AreaProfile

44109Cleveland, Ohio

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 44109.

68
Area Score
Top 29% of 3,833 published profiles

How we calculate this

How this area ranks
Opportunity3310th of 4,073 published ZIP areas39
Growth2037th of 3,947 published ZIP areas49
Housing affordabilityTop 39% of 4,553 published ZIP areas83
Climate2423rd of 4,621 published ZIP areas69
Physical resilienceTop 1% of 4,554 published ZIP areas97
AccessTop 19% of 4,623 published ZIP areas99
Economic stability3898th of 4,591 published ZIP areas38
The quick read

Employment conditions sit below most comparable published ZIP profiles: unemployment is 4.3% and the Opportunity signal places 44109 in the bottom 19%.

Natural-hazard exposure is lower than in most comparable published ZIP profiles, placing 44109 in the top 1% for physical resilience.

A major airport is 8 miles away, giving the area unusually direct access to the national air network.

At a glance

Population
39,428
2024 ACS 5-Year
Median household income
$42,872
Bottom 8% nationally
Density
5,558/sq mi
7.1 sq mi of land
Median age
36.3
2024 ACS 5-Year
City
Cleveland
Ohio
Metro area
Cleveland, OH
Nearest major airport
CLE
8 mi · Cleveland-Hopkins Intl
Median home value
$122,200
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.3% is lower than 59% of the 4,387 measured US ZIP areas.

Employment fell 1.7% over the past year, to 159,072 employed residents.

Median household income of $42,872 is below 92% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$2,132$42,872Bottom 8%2024 ACS 5-Year
Per capita income ±$1,238$25,680Bottom 14%2024 ACS 5-Year
Poverty rate25.8%Top 10%2024 ACS 5-Year
Average commute22.2 minBottom 21%2024 ACS 5-Year
Bachelor's degree or higher17.3%Bottom 32%2024 ACS 5-Year
Employment159,072Top 17%June 2026
Employment change (3 years)0.9%Top 38%June 2026
Employment change (year over year)-1.7%Bottom 29%June 2026
Labor force166,148Top 17%June 2026
Labor force participation65.1%Top 32%2024 ACS 5-Year
Mean annual wage$66,310Bottom 42%2025 OEWS
Median annual wage$50,140Bottom 48%2025 OEWS
Unemployment change (year over year)-1.1%Bottom 7%June 2026
Unemployment rate4.3%Bottom 41%June 2026
Median household income, successive ACS releases
202120222023202443k37k
Each point is a separate five-year estimate, most recently $42,872 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Cleveland, OH
OccupationPeople employedMedian annual wage
General and Operations Managers29,510$97,750
Registered Nurses28,240$83,940
Fast Food and Counter Workers28,010$28,750
Retail Salespersons24,650$31,000
Stockers and Order Fillers22,660$36,290
Home Health and Personal Care Aides19,400$34,520

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Cleveland, OH, the city containing this ZIP code.

Housing & affordability

How it’s calculated →

Median rent of $905 takes 25% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 2.9 times median household income here, close to the historic benchmark for an affordable market.

Rent as a share of income
25.3%
Below the 30% cost-burdened threshold
Home price to income
2.9×
median home value ÷ median income
Median gross rent
$905
2024 ACS 5-Year
Median home value
$122,200
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income2.85Bottom 42%2024 ACS 5-Year
Homeownership rate46.8%Bottom 8%2024 ACS 5-Year
Housing units ±58319,976Top 3%2024 ACS 5-Year
Median gross rent ±$36$905Bottom 38%2024 ACS 5-Year
Median home value ±$4,937$122,200Bottom 18%2024 ACS 5-Year
Rent as a share of income25.3%Top 14%2024 ACS 5-Year
Vacancy rate14.3%Top 39%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
49/ 100
Ranks 2037 of 3,947 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

84% of recently permitted units are in buildings of five or more homes, so new supply is concentrated in apartments and condominiums rather than detached houses.

At 2.3 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas.

Units permitted
825
12 months ending July 2026
Per 1,000 residents
2.3
Bottom 41% nationally
Year over year
+43%
vs the prior twelve months
Multifamily share
83.9%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Cleveland, OH, the city containing this ZIP code.

Weather & climate

6 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 81°F and January a low of 24°F.

Normal annual precipitation is 33.3 inches.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station CLEVELAND BURKE AP, 5.1 miles from this location.
Precipitation
JFMAMJJASOND3.7"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation33.3"1991-2020 Normals
Average January low24°F1991-2020 Normals
Average July high81°F1991-2020 Normals
Comfortable months61991-2020 Normals
Seasonal temperature swing45°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

97 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are tornado and winter weather.

TornadoModerate
Winter weatherModerate

Low or minimal exposure: cold wave, inland flooding, heat wave, strong wind, lightning, ice storm, earthquake, hurricane, wildfire, hail, landslide, coastal flooding.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

Taxes

AreaProfile does not yet publish tax comparisons. No tax dataset has met the source admission test for coverage, methodology transparency and update cadence, and the product rule is to omit a dimension rather than estimate it. The Area Score is calculated without a tax component and the weighting is documented on the methodology page.

Nothing on AreaProfile is individualized tax advice.

Access

5 major airports lie within 100 miles, the nearest 8 miles away.

AirportCodeDistanceLongest runway
Cleveland-Hopkins IntlCLE8 mi9,953 ft
Akron-Canton RgnlCAK39 mi8,204 ft
Youngstown/Warren RgnlYNG54 mi9,003 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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68
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)

Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

44109 vs Cleveland

How this ZIP area compares with Cleveland as a whole. Both figures come from the same ACS release, so the comparison is like for like.

44109
Cleveland
Median household income
$42,872
vs
$40,801
Per capita income
$25,680
vs
$28,266
Population density
5,558/sq mi
vs
4,710/sq mi
Median home value
$122,200
vs
$102,000
Median gross rent
$905
vs
$945
Homeownership rate
46.8%
vs
41.7%
Bachelor's degree or higher
17.3%
vs
22.4%
Poverty rate
25.8%
vs
30.6%
Median age
36.3
vs
36.3

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.