22408 — Fredericksburg, Virginia

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 22408. Its median household income runs 28% above Fredericksburg as a whole, which is why this ZIP carries a profile of its own.

60out of 100
Area Score
Top 43% of 3,113 profiles measured

How we calculate this

How this area ranks

Data updated · 12 sources
OpportunityTop 47% of 3,116 ZIP areas measured55
Schools2,288th of 3,047 ZIP areas measured30
Growth2,002nd of 3,124 ZIP areas measured43
Housing affordabilityTop 43% of 3,112 ZIP areas measured70
ClimateTop 26% of 3,127 ZIP areas measured76
Physical resilienceTop 28% of 3,127 ZIP areas measured75
Access2,660th of 3,127 ZIP areas measured73
Economic stabilityTop 14% of 3,127 ZIP areas measured75
The quick read

Unemployment is 3.9% and median household income $110,112, putting employment conditions in the middle range of ZIP areas measured. The unemployment rate is published for Fredericksburg, VA, which contains 22408, rather than for 22408 alone.

In the public schools here, 75% of students met the state standard in mathematics, with 16.6 students for every teacher.

Rent takes 31% of renter income here, above the 30% threshold conventionally called cost-burdened, and the median home is 3.0 times what its owners earn.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
31,586
2024 ACS 5-Year
Median household income
$110,112
Top 13% nationally
Density
667/sq mi
47.3 sq mi of land
Median age
36.3
2024 ACS 5-Year
City
Fredericksburg
Virginia
Nearest major airport
RIC
49 mi · Richmond Intl
Median home value
$378,000
2024 ACS 5-Year

Jobs & opportunity

Unemployment across Fredericksburg, VA, which contains 22408, is 3.9%, lower than in 67% of the 3,127 measured US ZIP areas.

Employment across Fredericksburg, VA, which contains 22408, fell 2.5% over the past year, to 15,679 employed residents.

40% of adults hold a four-year degree, higher than 80% of measured US ZIP areas.

Median household income of $110,112 is higher than in 87% of measured US ZIP areas.

MetricValueCompared nationallySource period
Median household income ±$9,7262024 ACS 5-Year$110,112Top 13%of 31,0492024 ACS 5-Year
Per capita income ±$2,9472024 ACS 5-Year$48,678Top 21%of 32,8222024 ACS 5-Year
Poverty rate ±2%2024 ACS 5-Year7.1%Top 32%of 32,8462024 ACS 5-Year
Average commute ±1.9 min2024 ACS 5-Year39.0 minBottom 9%of 32,8872024 ACS 5-Year
Bachelor's degree or higher ±3%2024 ACS 5-Year40.4%Top 20%of 33,1932024 ACS 5-Year
Drove alone to work ±4%2024 ACS 5-Year66.3%22nd percentileof 32,7982024 ACS 5-Year
EmploymentFredericksburg, VA’s figureJuly 202615,679Bottom 12%of 3,127July 2026
Employment change (3 years)Fredericksburg, VA’s figureJuly 2026−2.4%Bottom 20%of 3,127July 2026
Employment change (year over year)Fredericksburg, VA’s figureJuly 2026−2.5%Bottom 13%of 3,127July 2026
Labor forceFredericksburg, VA’s figureJuly 202616,32211th percentileof 3,127July 2026
Labor force participation ±2%2024 ACS 5-Year85.4%Top 19%of 32,8832024 ACS 5-Year
Mean annual wageWashington-Arlington-Alexandria, DC-VA-MD-WV Metro Area’s figure2025 OEWS$91,930Top 4%of 2,7602025 OEWS
Median annual wageWashington-Arlington-Alexandria, DC-VA-MD-WV Metro Area’s figure2025 OEWS$71,060Top 5%of 2,7602025 OEWS
Public transit to work ±1%2024 ACS 5-Year3.7%92nd percentileof 32,7982024 ACS 5-Year
Unemployment change (year over year)Fredericksburg, VA’s figureJuly 2026+0.1%Bottom 39%of 3,127July 2026
Unemployment rateFredericksburg, VA’s figureJuly 20263.9%Top 33%of 3,127July 2026
Worked from home ±3%2024 ACS 5-Year17.9%80th percentileof 32,7982024 ACS 5-Year

Median household income, successive ACS releases

2021202220232024115k101k
Each point is a separate five-year estimate, most recently $110,112 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

Largest occupations — Washington-Arlington-Alexandria, DC-VA-MD-WV

OccupationPeople employedMedian annual wage
General and Operations Managers112,530$156,460
Business Operations Specialists, All Other76,600$104,770
Software Developers69,060$154,930
Retail Salespersons66,920$36,610
Management Analysts62,360$126,830
Fast Food and Counter Workers60,560$34,600

Searches the 40 largest occupations here that have a published wage.

