95695Woodland, California

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 95695.

49out of 100
Area Score
Bottom 13% of 5,298 published profiles

How we calculate this

How this area ranks
Opportunity4751st of 6,210 published ZIP areas42
Growth4203rd of 5,428 published ZIP areas33
Housing affordability5489th of 6,685 published ZIP areas56
ClimateTop 31% of 6,789 published ZIP areas75
Physical resilience5204th of 6,709 published ZIP areas28
AccessTop 32% of 6,791 published ZIP areas97
Economic stabilityTop 47% of 6,742 published ZIP areas61
The quick read

Employment conditions sit below most comparable published ZIP profiles: unemployment is 6.4% and the Opportunity signal places 95695 in the bottom 23%.

Residential permitting has slowed: 48 units authorized over the past twelve months, 53% below the prior year.

Physical-risk exposure is above the national median, driven mainly by inland flooding, earthquake and drought.

At a glance

Population
37,702
2024 ACS 5-Year
Median household income
$79,486
Top 39% nationally
Density
259/sq mi
145.6 sq mi of land
Median age
37.9
2024 ACS 5-Year
City
Woodland
California
Metro area
Sacramento-Roseville-Folsom, CA
Nearest major airport
SMF
14 mi · Sacramento Intl
Median home value
$547,400
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 6.4% is lower than 6% of the 6,544 measured US ZIP areas.

Employment fell 1.2% over the past year, to 29,265 employed residents.

MetricValueCompared with peersSource period
Median household income ±$8,299$79,486Top 39%2024 ACS 5-Year
Per capita income ±$2,523$42,083Top 33%2024 ACS 5-Year
Poverty rate9.3%Bottom 43%2024 ACS 5-Year
Average commute25.3 minBottom 37%2024 ACS 5-Year
Bachelor's degree or higher27.2%Top 40%2024 ACS 5-Year
Employment29,265Bottom 31%June 2026
Employment change (3 years)1.5%Top 30%June 2026
Employment change (year over year)-1.2%Bottom 41%June 2026
Labor force31,257Bottom 31%June 2026
Labor force participation63.8%Top 38%2024 ACS 5-Year
Mean annual wage$77,150Top 22%2025 OEWS
Median annual wage$59,750Top 17%2025 OEWS
Unemployment change (year over year)-0.2%Bottom 41%June 2026
Unemployment rate6.4%Top 6%June 2026
Median household income, successive ACS releases
202120222023202479k73k
Each point is a separate five-year estimate, most recently $79,486 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Sacramento-Roseville-Folsom, CA
OccupationPeople employedMedian annual wage
Home Health and Personal Care Aides60,350$34,320
Management Analysts25,600$82,990
Fast Food and Counter Workers24,910$42,860
Registered Nurses23,590$171,460
Retail Salespersons22,970$38,100
Office Clerks, General21,340$48,940

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Woodland, CA, the city containing this ZIP code.

Housing & affordability

How it’s calculated →

Median rent of $1,510 takes 23% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 6.9 times median household income here, well above the historic benchmark, at a level conventionally described as seriously unaffordable.

Rent as a share of income
22.8%
Below the 30% cost-burdened threshold
Home price to income
6.9×
median home value ÷ median income
Median gross rent
$1,510
2024 ACS 5-Year
Median home value
$547,400
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income6.89Top 7%2024 ACS 5-Year
Homeownership rate54.5%Bottom 12%2024 ACS 5-Year
Housing units ±58715,136Top 8%2024 ACS 5-Year
Median gross rent ±$114$1,510Top 22%2024 ACS 5-Year
Median home value ±$25,175$547,400Top 11%2024 ACS 5-Year
Rent as a share of income22.8%Top 22%2024 ACS 5-Year
Vacancy rate7.0%Bottom 33%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
33/ 100
Ranks 4203 of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: only 0% of permitted units are in buildings of five or more homes.

At 0.8 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas.

Units permitted
48
12 months ending July 2026
Per 1,000 residents
0.8
Bottom 20% nationally
Year over year
−53%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Woodland, CA, the city containing this ZIP code.

Weather & climate

7 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 94°F and January a low of 38°F.

Normal annual precipitation is 18.0 inches.

Air quality measures a median index of 45, in the Good band, and one day a year passes 100, the threshold at which the air is unhealthy for sensitive groups.

30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station SACRAMENTO METRO AP, 14.2 miles from this location.
Precipitation
JFMAMJJASOND3.7"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index63.02024 calendar year
Annual precipitation18.0"1991-2020 Normals
Average January low38°F1991-2020 Normals
Average July high94°F1991-2020 Normals
Comfortable months71991-2020 Normals
Days above AQI 10012024 calendar year
Median air quality index45.02024 calendar year
Seasonal temperature swing30°F1991-2020 Normals
Air quality
Median air quality index
45
Good on a typical day
Worst tenth of days
63
90th percentile index
Days above 100
1
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today. Air quality is measured rather than modelled, by EPA monitors, and published by county only where a monitor sits — roughly half the counties AreaProfile publishes have one, and the rest show nothing rather than an estimate. Air masses are regional, so a county reading describes the air over a place reasonably well, but it is still the county reading.

Physical risk

28 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, earthquake and drought.

DroughtHigh
EarthquakeHigh
Inland floodingModerate
LandslideModerate
Heat waveModerate

Low or minimal exposure: wildfire, volcanic activity, lightning, tornado, hail, strong wind, avalanche, winter weather.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Yolo County records 2.1 homicide deaths per 100,000 residents a year, lower than most counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 6.3 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 15.9 per 100,000 residents in Yolo County.

Homicide
2.1
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
6.3
per 100,000 residents · under 10 deaths
Drug overdose
15.9
per 100,000 residents · under 10 deaths
Suicide
12.2
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Yolo County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around 95695 rather than 95695 itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

6 major airports lie within 100 miles, the nearest 14 miles away.

AirportCodeDistanceLongest runway
Sacramento IntlSMF14 mi8,605 ft
Mc Clellan AirfieldMCC24 mi10,599 ft
Stockton MetroSCK65 mi10,245 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar yearAnnually, once a calendar year is complete

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

95695 vs Woodland

How this ZIP area compares with Woodland as a whole. Both figures come from the same ACS release, so the comparison is like for like.

95695
Woodland
Median household income
$79,486
vs
$90,180
Per capita income
$42,083
vs
$38,727
Population density
259/sq mi
vs
4,039/sq mi
Median home value
$547,400
vs
$548,200
Median gross rent
$1,510
vs
$1,583
Homeownership rate
54.5%
vs
58.7%
Bachelor's degree or higher
27.2%
vs
30.4%
Poverty rate
9.3%
vs
8.2%
Median age
37.9
vs
36.6

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.