00966Guaynabo, Puerto Rico

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 00966.

Area Score unavailable

Missing required signals: opportunity, growth. AreaProfile withholds a score rather than inferring the missing dimensions.

How we calculate this

How this area ranks
Housing affordability4532nd of 6,685 published ZIP areas68
ClimateTop 19% of 6,789 published ZIP areas79
Physical resilience6583rd of 6,709 published ZIP areas6
AccessTop 32% of 6,791 published ZIP areas97
Economic stability6121st of 6,742 published ZIP areas31
The quick read

Rent takes 22% of median household income here, below the 30% threshold conventionally called cost-burdened, and the median home is 5.0 times that income.

Physical-risk exposure is above the national median, driven mainly by hurricane, earthquake and landslide.

A major airport is 8 miles away, giving the area unusually direct access to the national air network.

At a glance

Population
18,791
2024 ACS 5-Year
Median household income
$60,203
Bottom 30% nationally
Density
7,457/sq mi
2.5 sq mi of land
Median age
41.8
2024 ACS 5-Year
City
Guaynabo
Puerto Rico
Metro area
Nearest major airport
SJU
8 mi · Luis Munoz Marin Intl
Median home value
$300,900
2024 ACS 5-Year

Jobs & opportunity

70% of adults hold a four-year degree, higher than 96% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$8,950$60,203Bottom 30%2024 ACS 5-Year
Per capita income ±$4,882$41,979Top 34%2024 ACS 5-Year
Poverty rate20.1%Top 18%2024 ACS 5-Year
Average commute26.0 minBottom 40%2024 ACS 5-Year
Bachelor's degree or higher70.0%Top 4%2024 ACS 5-Year
Labor force participation56.3%Bottom 35%2024 ACS 5-Year
Median household income, successive ACS releases
202120222023202460k50k
Each point is a separate five-year estimate, most recently $60,203 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

Housing & affordability

How it’s calculated →

Median rent of $1,121 takes 22% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 5.0 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
22.3%
Below the 30% cost-burdened threshold
Home price to income
5.0×
median home value ÷ median income
Median gross rent
$1,121
2024 ACS 5-Year
Median home value
$300,900
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income5.00Top 16%2024 ACS 5-Year
Homeownership rate72.9%Bottom 35%2024 ACS 5-Year
Housing units ±5578,645Top 19%2024 ACS 5-Year
Median gross rent ±$140$1,121Top 41%2024 ACS 5-Year
Median home value ±$25,252$300,900Top 33%2024 ACS 5-Year
Rent as a share of income22.3%Top 24%2024 ACS 5-Year
Vacancy rate12.3%Top 46%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →

No building-permit activity is published for this location by the Census Building Permits Survey.

Weather & climate

7 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 90°F and January a low of 66°F.

Normal annual precipitation is 75.9 inches.

50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station RIO PIEDRAS EXP STN, 3.9 miles from this location.
Precipitation
JFMAMJJASOND9.7"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation75.9"1991-2020 Normals
Average January low66°F1991-2020 Normals
Average July high90°F1991-2020 Normals
Comfortable months71991-2020 Normals
Seasonal temperature swing7°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

6 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are hurricane, earthquake and landslide.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

3 major airports lie within 100 miles, the nearest 8 miles away.

AirportCodeDistanceLongest runway
Luis Munoz Marin IntlSJU8 mi10,400 ft
MerceditaPSE40 mi8,002 ft
Henry E RohlsenSTX99 mi10,002 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

00966 vs Guaynabo

How this ZIP area compares with Guaynabo as a whole. Both figures come from the same ACS release, so the comparison is like for like.

00966
Guaynabo
Median household income
$60,203
vs
$57,272
Per capita income
$41,979
vs
$38,412
Population density
7,457/sq mi
vs
5,860/sq mi
Median home value
$300,900
vs
$246,200
Median gross rent
$1,121
vs
$1,004
Homeownership rate
72.9%
vs
72.2%
Bachelor's degree or higher
70.0%
vs
57.2%
Poverty rate
20.1%
vs
21.3%
Median age
41.8
vs
45.9

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.