95841 — North Highlands, California

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 95841. Its median home value runs 15% above North Highlands as a whole, which is why this ZIP carries a profile of its own.

50out of 100
Area Score
Bottom 21% of 3,113 profiles measured

How we calculate this

How this area ranks

Data updated · 14 sources
Opportunity2,774th of 3,116 ZIP areas measured33
Schools2,747th of 3,047 ZIP areas measured17
GrowthTop 42% of 3,124 ZIP areas measured55
Housing affordability2,781st of 3,112 ZIP areas measured42
ClimateTop 14% of 3,127 ZIP areas measured81
Physical resilienceTop 44% of 3,127 ZIP areas measured63
AccessTop 4% of 3,127 ZIP areas measured100
Economic stability2,024th of 3,127 ZIP areas measured46
The quick read

Employment conditions sit below most comparable ZIP areas measured: unemployment is 5.1% and the Opportunity signal places 95841 in the bottom 11%. The unemployment rate is published for North Highlands, CA, which contains 95841, rather than for 95841 alone.

In the public schools here, 29% of students met the state standard in mathematics, with 19.8 students for every teacher. Math proficiency is published for North Highlands, CA, which contains 95841, rather than for 95841 alone.

6,384 housing units were authorized over the past twelve months, essentially level with the prior year — steady rather than turning. The permit count and 1 other measure here are published for North Highlands, CA, which contains 95841, rather than for 95841 alone.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
20,500
2024 ACS 5-Year
Median household income
$61,054
Bottom 31% nationally
Density
5,259/sq mi
3.9 sq mi of land
Median age
35.2
2024 ACS 5-Year
City
North Highlands
California
Nearest major airport
MCC
3 mi · Mc Clellan Airfield
Median home value
$424,500
2024 ACS 5-Year

Jobs & opportunity

Unemployment across North Highlands, CA, which contains 95841, is 5.1% — higher than in all but 24% of the 3,127 measured US ZIP areas.

Employment across North Highlands, CA, which contains 95841, fell 2.1% over the past year, to 734,466 employed residents.

MetricValueCompared nationallySource period
Income of new arrivalsSacramento County, CA’s figurefiling years 2022–2023$71,72457th percentileof 2,996filing years 2022–2023
Income of those who leftSacramento County, CA’s figurefiling years 2022–2023$73,67761st percentileof 2,996filing years 2022–2023
Median household income ±$5,1632024 ACS 5-Year$61,054Bottom 31%of 31,0492024 ACS 5-Year
Per capita income ±$3,0172024 ACS 5-Year$34,388Bottom 42%of 32,8222024 ACS 5-Year
Poverty rate ±4%2024 ACS 5-Year16.5%Bottom 25%of 32,8462024 ACS 5-Year
Average commute ±2.2 min2024 ACS 5-Year28.3 minBottom 47%of 32,8872024 ACS 5-Year
Bachelor's degree or higher ±3%2024 ACS 5-Year25.3%Top 44%of 33,1932024 ACS 5-Year
Drove alone to work ±2%2024 ACS 5-Year71.1%33rd percentileof 32,7982024 ACS 5-Year
EmploymentNorth Highlands, CA’s figureJuly 2026734,466Top 4%of 3,127July 2026
Employment change (3 years)North Highlands, CA’s figureJuly 2026−0.2%Bottom 49%of 3,127July 2026
Employment change (year over year)North Highlands, CA’s figureJuly 2026−2.1%Bottom 17%of 3,127July 2026
Labor forceNorth Highlands, CA’s figureJuly 2026773,94996th percentileof 3,127July 2026
Labor force participation ±4%2024 ACS 5-Year80.6%Top 40%of 32,8832024 ACS 5-Year
Mean annual wageSacramento-Roseville-Folsom, CA Metro Area’s figure2025 OEWS$77,150Top 17%of 2,7602025 OEWS
Median annual wageSacramento-Roseville-Folsom, CA Metro Area’s figure2025 OEWS$59,750Top 14%of 2,7602025 OEWS
Public transit to work ±0.3%2024 ACS 5-Year0.2%66th percentileof 32,7982024 ACS 5-Year
Unemployment change (year over year)North Highlands, CA’s figureJuly 2026−0.3%Top 36%of 3,127July 2026
Unemployment rateNorth Highlands, CA’s figureJuly 20265.1%Bottom 24%of 3,127July 2026
Worked from home ±4%2024 ACS 5-Year16.7%77th percentileof 32,7982024 ACS 5-Year

