AreaProfile

95030Los Gatos, California

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 95030.

57
Area Score
Bottom 29% of 3,833 published profiles

How we calculate this

How this area ranks
OpportunityTop 21% of 4,073 published ZIP areas69
Growth3830th of 3,947 published ZIP areas13
Housing affordability3238th of 4,553 published ZIP areas61
ClimateTop 10% of 4,621 published ZIP areas89
Physical resilience3559th of 4,554 published ZIP areas25
AccessTop 26% of 4,623 published ZIP areas98
Economic stability2804th of 4,591 published ZIP areas54
The quick read

95030 ranks in the top 21% of published ZIP profiles for employment opportunity, with unemployment at 4.4% and median household income of $250,001.

Physical-risk exposure is above the national median, driven mainly by earthquake, inland flooding and heat wave.

A major airport is 10 miles away, giving the area unusually direct access to the national air network.

At a glance

Population
13,151
2024 ACS 5-Year
Median household income
$250,000+
Top 1% nationally
Density
1,247/sq mi
10.5 sq mi of land
Median age
51.6
2024 ACS 5-Year
City
Los Gatos
California
Metro area
San Jose-Sunnyvale-Santa Clara, CA
Nearest major airport
SJC
10 mi · Norman Y Mineta San Jose Intl
Median home value
$2,000,001
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.4% is lower than 55% of the 4,387 measured US ZIP areas.

Employment fell 0.7% over the past year, to 14,817 employed residents.

80% of adults hold a four-year degree, higher than 99% of measured US ZIP areas.

Household income is higher than at least 100% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income$250,000+Top 1%2024 ACS 5-Year
Per capita income ±$12,316$153,418Top 1%2024 ACS 5-Year
Poverty rate6.0%Bottom 25%2024 ACS 5-Year
Average commute30.3 minTop 36%2024 ACS 5-Year
Bachelor's degree or higher79.7%Top 1%2024 ACS 5-Year
Employment14,817Bottom 8%June 2026
Employment change (3 years)-0.3%Bottom 45%June 2026
Employment change (year over year)-0.7%Top 43%June 2026
Labor force15,504Bottom 8%June 2026
Labor force participation57.1%Bottom 37%2024 ACS 5-Year
Mean annual wage$119,230Top 1%2025 OEWS
Median annual wage$84,050Top 1%2025 OEWS
Unemployment change (year over year)-0.5%Bottom 18%June 2026
Unemployment rate4.4%Bottom 45%June 2026
Median household income, successive ACS releases
2021202220232024250k215k
Each point is a separate five-year estimate, most recently $250,000+ in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — San Jose-Sunnyvale-Santa Clara, CA
OccupationPeople employedMedian annual wage
Software Developers87,350$213,110
Home Health and Personal Care Aides49,610$37,640
Fast Food and Counter Workers23,060$44,570
Registered Nurses22,930$216,740
Computer and Information Systems Managers19,070$291,660
Retail Salespersons18,340$44,220

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Los Gatos, CA, the city containing this ZIP code.

Housing & affordability

How it’s calculated →

Median rent of $3,130 takes 15% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 8.0 times median household income here, well above the historic benchmark, at a level conventionally described as seriously unaffordable.

Rent as a share of income
15.0%
Below the 30% cost-burdened threshold
Home price to income
8.0×
median home value ÷ median income
Median gross rent
$3,130
2024 ACS 5-Year
Median home value
$2,000,001
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income8.00Top 4%2024 ACS 5-Year
Homeownership rate79.0%Top 49%2024 ACS 5-Year
Housing units ±4025,837Top 25%2024 ACS 5-Year
Median gross rent ±$218$3,130Top 1%2024 ACS 5-Year
Median home value$2,000,001Top 1%2024 ACS 5-Year
Rent as a share of income15.0%Bottom 30%2024 ACS 5-Year
Vacancy rate12.2%Top 46%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
13/ 100
Ranks 3830 of 3,947 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

At 0.0 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas.

Units permitted
0
12 months ending July 2026
Per 1,000 residents
0.0
Bottom 1% nationally
Year over year
vs the prior twelve months
Multifamily share
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Los Gatos, CA, the city containing this ZIP code.

Weather & climate

9 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 81°F and January a low of 42°F.

Normal annual precipitation is 13.5 inches.

30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station SAN JOSE, 10.0 miles from this location.
Precipitation
JFMAMJJASOND2.8"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation13.5"1991-2020 Normals
Average January low42°F1991-2020 Normals
Average July high81°F1991-2020 Normals
Comfortable months91991-2020 Normals
Seasonal temperature swing19°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

25 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are earthquake, inland flooding and heat wave.

EarthquakeHigh
Inland floodingHigh
DroughtModerate
Heat waveModerate
AvalancheModerate

Low or minimal exposure: landslide, wildfire, coastal flooding, tornado, lightning, hail, tsunami, volcanic activity, strong wind, winter weather.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

Taxes

AreaProfile does not yet publish tax comparisons. No tax dataset has met the source admission test for coverage, methodology transparency and update cadence, and the product rule is to omit a dimension rather than estimate it. The Area Score is calculated without a tax component and the weighting is documented on the methodology page.

Nothing on AreaProfile is individualized tax advice.

Access

4 major airports lie within 100 miles, the nearest 10 miles away.

AirportCodeDistanceLongest runway
Norman Y Mineta San Jose IntlSJC10 mi11,000 ft
San Francisco IntlSFO35 mi11,870 ft
Oakland San Francisco BayOAK37 mi10,520 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
57
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)

Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

95030 vs Los Gatos

How this ZIP area compares with Los Gatos as a whole. Both figures come from the same ACS release, so the comparison is like for like.

95030
Los Gatos
Median household income
$250,000+
vs
$217,554
Per capita income
$153,418
vs
$130,293
Population density
1,247/sq mi
vs
2,838/sq mi
Median home value
$2,000,001
vs
$2,000,001
Median gross rent
$3,130
vs
$3,247
Homeownership rate
79.0%
vs
64.9%
Bachelor's degree or higher
79.7%
vs
75.0%
Poverty rate
6.0%
vs
4.2%
Median age
51.6
vs
44.7

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.