34610 — Shady Hills, Florida

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 34610. Its median home value runs 15% above Shady Hills as a whole, which is why this ZIP carries a profile of its own.

58out of 100
Area Score
Bottom 49% of 3,113 profiles measured

How we calculate this

How this area ranks

Data updated · 14 sources
Opportunity2,366th of 3,116 ZIP areas measured42
SchoolsTop 49% of 3,047 ZIP areas measured51
GrowthTop 13% of 3,124 ZIP areas measured71
Housing affordabilityTop 1% of 3,112 ZIP areas measured96
ClimateTop 7% of 3,127 ZIP areas measured86
Physical resilience2,802nd of 3,127 ZIP areas measured18
Access1,948th of 3,127 ZIP areas measured88
Economic stability1,976th of 3,127 ZIP areas measured47
The quick read

Employment conditions sit below most comparable ZIP areas measured: unemployment is 5.2% and the Opportunity signal places 34610 in the bottom 24%. The unemployment rate is published for Shady Hills, FL, which contains 34610, rather than for 34610 alone.

In the public schools here, 57% of students met the state standard in mathematics, with 15.5 students for every teacher.

Development activity is both elevated and accelerating — 8,261 housing units permitted over the past twelve months, up 19% on the prior year. The permit count and 1 other measure here are published for Shady Hills, FL, which contains 34610, rather than for 34610 alone.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
16,995
2024 ACS 5-Year
Median household income
$77,396
Top 41% nationally
Density
250/sq mi
68 sq mi of land
Median age
41.8
2024 ACS 5-Year
City
Shady Hills
Florida
Nearest major airport
TPA
27 mi · Tampa Intl
Median home value
$267,500
2024 ACS 5-Year

Jobs & opportunity

Unemployment across Shady Hills, FL, which contains 34610, is 5.2% — higher than in all but 21% of the 3,127 measured US ZIP areas.

Employment across Shady Hills, FL, which contains 34610, fell 1.0% over the past year, to 284,062 employed residents.

MetricValueCompared nationallySource period
Income of new arrivalsPasco County, FL’s figurefiling years 2022–2023$76,45564th percentileof 2,996filing years 2022–2023
Income of those who leftPasco County, FL’s figurefiling years 2022–2023$62,28535th percentileof 2,996filing years 2022–2023
Median household income ±$9,0252024 ACS 5-Year$77,396Top 41%of 31,0492024 ACS 5-Year
Per capita income ±$2,5972024 ACS 5-Year$36,332Bottom 49%of 32,8222024 ACS 5-Year
Poverty rate ±3%2024 ACS 5-Year9.7%Top 47%of 32,8462024 ACS 5-Year
Average commute ±2.7 min2024 ACS 5-Year39.3 minBottom 9%of 32,8872024 ACS 5-Year
Bachelor's degree or higher ±4%2024 ACS 5-Year22.6%Bottom 48%of 33,1932024 ACS 5-Year
Drove alone to work ±7%2024 ACS 5-Year74.3%44th percentileof 32,7982024 ACS 5-Year
EmploymentShady Hills, FL’s figureJuly 2026284,062Top 15%of 3,127July 2026
Employment change (3 years)Shady Hills, FL’s figureJuly 20260.0%Top 49%of 3,127July 2026
Employment change (year over year)Shady Hills, FL’s figureJuly 2026−1.0%Bottom 43%of 3,127July 2026
Labor forceShady Hills, FL’s figureJuly 2026299,56085th percentileof 3,127July 2026
Labor force participation ±5%2024 ACS 5-Year74.9%Bottom 38%of 32,8832024 ACS 5-Year
Mean annual wageTampa-St. Petersburg-Clearwater, FL Metro Area’s figure2025 OEWS$66,490Bottom 49%of 2,7602025 OEWS
Median annual wageTampa-St. Petersburg-Clearwater, FL Metro Area’s figure2025 OEWS$48,940Bottom 41%of 2,7602025 OEWS
Public transit to work ±0.3%2024 ACS 5-Year0.0%1st percentileof 32,7982024 ACS 5-Year
Unemployment change (year over year)Shady Hills, FL’s figureJuly 2026+0.8%Bottom 8%of 3,127July 2026
Unemployment rateShady Hills, FL’s figureJuly 20265.2%Bottom 21%of 3,127July 2026
Worked from home ±3%2024 ACS 5-Year15.0%72nd percentileof 32,7982024 ACS 5-Year

