95380Turlock, California

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 95380.

46out of 100
Area Score
Bottom 8% of 5,298 profiles measured

How we calculate this

How this area ranks
Opportunity5421st of 6,210 ZIP areas measured34
Growth3806th of 5,428 ZIP areas measured38
Housing affordability5052nd of 6,685 ZIP areas measured61
ClimateTop 26% of 6,789 ZIP areas measured77
Physical resilience5801st of 6,709 ZIP areas measured20
Access5007th of 6,791 ZIP areas measured84
Economic stability4005th of 6,742 ZIP areas measured55
The quick read

Employment conditions sit below most comparable published ZIP profiles: unemployment is 5.8% and the Opportunity signal places 95380 in the bottom 13%.

Residential permitting has slowed: 103 units authorized over the past twelve months, 16% below the prior year.

Physical-risk exposure is above the national median, driven mainly by inland flooding, earthquake and drought.

At a glance

Population
43,960
2024 ACS 5-Year
Median household income
$74,534
Top 46% nationally
Density
570/sq mi
77.2 sq mi of land
Median age
32.7
2024 ACS 5-Year
City
Turlock
California
Metro area
Modesto, CA
Nearest major airport
SCK
35 mi · Stockton Metro
Median home value
$433,600
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 5.8% is lower than 11% of the 6,544 measured US ZIP areas.

Employment fell 1.5% over the past year, to 31,126 employed residents.

MetricValueCompared nationallySource period
Median household income ±$6,851$74,534Top 46%of 31,2952024 ACS 5-Year
Per capita income ±$2,180$32,293Bottom 35%of 32,8222024 ACS 5-Year
Poverty rate14.8%Top 32%of 32,9702024 ACS 5-Year
Average commute26.8 minBottom 45%of 32,8872024 ACS 5-Year
Bachelor's degree or higher19.3%Bottom 38%of 33,1932024 ACS 5-Year
Employment31,126Bottom 32%of 6,544June 2026
Employment change (3 years)0.1%Top 49%of 6,542June 2026
Employment change (year over year)-1.5%Bottom 34%of 6,544June 2026
Labor force33,028Bottom 33%of 6,544June 2026
Labor force participation64.4%Top 35%of 33,2522024 ACS 5-Year
Mean annual wage$67,230Top 50%of 6,0722025 OEWS
Median annual wage$50,610Top 50%of 6,0722025 OEWS
Unemployment change (year over year)-0.8%Bottom 10%of 6,544June 2026
Unemployment rate5.8%Top 11%of 6,544June 2026
Median household income, successive ACS releases
202120222023202475k54k
Each point is a separate five-year estimate, most recently $74,534 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Modesto, CA
OccupationPeople employedMedian annual wage
Home Health and Personal Care Aides9,160$34,320
Fast Food and Counter Workers6,700$42,630
Retail Salespersons5,140$37,430
Cashiers4,890$36,490
Registered Nurses4,850$132,590
Laborers and Freight, Stock, and Material Movers, Hand4,810$46,630

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Turlock, CA, the city containing this ZIP code.

There are 22.1 students for every full-time teacher, more than in most measured places.

Public schools
9
2024-25 school year
Students per teacher
22.1
across all schools here
Math proficiency
Reading proficiency
SchoolDistrictStudentsPer teacherMathReading
Turlock HighTurlock Unified2,47921.0
Osborn Two-Way Immersion AcademyTurlock Unified83123.7
Julien ElementaryTurlock Unified82623.6
Marvin A. Dutcher MiddleTurlock Unified81021.9
Wakefield ElementaryTurlock Unified60120.7
Cunningham ElementaryTurlock Unified59721.3
Chatom ElementaryChatom Union39123.0
Roselawn HighTurlock Unified18120.1
Fusion Charter · charterFusion Charter District14247.3

64.4% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against California’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,429 takes 23% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 5.8 times median household income here, well above the historic benchmark, at a level conventionally described as seriously unaffordable.

