22407 — Fredericksburg, Virginia

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 22407. Its median household income runs 29% above Fredericksburg as a whole, which is why this ZIP carries a profile of its own.

63out of 100
Area Score
Top 33% of 3,113 profiles measured

How we calculate this

How this area ranks

Data updated · 13 sources
OpportunityTop 50% of 3,116 ZIP areas measured54
Schools1,685th of 3,047 ZIP areas measured46
Growth2,002nd of 3,124 ZIP areas measured43
Housing affordabilityTop 47% of 3,112 ZIP areas measured69
ClimateTop 26% of 3,127 ZIP areas measured76
Physical resilienceTop 22% of 3,127 ZIP areas measured80
Access2,592nd of 3,127 ZIP areas measured75
Economic stabilityTop 15% of 3,127 ZIP areas measured74
The quick read

Unemployment is 3.9% and median household income $111,129, putting employment conditions in the middle range of ZIP areas measured. The unemployment rate is published for Fredericksburg, VA, which contains 22407, rather than for 22407 alone.

In the public schools here, 80% of students met the state standard in mathematics, with 15.2 students for every teacher.

Rent takes 31% of renter income here, above the 30% threshold conventionally called cost-burdened, and the median home is 3.2 times what its owners earn.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
65,425
2024 ACS 5-Year
Median household income
$111,129
Top 13% nationally
Density
1,072/sq mi
61 sq mi of land
Median age
39.1
2024 ACS 5-Year
City
Fredericksburg
Virginia
Nearest major airport
IAD
46 mi · Washington Dulles Intl
Median home value
$409,500
2024 ACS 5-Year

Jobs & opportunity

Unemployment across Fredericksburg, VA, which contains 22407, is 3.9%, lower than in 67% of the 3,127 measured US ZIP areas.

Employment across Fredericksburg, VA, which contains 22407, fell 2.5% over the past year, to 15,679 employed residents.

34% of adults hold a four-year degree, higher than 72% of measured US ZIP areas.

Median household income of $111,129 is higher than in 87% of measured US ZIP areas.

MetricValueCompared nationallySource period
Median household income ±$5,0752024 ACS 5-Year$111,129Top 13%of 31,0492024 ACS 5-Year
Per capita income ±$1,7032024 ACS 5-Year$44,806Top 28%of 32,8222024 ACS 5-Year
Poverty rate ±2%2024 ACS 5-Year6.3%Top 27%of 32,8462024 ACS 5-Year
Average commute ±1.3 min2024 ACS 5-Year38.4 minBottom 10%of 32,8872024 ACS 5-Year
Bachelor's degree or higher ±2%2024 ACS 5-Year33.5%Top 28%of 33,1932024 ACS 5-Year
Drove alone to work ±2%2024 ACS 5-Year70.2%31st percentileof 32,7982024 ACS 5-Year
EmploymentFredericksburg, VA’s figureJuly 202615,679Bottom 12%of 3,127July 2026
Employment change (3 years)Fredericksburg, VA’s figureJuly 2026−2.4%Bottom 20%of 3,127July 2026
Employment change (year over year)Fredericksburg, VA’s figureJuly 2026−2.5%Bottom 13%of 3,127July 2026
Labor forceFredericksburg, VA’s figureJuly 202616,32211th percentileof 3,127July 2026
Labor force participation ±2%2024 ACS 5-Year83.3%Top 28%of 32,8832024 ACS 5-Year
Mean annual wageWashington-Arlington-Alexandria, DC-VA-MD-WV Metro Area’s figure2025 OEWS$91,930Top 4%of 2,7602025 OEWS
Median annual wageWashington-Arlington-Alexandria, DC-VA-MD-WV Metro Area’s figure2025 OEWS$71,060Top 5%of 2,7602025 OEWS
Public transit to work ±0.5%2024 ACS 5-Year1.3%83rd percentileof 32,7982024 ACS 5-Year
Unemployment change (year over year)Fredericksburg, VA’s figureJuly 2026+0.1%Bottom 39%of 3,127July 2026
Unemployment rateFredericksburg, VA’s figureJuly 20263.9%Top 33%of 3,127July 2026
Worked from home ±2%2024 ACS 5-Year15.4%73rd percentileof 32,7982024 ACS 5-Year

Median household income, successive ACS releases

2021202220232024111k96k
Each point is a separate five-year estimate, most recently $111,129 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

Largest occupations — Washington-Arlington-Alexandria, DC-VA-MD-WV

OccupationPeople employedMedian annual wage
General and Operations Managers112,530$156,460
Business Operations Specialists, All Other76,600$104,770
Software Developers69,060$154,930
Retail Salespersons66,920$36,610
Management Analysts62,360$126,830
Fast Food and Counter Workers60,560$34,600

Searches the 40 largest occupations here that have a published wage.

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Fredericksburg, VA, the city containing this ZIP code.

80% of students met the state standard in mathematics and 78% in reading, across the schools here that reported results.

There are 15.2 students for every full-time teacher across 12 public schools, fewer than in most measured places.

