98531 — Centralia, Washington

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 98531. Its median household income runs 13% above Centralia as a whole, which is why this ZIP carries a profile of its own.

46out of 100
Area Score
Bottom 11% of 3,113 profiles measured

How we calculate this

How this area ranks

Data updated · 13 sources
Opportunity2,029th of 3,116 ZIP areas measured47
Schools2,175th of 3,047 ZIP areas measured33
GrowthTop 49% of 3,124 ZIP areas measured51
Housing affordability2,239th of 3,112 ZIP areas measured57
Climate1,714th of 3,127 ZIP areas measured69
Physical resilience2,754th of 3,127 ZIP areas measured20
Access2,815th of 3,127 ZIP areas measured67
Economic stability2,323rd of 3,127 ZIP areas measured39
The quick read

Unemployment is 4.6% and median household income $63,406, putting employment conditions in the middle range of ZIP areas measured. The unemployment rate is published for Centralia, WA, which contains 98531, rather than for 98531 alone.

In the public schools here, 42% of students met the state standard in mathematics, with 17.0 students for every teacher.

Residential permitting has slowed: 68 units authorized over the past twelve months, 28% below the prior year. The permit count and 1 other measure here are published for Centralia, WA, which contains 98531, rather than for 98531 alone.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
27,337
2024 ACS 5-Year
Median household income
$63,406
Bottom 36% nationally
Density
212/sq mi
129.2 sq mi of land
Median age
40.3
2024 ACS 5-Year
City
Centralia
Washington
Micro area
Nearest major airport
SEA
56 mi · Seattle-Tacoma Intl
Median home value
$343,000
2024 ACS 5-Year

Jobs & opportunity

Unemployment across Centralia, WA, which contains 98531, is 4.6% — higher than in all but 41% of the 3,127 measured US ZIP areas.

Employment across Centralia, WA, which contains 98531, grew 0.3% over the past year, to 32,094 employed residents.

MetricValueCompared nationallySource period
Income of new arrivalsLewis County, WA’s figurefiling years 2022–2023$66,36647th percentileof 2,996filing years 2022–2023
Income of those who leftLewis County, WA’s figurefiling years 2022–2023$53,90017th percentileof 2,996filing years 2022–2023
Median household income ±$5,6442024 ACS 5-Year$63,406Bottom 36%of 31,0492024 ACS 5-Year
Per capita income ±$2,0082024 ACS 5-Year$32,793Bottom 37%of 32,8222024 ACS 5-Year
Poverty rate ±3%2024 ACS 5-Year15.9%Bottom 27%of 32,8462024 ACS 5-Year
Average commute ±2.0 min2024 ACS 5-Year26.7 minTop 44%of 32,8872024 ACS 5-Year
Bachelor's degree or higher ±3%2024 ACS 5-Year22.1%Bottom 47%of 33,1932024 ACS 5-Year
Drove alone to work ±2%2024 ACS 5-Year74.2%43rd percentileof 32,7982024 ACS 5-Year
EmploymentCentralia, WA’s figureJuly 202632,094Bottom 35%of 3,127July 2026
Employment change (3 years)Centralia, WA’s figureJuly 2026−0.6%Bottom 44%of 3,127July 2026
Employment change (year over year)Centralia, WA’s figureJuly 2026+0.3%Top 31%of 3,127July 2026
Labor forceCentralia, WA’s figureJuly 202633,64235th percentileof 3,127July 2026
Labor force participation ±3%2024 ACS 5-Year70.5%Bottom 25%of 32,8832024 ACS 5-Year
Public transit to work ±1%2024 ACS 5-Year1.1%81st percentileof 32,7982024 ACS 5-Year
Unemployment change (year over year)Centralia, WA’s figureJuly 2026−0.8%Top 14%of 3,127July 2026
Unemployment rateCentralia, WA’s figureJuly 20264.6%Bottom 41%of 3,127July 2026
Worked from home ±2%2024 ACS 5-Year7.7%39th percentileof 32,7982024 ACS 5-Year

Median household income, successive ACS releases

202120222023202463k50k
Each point is a separate five-year estimate, most recently $63,406 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Centralia, WA, the city containing this ZIP code.

42% of students met the state standard in mathematics and 54% in reading, across the schools here that reported results.

There are 17.0 students for every full-time teacher across 7 public schools, more than in most measured places.

Public schools
9
2024-25 school year
Students per teacher
17.0
across 7 of them
Math proficiency
42.4%
Bottom 37% in Washington
Reading proficiency
54.1%
Bottom 29% in Washington
All 9 public schools on record, largest first.
SchoolDistrictStudentsPer teacherMathReading
Centralia High SchoolCentralia School District94120.529%65%
Centralia Middle SchoolCentralia School District47918.432%53%
Fords Prairie ElementaryCentralia School District44315.357%52%
Jefferson Lincoln ElementaryCentralia School District35714.357%42%
Oakview Elementary SchoolCentralia School District31713.839%49%
Edison ElementaryCentralia School District31317.467%52%
Washington Elementary SchoolCentralia School District29416.340%47%
Futurus High SchoolCentralia School District11055.0——
Centralia School District SpEd Pre-schoolCentralia School District59———

75.1% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against Washington’s own standard, so it is ranked within state. How to read school figures.