Median household income, successive ACS releases

202120222023202463k58k
Each point is a separate five-year estimate, most recently $61,054 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

Largest occupations — Sacramento-Roseville-Folsom, CA

OccupationPeople employedMedian annual wage
Home Health and Personal Care Aides60,350$34,320
Management Analysts25,600$82,990
Fast Food and Counter Workers24,910$42,860
Registered Nurses23,590$171,460
Retail Salespersons22,970$38,100
Office Clerks, General21,340$48,940

Searches the 40 largest occupations here that have a published wage.

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for North Highlands, CA, the city containing this ZIP code.

29% of students met the state standard in mathematics and 36% in reading, across the schools here that reported results. Math proficiency and 1 other measure here are published for North Highlands, CA, which contains 95841, rather than for 95841 alone.

There are 19.8 students for every full-time teacher across 3 public schools, more than in most measured places.

Public schools
3
2024-25 school year
Students per teacher
19.8
across all schools here
Math proficiency
28.9%
Bottom 24% in California
Reading proficiency
36.1%
Bottom 11% in California

The proficiency and staffing figures above are for North Highlands, CA: too few schools in 95841 reported a usable figure on their own to weight one honestly. The schools listed below are this place’s own.

All 3 public schools on record, largest first.
SchoolDistrictStudentsPer teacherMathReading
Pioneer TK-8Twin Rivers Unified64825.947%48%
Laurel Ruff TransitionSan Juan Unified14210.1——
La Entrada Continuation HighSan Juan Unified10217.0——

75.6% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against California’s own standard, so it is ranked within state. How to read school figures.

Prices for everything a household buys run about 9% above the national average — the Bureau of Economic Analysis index reads 109.1, against 100 for the nation. Nationally, housing drives most of the spread between places in this index; other goods vary far less.

The Federal Housing Finance Agency’s house price index for the Sacramento-Roseville-Folsom, CA Metro Area is up 20% over five years, and up 0.1% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $3,037 a year in real estate taxes, about 0.72% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $2,100, some 26% above the $1,669 tenants already here pay.

At HUD’s Fair Market Rent of $2,100 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $84,000 a year, about 138% of the median household income here of $61,054.

The typical renter household here spends 37% of its income on rent, above the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $1,669 a month.

A median home at $424,500 costs 4.5 times the median income of its owner-occupied households, $93,669, above the historic benchmark of about 3 times income.

Cost of living
109.1

Prices here run about 9% above the national average. The spread between places is driven mostly by housing — goods vary far less — and this excludes taxes.

Published for the Sacramento-Roseville-Folsom, CA Metro Area as a whole. Prices are regional — people shop, commute and rent across a metropolitan area rather than within a city boundary — so this describes the cost of living around this place better than a figure drawn to its own limits would.

Rent as a share of income
37.1%
Above the 30% cost-burdened threshold
Home price to income
4.5×
median home value ÷ owner household income
Market rent, two bedroom
$2,100
what a new lease costs · FY2026
Median gross rent
$1,669
what tenants now pay · 2024 ACS 5-Year
Median home value
$424,500
2024 ACS 5-Year

