AreaProfile

28269Charlotte, North Carolina

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 28269.

Area Score unavailable

Missing required signal: growth. AreaProfile withholds a score rather than inferring the missing dimensions.

How we calculate this

How this area ranks
OpportunityTop 15% of 727 published ZIP areas71
Housing affordabilityTop 49% of 800 published ZIP areas70
ClimateTop 41% of 779 published ZIP areas72
Physical resilience450th of 800 published ZIP areas50
AccessTop 31% of 779 published ZIP areas98
Economic stabilityTop 18% of 800 published ZIP areas74
The quick read

28269 ranks in the top 15% of published ZIP profiles for employment opportunity, with unemployment at 3.6% and median household income of $81,517.

A major airport is 12 miles away, giving the area unusually direct access to the national air network.

At a glance

Population
79,586
2024 ACS 5-Year
Median household income
$81,517
Top 36% nationally
Density
2,603/sq mi
30.6 sq mi of land
Median age
35.9
2024 ACS 5-Year
City
Charlotte
North Carolina
Metro area
Charlotte-Concord-Gastonia, NC-SC
Nearest major airport
CLT
12 mi · Charlotte/Douglas Intl
Median home value
$341,700
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 3.6% is lower than 93% of the 1,061 measured US ZIP areas.

Employment fell 0.5% over the past year, to 498,831 employed residents.

46% of adults hold a four-year degree, higher than 84% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$4,432$81,517Top 36%2024 ACS 5-Year
Per capita income ±$1,989$42,645Top 32%2024 ACS 5-Year
Poverty rate8.8%Bottom 41%2024 ACS 5-Year
Average commute25.6 minBottom 38%2024 ACS 5-Year
Bachelor's degree or higher45.6%Top 16%2024 ACS 5-Year
Employment498,831Top 34%June 2026
Employment change (3 years)-0.3%Bottom 41%June 2026
Employment change (year over year)-0.5%Top 43%June 2026
Labor force517,690Top 34%June 2026
Labor force participation72.8%Top 9%2024 ACS 5-Year
Mean annual wage$68,900Top 44%2025 OEWS
Median annual wage$49,990Bottom 46%2025 OEWS
Unemployment change (year over year)-0.5%Bottom 33%June 2026
Unemployment rate3.6%Bottom 7%June 2026
Median household income, successive ACS releases
202120222023202482k73k
Each point is a separate five-year estimate, most recently $81,517 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Charlotte-Concord-Gastonia, NC-SC
OccupationPeople employedMedian annual wage
Laborers and Freight, Stock, and Material Movers, Hand40,540$38,850
Retail Salespersons35,150$33,580
Cashiers27,350$29,610
Fast Food and Counter Workers27,050$28,880
Registered Nurses27,010$90,620
Customer Service Representatives26,120$44,980

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Charlotte, NC, the city containing this ZIP code.

Housing & affordability

How it’s calculated →

Median rent of $1,710 takes 25% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 4.2 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
25.2%
Below the 30% cost-burdened threshold
Home price to income
4.2×
median home value ÷ median income
Median gross rent
$1,710
2024 ACS 5-Year
Median home value
$341,700
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income4.19Top 25%2024 ACS 5-Year
Homeownership rate60.6%Bottom 17%2024 ACS 5-Year
Housing units ±1,04133,770Top 1%2024 ACS 5-Year
Median gross rent ±$56$1,710Top 15%2024 ACS 5-Year
Median home value ±$6,842$341,700Top 27%2024 ACS 5-Year
Rent as a share of income25.2%Top 14%2024 ACS 5-Year
Vacancy rate5.9%Bottom 28%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →

No building-permit activity is published for this location by the Census Building Permits Survey.

Weather & climate

6 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 90°F and January a low of 32°F.

Normal annual precipitation is 43.6 inches, including 3.5 inches of snow.

20°40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station CHARLOTTE DOUGLAS AP, 11.6 miles from this location.
Precipitation
JFMAMJJASOND4.3"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation43.6"1991-2020 Normals
Annual snowfall3.5"1991-2020 Normals
Average January low32°F1991-2020 Normals
Average July high90°F1991-2020 Normals
Comfortable months61991-2020 Normals
Seasonal temperature swing38°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

50 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, earthquake and hurricane.

Inland floodingElevated
EarthquakeModerate
HurricaneModerate
LandslideModerate

Low or minimal exposure: tornado, ice storm, lightning, heat wave, hail, strong wind, winter weather, cold wave, wildfire, drought.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

Taxes

AreaProfile does not yet publish tax comparisons. No tax dataset has met the source admission test for coverage, methodology transparency and update cadence, and the product rule is to omit a dimension rather than estimate it. The Area Score is calculated without a tax component and the weighting is documented on the methodology page.

Nothing on AreaProfile is individualized tax advice.

Access

5 major airports lie within 100 miles, the nearest 12 miles away.

AirportCodeDistanceLongest runway
Charlotte/Douglas IntlCLT12 mi10,000 ft
Piedmont Triad IntlGSO72 mi10,001 ft
Donaldson FldGYH98 mi8,000 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)

Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

28269 vs Charlotte

How this ZIP area compares with Charlotte as a whole. Both figures come from the same ACS release, so the comparison is like for like.

28269
Charlotte
Median household income
$81,517
vs
$82,068
Per capita income
$42,645
vs
$51,814
Population density
2,603/sq mi
vs
2,901/sq mi
Median home value
$341,700
vs
$385,700
Median gross rent
$1,710
vs
$1,612
Homeownership rate
60.6%
vs
51.0%
Bachelor's degree or higher
45.6%
vs
48.0%
Poverty rate
8.8%
vs
11.7%
Median age
35.9
vs
34.5

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.