The Federal Housing Finance Agency’s house price index for the non-metropolitan parts of Washington is up 35% over five years, and up 1.8% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $2,370 a year in real estate taxes, about 0.69% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $1,279, some 13% above the $1,130 tenants already here pay.

At HUD’s Fair Market Rent of $1,279 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $51,200 a year, about 81% of the median household income here of $63,406.

The typical renter household here spends 32% of its income on rent, above the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $1,130 a month.

A median home at $343,000 costs 4.0 times the median income of its owner-occupied households, $85,088, above the historic benchmark of about 3 times income.

Rent as a share of income
32.2%
Above the 30% cost-burdened threshold
Home price to income
4.0×
median home value ÷ owner household income
Market rent, two bedroom
$1,279
what a new lease costs · FY2026
Median gross rent
$1,130
what tenants now pay · 2024 ACS 5-Year
Median home value
$343,000
2024 ACS 5-Year

The figures above are measured against 98531’s median household income of $63,406, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Home price change (1 year)the non-metropolitan parts of Washington’s figure2026 Q2+1.8%32nd percentileof 3,0712026 Q2
Home price change (5 years)the non-metropolitan parts of Washington’s figure2026 Q2+35.1%24th percentileof 3,0712026 Q2
Home price change (10 years)the non-metropolitan parts of Washington’s figure2026 Q2+118.1%83rd percentileof 3,0712026 Q2
Home price to income ±0.32024 ACS 5-Year4.0Bottom 18%of 29,2752024 ACS 5-Year
Homeownership rate ±3%2024 ACS 5-Year65.7%22nd percentileof 32,7502024 ACS 5-Year
Housing units ±4852024 ACS 5-Year11,52586th percentileof 33,4602024 ACS 5-Year
Market rent, one bedroomFY2026$975Top 26%of 3,031FY2026
Market rent, three bedroomFY2026$1,688Top 36%of 3,031FY2026
Market rent, two bedroomFY2026$1,279Top 35%of 3,031FY2026
Median gross rent ±$862024 ACS 5-Year$1,130Bottom 40%of 26,3962024 ACS 5-Year
Median home value ±$13,2722024 ACS 5-Year$343,00073rd percentileof 30,8122024 ACS 5-Year
Median property taxes ±$1612024 ACS 5-Year$2,37059th percentileof 28,9352024 ACS 5-Year
Owner household income ±$6,2962024 ACS 5-Year$85,088Top 47%of 29,8022024 ACS 5-Year
Property tax rate ±0.05%2024 ACS 5-Year0.69%32nd percentileof 24,0992024 ACS 5-Year
Rent as a share of income ±3%2024 ACS 5-Year32.2%Bottom 29%of 26,2472024 ACS 5-Year
Seasonal and second homes ±252024 ACS 5-Year01st percentileof 33,7722024 ACS 5-Year
Second homes2024 ACS 5-Year0.0%1st percentileof 32,9612024 ACS 5-Year
Vacancy rate2024 ACS 5-Year3.5%24th percentileof 32,7882024 ACS 5-Year
Vacant housing units ±1692024 ACS 5-Year40269th percentileof 33,7722024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures.

Development Momentum

51/ 100
Top 49% of 3,124 published ZIP profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: of 68 units permitted over the past twelve months, none were in buildings of five or more homes. The multifamily share is published for Centralia, WA, which contains 98531, rather than for 98531 alone.

At 3.6 permitted units per 1,000 residents, building activity is above the median for measured US ZIP areas. The permit rate is published for Centralia, WA, which contains 98531, rather than for 98531 alone.

Units permitted
68
12 months ending July 2026
Per 1,000 residents
3.6
Top 44% nationally
Year over year
−28%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

People moving in and out

Net migration
+1.0%
of residents, in a year
Arrivals from another state
32%
of people moving in
Income of arrivals
$66,366
average per tax return
Income of those who left
$53,900
average per tax return

Where newcomers came from

  1. Thurston County, WA 990 people · 23% of arrivals
  2. Pierce County, WA 553 people · 13% of arrivals
  3. Cowlitz County, WA 310 people · 7.2% of arrivals
  4. Clark County, WA 269 people · 6.2% of arrivals
  5. King County, WA 242 people · 5.6% of arrivals

Where people who left went

  1. Thurston County, WA 813 people · 23% of departures
  2. Pierce County, WA 279 people · 7.7% of departures
  3. Cowlitz County, WA 254 people · 7.0% of departures
  4. King County, WA 173 people · 4.8% of departures
  5. Grays Harbor County, WA 138 people · 3.8% of departures

Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. This is the figure for Lewis County, WA. IRS Statistics of Income, filing years 2022–2023.

