19040Horsham, Pennsylvania

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 19040.

Area Score unavailable

Missing required signal: growth. AreaProfile withholds a score rather than inferring the missing dimensions.

How we calculate this

How this area ranks
OpportunityTop 1% of 6,210 published ZIP areas89
SchoolsTop 30% of 4,422 published ZIP areas68
Housing affordabilityTop 19% of 6,685 published ZIP areas96
Climate3495th of 6,789 published ZIP areas70
Physical resilienceTop 9% of 6,709 published ZIP areas91
Access3755th of 6,791 published ZIP areas91
Economic stabilityTop 7% of 6,742 published ZIP areas83
The quick read

19040 ranks in the top 1% of published ZIP profiles for employment opportunity, with unemployment at 3.2% and median household income of $114,293.

Housing is more affordable relative to local incomes than in most published city profiles: rent takes 18% of median household income and the median home is 3.4 times it.

Natural-hazard exposure is lower than in most comparable published ZIP profiles, placing 19040 in the top 9% for physical resilience.

At a glance

Population
22,078
2024 ACS 5-Year
Median household income
$114,293
Top 12% nationally
Density
3,712/sq mi
5.9 sq mi of land
Median age
40.1
2024 ACS 5-Year
City
Horsham
Pennsylvania
Metro area
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
Nearest major airport
PHL
22 mi · Philadelphia Intl
Median home value
$384,900
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 3.2% is lower than 93% of the 6,544 measured US ZIP areas.

Employment grew 2.9% over the past year, to 471,470 employed residents.

39% of adults hold a four-year degree, higher than 79% of measured US ZIP areas.

Household income is higher than at least 88% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$8,872$114,293Top 12%2024 ACS 5-Year
Per capita income ±$4,214$51,919Top 17%2024 ACS 5-Year
Poverty rate4.5%Bottom 17%2024 ACS 5-Year
Average commute30.0 minTop 38%2024 ACS 5-Year
Bachelor's degree or higher39.5%Top 21%2024 ACS 5-Year
Employment471,470Top 12%June 2026
Employment change (3 years)2.2%Top 23%June 2026
Employment change (year over year)2.9%Top 2%June 2026
Labor force486,823Top 12%June 2026
Labor force participation70.1%Top 15%2024 ACS 5-Year
Mean annual wage$71,730Top 34%2025 OEWS
Median annual wage$54,310Top 35%2025 OEWS
Unemployment change (year over year)-0.4%Bottom 25%June 2026
Unemployment rate3.2%Bottom 7%June 2026
Median household income, successive ACS releases
2021202220232024114k96k
Each point is a separate five-year estimate, most recently $114,293 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
OccupationPeople employedMedian annual wage
Home Health and Personal Care Aides158,280$29,800
Registered Nurses73,790$101,180
Fast Food and Counter Workers69,080$32,220
General and Operations Managers68,730$121,630
Retail Salespersons63,990$34,810
Cashiers54,100$33,050

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Horsham, PA, the city containing this ZIP code.

31% of students met the state standard in mathematics and 58% in reading, across the schools here that reported results.

There are 12.8 students for every full-time teacher, fewer than in most measured places.

Public schools
4
2024-25 school year
Students per teacher
12.8
across all schools here
Math proficiency
31.4%
Top 39% in Pennsylvania
Reading proficiency
57.8%
Top 33% in Pennsylvania
SchoolDistrictStudentsPer teacherMathReading
Upper Moreland El SchUpper Moreland Township SD1,62715.1
Upper Moreland MSUpper Moreland Township SD83011.932%57%
Crooked Billet El SchHatboro-Horsham SD46810.632%62%
Blair Mill ElementaryHatboro-Horsham SD36110.329%54%

43.6% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Pennsylvania’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,710 takes 18% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 3.4 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
18.0%
Below the 30% cost-burdened threshold
Home price to income
3.4×
median home value ÷ median income
Median gross rent
$1,710
2024 ACS 5-Year
Median home value
$384,900
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income3.37Top 43%2024 ACS 5-Year
Homeownership rate71.8%Bottom 33%2024 ACS 5-Year
Housing units ±5008,381Top 20%2024 ACS 5-Year
Median gross rent ±$98$1,710Top 15%2024 ACS 5-Year
Median home value ±$9,386$384,900Top 22%2024 ACS 5-Year
Rent as a share of income18.0%Top 48%2024 ACS 5-Year
Vacancy rate4.8%Bottom 22%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →

No building-permit activity is published for this location by the Census Building Permits Survey.

Weather & climate

6 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 85°F and January a low of 24°F.

Air quality measures a median index of 40, in the Good band, and one day a year passes 100, the threshold at which the air is unhealthy for sensitive groups.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station WILLOW GROVE NAS, 2.8 miles from this location.
Precipitation
MetricValueSource period
90th percentile air quality index61.02024 calendar year
Average January low24°F1991-2020 Normals
Average July high85°F1991-2020 Normals
Comfortable months61991-2020 Normals
Days above AQI 10012024 calendar year
Median air quality index40.02024 calendar year
Seasonal temperature swing44°F1991-2020 Normals
Air quality
Median air quality index
40
Good on a typical day
Worst tenth of days
61
90th percentile index
Days above 100
1
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today. Air quality is measured rather than modelled, by EPA monitors, and published by county only where a monitor sits — roughly half the counties AreaProfile publishes have one, and the rest show nothing rather than an estimate. Air masses are regional, so a county reading describes the air over a place reasonably well, but it is still the county reading.

Physical risk

91 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are earthquake, hurricane and drought.

EarthquakeModerate
HurricaneModerate
LandslideModerate
DroughtModerate

Low or minimal exposure: winter weather, strong wind, cold wave, heat wave, inland flooding, tornado, ice storm, lightning, hail, wildfire, coastal flooding, avalanche.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Montgomery County records 2.4 homicide deaths per 100,000 residents a year, lower than most counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 6.6 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 14.4 per 100,000 residents in Montgomery County.

Homicide
2.4
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
6.6
per 100,000 residents · under 10 deaths
Drug overdose
14.4
per 100,000 residents · under 10 deaths
Suicide
9.0
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Montgomery County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around 19040 rather than 19040 itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

5 major airports lie within 100 miles, the nearest 22 miles away.

AirportCodeDistanceLongest runway
Philadelphia IntlPHL22 mi12,000 ft
Atlantic City IntlACY57 mi10,001 ft
Newark Liberty IntlEWR61 mi9,999 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar yearAnnually, once a calendar year is complete

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

19040 vs Horsham

How this ZIP area compares with Horsham as a whole. Both figures come from the same ACS release, so the comparison is like for like.

19040
Horsham
Median household income
$114,293
vs
$94,987
Per capita income
$51,919
vs
$49,789
Population density
3,712/sq mi
vs
2,926/sq mi
Median home value
$384,900
vs
$388,500
Median gross rent
$1,710
vs
$1,446
Homeownership rate
71.8%
vs
67.6%
Bachelor's degree or higher
39.5%
vs
43.7%
Poverty rate
4.5%
vs
4.9%
Median age
40.1
vs
36.7

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.