this ZIP code.

23% of students met the state standard in mathematics and 29% in reading, across the schools here that reported results.

There are 13.8 students for every full-time teacher across 8 public schools, fewer than in most measured places.

Public schools
17
2024-25 school year
Students per teacher
13.8
across 8 of them
Math proficiency
23.3%
Bottom 33% in Illinois
Reading proficiency
29.0%
Bottom 37% in Illinois
The 12 largest of 17 public schools, by enrollment.
SchoolDistrictStudentsPer teacherMathReading
Jacksonville High SchoolJacksonville SD 11789013.121%26%
Jacksonville Middle SchoolJacksonville SD 11768012.420%29%
Eisenhower Elem SchoolJacksonville SD 11734915.937%47%
South Jacksonville Elem SchoolJacksonville SD 11731115.627%22%
Washington Elem SchoolJacksonville SD 11726413.922%27%
The Early YearsJacksonville SD 11724727.4——
Lincoln Elem SchoolJacksonville SD 11724612.317%22%
North Jacksonville SchoolJacksonville SD 11713510.425%35%
Ivan K Garrison CenterFour Rivers Spec Educ Dist0———
Crossroad Learning CenterJacksonville SD 1170———
LIFE (Learning in Functional EnviFour Rivers Spec Educ Dist0———
Early ChildhoodFour Rivers Spec Educ Dist0———

60.9% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against Illinois’s own standard, so it is ranked within state. How to read school figures.

The Federal Housing Finance Agency’s house price index for the non-metropolitan parts of Illinois is up 45% over five years, and up 5.6% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $2,537 a year in real estate taxes, about 1.80% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $916, some 29% above the $710 tenants already here pay.

At HUD’s Fair Market Rent of $916 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $36,600 a year, about 56% of the median household income here of $65,762.

The typical renter household here spends 25% of its income on rent, below the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $710 a month.

A median home at $141,300 costs 1.6 times the median income of its owner-occupied households, $86,750, close to the historic benchmark for an affordable market.

Rent as a share of income
24.5%
Below the 30% cost-burdened threshold
Home price to income
1.6×
median home value ÷ owner household income
Market rent, two bedroom
$916
what a new lease costs · FY2026
Median gross rent
$710
what tenants now pay · 2024 ACS 5-Year
Median home value
$141,300
2024 ACS 5-Year

The figures above are measured against 62650’s median household income of $65,762, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Home price change (1 year)the non-metropolitan parts of Illinois’s figure2026 Q2+5.6%86th percentileof 3,0712026 Q2
Home price change (5 years)the non-metropolitan parts of Illinois’s figure2026 Q2+44.8%54th percentileof 3,0712026 Q2
Home price change (10 years)the non-metropolitan parts of Illinois’s figure2026 Q2+68.1%11th percentileof 3,0712026 Q2
Home price to income ±0.22024 ACS 5-Year1.6Top 11%of 29,2752024 ACS 5-Year
Homeownership rate ±3%2024 ACS 5-Year68.7%27th percentileof 32,7502024 ACS 5-Year
Housing units ±2062024 ACS 5-Year11,24986th percentileof 33,4602024 ACS 5-Year
Market rent, one bedroomFY2026$698Top 2%of 3,031FY2026
Market rent, three bedroomFY2026$1,138Top 2%of 3,031FY2026
Market rent, two bedroomFY2026$916Top 3%of 3,031FY2026
Median gross rent ±$422024 ACS 5-Year$710Top 13%of 26,3962024 ACS 5-Year
Median home value ±$9,4802024 ACS 5-Year$141,30024th percentileof 30,8122024 ACS 5-Year
Median property taxes ±$1532024 ACS 5-Year$2,53762nd percentileof 28,9352024 ACS 5-Year
Owner household income ±$6,6822024 ACS 5-Year$86,750Top 45%of 29,8022024 ACS 5-Year
Property tax rate ±0.16%2024 ACS 5-Year1.80%91st percentileof 24,0992024 ACS 5-Year
Rent as a share of income ±2%2024 ACS 5-Year24.5%Top 30%of 26,2472024 ACS 5-Year
Seasonal and second homes ±632024 ACS 5-Year5665th percentileof 33,7722024 ACS 5-Year
Second homes2024 ACS 5-Year0.5%41st percentileof 32,9612024 ACS 5-Year
Vacancy rate2024 ACS 5-Year12.5%76th percentileof 32,7882024 ACS 5-Year
Vacant housing units ±3002024 ACS 5-Year1,46293rd percentileof 33,7722024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures.

Development Momentum

49/ 100
Ranks 1,698 of 3,124 published ZIP profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: of 11 units permitted over the past twelve months, none were in buildings of five or more homes. The multifamily share is published for Jacksonville, IL, which contains 62650, rather than for 62650 alone.

At 0.6 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas. The permit rate is published for Jacksonville, IL, which contains 62650, rather than for 62650 alone.