Public schools
12
2024-25 school year
Students per teacher
15.2
across all schools here
Math proficiency
79.9%
Bottom 37% in Virginia
Reading proficiency
78.1%
Top 47% in Virginia
The 12 largest public schools, by enrollment.
SchoolDistrictStudentsPer teacherMathReading
Riverbend HighSpotsylvania County Public Schools1,91317.284%85%
Massaponax HighSpotsylvania County Public Schools1,69214.676%82%
Chancellor HighSpotsylvania County Public Schools1,32115.769%80%
Parkside ElementarySpotsylvania County Public Schools94617.583%78%
Chancellor MiddleSpotsylvania County Public Schools79913.175%70%
Battlefield MiddleSpotsylvania County Public Schools78014.276%67%
Freedom MiddleSpotsylvania County Public Schools76312.788%83%
Harrison Road ElementarySpotsylvania County Public Schools73213.869%61%
Smith Station ElementarySpotsylvania County Public Schools71516.691%80%
Battlefield ElementarySpotsylvania County Public Schools66516.689%80%
Salem ElementarySpotsylvania County Public Schools57313.681%70%
Chancellor ElementarySpotsylvania County Public Schools44017.691%86%

59.6% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against Virginia’s own standard, so it is ranked within state. How to read school figures.

Prices for everything a household buys run about 10% above the national average — the Bureau of Economic Analysis index reads 109.5, against 100 for the nation. Nationally, housing drives most of the spread between places in this index; other goods vary far less.

The Federal Housing Finance Agency’s house price index for the Arlington-Alexandria-Reston, VA-WV Metropolitan Division is up 34% over five years, and up 2.6% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $2,349 a year in real estate taxes, about 0.57% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $1,970, some 9% above the $1,801 tenants already here pay.

At HUD’s Fair Market Rent of $1,970 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $78,800 a year, about 71% of the median household income here of $111,129.

The typical renter household here spends 31% of its income on rent, above the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $1,801 a month.

A median home at $409,500 costs 3.2 times the median income of its owner-occupied households, $128,050, above the historic benchmark of about 3 times income.

Cost of living
109.5

Prices here run about 10% above the national average. The spread between places is driven mostly by housing — goods vary far less — and this excludes taxes.

Published for the Washington-Arlington-Alexandria, DC-VA-MD-WV Metro Area as a whole. Prices are regional — people shop, commute and rent across a metropolitan area rather than within a city boundary — so this describes the cost of living around this place better than a figure drawn to its own limits would.

Rent as a share of income
30.8%
Above the 30% cost-burdened threshold
Home price to income
3.2×
median home value ÷ owner household income
Market rent, two bedroom
$1,970
what a new lease costs · FY2026
Median gross rent
$1,801
what tenants now pay · 2024 ACS 5-Year
Median home value
$409,500
2024 ACS 5-Year

The figures above are measured against 22407’s median household income of $111,129, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Cost of living indexthe Washington-Arlington-Alexandria, DC-VA-MD-WV Metro Area’s figure2023109.5Bottom 18%of 2,7372023
Home price change (1 year)the Arlington-Alexandria-Reston, VA-WV Metropolitan Division’s figure2026 Q2+2.6%40th percentileof 3,0712026 Q2
Home price change (5 years)the Arlington-Alexandria-Reston, VA-WV Metropolitan Division’s figure2026 Q2+33.9%22nd percentileof 3,0712026 Q2
Home price change (10 years)the Arlington-Alexandria-Reston, VA-WV Metropolitan Division’s figure2026 Q2+67.3%10th percentileof 3,0712026 Q2
Home price to income ±0.22024 ACS 5-Year3.2Bottom 34%of 29,2752024 ACS 5-Year
Homeownership rate ±2%2024 ACS 5-Year76.6%44th percentileof 32,7502024 ACS 5-Year
Housing units ±5312024 ACS 5-Year23,92298th percentileof 33,4602024 ACS 5-Year
Market rent, one bedroomFY2026$1,770Bottom 23%of 3,031FY2026
Market rent, three bedroomFY2026$2,490Bottom 28%of 3,031FY2026
Market rent, two bedroomFY2026$1,970Bottom 26%of 3,031FY2026
Median gross rent ±$432024 ACS 5-Year$1,801Bottom 12%of 26,3962024 ACS 5-Year
Median home value ±$12,5512024 ACS 5-Year$409,50081st percentileof 30,8122024 ACS 5-Year
Median property taxes ±$672024 ACS 5-Year$2,34958th percentileof 28,9352024 ACS 5-Year
Owner household income ±$5,4132024 ACS 5-Year$128,050Top 13%of 29,8022024 ACS 5-Year
Property tax rate ±0.02%2024 ACS 5-Year0.57%20th percentileof 24,0992024 ACS 5-Year
Rent as a share of income ±3%2024 ACS 5-Year30.8%Bottom 36%of 26,2472024 ACS 5-Year
Seasonal and second homes ±1402024 ACS 5-Year26089th percentileof 33,7722024 ACS 5-Year
Second homes2024 ACS 5-Year1.1%50th percentileof 32,9612024 ACS 5-Year
Vacancy rate2024 ACS 5-Year2.9%20th percentileof 32,7882024 ACS 5-Year
Vacant housing units ±2482024 ACS 5-Year94887th percentileof 33,7722024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures and the cost-of-living index.