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Fredericksburg, VA, the city containing this ZIP code.

75% of students met the state standard in mathematics and 75% in reading, across the schools here that reported results.

There are 16.6 students for every full-time teacher across 4 public schools, more than in most measured places.

Public schools
4
2024-25 school year
Students per teacher
16.6
across all schools here
Math proficiency
75.2%
Bottom 22% in Virginia
Reading proficiency
75.2%
Bottom 37% in Virginia
All 4 public schools on record, largest first.
SchoolDistrictStudentsPer teacherMathReading
Courtland HighSpotsylvania County Public Schools1,49717.478%87%
Cedar Forest ElementarySpotsylvania County Public Schools78916.472%62%
Lee Hill ElementarySpotsylvania County Public Schools68016.679%73%
Spotswood ElementarySpotsylvania County Public Schools52615.067%64%

51.9% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against Virginia’s own standard, so it is ranked within state. How to read school figures.

Prices for everything a household buys run about 10% above the national average — the Bureau of Economic Analysis index reads 109.5, against 100 for the nation. Nationally, housing drives most of the spread between places in this index; other goods vary far less.

Homeowners here who pay a tax bill pay a median of $2,299 a year in real estate taxes, about 0.61% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $2,040, some 11% above the $1,835 tenants already here pay.

At HUD’s Fair Market Rent of $2,040 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $81,600 a year, about 74% of the median household income here of $110,112.

The typical renter household here spends 31% of its income on rent, above the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $1,835 a month.

A median home at $378,000 costs 3.0 times the median income of its owner-occupied households, $126,192, close to the historic benchmark for an affordable market.

Cost of living
109.5

Prices here run about 10% above the national average. The spread between places is driven mostly by housing — goods vary far less — and this excludes taxes.

Published for the Washington-Arlington-Alexandria, DC-VA-MD-WV Metro Area as a whole. Prices are regional — people shop, commute and rent across a metropolitan area rather than within a city boundary — so this describes the cost of living around this place better than a figure drawn to its own limits would.

Rent as a share of income
31.2%
Above the 30% cost-burdened threshold
Home price to income
3.0×
median home value ÷ owner household income
Market rent, two bedroom
$2,040
what a new lease costs · FY2026
Median gross rent
$1,835
what tenants now pay · 2024 ACS 5-Year
Median home value
$378,000
2024 ACS 5-Year

The figures above are measured against 22408’s median household income of $110,112, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Cost of living indexthe Washington-Arlington-Alexandria, DC-VA-MD-WV Metro Area’s figure2023109.5Bottom 18%of 2,7372023
Home price to income ±0.22024 ACS 5-Year3.0Bottom 40%of 29,2752024 ACS 5-Year
Homeownership rate ±3%2024 ACS 5-Year77.9%48th percentileof 32,7502024 ACS 5-Year
Housing units ±4652024 ACS 5-Year12,66488th percentileof 33,4602024 ACS 5-Year
Market rent, one bedroomFY2026$1,830Bottom 19%of 3,031FY2026
Market rent, three bedroomFY2026$2,570Bottom 26%of 3,031FY2026
Market rent, two bedroomFY2026$2,040Bottom 24%of 3,031FY2026
Median gross rent ±$1092024 ACS 5-Year$1,835Bottom 11%of 26,3962024 ACS 5-Year
Median home value ±$12,9052024 ACS 5-Year$378,00078th percentileof 30,8122024 ACS 5-Year
Median property taxes ±$1272024 ACS 5-Year$2,29957th percentileof 28,9352024 ACS 5-Year
Owner household income ±$6,7702024 ACS 5-Year$126,192Top 13%of 29,8022024 ACS 5-Year
Property tax rate ±0.04%2024 ACS 5-Year0.61%23rd percentileof 24,0992024 ACS 5-Year
Rent as a share of income ±3%2024 ACS 5-Year31.2%Bottom 34%of 26,2472024 ACS 5-Year
Seasonal and second homes ±682024 ACS 5-Year7470th percentileof 33,7722024 ACS 5-Year
Second homes2024 ACS 5-Year0.6%43rd percentileof 32,9612024 ACS 5-Year
Vacancy rate2024 ACS 5-Year3.2%22nd percentileof 32,7882024 ACS 5-Year
Vacant housing units ±1942024 ACS 5-Year47873rd percentileof 33,7722024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures and the cost-of-living index.

Development Momentum

43/ 100
Ranks 2,002 of 3,124 published ZIP profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: of 31 units permitted over the past twelve months, none were in buildings of five or more homes. The multifamily share is published for Fredericksburg, VA, which contains 22408, rather than for 22408 alone.

