44055Lorain, Ohio

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 44055.

55out of 100
Area Score
Bottom 31% of 5,298 published profiles

How we calculate this

How this area ranks
Opportunity5705th of 6,210 published ZIP areas29
Schools4037th of 4,422 published ZIP areas19
Growth3923rd of 5,428 published ZIP areas37
Housing affordabilityTop 47% of 6,685 published ZIP areas82
Climate4822nd of 6,789 published ZIP areas63
Physical resilienceTop 3% of 6,709 published ZIP areas96
AccessTop 33% of 6,791 published ZIP areas96
Economic stability6254th of 6,742 published ZIP areas29
The quick read

Employment conditions sit below most comparable published ZIP profiles: unemployment is 4.7% and the Opportunity signal places 44055 in the bottom 8%.

Natural-hazard exposure is lower than in most comparable published ZIP profiles, placing 44055 in the top 3% for physical resilience.

A major airport is 15 miles away, giving the area unusually direct access to the national air network.

At a glance

Population
20,043
2024 ACS 5-Year
Median household income
$40,636
Bottom 6% nationally
Density
3,181/sq mi
6.3 sq mi of land
Median age
39.0
2024 ACS 5-Year
City
Lorain
Ohio
Metro area
Cleveland, OH
Nearest major airport
CLE
15 mi · Cleveland-Hopkins Intl
Median home value
$101,400
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.7% is lower than 40% of the 6,544 measured US ZIP areas.

Employment fell 1.7% over the past year, to 27,600 employed residents.

Median household income of $40,636 is below 94% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$4,544$40,636Bottom 6%2024 ACS 5-Year
Per capita income ±$2,556$22,657Bottom 9%2024 ACS 5-Year
Poverty rate30.3%Top 7%2024 ACS 5-Year
Average commute26.3 minBottom 42%2024 ACS 5-Year
Bachelor's degree or higher9.1%Bottom 11%2024 ACS 5-Year
Employment27,600Bottom 29%June 2026
Employment change (3 years)1.1%Top 36%June 2026
Employment change (year over year)-1.7%Bottom 25%June 2026
Labor force28,970Bottom 29%June 2026
Labor force participation55.1%Bottom 31%2024 ACS 5-Year
Mean annual wage$66,310Bottom 41%2025 OEWS
Median annual wage$50,140Bottom 48%2025 OEWS
Unemployment change (year over year)-1.2%Bottom 5%June 2026
Unemployment rate4.7%Top 40%June 2026
Median household income, successive ACS releases
202120222023202441k35k
Each point is a separate five-year estimate, most recently $40,636 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Cleveland, OH
OccupationPeople employedMedian annual wage
General and Operations Managers29,510$97,750
Registered Nurses28,240$83,940
Fast Food and Counter Workers28,010$28,750
Retail Salespersons24,650$31,000
Stockers and Order Fillers22,660$36,290
Home Health and Personal Care Aides19,400$34,520

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Lorain, OH, the city containing this ZIP code.

16% of students met the state standard in mathematics and 24% in reading, across the schools here that reported results.

There are 15.4 students for every full-time teacher, fewer than in most measured places.

Public schools
7
2024-25 school year
Students per teacher
15.4
across all schools here
Math proficiency
16.5%
Bottom 10% in Ohio
Reading proficiency
24.3%
Bottom 10% in Ohio
SchoolDistrictStudentsPer teacherMathReading
Vincent Elementary SchoolClearview Local45616.329%37%
Southview Middle SchoolLorain City42313.212%17%
Stevan Dohanos Elementary SchoolLorain City30118.87%15%
Palm Elementary SchoolLorain City29517.48%21%
Helen Steiner Rice ESLorain City29115.320%21%
Garfield Elementary SchoolLorain City25915.218%32%
Lorain Preparatory High School · charterLorain Preparatory High School10910.9

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Ohio’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $873 takes 26% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 2.5 times median household income here, close to the historic benchmark for an affordable market.

Rent as a share of income
25.8%
Below the 30% cost-burdened threshold
Home price to income
2.5×
median home value ÷ median income
Median gross rent
$873
2024 ACS 5-Year
Median home value
$101,400
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income2.50Bottom 30%2024 ACS 5-Year
Homeownership rate52.7%Bottom 11%2024 ACS 5-Year
Housing units ±5599,244Top 18%2024 ACS 5-Year
Median gross rent ±$74$873Bottom 34%2024 ACS 5-Year
Median home value ±$8,880$101,400Bottom 11%2024 ACS 5-Year
Rent as a share of income25.8%Top 13%2024 ACS 5-Year
Vacancy rate8.7%Bottom 41%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
37/ 100
Ranks 3923 of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: only 0% of permitted units are in buildings of five or more homes.

At 0.7 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas.

Units permitted
45
12 months ending July 2026
Per 1,000 residents
0.7
Bottom 19% nationally
Year over year
−6%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Lorain, OH, the city containing this ZIP code.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 82°F and January a low of 20°F.

Normal annual precipitation is 36.7 inches.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station ELYRIA LORAIN CO AP, 6.5 miles from this location.
Precipitation
JFMAMJJASOND3.9"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation36.7"1991-2020 Normals
Average January low20°F1991-2020 Normals
Average July high82°F1991-2020 Normals
Comfortable months51991-2020 Normals
Seasonal temperature swing46°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

96 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are tornado, strong wind and hail.

Strong windModerate
Ice stormModerate
HailModerate
TornadoModerate
Winter weatherModerate
Heat waveModerate

Low or minimal exposure: inland flooding, cold wave, lightning, earthquake, hurricane, wildfire, landslide, coastal flooding.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Crime
The FBI’s Crime Data Explorer is the only source with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. Reported crime is also easy to misread: agency participation varies year to year, and a city that draws a large daytime workforce carries incidents its residents did not generate.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

6 major airports lie within 100 miles, the nearest 15 miles away.

AirportCodeDistanceLongest runway
Cleveland-Hopkins IntlCLE15 mi9,953 ft
Mansfield Lahm RgnlMFD47 mi9,001 ft
Akron-Canton RgnlCAK51 mi8,204 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
55
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

44055 vs Lorain

How this ZIP area compares with Lorain as a whole. Both figures come from the same ACS release, so the comparison is like for like.

44055
Lorain
Median household income
$40,636
vs
$48,685
Per capita income
$22,657
vs
$27,589
Population density
3,181/sq mi
vs
2,770/sq mi
Median home value
$101,400
vs
$139,200
Median gross rent
$873
vs
$887
Homeownership rate
52.7%
vs
57.1%
Bachelor's degree or higher
9.1%
vs
14.8%
Poverty rate
30.3%
vs
25.2%
Median age
39.0
vs
39.8

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.