Development Momentum

43/ 100
Ranks 2,002 of 3,124 published ZIP profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: of 31 units permitted over the past twelve months, none were in buildings of five or more homes. The multifamily share is published for Fredericksburg, VA, which contains 22407, rather than for 22407 alone.

At 1.1 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas. The permit rate is published for Fredericksburg, VA, which contains 22407, rather than for 22407 alone.

Units permitted
31
12 months ending July 2026
Per 1,000 residents
1.1
Bottom 24% nationally
Year over year
+41%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Fredericksburg, VA, the city containing this ZIP code.

Weather & climate

7 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 88°F and January a low of 28°F.

Normal annual precipitation is 41.0 inches, including 12.4 inches of snow.

20°40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station QUANTICO MCAS, 21.3 miles from this location.

Precipitation

JFMAMJJASOND4.6"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation1991-2020 Normals41.0"1991-2020 Normals
Annual snowfall1991-2020 Normals12.4"1991-2020 Normals
Average January low1991-2020 Normals28°F1991-2020 Normals
Average July high1991-2020 Normals88°F1991-2020 Normals
Comfortable months1991-2020 Normals71991-2020 Normals
Seasonal temperature swing1991-2020 Normals43°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. How to read climate and air quality.

Physical risk

80 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, earthquake and strong wind, with inland flooding alone responsible for 63% of it. Inland flooding is independently rated low or minimal nationally, so this describes how the loss is composed, not how large that hazard is.

Overall hazard risk is lower than 78% of measured US ZIP areas.

Strong windModerate
EarthquakeElevated
HurricaneModerate
DroughtModerate
Cold waveModerate

Low or minimal exposure: lightning, heat wave, inland flooding, winter weather, hail, tornado, ice storm, landslide, wildfire, coastal flooding, tsunami, volcanic activity, avalanche.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offenses — they say nothing about burglary, theft or assault.

Homicide
3.3
per 100,000 residents · modeled, not measured
Firearm deaths, all intents
13.1
per 100,000 residents · modeled, not measured
Drug overdose
15.6
per 100,000 residents · modeled, not measured
Suicide
15.2
per 100,000 residents · modeled, not measured

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.

Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around 22407 (Fredericksburg city) rather than 22407 itself. They are shown and not scored. How to read death rates.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Reported crime
Offenses reported to police are published by department rather than by town, so AreaProfile shows a rate only on city profiles, and only where that city’s department submitted every month of a year. A ZIP area is not a jurisdiction, so no department reports for one. Fredericksburg carries the figure where its department reported a full year. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Air quality
The EPA publishes an air-quality index only where a monitor sits. There is none in this county, and a modeled value would be a different kind of number from the measured ones everywhere else on this page.
Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. The cost-of-living index above is a price level for all consumption, not a household budget, and it excludes taxes. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

4 major airports lie within 100 miles, the nearest Washington Dulles Intl at 46 miles.

MetricValueCompared nationallySource period
Broadband access ±1%2024 ACS 5-Year96.0%Top 15%of 32,6632024 ACS 5-Year
Distance to major airportNASR current cycle46 miBottom 16%of 3,127NASR current cycle
Major airports within 100 milesNASR current cycle4Bottom 40%of 3,127NASR current cycle
No internet access ±0.8%2024 ACS 5-Year2.4%Top 16%of 32,6632024 ACS 5-Year
AirportCodeDistanceLongest runway
Washington Dulles IntlIAD46 mi11,500 ft
Richmond IntlRIC56 mi9,003 ft
Baltimore/Washington Intl Thurgood MarshallBWI79 mi10,503 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
63
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Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
HousingU.S. Bureau of Economic Analysis
Regional price parities and county personal income
2023
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWS
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimate
SafetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
March 2025 to February 2026; May 2025 to April 2026
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

22407 vs Fredericksburg

How this ZIP area compares with Fredericksburg as a whole. Both figures come from the same ACS release, so the comparison is like for like — a gap here is a real difference between the two places, not two surveys disagreeing.

22407
Fredericksburg
Median household income: 22407 is the more favorable of the two.
Median household income
$111,129
vs
$86,071
Per capita income: Fredericksburg is the more favorable of the two.
Per capita income
$44,806
vs
$47,502
Population density
1,072/sq mi
vs
2,763/sq mi
Median home value
$409,500
vs
$483,700
Median gross rent: Fredericksburg is the more favorable of the two.
Median gross rent
$1,801
vs
$1,619
Homeownership rate
76.6%
vs
39.7%
Bachelor's degree or higher: Fredericksburg is the more favorable of the two.
Bachelor's degree or higher
33.5%
vs
46.1%
Poverty rate: 22407 is the more favorable of the two.
Poverty rate
6.3%
vs
12.9%
Median age
39.1
vs
32.1

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.