The Building Permits Survey is not published for ZIP areas. This is the figure for Centralia, WA, the city containing this ZIP code.

Weather & climate

4 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 78°F and January a low of 33°F.

Normal annual precipitation is 50.6 inches, including 3.9 inches of snow.

20°40°60°80°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station OLYMPIA AP, 15.9 miles from this location.

Precipitation

JFMAMJJASOND8.2"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index2024 calendar year432024 calendar year
Annual precipitation1991-2020 Normals50.6"1991-2020 Normals
Annual snowfall1991-2020 Normals3.9"1991-2020 Normals
Average January low1991-2020 Normals33°F1991-2020 Normals
Average July high1991-2020 Normals78°F1991-2020 Normals
Comfortable months1991-2020 Normals41991-2020 Normals
Days above AQI 1002024 calendar year12024 calendar year
Median air quality index2024 calendar year222024 calendar year
Seasonal temperature swing1991-2020 Normals25°F1991-2020 Normals

Air quality

Median air quality index
22
Good on a typical day
Worst tenth of days
43
90th percentile index
Days above 100
1
unhealthy for sensitive groups

Climate figures are thirty-year normals, not current conditions. Air quality is measured by EPA monitors and published by county only where a monitor sits; a county without one shows nothing rather than an estimate, and a county reading is still the county’s. How to read climate and air quality.

Physical risk

20 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, earthquake and avalanche, with inland flooding alone responsible for 52% of it.

EarthquakeHigh
LandslideModerate
Volcanic activityModerate
Inland floodingElevated
Heat waveModerate
AvalancheModerate

Low or minimal exposure: wildfire, winter weather, ice storm, lightning, strong wind, tornado, drought, coastal flooding, hail, cold wave, tsunami, hurricane.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offenses — they say nothing about burglary, theft or assault.

Homicide
2.7
per 100,000 residents · modeled, not measured
Firearm deaths, all intents
16.2
per 100,000 residents
Drug overdose
34.8
per 100,000 residents
Suicide
16.2
per 100,000 residents

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.

Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around 98531 (Lewis County) rather than 98531 itself. They are shown and not scored. How to read death rates.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Reported crime
Offenses reported to police are published by department rather than by town, so AreaProfile shows a rate only on city profiles, and only where that city’s department submitted every month of a year. A ZIP area is not a jurisdiction, so no department reports for one. Centralia carries the figure where its department reported a full year. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Cost of living
Price parities are published for metropolitan areas, and this place lies outside one.
Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. Cost of living is published where the Bureau of Economic Analysis measures it, though not for this place. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

3 major airports lie within 100 miles, the nearest Seattle-Tacoma Intl at 56 miles.

MetricValueCompared nationallySource period
Broadband access ±2%2024 ACS 5-Year90.5%Top 44%of 32,6632024 ACS 5-Year
Distance to major airportNASR current cycle56 miBottom 10%of 3,127NASR current cycle
Major airports within 100 milesNASR current cycle3Bottom 21%of 3,127NASR current cycle
No internet access ±1%2024 ACS 5-Year5.9%Top 38%of 32,6632024 ACS 5-Year
AirportCodeDistanceLongest runway
Seattle-Tacoma IntlSEA56 mi11,901 ft
Boeing Fld/King County IntlBFI61 mi10,007 ft
Portland IntlPDX81 mi11,000 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
46
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Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
Demographics, IncomeInternal Revenue Service, Statistics of Income Division
U.S. Population Migration Data (county to county)
filing years 2022–2023
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimate
SafetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
March 2025 to February 2026; May 2025 to April 2026
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar year
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

98531 vs Centralia

How this ZIP area compares with Centralia as a whole. Both figures come from the same ACS release, so the comparison is like for like — a gap here is a real difference between the two places, not two surveys disagreeing.

98531
Centralia
Median household income: 98531 is the more favorable of the two.
Median household income
$63,406
vs
$56,219
Per capita income: 98531 is the more favorable of the two.
Per capita income
$32,793
vs
$31,407
Population density
212/sq mi
vs
2,411/sq mi
Median home value
$343,000
vs
$318,200
Median gross rent: Centralia is the more favorable of the two.
Median gross rent
$1,130
vs
$1,084
Homeownership rate
65.7%
vs
60.0%
Bachelor's degree or higher: 98531 is the more favorable of the two.
Bachelor's degree or higher
22.1%
vs
19.4%
Poverty rate: 98531 is the more favorable of the two.
Poverty rate
15.9%
vs
18.4%
Median age
40.3
vs
39.0

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.