Moody, Alabama

Area Profile

13,488 residents. Public schools, jobs, income, housing cost, climate and natural-hazard risk for Moody, in St. Clair County.

64out of 100
Area Score
Top 31% of 4,196 profiles measured

How we calculate this

How this area ranks

Data updated · 15 sources
OpportunityTop 36% of 4,199 cities measured63
SchoolsTop 39% of 4,162 cities measured58
GrowthTop 15% of 4,224 cities measured70
Housing affordabilityTop 20% of 4,218 cities measured77
ClimateTop 32% of 4,225 cities measured74
Physical resilience2,837th of 4,226 cities measured42
AccessTop 46% of 4,226 cities measured94
Economic stabilityTop 47% of 4,226 cities measured60
The quick read

Unemployment is 3.2% and median household income $86,627, putting employment conditions in the middle range of cities measured. The unemployment rate is published for St. Clair County, AL, which contains Moody, rather than for Moody alone.

In the public schools here, 59% of students met the state standard in mathematics, with 20.1 students for every teacher.

Housing is more affordable relative to local incomes than in most cities measured: rent takes 28% of renter income and the median home is 2.6 times what its owners earn.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
13,488
2024 ACS 5-Year
Median household income
$86,627
Top 27% nationally
Density
550/sq mi
24.5 sq mi of land
Median age
43.5
2024 ACS 5-Year
County
Alabama
Metro area
Nearest major airport
BHM
15 mi · Birmingham-Shuttlesworth Intl
Median home value
$237,500
2024 ACS 5-Year

Jobs & opportunity

Unemployment across St. Clair County, AL, which contains Moody, is 3.2%, lower than in 89% of the 4,226 measured US cities.

Employment across St. Clair County, AL, which contains Moody, fell 1.9% over the past year, to 44,116 employed residents.

MetricValueCompared nationallySource period
Income of new arrivalsSt. Clair County, AL’s figurefiling years 2022–2023$62,73432nd percentileof 4,101filing years 2022–2023
Income of those who leftSt. Clair County, AL’s figurefiling years 2022–2023$59,11823rd percentileof 4,101filing years 2022–2023
Median household income ±$10,3052024 ACS 5-Year$86,627Top 27%of 29,2232024 ACS 5-Year
Per capita income ±$3,7522024 ACS 5-Year$39,730Top 33%of 31,4202024 ACS 5-Year
Poverty rate ±4%2024 ACS 5-Year7.5%Top 36%of 31,7732024 ACS 5-Year
Average commute ±2.5 min2024 ACS 5-Year30.0 minBottom 34%of 31,5432024 ACS 5-Year
Bachelor's degree or higher ±4%2024 ACS 5-Year28.8%Top 33%of 31,9192024 ACS 5-Year
Drove alone to work ±6%2024 ACS 5-Year70.3%29th percentileof 31,4332024 ACS 5-Year
EmploymentSt. Clair County, AL’s figureJuly 202644,116Bottom 44%of 4,226July 2026
Employment change (3 years)St. Clair County, AL’s figureJuly 2026−0.3%Bottom 48%of 4,226July 2026
Employment change (year over year)St. Clair County, AL’s figureJuly 2026−1.9%Bottom 22%of 4,226July 2026
Labor forceSt. Clair County, AL’s figureJuly 202645,57244th percentileof 4,226July 2026
Labor force participation ±4%2024 ACS 5-Year80.8%Top 41%of 31,5132024 ACS 5-Year
Mean annual wageBirmingham, AL Metro Area’s figure2025 OEWS$60,770Bottom 17%of 3,7292025 OEWS
Median annual wageBirmingham, AL Metro Area’s figure2025 OEWS$47,770Bottom 22%of 3,7292025 OEWS
Public transit to work ±0.3%2024 ACS 5-Year0.0%1st percentileof 31,4332024 ACS 5-Year
Unemployment change (year over year)St. Clair County, AL’s figureJuly 2026+0.8%Bottom 5%of 4,226July 2026
Unemployment rateSt. Clair County, AL’s figureJuly 20263.2%Top 11%of 4,226July 2026
Worked from home ±7%2024 ACS 5-Year19.8%85th percentileof 31,4332024 ACS 5-Year

Median household income, successive ACS releases

202120222023202487k70k
Each point is a separate five-year estimate, most recently $86,627 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

Largest occupations — Birmingham, AL

OccupationPeople employedMedian annual wage
Registered Nurses17,850$78,680
Retail Salespersons15,280$31,450
Secretaries and Administrative Assistants, Except Legal, Medical, and Executive10,900$44,580
Stockers and Order Fillers10,890$35,660
Cashiers10,690$29,310
Fast Food and Counter Workers10,080$27,020

Searches the 40 largest occupations here that have a published wage.

