Elfers, Florida

Area Profile

15,006 residents. Public schools, jobs, income, housing cost, climate and natural-hazard risk for Elfers, in Pasco County.

Area Score unavailable

Missing required signal: growth. AreaProfile withholds a score rather than inferring the missing dimensions.

How we calculate this

How this area ranks
Opportunity3252nd of 3,904 published cities39
Housing affordability3126th of 4,223 published cities64
ClimateTop 13% of 4,223 published cities81
Physical resilience3684th of 4,182 published cities19
AccessTop 46% of 4,226 published cities93
Economic stability3504th of 4,226 published cities40
The quick read

Employment conditions sit below most comparable published city profiles: unemployment is 5.1% and the Opportunity signal places Elfers in the bottom 17%.

Rent takes 31% of median household income here, at or above the 30% threshold conventionally called cost-burdened, and the median home is 3.6 times that income.

Physical-risk exposure is above the national median, driven mainly by hurricane, coastal flooding and wildfire.

At a glance

Population
15,006
2024 ACS 5-Year
Median household income
$56,054
Bottom 33% nationally
Density
4,026/sq mi
3.7 sq mi of land
Median age
39.6
2024 ACS 5-Year
County
Pasco County
Florida
Metro area
Tampa-St. Petersburg-Clearwater, FL
Nearest major airport
TPA
20 mi · Tampa Intl
Median home value
$202,300
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 5.1% is lower than 22% of the 3,904 measured US cities.

Employment fell 0.6% over the past year, to 285,895 employed residents.

MetricValueCompared with peersSource period
Median household income ±$5,827$56,054Bottom 33%2024 ACS 5-Year
Per capita income ±$2,635$28,744Bottom 32%2024 ACS 5-Year
Poverty rate14.8%Top 36%2024 ACS 5-Year
Average commute32.0 minTop 25%2024 ACS 5-Year
Bachelor's degree or higher15.5%Bottom 36%2024 ACS 5-Year
Employment285,895Top 23%June 2026
Employment change (3 years)1.1%Top 32%June 2026
Employment change (year over year)-0.6%Top 46%June 2026
Labor force301,307Top 23%June 2026
Labor force participation61.0%Top 49%2024 ACS 5-Year
Mean annual wage$66,490Bottom 39%2025 OEWS
Median annual wage$48,940Bottom 32%2025 OEWS
Unemployment change (year over year)0.9%Top 8%June 2026
Unemployment rate5.1%Top 22%June 2026
Median household income, successive ACS releases
202120222023202456k45k
Each point is a separate five-year estimate, most recently $56,054 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Tampa-St. Petersburg-Clearwater, FL
OccupationPeople employedMedian annual wage
Retail Salespersons45,130$33,790
Registered Nurses38,720$85,470
General and Operations Managers35,700$103,670
Customer Service Representatives34,150$42,660
Fast Food and Counter Workers33,910$29,260
Cashiers25,820$30,290

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics publishes city-level labor data only for places of 25,000 or more. This is the figure for Pasco County, FL, which contains this city.

Housing & affordability

How it’s calculated →

Median rent of $1,437 takes 31% of median household income, above the 30% threshold at which a household is considered cost-burdened.

A median home costs 3.6 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
30.8%
Above the 30% cost-burdened threshold
Home price to income
3.6×
median home value ÷ median income
Median gross rent
$1,437
2024 ACS 5-Year
Median home value
$202,300
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income3.61Top 34%2024 ACS 5-Year
Homeownership rate64.5%Bottom 28%2024 ACS 5-Year
Housing units ±3796,801Top 9%2024 ACS 5-Year
Median gross rent ±$92$1,437Top 22%2024 ACS 5-Year
Median home value ±$12,007$202,300Top 46%2024 ACS 5-Year
Rent as a share of income30.8%Top 6%2024 ACS 5-Year
Vacancy rate17.3%Top 29%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →

No building-permit activity is published for this location by the Census Building Permits Survey.

Weather & climate

8 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 91°F and January a low of 53°F.

Normal annual precipitation is 49.5 inches.

40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station TAMPA INTL AP, 20.6 miles from this location.
Precipitation
JFMAMJJASOND9.0"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation49.5"1991-2020 Normals
Annual snowfall0.0"1991-2020 Normals
Average January low53°F1991-2020 Normals
Average July high91°F1991-2020 Normals
Comfortable months81991-2020 Normals
Seasonal temperature swing22°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

19 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are hurricane, coastal flooding and wildfire.

HurricaneElevated
WildfireModerate
Coastal floodingModerate
Cold waveModerate

Low or minimal exposure: tornado, lightning, inland flooding, heat wave, strong wind, earthquake, landslide, hail, drought.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Crime
The FBI’s Crime Data Explorer is the only source with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. Reported crime is also easy to misread: agency participation varies year to year, and a city that draws a large daytime workforce carries incidents its residents did not generate.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

6 major airports lie within 100 miles, the nearest 20 miles away.

AirportCodeDistanceLongest runway
Tampa IntlTPA20 mi11,002 ft
St Pete-Clearwater IntlPIE21 mi9,730 ft
Lakeland Linder IntlLAL46 mi8,500 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Other cities in Tampa-St. Petersburg-Clearwater, FL

Same metropolitan area, measured the same way
CityCountyPopulationArea ScoreCompare
TampaHillsborough County401,61856vs Elfers
St. PetersburgPinellas County262,73256vs Elfers
Spring HillHernando County119,983vs Elfers
BrandonHillsborough County119,767vs Elfers
ClearwaterPinellas County117,24749vs Elfers
RiverviewHillsborough County113,697vs Elfers
Town 'n' CountryHillsborough County85,928vs Elfers
LargoPinellas County82,61750vs Elfers
Wesley ChapelPasco County76,011vs Elfers
Palm HarborPinellas County61,512vs Elfers
Pinellas ParkPinellas County53,56051vs Elfers
UniversityHillsborough County48,127vs Elfers

Every city here is measured on the same scale from the same source releases, so the comparison is like for like. A higher Area Score reflects AreaProfile’s standardized weighting rather than a judgment about which is the better place to live.

Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.