At 1.1 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas. The permit rate is published for Fredericksburg, VA, which contains 22408, rather than for 22408 alone.

Units permitted
31
12 months ending July 2026
Per 1,000 residents
1.1
Bottom 24% nationally
Year over year
+41%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Fredericksburg, VA, the city containing this ZIP code.

Weather & climate

7 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 88°F and January a low of 28°F.

Normal annual precipitation is 41.0 inches, including 12.4 inches of snow.

20°40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station QUANTICO MCAS, 21.6 miles from this location.

Precipitation

JFMAMJJASOND4.6"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation1991-2020 Normals41.0"1991-2020 Normals
Annual snowfall1991-2020 Normals12.4"1991-2020 Normals
Average January low1991-2020 Normals28°F1991-2020 Normals
Average July high1991-2020 Normals88°F1991-2020 Normals
Comfortable months1991-2020 Normals71991-2020 Normals
Seasonal temperature swing1991-2020 Normals43°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. How to read climate and air quality.

Physical risk

75 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, earthquake and strong wind, with inland flooding alone responsible for 63% of it. Inland flooding is independently rated low or minimal nationally, so this describes how the loss is composed, not how large that hazard is.

Overall hazard risk is lower than 72% of measured US ZIP areas.

EarthquakeElevated
HurricaneModerate
Strong windModerate
DroughtModerate
LandslideModerate
Cold waveModerate

Low or minimal exposure: lightning, heat wave, inland flooding, winter weather, hail, tornado, ice storm, coastal flooding, wildfire, tsunami, volcanic activity, avalanche.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offenses — they say nothing about burglary, theft or assault.

Homicide
3.3
per 100,000 residents · modeled, not measured
Firearm deaths, all intents
13.1
per 100,000 residents · modeled, not measured
Drug overdose
15.6
per 100,000 residents · modeled, not measured
Suicide
15.2
per 100,000 residents · modeled, not measured

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.

Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around 22408 (Fredericksburg city) rather than 22408 itself. They are shown and not scored. How to read death rates.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Reported crime
Offenses reported to police are published by department rather than by town, so AreaProfile shows a rate only on city profiles, and only where that city’s department submitted every month of a year. A ZIP area is not a jurisdiction, so no department reports for one. Fredericksburg carries the figure where its department reported a full year. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Air quality
The EPA publishes an air-quality index only where a monitor sits. There is none in this county, and a modeled value would be a different kind of number from the measured ones everywhere else on this page.
Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. The cost-of-living index above is a price level for all consumption, not a household budget, and it excludes taxes. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

4 major airports lie within 100 miles, the nearest Richmond Intl at 49 miles.

MetricValueCompared nationallySource period
Broadband access ±0.6%2024 ACS 5-Year96.2%Top 14%of 32,6632024 ACS 5-Year
Distance to major airportNASR current cycle49 miBottom 14%of 3,127NASR current cycle
Major airports within 100 milesNASR current cycle4Bottom 40%of 3,127NASR current cycle
No internet access ±1%2024 ACS 5-Year3.3%Top 22%of 32,6632024 ACS 5-Year
AirportCodeDistanceLongest runway
Richmond IntlRIC49 mi9,003 ft
Washington Dulles IntlIAD51 mi11,500 ft
Baltimore/Washington Intl Thurgood MarshallBWI79 mi10,503 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
60
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Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
HousingU.S. Bureau of Economic Analysis
Regional price parities and county personal income
2023
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWS
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimate
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
SafetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
March 2025 to February 2026; May 2025 to April 2026
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

22408 vs Fredericksburg

How this ZIP area compares with Fredericksburg as a whole. Both figures come from the same ACS release, so the comparison is like for like — a gap here is a real difference between the two places, not two surveys disagreeing.

22408
Fredericksburg
Median household income: 22408 is the more favorable of the two.
Median household income
$110,112
vs
$86,071
Per capita income: 22408 is the more favorable of the two.
Per capita income
$48,678
vs
$47,502
Population density
667/sq mi
vs
2,763/sq mi
Median home value
$378,000
vs
$483,700
Median gross rent: Fredericksburg is the more favorable of the two.
Median gross rent
$1,835
vs
$1,619
Homeownership rate
77.9%
vs
39.7%
Bachelor's degree or higher: Fredericksburg is the more favorable of the two.
Bachelor's degree or higher
40.4%
vs
46.1%
Poverty rate: 22408 is the more favorable of the two.
Poverty rate
7.1%
vs
12.9%
Median age
36.3
vs
32.1

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.