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics publishes city-level labor data only for places of 25,000 or more. This is the figure for St. Clair County, AL, which contains this city.

59% of students met the state standard in mathematics and 54% in reading, across the schools here that reported results.

There are 20.1 students for every full-time teacher across 4 public schools, more than in most measured places.

Public schools
4
2024-25 school year
Students per teacher
20.1
across all schools here
Math proficiency
59.0%
Top 29% in Alabama
Reading proficiency
53.9%
Top 33% in Alabama
All 4 public schools on record, largest first.
SchoolDistrictStudentsPer teacherMathReading
Moody Elementary SchoolSt Clair County83918.270%56%
Moody High SchoolSt Clair County70819.752%57%
Moody Middle SchoolSt Clair County57323.953%53%
Moody Junior High SchoolSt Clair County37320.757%45%

41.3% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against Alabama’s own standard, so it is ranked within state. How to read school figures.

Prices for everything a household buys run about 8% below the national average — the Bureau of Economic Analysis index reads 91.8, against 100 for the nation. Nationally, housing drives most of the spread between places in this index; other goods vary far less.

The Federal Housing Finance Agency’s house price index for the Birmingham, AL Metro Area is up 39% over five years, and up 3.4% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $780 a year in real estate taxes, about 0.33% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $1,487, close to the $1,553 tenants already here pay.

At HUD’s Fair Market Rent of $1,487 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $59,500 a year, about 69% of the median household income here of $86,627.

The typical renter household here spends 28% of its income on rent, below the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $1,553 a month.

A median home at $237,500 costs 2.6 times the median income of its owner-occupied households, $91,083, close to the historic benchmark for an affordable market.

Cost of living
91.8

Prices here run about 8% below the national average. The spread between places is driven mostly by housing — goods vary far less — and this excludes taxes.

Published for the Birmingham, AL Metro Area as a whole. Prices are regional — people shop, commute and rent across a metropolitan area rather than within a city boundary — so this describes the cost of living around this place better than a figure drawn to its own limits would.

Rent as a share of income
28.0%
Below the 30% cost-burdened threshold
Home price to income
2.6×
median home value ÷ owner household income
Market rent, two bedroom
$1,487
what a new lease costs · FY2026
Median gross rent
$1,553
what tenants now pay · 2024 ACS 5-Year
Median home value
$237,500
2024 ACS 5-Year

The figures above are measured against Moody’s median household income of $86,627, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Cost of living indexthe Birmingham, AL Metro Area’s figure202391.8Top 12%of 3,7002023
Home price change (1 year)the Birmingham, AL Metro Area’s figure2026 Q2+3.4%54th percentileof 4,1542026 Q2
Home price change (5 years)the Birmingham, AL Metro Area’s figure2026 Q2+38.9%37th percentileof 4,1542026 Q2
Home price change (10 years)the Birmingham, AL Metro Area’s figure2026 Q2+85.4%37th percentileof 4,1542026 Q2
Home price to income ±0.52024 ACS 5-Year2.6Bottom 46%of 26,8152024 ACS 5-Year
Homeownership rate ±5%2024 ACS 5-Year74.1%46th percentileof 31,7172024 ACS 5-Year
Housing units ±3632024 ACS 5-Year5,72090th percentileof 32,1772024 ACS 5-Year
Market rent, one bedroomFY2026$1,359Top 47%of 4,072FY2026
Market rent, three bedroomFY2026$1,858Top 36%of 4,072FY2026
Market rent, two bedroomFY2026$1,487Top 40%of 4,072FY2026
Median gross rent ±$4072024 ACS 5-Year$1,553Bottom 18%of 23,1202024 ACS 5-Year
Median home value ±$11,1412024 ACS 5-Year$237,50062nd percentileof 29,1112024 ACS 5-Year
Median property taxes ±$682024 ACS 5-Year$78016th percentileof 26,4402024 ACS 5-Year
Owner household income ±$15,2142024 ACS 5-Year$91,083Top 35%of 27,5482024 ACS 5-Year
Property tax rate ±0.03%2024 ACS 5-Year0.33%2nd percentileof 20,5432024 ACS 5-Year
Rent as a share of income ±2%2024 ACS 5-Year28.0%Top 48%of 22,9502024 ACS 5-Year
Seasonal and second homes ±132024 ACS 5-Year861st percentileof 32,3302024 ACS 5-Year
Second homes2024 ACS 5-Year0.1%52nd percentileof 31,8952024 ACS 5-Year
Vacancy rate2024 ACS 5-Year6.5%48th percentileof 31,7692024 ACS 5-Year
Vacant housing units ±2102024 ACS 5-Year38287th percentileof 32,3302024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures and the cost-of-living index.