Median household income, successive ACS releases

202120222023202477k64k
Each point is a separate five-year estimate, most recently $77,396 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

Largest occupations — Tampa-St. Petersburg-Clearwater, FL

OccupationPeople employedMedian annual wage
Retail Salespersons45,130$33,790
Registered Nurses38,720$85,470
General and Operations Managers35,700$103,670
Customer Service Representatives34,150$42,660
Fast Food and Counter Workers33,910$29,260
Cashiers25,820$30,290

Searches the 40 largest occupations here that have a published wage.

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Shady Hills, FL, the city containing this ZIP code.

57% of students met the state standard in mathematics and 56% in reading, across the schools here that reported results.

There are 15.5 students for every full-time teacher across 4 public schools, fewer than in most measured places.

Public schools
4
2024-25 school year
Students per teacher
15.5
across all schools here
Math proficiency
57.3%
Bottom 49% in Florida
Reading proficiency
56.4%
Top 46% in Florida
All 4 public schools on record, largest first.
SchoolDistrictStudentsPer teacherMathReading
Classical Preparatory School · charterPASCO1,15416.355%65%
Crews Lake Middle School.PASCO70916.560%47%
Dr. Mary Giella Elementary SchoolPASCO56816.254%52%
Shady Hills Elementary SchoolPASCO44412.363%55%

45.9% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against Florida’s own standard, so it is ranked within state. How to read school figures.

Prices for everything a household buys run about 2% above the national average — the Bureau of Economic Analysis index reads 102.5, against 100 for the nation. Nationally, housing drives most of the spread between places in this index; other goods vary far less.

The Federal Housing Finance Agency’s house price index for the Tampa, FL Metropolitan Division is up 48% over five years, and up 1.1% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $1,713 a year in real estate taxes, about 0.64% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $1,690, some 8% above the $1,558 tenants already here pay.

At HUD’s Fair Market Rent of $1,690 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $67,600 a year, about 87% of the median household income here of $77,396.

The typical renter household here spends 17% of its income on rent, below the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $1,558 a month.

A median home at $267,500 costs 3.4 times the median income of its owner-occupied households, $79,804, above the historic benchmark of about 3 times income.

Cost of living
102.5

Prices here run about 2% above the national average. The spread between places is driven mostly by housing — goods vary far less — and this excludes taxes.

Published for the Tampa-St. Petersburg-Clearwater, FL Metro Area as a whole. Prices are regional — people shop, commute and rent across a metropolitan area rather than within a city boundary — so this describes the cost of living around this place better than a figure drawn to its own limits would.

Rent as a share of income
17.0%
Below the 30% cost-burdened threshold
Home price to income
3.4×
median home value ÷ owner household income
Market rent, two bedroom
$1,690
what a new lease costs · FY2026
Median gross rent
$1,558
what tenants now pay · 2024 ACS 5-Year
Median home value
$267,500
2024 ACS 5-Year

