AreaProfile

97128McMinnville, Oregon

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 97128.

52
Area Score
Bottom 22% of 5,298 published profiles

How we calculate this

How this area ranks
Opportunity4778th of 6,210 published ZIP areas41
Growth3001st of 5,428 published ZIP areas47
Housing affordability4938th of 6,685 published ZIP areas63
ClimateTop 36% of 6,789 published ZIP areas74
Physical resilience4656th of 6,709 published ZIP areas39
Access5754th of 6,791 published ZIP areas74
Economic stability5068th of 6,742 published ZIP areas44
The quick read

Employment conditions sit below most comparable published ZIP profiles: unemployment is 5.3% and the Opportunity signal places 97128 in the bottom 23%.

Rent takes 22% of median household income here, below the 30% threshold conventionally called cost-burdened, and the median home is 6.0 times that income.

A typical July reaches 83°F and a typical January falls to 35°F, on thirty-year normals.

At a glance

Population
38,664
2024 ACS 5-Year
Median household income
$75,896
Top 43% nationally
Density
345/sq mi
112.2 sq mi of land
Median age
40.4
2024 ACS 5-Year
City
McMinnville
Oregon
Metro area
Portland-Vancouver-Hillsboro, OR-WA
Nearest major airport
PDX
42 mi · Portland Intl
Median home value
$457,600
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 5.3% is lower than 19% of the 6,544 measured US ZIP areas.

Employment fell 0.8% over the past year, to 15,712 employed residents.

MetricValueCompared with peersSource period
Median household income ±$5,893$75,896Top 43%2024 ACS 5-Year
Per capita income ±$2,406$37,270Top 48%2024 ACS 5-Year
Poverty rate15.9%Top 29%2024 ACS 5-Year
Average commute23.3 minBottom 26%2024 ACS 5-Year
Bachelor's degree or higher28.6%Top 37%2024 ACS 5-Year
Employment15,712Bottom 12%June 2026
Employment change (3 years)-0.8%Bottom 36%June 2026
Employment change (year over year)-0.8%Bottom 49%June 2026
Labor force16,586Bottom 12%June 2026
Labor force participation56.6%Bottom 36%2024 ACS 5-Year
Mean annual wage$78,430Top 17%2025 OEWS
Median annual wage$60,690Top 16%2025 OEWS
Unemployment change (year over year)-0.2%Bottom 36%June 2026
Unemployment rate5.3%Top 19%June 2026
Median household income, successive ACS releases
202120222023202476k61k
Each point is a separate five-year estimate, most recently $75,896 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Portland-Vancouver-Hillsboro, OR-WA
OccupationPeople employedMedian annual wage
Fast Food and Counter Workers34,840$35,620
Retail Salespersons28,230$37,340
Stockers and Order Fillers26,750$44,440
Registered Nurses24,220$130,310
Home Health and Personal Care Aides22,860$45,570
General and Operations Managers21,070$121,050

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for McMinnville, OR, the city containing this ZIP code.

There are 18.1 students for every full-time teacher, more than in most measured places.

Public schools
8
2024-25 school year
Students per teacher
18.1
across all schools here
Math proficiency
Reading proficiency
SchoolDistrictStudentsPer teacherMathReading
McMinnville High SchoolMcMinnville SD 402,22820.3
Duniway Middle SchoolMcMinnville SD 4076118.6
Patton Middle SchoolMcMinnville SD 4064617.0
Memorial Elementary SchoolMcMinnville SD 4055719.2
Grandhaven Elementary SchoolMcMinnville SD 4044615.9
Newby Elementary SchoolMcMinnville SD 4044316.4
Willamette Elementary SchoolMcMinnville SD 4044314.8
Sue Buel ElementaryMcMinnville SD 4039815.9

79.2% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Oregon’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,384 takes 22% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 6.0 times median household income here, well above the historic benchmark, at a level conventionally described as seriously unaffordable.

Rent as a share of income
21.9%
Below the 30% cost-burdened threshold
Home price to income
6.0×
median home value ÷ median income
Median gross rent
$1,384
2024 ACS 5-Year
Median home value
$457,600
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income6.03Top 10%2024 ACS 5-Year
Homeownership rate65.8%Bottom 23%2024 ACS 5-Year
Housing units ±50415,217Top 8%2024 ACS 5-Year
Median gross rent ±$42$1,384Top 26%2024 ACS 5-Year
Median home value ±$16,663$457,600Top 15%2024 ACS 5-Year
Rent as a share of income21.9%Top 25%2024 ACS 5-Year
Vacancy rate4.2%Bottom 19%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
47/ 100
Ranks 3001 of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: only 0% of permitted units are in buildings of five or more homes.

At 1.3 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas.

Units permitted
45
12 months ending July 2026
Per 1,000 residents
1.3
Bottom 31% nationally
Year over year
+105%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for McMinnville, OR, the city containing this ZIP code.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 83°F and January a low of 35°F.

Normal annual precipitation is 37.6 inches.

20°40°60°80°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station MCMINNVILLE MUNI AP, 7.3 miles from this location.
Precipitation
JFMAMJJASOND6.5"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation37.6"1991-2020 Normals
Average January low35°F1991-2020 Normals
Average July high83°F1991-2020 Normals
Comfortable months51991-2020 Normals
Seasonal temperature swing27°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

39 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are earthquake, heat wave and strong wind.

EarthquakeElevated
Heat waveElevated
Strong windModerate

Low or minimal exposure: landslide, volcanic activity, inland flooding, ice storm, wildfire, lightning, winter weather, cold wave, tornado, drought, hail, avalanche.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Crime
The FBI’s Crime Data Explorer is the only source with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. Reported crime is also easy to misread: agency participation varies year to year, and a city that draws a large daytime workforce carries incidents its residents did not generate.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

2 major airports lie within 100 miles, the nearest 42 miles away.

AirportCodeDistanceLongest runway
Portland IntlPDX42 mi11,000 ft
Mahlon Sweet FldEUG75 mi8,009 ft
Seattle-Tacoma IntlSEA161 mi11,901 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

97128 vs McMinnville

How this ZIP area compares with McMinnville as a whole. Both figures come from the same ACS release, so the comparison is like for like.

97128
McMinnville
Median household income
$75,896
vs
$73,736
Per capita income
$37,270
vs
$35,302
Population density
345/sq mi
vs
3,270/sq mi
Median home value
$457,600
vs
$432,800
Median gross rent
$1,384
vs
$1,380
Homeownership rate
65.8%
vs
62.9%
Bachelor's degree or higher
28.6%
vs
25.8%
Poverty rate
15.9%
vs
16.0%
Median age
40.4
vs
38.9

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.