Development Momentum

70/ 100
Top 15% of 4,224 published city profiles
The most recent move in permitting was upward, in a series running from 2020 to 2025. That is the direction of the recent run. The chart below compares the first year with the last, which can point the other way.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has grown 3% since 2020, reaching 13,596 in 2024.

Permitting has turned upward after moving the other way the year before: 50 units authorized in 2025, against 11 the year before.

New construction is predominantly single-family: of 49 units permitted over the past twelve months, none were in buildings of five or more homes.

Federal tax returns show St. Clair County, which contains Moody, gained about 1.7% of its residents through moves within the US in the most recent year, counting those who arrived against those who left. Households that moved in reported an average income of $62,734, above the $59,118 of households that moved out.

At 3.6 permitted units per 1,000 residents, building activity is above the median for measured US cities.

Units permitted
49
12 months ending July 2026
Per 1,000 residents
3.6
Top 39% nationally
Year over year
+172%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

Population, annual estimates

2020202120222023202414k13k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population. It has been holding roughly steady, over a series running from 2020 to 2024.

People moving in and out

Net migration
+1.7%
of residents, in a year
Arrivals from another state
24%
of people moving in
Income of arrivals
$62,734
average per tax return
Income of those who left
$59,118
average per tax return

Where newcomers came from

  1. Jefferson County, AL 2,090 people · 38% of arrivals
  2. Shelby County, AL 408 people · 7.5% of arrivals
  3. Talladega County, AL 336 people · 6.2% of arrivals
  4. Etowah County, AL 241 people · 4.4% of arrivals
  5. Calhoun County, AL 234 people · 4.3% of arrivals

Where people who left went

  1. Jefferson County, AL 1,305 people · 31% of departures
  2. Talladega County, AL 364 people · 8.7% of departures
  3. Shelby County, AL 341 people · 8.1% of departures
  4. Etowah County, AL 262 people · 6.3% of departures
  5. Calhoun County, AL 222 people · 5.3% of departures

Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. This is the figure for St. Clair County, AL. IRS Statistics of Income, filing years 2022–2023.

Housing units permitted per year

20202021202220232024202510711
Annual totals from the Census Building Permits Survey. Permitting in 2025 was lower than 2020 (−53%).

Weather & climate

6 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 91°F and January a low of 35°F.

Normal annual precipitation is 56.6 inches, including 1.4 inches of snow.

20°40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station BIRMINGHAM AP, 14.7 miles from this location.

Precipitation

JFMAMJJASOND5.7"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation1991-2020 Normals56.6"1991-2020 Normals
Annual snowfall1991-2020 Normals1.4"1991-2020 Normals
Average January low1991-2020 Normals35°F1991-2020 Normals
Average July high1991-2020 Normals91°F1991-2020 Normals
Comfortable months1991-2020 Normals61991-2020 Normals
Seasonal temperature swing1991-2020 Normals37°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. How to read climate and air quality.

Physical risk

42 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, tornado and cold wave, with inland flooding alone responsible for 54% of it. Cold wave is independently rated low or minimal nationally, so this describes how the loss is composed, not how large that hazard is.