The figures above are measured against 34610’s median household income of $77,396, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Cost of living indexthe Tampa-St. Petersburg-Clearwater, FL Metro Area’s figure2023102.5Bottom 37%of 2,7372023
Home price change (1 year)the Tampa, FL Metropolitan Division’s figure2026 Q2+1.1%23rd percentileof 3,0712026 Q2
Home price change (5 years)the Tampa, FL Metropolitan Division’s figure2026 Q2+47.8%68th percentileof 3,0712026 Q2
Home price change (10 years)the Tampa, FL Metropolitan Division’s figure2026 Q2+137.4%97th percentileof 3,0712026 Q2
Home price to income ±0.62024 ACS 5-Year3.4Bottom 30%of 29,2752024 ACS 5-Year
Homeownership rate ±5%2024 ACS 5-Year89.6%81st percentileof 32,7502024 ACS 5-Year
Housing units ±5102024 ACS 5-Year6,43976th percentileof 33,4602024 ACS 5-Year
Market rent, one bedroomFY2026$1,450Bottom 39%of 3,031FY2026
Market rent, three bedroomFY2026$2,160Bottom 43%of 3,031FY2026
Market rent, two bedroomFY2026$1,690Bottom 42%of 3,031FY2026
Median gross rent ±$3862024 ACS 5-Year$1,558Bottom 20%of 26,3962024 ACS 5-Year
Median home value ±$27,2442024 ACS 5-Year$267,50062nd percentileof 30,8122024 ACS 5-Year
Median property taxes ±$2002024 ACS 5-Year$1,71343rd percentileof 28,9352024 ACS 5-Year
Owner household income ±$11,2002024 ACS 5-Year$79,804Bottom 45%of 29,8022024 ACS 5-Year
Property tax rate ±0.10%2024 ACS 5-Year0.64%26th percentileof 24,0992024 ACS 5-Year
Rent as a share of income ±13%2024 ACS 5-Year17.0%Top 7%of 26,2472024 ACS 5-Year
Seasonal and second homes ±1432024 ACS 5-Year21386th percentileof 33,7722024 ACS 5-Year
Second homes2024 ACS 5-Year3.3%66th percentileof 32,9612024 ACS 5-Year
Vacancy rate2024 ACS 5-Year6.9%50th percentileof 32,7882024 ACS 5-Year
Vacant housing units ±2462024 ACS 5-Year65979th percentileof 33,7722024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures and the cost-of-living index.

Development Momentum

71/ 100
Top 13% of 3,124 published ZIP profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

At 13.5 permitted units per 1,000 residents, building activity is above the median for measured US ZIP areas. The permit rate is published for Shady Hills, FL, which contains 34610, rather than for 34610 alone.

Units permitted
8,261
12 months ending July 2026
Per 1,000 residents
13.5
Top 7% nationally
Year over year
+19%
vs the prior twelve months
Multifamily share
22.2%
units in 5+ unit buildings

People moving in and out

Net migration
+3.8%
of residents, in a year
Arrivals from another state
39%
of people moving in
Income of arrivals
$76,455
average per tax return
Income of those who left
$62,285
average per tax return

Where newcomers came from

  1. Hillsborough County, FL 15,086 people · 29% of arrivals
  2. Pinellas County, FL 6,976 people · 13% of arrivals
  3. Hernando County, FL 2,229 people · 4.3% of arrivals
  4. Polk County, FL 889 people · 1.7% of arrivals
  5. Miami-Dade County, FL 670 people · 1.3% of arrivals

Where people who left went

  1. Hillsborough County, FL 6,980 people · 21% of departures
  2. Hernando County, FL 3,811 people · 11% of departures
  3. Pinellas County, FL 3,407 people · 10% of departures
  4. Polk County, FL 899 people · 2.7% of departures
  5. Citrus County, FL 700 people · 2.1% of departures

Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. This is the figure for Pasco County, FL. IRS Statistics of Income, filing years 2022–2023.

The Building Permits Survey is not published for ZIP areas. This is the figure for Shady Hills, FL, the city containing this ZIP code.

Weather & climate

9 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 91°F and January a low of 44°F.

Normal annual precipitation is 51.9 inches.

30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station BROOKSVILLE HERNANDO CO AP, 7.9 miles from this location.

