Charlottesville, Virginia

Area Profile

45,437 residents. Public schools, jobs, income, housing cost, climate and natural-hazard risk for Charlottesville, in Charlottesville city.

64out of 100
Area Score
Top 36% of 2,944 published profiles

How we calculate this

How this area ranks
OpportunityTop 10% of 3,904 published cities78
Schools1408th of 2,668 published cities50
Growth2366th of 2,973 published cities32
Housing affordability3663rd of 4,223 published cities54
ClimateTop 26% of 4,223 published cities76
Physical resilienceTop 12% of 4,182 published cities89
Access4021st of 4,226 published cities54
Economic stability3122nd of 4,226 published cities46
The quick read

Charlottesville ranks in the top 10% of published city profiles for employment opportunity, with unemployment at 3.4% and median household income of $74,824.

Residential permitting has slowed: 115 units authorized over the past twelve months, 87% below the prior year.

Natural-hazard exposure is lower than in most comparable published city profiles, placing Charlottesville in the top 12% for physical resilience.

At a glance

Population
45,437
2024 ACS 5-Year
Median household income
$74,824
Top 39% nationally
Density
4,435/sq mi
10.2 sq mi of land
Median age
33.1
2024 ACS 5-Year
County
Charlottesville city
Virginia
Metro area
Charlottesville, VA
Nearest major airport
RIC
74 mi · Richmond Intl
Median home value
$486,700
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 3.4% is lower than 87% of the 3,904 measured US cities.

Employment grew 0.9% over the past year, to 24,003 employed residents.

62% of adults hold a four-year degree, higher than 94% of measured US cities.

MetricValueCompared with peersSource period
Median household income ±$5,371$74,824Top 39%2024 ACS 5-Year
Per capita income ±$2,644$51,540Top 16%2024 ACS 5-Year
Poverty rate19.6%Top 24%2024 ACS 5-Year
Average commute18.7 minBottom 13%2024 ACS 5-Year
Bachelor's degree or higher62.5%Top 6%2024 ACS 5-Year
Employment24,003Bottom 31%June 2026
Employment change (3 years)0.2%Top 46%June 2026
Employment change (year over year)0.9%Top 14%June 2026
Labor force24,838Bottom 31%June 2026
Labor force participation64.7%Top 35%2024 ACS 5-Year
Mean annual wage$74,000Top 30%2025 OEWS
Median annual wage$55,180Top 34%2025 OEWS
Unemployment change (year over year)0.3%Top 40%June 2026
Unemployment rate3.4%Bottom 13%June 2026
Unemployment rate
2021/062022/032022/122023/092024/062025/032025/102026/064.61.9
Monthly unemployment rate from the Bureau of Labor Statistics, most recent value 3.4% in June 2026. A break in the line is a month the Bureau of Labor Statistics did not publish for this area — it is left empty rather than estimated.
Median household income, successive ACS releases
202120222023202475k63k
Each point is a separate five-year estimate, most recently $74,824 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Charlottesville, VA
OccupationPeople employedMedian annual wage
Registered Nurses3,040$99,320
Fast Food and Counter Workers2,800$30,150
Retail Salespersons2,540$34,210
General and Operations Managers2,530$107,200
Waiters and Waitresses2,140$44,030
Cashiers2,110$30,930

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

52% of students met the state standard in mathematics and 59% in reading, across the schools here that reported results.

There are 12.5 students for every full-time teacher, fewer than in most measured places.

Public schools
27
2024-25 school year
Students per teacher
12.5
across all schools here
Math proficiency
52.4%
Bottom 45% in Virginia
Reading proficiency
59.4%
Bottom 35% in Virginia
SchoolDistrictStudentsPer teacherMathReading
Albemarle HighAlbemarle County Public Schools1,96415.1
Charlottesville HighCharlottesville City Public Schools1,43812.6
Monticello HighAlbemarle County Public Schools1,18414.3
Mountain View ElementaryAlbemarle County Public Schools76913.545%57%
Journey MiddleAlbemarle County Public Schools64612.787%50%
Walker Upper ElementaryCharlottesville City Public Schools5709.032%57%
Buford MiddleCharlottesville City Public Schools5638.247%62%
Jackson P. Burley MiddleAlbemarle County Public Schools53412.467%75%
Agnor ElementaryAlbemarle County Public Schools52313.841%53%
Woodbrook ElementaryAlbemarle County Public Schools52212.431%51%
Mary Carr Greer ElementaryAlbemarle County Public Schools52012.125%43%
Jackson-Via ElementaryCharlottesville City Public Schools37012.345%55%