The figures above are measured against 95841’s median household income of $61,054, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Cost of living indexthe Sacramento-Roseville-Folsom, CA Metro Area’s figure2023109.1Bottom 19%of 2,7372023
Home price change (1 year)the Sacramento-Roseville-Folsom, CA Metro Area’s figure2026 Q2+0.1%8th percentileof 3,0712026 Q2
Home price change (5 years)the Sacramento-Roseville-Folsom, CA Metro Area’s figure2026 Q2+19.9%3rd percentileof 3,0712026 Q2
Home price change (10 years)the Sacramento-Roseville-Folsom, CA Metro Area’s figure2026 Q2+74.6%18th percentileof 3,0712026 Q2
Home price to income ±0.92024 ACS 5-Year4.5Bottom 13%of 29,2752024 ACS 5-Year
Homeownership rate ±5%2024 ACS 5-Year34.7%4th percentileof 32,7502024 ACS 5-Year
Housing units ±5572024 ACS 5-Year8,76981st percentileof 33,4602024 ACS 5-Year
Market rent, one bedroomFY2026$1,710Bottom 25%of 3,031FY2026
Market rent, three bedroomFY2026$2,800Bottom 20%of 3,031FY2026
Market rent, two bedroomFY2026$2,100Bottom 22%of 3,031FY2026
Median gross rent ±$562024 ACS 5-Year$1,669Bottom 16%of 26,3962024 ACS 5-Year
Median home value ±$19,6582024 ACS 5-Year$424,50082nd percentileof 30,8122024 ACS 5-Year
Median property taxes ±$4182024 ACS 5-Year$3,03770th percentileof 28,9352024 ACS 5-Year
Owner household income ±$18,4692024 ACS 5-Year$93,669Top 36%of 29,8022024 ACS 5-Year
Property tax rate ±0.10%2024 ACS 5-Year0.72%34th percentileof 24,0992024 ACS 5-Year
Rent as a share of income ±6%2024 ACS 5-Year37.1%Bottom 13%of 26,2472024 ACS 5-Year
Seasonal and second homes ±572024 ACS 5-Year3757th percentileof 33,7722024 ACS 5-Year
Second homes2024 ACS 5-Year0.4%39th percentileof 32,9612024 ACS 5-Year
Vacancy rate2024 ACS 5-Year5.7%42nd percentileof 32,7882024 ACS 5-Year
Vacant housing units ±2652024 ACS 5-Year53775th percentileof 33,7722024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures and the cost-of-living index.

Development Momentum

55/ 100
Top 42% of 3,124 published ZIP profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

At 4.0 permitted units per 1,000 residents, building activity is above the median for measured US ZIP areas. The permit rate is published for North Highlands, CA, which contains 95841, rather than for 95841 alone.

Units permitted
6,384
12 months ending July 2026
Per 1,000 residents
4.0
Top 41% nationally
Year over year
+1%
vs the prior twelve months
Multifamily share
28.9%
units in 5+ unit buildings

People moving in and out

Net migration
−0.4%
of residents, in a year
Arrivals from another state
27%
of people moving in
Income of arrivals
$71,724
average per tax return
Income of those who left
$73,677
average per tax return

Where newcomers came from

  1. Placer County, CA 5,088 people · 10.0% of arrivals
  2. Yolo County, CA 3,384 people · 6.6% of arrivals
  3. San Joaquin County, CA 2,835 people · 5.6% of arrivals
  4. Alameda County, CA 2,736 people · 5.4% of arrivals
  5. Santa Clara County, CA 2,723 people · 5.3% of arrivals

Where people who left went

  1. Placer County, CA 8,918 people · 16% of departures
  2. Yolo County, CA 2,795 people · 4.9% of departures
  3. El Dorado County, CA 2,695 people · 4.8% of departures
  4. San Joaquin County, CA 2,158 people · 3.8% of departures
  5. Yuba County, CA 1,669 people · 3.0% of departures

Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. This is the figure for Sacramento County, CA. IRS Statistics of Income, filing years 2022–2023.

The Building Permits Survey is not published for ZIP areas. This is the figure for North Highlands, CA, the city containing this ZIP code.

Weather & climate

9 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 94°F and January a low of 41°F.

Normal annual precipitation is 19.2 inches.

30°50°70°90°110°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station SACRAMENTO 5 ESE, 8.1 miles from this location.