TornadoElevated
LandslideModerate
Inland floodingElevated
EarthquakeElevated
Heat waveElevated
LightningModerate

Low or minimal exposure: strong wind, wildfire, cold wave, hurricane, ice storm, drought, hail, winter weather, tsunami, volcanic activity, coastal flooding, avalanche.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

Violent crime
146
per 100,000 residents · 2025 calendar year
Property crime
562
per 100,000 residents · 2025 calendar year

Below these are deaths rather than offenses, published for the county. The two measure different things and are not comparable with each other.

Moody's police department reported 146 violent offenses per 100,000 residents, near the middle of places with a department reporting. Property crime runs at 562.

St. Clair County has a modeled homicide rate of about 5.6 per 100,000 residents a year, because the CDC suppresses counts this small, near the middle of counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 15.7 per 100,000 — more than the homicide rate, since the figure counts suicides and accidents as well as homicides.

Drug overdose deaths run at 19.9 per 100,000 residents in St. Clair County.

Homicide
5.6
per 100,000 residents · modeled, not measured
Firearm deaths, all intents
15.7
per 100,000 residents
Drug overdose
19.9
per 100,000 residents
Suicide
17.8
per 100,000 residents

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.

Offenses are reported to the FBI by Moody’s own police department and shown only where it reported every month of the year; a partial year is withheld rather than scaled up. Reported crime is what police recorded, which is not the same as what happened. Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around Moody (St. Clair County) rather than Moody itself. Neither is part of the Area Score. How to read crime rates and death rates.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Air quality
The EPA publishes an air-quality index only where a monitor sits. There is none in this county, and a modeled value would be a different kind of number from the measured ones everywhere else on this page.
Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. The cost-of-living index above is a price level for all consumption, not a household budget, and it excludes taxes. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

3 major airports lie within 100 miles, the nearest Birmingham-Shuttlesworth Intl at 15 miles.

MetricValueCompared nationallySource period
Broadband access ±1%2024 ACS 5-Year91.0%Top 44%of 31,5882024 ACS 5-Year
Distance to major airportNASR current cycle15 miTop 43%of 4,226NASR current cycle
Major airports within 100 milesNASR current cycle3Bottom 20%of 4,226NASR current cycle
No internet access ±3%2024 ACS 5-Year6.6%Top 45%of 31,5882024 ACS 5-Year
AirportCodeDistanceLongest runway
Birmingham-Shuttlesworth IntlBHM15 mi12,007 ft
Huntsville Intl-Carl T Jones FldHSV73 mi10,001 ft
Montgomery Rgnl (Dannelly Fld)MGM90 mi9,020 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
64
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Other cities in Birmingham, AL

Same metropolitan area, measured the same way
CityCountyPopulationArea ScoreCompare
BirminghamJefferson County198,17348Birmingham vs Moody
HooverJefferson County92,64271Hoover vs Moody
Vestavia HillsJefferson County38,61664Vestavia Hills vs Moody
AlabasterShelby County33,91764
HomewoodJefferson County27,82968
TrussvilleJefferson County26,67371
BessemerJefferson County25,40046
PelhamShelby County24,82764
Mountain BrookJefferson County22,02969
HelenaShelby County21,76963
CaleraShelby County17,71463
GardendaleJefferson County16,53461

Every city here is measured on the same scale from the same source releases, so the comparison is like for like. A higher Area Score reflects AreaProfile’s standardized weighting rather than a judgment about which is the better place to live.

Compare

Put Moody side by side with a similar place.

Moody vs SeymourMoody vs Meridianville

Moving to Moody from somewhere else?

You get the difference in prices, rent and weather, and the income that would keep pace.

Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
SafetyFederal Bureau of Investigation, Crime Data Explorer
Summarized offense counts by law enforcement agency
2025 calendar year
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
Demographics, IncomeInternal Revenue Service, Statistics of Income Division
U.S. Population Migration Data (county to county)
filing years 2022–2023
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
HousingU.S. Bureau of Economic Analysis
Regional price parities and county personal income
2023
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWS
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimate
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
SafetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
March 2025 to February 2026; May 2025 to April 2026
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

ZIP codes in Moody

1 ZIP area

Every ZIP area in Moody with census figures of its own, largest first. The ones linked below diverge enough from the city as a whole to carry a full profile; the rest track Moody closely, so their figures are here rather than on a page that would repeat this one. An Area Score is calculated for published profiles only, which is why it is blank on those rows.

ZIPPopulationMedian household incomeMedian home valueArea Score
3500412,155$87,652$232,700—