59.0% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Virginia’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,540 takes 25% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 6.5 times median household income here, well above the historic benchmark, at a level conventionally described as seriously unaffordable.

Rent as a share of income
24.7%
Below the 30% cost-burdened threshold
Home price to income
6.5×
median home value ÷ median income
Median gross rent
$1,540
2024 ACS 5-Year
Median home value
$486,700
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income6.50Top 7%2024 ACS 5-Year
Homeownership rate44.2%Bottom 6%2024 ACS 5-Year
Housing units ±8621,610Top 3%2024 ACS 5-Year
Median gross rent ±$63$1,540Top 19%2024 ACS 5-Year
Median home value ±$16,002$486,700Top 12%2024 ACS 5-Year
Rent as a share of income24.7%Top 18%2024 ACS 5-Year
Vacancy rate8.3%Bottom 44%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
32/ 100
Ranks 2366 of 2,973 published city profiles
Permitting is increasing, measured from 2020 to 2025.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has fallen 4% since 2020, reaching 44,767 in 2024.

Permitting has turned upward after moving the other way the year before.

84% of recently permitted units are in buildings of five or more homes, so new supply is concentrated in apartments and condominiums rather than detached houses.

At 2.5 permitted units per 1,000 residents, building activity is above the median for measured US cities.

Units permitted
115
12 months ending July 2026
Per 1,000 residents
2.5
Top 48% nationally
Year over year
−87%
vs the prior twelve months
Multifamily share
84.3%
units in 5+ unit buildings
Population, annual estimates
2020202120222023202446k45k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population.
Housing units permitted per year
2020202220232024202588934
Annual totals from the Census Building Permits Survey. Permitting in 2025 was higher than 2020 (+368%).

Weather & climate

7 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 84°F and January a low of 28°F.

Normal annual precipitation is 48.2 inches.

20°40°60°80°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station CHARLOTTESVILLE 2 SSE, 3.0 miles from this location.
Precipitation
JFMAMJJASOND4.9"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation48.2"1991-2020 Normals
Average January low28°F1991-2020 Normals
Average July high84°F1991-2020 Normals
Comfortable months71991-2020 Normals
Seasonal temperature swing40°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

89 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are earthquake, hurricane and cold wave.

Overall hazard risk is lower than 83% of measured US cities.

EarthquakeElevated
HurricaneModerate
Cold waveModerate

Low or minimal exposure: strong wind, heat wave, lightning, inland flooding, winter weather, ice storm, hail, tornado, landslide, drought, wildfire, avalanche.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Crime
The FBI’s Crime Data Explorer is the only source with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. Reported crime is also easy to misread: agency participation varies year to year, and a city that draws a large daytime workforce carries incidents its residents did not generate.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

2 major airports lie within 100 miles, the nearest 74 miles away.

AirportCodeDistanceLongest runway
Richmond IntlRIC74 mi9,003 ft
Washington Dulles IntlIAD84 mi11,500 ft
Baltimore/Washington Intl Thurgood MarshallBWI126 mi10,503 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
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Other cities in Charlottesville, VA

Same metropolitan area, measured the same way
CityCountyPopulationArea ScoreCompare
Lake MonticelloFluvanna County10,662vs Charlottesville

Every city here is measured on the same scale from the same source releases, so the comparison is like for like. A higher Area Score reflects AreaProfile’s standardized weighting rather than a judgment about which is the better place to live.

Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

ZIP codes in Charlottesville

3 published ZIP profiles
ZIPPopulationMedian household incomeArea Score
2290340,372$69,34061
2290137,237$92,14564
2290223,486$93,46364