Precipitation

JFMAMJJASOND9.4"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index2024 calendar year502024 calendar year
Annual precipitation1991-2020 Normals51.9"1991-2020 Normals
Average January low1991-2020 Normals44°F1991-2020 Normals
Average July high1991-2020 Normals91°F1991-2020 Normals
Comfortable months1991-2020 Normals91991-2020 Normals
Days above AQI 1002024 calendar year02024 calendar year
Median air quality index2024 calendar year392024 calendar year
Seasonal temperature swing1991-2020 Normals24°F1991-2020 Normals

Air quality

Median air quality index
39
Good on a typical day
Worst tenth of days
50
90th percentile index
Days above 100
0
unhealthy for sensitive groups

Climate figures are thirty-year normals, not current conditions. Air quality is measured by EPA monitors and published by county only where a monitor sits; a county without one shows nothing rather than an estimate, and a county reading is still the county’s. How to read climate and air quality.

Physical risk

18 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are hurricane, inland flooding and tornado, with hurricane alone responsible for 39% of it. Inland flooding and tornado are independently rated low or minimal nationally, so this describes how the loss is composed, not how large those hazards are.

HurricaneElevated
WildfireModerate
Coastal floodingModerate
Cold waveModerate

Low or minimal exposure: tornado, lightning, inland flooding, heat wave, strong wind, earthquake, landslide, hail, drought, winter weather, tsunami, volcanic activity, ice storm, avalanche.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offenses — they say nothing about burglary, theft or assault.

Homicide
2.1
per 100,000 residents
Firearm deaths, all intents
13.6
per 100,000 residents
Drug overdose
22.9
per 100,000 residents
Suicide
21.5
per 100,000 residents

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.

Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around 34610 (Pasco County) rather than 34610 itself. They are shown and not scored. How to read death rates.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Reported crime
Offenses reported to police are published by department rather than by town, so AreaProfile shows a rate only on city profiles, and only where that city’s department submitted every month of a year. A ZIP area is not a jurisdiction, so no department reports for one. Shady Hills carries the figure where its department reported a full year. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. The cost-of-living index above is a price level for all consumption, not a household budget, and it excludes taxes. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

6 major airports lie within 100 miles, the nearest Tampa Intl at 27 miles.

MetricValueCompared nationallySource period
Broadband access ±2%2024 ACS 5-Year92.7%Top 32%of 32,6632024 ACS 5-Year
Distance to major airportNASR current cycle27 miBottom 33%of 3,127NASR current cycle
Major airports within 100 milesNASR current cycle6Top 26%of 3,127NASR current cycle
No internet access ±4%2024 ACS 5-Year6.6%Top 43%of 32,6632024 ACS 5-Year
AirportCodeDistanceLongest runway
Tampa IntlTPA27 mi11,002 ft
St Pete-Clearwater IntlPIE34 mi9,730 ft
Lakeland Linder IntlLAL40 mi8,500 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
58
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Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
Demographics, IncomeInternal Revenue Service, Statistics of Income Division
U.S. Population Migration Data (county to county)
filing years 2022–2023
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
HousingU.S. Bureau of Economic Analysis
Regional price parities and county personal income
2023
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWS
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
SafetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
March 2025 to February 2026; May 2025 to April 2026
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar year
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

34610 vs Shady Hills

How this ZIP area compares with Shady Hills as a whole. Both figures come from the same ACS release, so the comparison is like for like — a gap here is a real difference between the two places, not two surveys disagreeing.

34610
Shady Hills
Median household income: 34610 is the more favorable of the two.
Median household income
$77,396
vs
$68,409
Per capita income: 34610 is the more favorable of the two.
Per capita income
$36,332
vs
$31,872
Population density
250/sq mi
vs
418/sq mi
Median home value
$267,500
vs
$233,200
Median gross rent: Shady Hills is the more favorable of the two.
Median gross rent
$1,558
vs
$993
Homeownership rate
89.6%
vs
90.5%
Bachelor's degree or higher: 34610 is the more favorable of the two.
Bachelor's degree or higher
22.6%
vs
14.9%
Poverty rate: 34610 is the more favorable of the two.
Poverty rate
9.7%
vs
11.4%
Median age
41.8
vs
44.5

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.