Precipitation

JFMAMJJASOND3.9"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index2024 calendar year842024 calendar year
Annual precipitation1991-2020 Normals19.2"1991-2020 Normals
Annual snowfall1991-2020 Normals0.0"1991-2020 Normals
Average January low1991-2020 Normals41°F1991-2020 Normals
Average July high1991-2020 Normals94°F1991-2020 Normals
Comfortable months1991-2020 Normals91991-2020 Normals
Days above AQI 1002024 calendar year152024 calendar year
Median air quality index2024 calendar year512024 calendar year
Seasonal temperature swing1991-2020 Normals29°F1991-2020 Normals

Air quality

Median air quality index
51
Moderate on a typical day
Worst tenth of days
84
90th percentile index
Days above 100
15
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. Air quality is measured by EPA monitors and published by county only where a monitor sits; a county without one shows nothing rather than an estimate, and a county reading is still the county’s. How to read climate and air quality.

Physical risk

63 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, earthquake and drought, with inland flooding alone responsible for 61% of it. Inland flooding is independently rated low or minimal nationally, so this describes how the loss is composed, not how large that hazard is.

DroughtElevated
EarthquakeHigh
Heat waveModerate
WildfireModerate

Low or minimal exposure: inland flooding, landslide, volcanic activity, tornado, lightning, hail, strong wind, winter weather, cold wave, coastal flooding, ice storm, hurricane, tsunami, avalanche.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offenses — they say nothing about burglary, theft or assault.

Homicide
4.6
per 100,000 residents
Firearm deaths, all intents
8.7
per 100,000 residents
Drug overdose
29.2
per 100,000 residents
Suicide
11.7
per 100,000 residents

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.

Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around 95841 (Sacramento County) rather than 95841 itself. They are shown and not scored. How to read death rates.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Reported crime
Offenses reported to police are published by department rather than by town, so AreaProfile shows a rate only on city profiles, and only where that city’s department submitted every month of a year. A ZIP area is not a jurisdiction, so no department reports for one. North Highlands carries the figure where its department reported a full year. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. The cost-of-living index above is a price level for all consumption, not a household budget, and it excludes taxes. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

7 major airports lie within 100 miles, the nearest Mc Clellan Airfield at 3 miles.

MetricValueCompared nationallySource period
Broadband access ±2%2024 ACS 5-Year94.8%Top 21%of 32,6632024 ACS 5-Year
Distance to major airportNASR current cycle3 miTop 3%of 3,127NASR current cycle
Major airports within 100 milesNASR current cycle7Top 11%of 3,127NASR current cycle
No internet access ±2%2024 ACS 5-Year2.8%Top 18%of 32,6632024 ACS 5-Year
AirportCodeDistanceLongest runway
Mc Clellan AirfieldMCC3 mi10,599 ft
Sacramento IntlSMF13 mi8,605 ft
Stockton MetroSCK53 mi10,245 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
Demographics, IncomeInternal Revenue Service, Statistics of Income Division
U.S. Population Migration Data (county to county)
filing years 2022–2023
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
HousingU.S. Bureau of Economic Analysis
Regional price parities and county personal income
2023
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWS
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
SafetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
March 2025 to February 2026; May 2025 to April 2026
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar year
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

95841 vs North Highlands

How this ZIP area compares with North Highlands as a whole. Both figures come from the same ACS release, so the comparison is like for like — a gap here is a real difference between the two places, not two surveys disagreeing.

95841
North Highlands
Median household income: North Highlands is the more favorable of the two.
Median household income
$61,054
vs
$65,495
Per capita income: 95841 is the more favorable of the two.
Per capita income
$34,388
vs
$27,670
Population density
5,259/sq mi
vs
5,445/sq mi
Median home value
$424,500
vs
$367,600
Median gross rent: North Highlands is the more favorable of the two.
Median gross rent
$1,669
vs
$1,636
Homeownership rate
34.7%
vs
51.1%
Bachelor's degree or higher: 95841 is the more favorable of the two.
Bachelor's degree or higher
25.3%
vs
15.3%
Poverty rate: 95841 is the more favorable of the two.
Poverty rate
16.5%
vs
19.5%
Median age
35.2
vs
34.2

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.