Units permitted
11
12 months ending July 2026
Per 1,000 residents
0.6
Bottom 15% nationally
Year over year
+175%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

People moving in and out

Net migration
−0.6%
of residents, in a year
Arrivals from another state
29%
of people moving in
Income of arrivals
$44,299
average per tax return
Income of those who left
$49,578
average per tax return

Where newcomers came from

  1. Sangamon County, IL 204 people · 19% of arrivals
  2. Cass County, IL 75 people · 7.0% of arrivals
  3. Scott County, IL 62 people · 5.8% of arrivals
  4. Greene County, IL 57 people · 5.4% of arrivals
  5. Macoupin County, IL 44 people · 4.1% of arrivals

Where people who left went

  1. Sangamon County, IL 246 people · 20% of departures
  2. Scott County, IL 82 people · 6.8% of departures
  3. Greene County, IL 77 people · 6.4% of departures
  4. Cass County, IL 64 people · 5.3% of departures
  5. Cook County, IL 23 people · 1.9% of departures

Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. This is the figure for Morgan County, IL. IRS Statistics of Income, filing years 2022–2023.

The Building Permits Survey is not published for ZIP areas. This is the figure for Jacksonville, IL, the city containing this ZIP code.

Weather & climate

6 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 87°F and January a low of 18°F.

Normal annual precipitation is 39.3 inches, including 16.2 inches of snow.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station JACKSONVILLE 2E, 1.2 miles from this location.

Precipitation

JFMAMJJASOND4.9"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation1991-2020 Normals39.3"1991-2020 Normals
Annual snowfall1991-2020 Normals16.2"1991-2020 Normals
Average January low1991-2020 Normals18°F1991-2020 Normals
Average July high1991-2020 Normals87°F1991-2020 Normals
Comfortable months1991-2020 Normals61991-2020 Normals
Seasonal temperature swing1991-2020 Normals48°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. How to read climate and air quality.

Physical risk

62 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are cold wave, inland flooding and drought, with cold wave alone responsible for 35% of it. Cold wave is independently rated low or minimal nationally, so this describes how the loss is composed, not how large that hazard is.

DroughtElevated
Strong windElevated
EarthquakeModerate
HailModerate
Inland floodingModerate
TornadoElevated

Low or minimal exposure: cold wave, heat wave, landslide, ice storm, lightning, winter weather, hurricane, wildfire, coastal flooding, tsunami, volcanic activity, avalanche.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offenses — they say nothing about burglary, theft or assault.

Homicide
3.7
per 100,000 residents · modeled, not measured
Firearm deaths, all intents
13.7
per 100,000 residents · modeled, not measured
Drug overdose
14.6
per 100,000 residents · modeled, not measured
Suicide
17.0
per 100,000 residents · modeled, not measured

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.

Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around 62650 (Morgan County) rather than 62650 itself. They are shown and not scored. How to read death rates.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Reported crime
Offenses reported to police are published by department rather than by town, so AreaProfile shows a rate only on city profiles, and only where that city’s department submitted every month of a year. A ZIP area is not a jurisdiction, so no department reports for one. Jacksonville carries the figure where its department reported a full year. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Cost of living
Price parities are published for metropolitan areas, and this place lies outside one.
Air quality
The EPA publishes an air-quality index only where a monitor sits. There is none in this county, and a modeled value would be a different kind of number from the measured ones everywhere else on this page.
Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. Cost of living is published where the Bureau of Economic Analysis measures it, though not for this place. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

6 major airports lie within 100 miles, the nearest Abraham Lincoln Capital at 30 miles.

MetricValueCompared nationallySource period
Broadband access ±3%2024 ACS 5-Year84.8%Bottom 30%of 32,6632024 ACS 5-Year
Distance to major airportNASR current cycle30 miBottom 30%of 3,127NASR current cycle
Major airports within 100 milesNASR current cycle6Top 26%of 3,127NASR current cycle
No internet access ±2%2024 ACS 5-Year11.4%Bottom 32%of 32,6632024 ACS 5-Year
AirportCodeDistanceLongest runway
Abraham Lincoln CapitalSPI30 mi8,001 ft
St Louis RgnlALN59 mi8,099 ft
St Louis Lambert IntlSTL69 mi11,020 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
62
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Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
Demographics, IncomeInternal Revenue Service, Statistics of Income Division
U.S. Population Migration Data (county to county)
filing years 2022–2023
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimate
SafetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
March 2025 to February 2026; May 2025 to April 2026
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

62650 vs Jacksonville

How this ZIP area compares with Jacksonville as a whole. Both figures come from the same ACS release, so the comparison is like for like — a gap here is a real difference between the two places, not two surveys disagreeing.

62650
Jacksonville
Median household income: 62650 is the more favorable of the two.
Median household income
$65,762
vs
$65,432
Per capita income: 62650 is the more favorable of the two.
Per capita income
$35,259
vs
$32,994
Population density
125/sq mi
vs
1,705/sq mi
Median home value
$141,300
vs
$128,200
Median gross rent: 62650 is the more favorable of the two.
Median gross rent
$710
vs
$711
Homeownership rate
68.7%
vs
64.1%
Bachelor's degree or higher: 62650 is the more favorable of the two.
Bachelor's degree or higher
24.9%
vs
22.6%
Poverty rate: 62650 is the more favorable of the two.
Poverty rate
13.0%
vs
16.7%
Median age
40.2
vs
37.6

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.