Rent as a share of income
23.0%
Below the 30% cost-burdened threshold
Home price to income
5.8×
median home value ÷ median income
Median gross rent
$1,429
2024 ACS 5-Year
Median home value
$433,600
2024 ACS 5-Year
MetricValueCompared nationallySource period
Home price to income5.82Top 11%of 30,4042024 ACS 5-Year
Homeownership rate48.8%Bottom 9%of 32,9102024 ACS 5-Year
Housing units ±65315,736Top 7%of 33,7722024 ACS 5-Year
Median gross rent ±$58$1,429Top 24%of 26,6182024 ACS 5-Year
Median home value ±$17,174$433,600Top 17%of 30,9412024 ACS 5-Year
Rent as a share of income23.0%Top 21%of 26,4702024 ACS 5-Year
Vacancy rate5.3%Bottom 24%of 33,0282024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
38/ 100
Ranks 3806 of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: only 0% of permitted units are in buildings of five or more homes.

At 1.4 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas.

Units permitted
103
12 months ending July 2026
Per 1,000 residents
1.4
Bottom 32% nationally
Year over year
−16%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Turlock, CA, the city containing this ZIP code.

Weather & climate

8 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 95°F and January a low of 39°F.

Normal annual precipitation is 12.3 inches.

Air quality measures a median index of 53, in the Moderate band, and about 38 days a year pass 100, the threshold at which the air is unhealthy for sensitive groups.

30°50°70°90°110°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station MODESTO CITY CO AP, 11.2 miles from this location.
Precipitation
JFMAMJJASOND2.6"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index101.02024 calendar year
Annual precipitation12.3"1991-2020 Normals
Average January low39°F1991-2020 Normals
Average July high95°F1991-2020 Normals
Comfortable months81991-2020 Normals
Days above AQI 100382024 calendar year
Median air quality index53.02024 calendar year
Seasonal temperature swing31°F1991-2020 Normals
Air quality
Median air quality index
53
Moderate on a typical day
Worst tenth of days
101
90th percentile index
Days above 100
38
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today. Air quality is measured rather than modelled, by EPA monitors, and published by county only where a monitor sits — roughly half the counties AreaProfile publishes have one, and the rest show nothing rather than an estimate. Air masses are regional, so a county reading describes the air over a place reasonably well, but it is still the county reading.

Physical risk

20 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, earthquake and drought.

DroughtHigh
EarthquakeHigh
Heat waveElevated
Inland floodingModerate
WildfireModerate

Low or minimal exposure: lightning, landslide, volcanic activity, hail, winter weather, tornado, strong wind, avalanche.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Stanislaus County records 2.7 homicide deaths per 100,000 residents a year, near the middle of counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 6.2 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 23.2 per 100,000 residents in Stanislaus County.

Homicide
2.7
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
6.2
per 100,000 residents · under 10 deaths
Drug overdose
23.2
per 100,000 residents · under 10 deaths
Suicide
9.6
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Stanislaus County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around 95380 rather than 95380 itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

7 major airports lie within 100 miles, the nearest 35 miles away.

AirportCodeDistanceLongest runway
Stockton MetroSCK35 mi10,245 ft
Norman Y Mineta San Jose IntlSJC58 mi11,000 ft
Oakland San Francisco BayOAK76 mi10,520 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
46
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2024-25 school yearDirectory annually; assessment results as EDFacts releases them
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar yearAnnually, once a calendar year is complete

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

95380 vs Turlock

How this ZIP area compares with Turlock as a whole. Both figures come from the same ACS release, so the comparison is like for like.

95380
Turlock
Median household income
$74,534
vs
$82,995
Per capita income
$32,293
vs
$38,196
Population density
570/sq mi
vs
4,316/sq mi
Median home value
$433,600
vs
$460,600
Median gross rent
$1,429
vs
$1,612
Homeownership rate
48.8%
vs
56.1%
Bachelor's degree or higher
19.3%
vs
26.5%
Poverty rate
14.8%
vs
11.3%
Median age
32.7
vs
34.9

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.