28277 — Charlotte, North Carolina
Area Profile
Income, jobs, climate, physical risk and development data for ZIP code 28277.
Missing required signal: growth. AreaProfile withholds a score rather than inferring the missing dimensions.
28277 ranks in the top 8% of published ZIP profiles for employment opportunity, with unemployment at 3.6% and median household income of $128,627.
A major airport is 14 miles away, giving the area unusually direct access to the national air network.
At a glance
Jobs & opportunity
Unemployment of 3.6% is lower than 93% of the 1,061 measured US ZIP areas.
Employment fell 0.5% over the past year, to 498,831 employed residents.
68% of adults hold a four-year degree, higher than 96% of measured US ZIP areas.
Household income is higher than at least 93% of measured US ZIP areas.
| Metric | Value | Compared with peers | Source period |
|---|---|---|---|
| Median household income ±$6,092 | $128,627 | Top 7% | 2024 ACS 5-Year |
| Per capita income ±$3,095 | $69,255 | Top 6% | 2024 ACS 5-Year |
| Poverty rate | 4.5% | Bottom 17% | 2024 ACS 5-Year |
| Average commute | 28.3 min | Top 47% | 2024 ACS 5-Year |
| Bachelor's degree or higher | 68.1% | Top 4% | 2024 ACS 5-Year |
| Employment | 498,831 | Top 34% | June 2026 |
| Employment change (3 years) | -0.3% | Bottom 41% | June 2026 |
| Employment change (year over year) | -0.5% | Top 43% | June 2026 |
| Labor force | 517,690 | Top 34% | June 2026 |
| Labor force participation | 71.9% | Top 10% | 2024 ACS 5-Year |
| Mean annual wage | $68,900 | Top 44% | 2025 OEWS |
| Median annual wage | $49,990 | Bottom 46% | 2025 OEWS |
| Unemployment change (year over year) | -0.5% | Bottom 33% | June 2026 |
| Unemployment rate | 3.6% | Bottom 7% | June 2026 |
| Occupation | People employed | Median annual wage |
|---|---|---|
| Laborers and Freight, Stock, and Material Movers, Hand | 40,540 | $38,850 |
| Retail Salespersons | 35,150 | $33,580 |
| Cashiers | 27,350 | $29,610 |
| Fast Food and Counter Workers | 27,050 | $28,880 |
| Registered Nurses | 27,010 | $90,620 |
| Customer Service Representatives | 26,120 | $44,980 |
Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.
The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Charlotte, NC, the city containing this ZIP code.
Housing & affordability
How it’s calculated →Median rent of $1,882 takes 18% of median household income, below the 30% threshold at which a household is considered cost-burdened.
A median home costs 4.4 times median household income here, above the historic benchmark of about three times income.
| Metric | Value | Compared with peers | Source period |
|---|---|---|---|
| Home price to income | 4.36 | Top 23% | 2024 ACS 5-Year |
| Homeownership rate | 60.9% | Bottom 17% | 2024 ACS 5-Year |
| Housing units ±953 | 30,335 | Top 1% | 2024 ACS 5-Year |
| Median gross rent ±$54 | $1,882 | Top 10% | 2024 ACS 5-Year |
| Median home value ±$17,397 | $560,600 | Top 11% | 2024 ACS 5-Year |
| Rent as a share of income | 17.6% | Bottom 49% | 2024 ACS 5-Year |
| Vacancy rate | 4.6% | Bottom 20% | 2024 ACS 5-Year |
Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.
Growth & development
How it’s calculated →No building-permit activity is published for this location by the Census Building Permits Survey.
Weather & climate
7 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 91°F and January a low of 32°F.
Normal annual precipitation is 37.9 inches.
| Metric | Value | Source period |
|---|---|---|
| Annual precipitation | 37.9" | 1991-2020 Normals |
| Average January low | 32°F | 1991-2020 Normals |
| Average July high | 91°F | 1991-2020 Normals |
| Comfortable months | 7 | 1991-2020 Normals |
| Seasonal temperature swing | 37°F | 1991-2020 Normals |
Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.
Physical risk
The hazards accounting for most of this area's expected annual loss are inland flooding, earthquake and hurricane.
Low or minimal exposure: tornado, lightning, ice storm, hail, heat wave, strong wind, winter weather, cold wave, wildfire, drought.
Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.
Taxes
AreaProfile does not yet publish tax comparisons. No tax dataset has met the source admission test for coverage, methodology transparency and update cadence, and the product rule is to omit a dimension rather than estimate it. The Area Score is calculated without a tax component and the weighting is documented on the methodology page.
Nothing on AreaProfile is individualized tax advice.
Access
4 major airports lie within 100 miles, the nearest 14 miles away.
| Airport | Code | Distance | Longest runway |
|---|---|---|---|
| Charlotte/Douglas Intl | CLT | 14 mi | 10,000 ft |
| Columbia Metro | CAE | 79 mi | 8,601 ft |
| Piedmont Triad Intl | GSO | 88 mi | 10,001 ft |
Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.
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Data & methodology
| Used for | Source | Source period | Updated |
|---|---|---|---|
| Access | Federal Aviation Administration Airports (NASR) — Aeronautical Data Delivery Service | NASR current cycle | 28-day NASR cycle |
| Physical risk | Federal Emergency Management Agency National Risk Index | National Risk Index December 2025 (v1.20.0) | Periodic dataset versions (v1.20.0 current) |
| Climate | NOAA National Centers for Environmental Information U.S. Climate Normals 1991–2020 (Monthly) | 1991-2020 Normals | Every ten years (next release follows the 2001–2030 period) |
| Jobs | U.S. Bureau of Labor Statistics Occupational Employment and Wage Statistics | 2025 OEWS | Annual (spring release) |
| Jobs | U.S. Bureau of Labor Statistics Local Area Unemployment Statistics | June 2026 | Monthly |
| Demographics | U.S. Census Bureau Population Estimates Program | July 1, 2024 estimate | Annual (vintage released each spring) |
| Demographics, Housing, Income, Jobs | U.S. Census Bureau American Community Survey 5-Year Estimates (Table-Based Summary File) | 2024 ACS 5-Year | Annual (5-year estimates released each December) |
Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.
28277 vs Charlotte
How this ZIP area compares with Charlotte as a whole. Both figures come from the same ACS release, so the comparison is like for like.
Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.