AreaProfile

10703Yonkers, New York

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 10703.

59
Area Score
Bottom 46% of 5,298 published profiles

How we calculate this

How this area ranks
OpportunityTop 33% of 6,210 published ZIP areas63
Schools3913th of 4,422 published ZIP areas21
Growth3780th of 5,428 published ZIP areas38
Housing affordability5314th of 6,685 published ZIP areas58
Climate4335th of 6,789 published ZIP areas65
Physical resilienceTop 16% of 6,709 published ZIP areas85
Access4056th of 6,791 published ZIP areas90
Economic stability3947th of 6,742 published ZIP areas55
The quick read

Natural-hazard exposure is lower than in most comparable published ZIP profiles, placing 10703 in the top 16% for physical resilience.

Its Area Score of 59 places 10703 in the top 54% of published ZIP profiles.

At a glance

Population
22,586
2024 ACS 5-Year
Median household income
$89,773
Top 27% nationally
Density
14,368/sq mi
1.6 sq mi of land
Median age
42.0
2024 ACS 5-Year
City
Yonkers
New York
Metro area
New York-Newark-Jersey City, NY-NJ
Nearest major airport
JFK
23 mi · John F Kennedy Intl
Median home value
$527,600
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.1% is lower than 65% of the 6,544 measured US ZIP areas.

Employment grew 0.1% over the past year, to 106,786 employed residents.

MetricValueCompared with peersSource period
Median household income ±$15,933$89,773Top 27%2024 ACS 5-Year
Per capita income ±$3,890$38,739Top 43%2024 ACS 5-Year
Poverty rate11.8%Top 44%2024 ACS 5-Year
Average commute34.5 minTop 19%2024 ACS 5-Year
Bachelor's degree or higher26.2%Top 42%2024 ACS 5-Year
Employment106,786Top 33%June 2026
Employment change (3 years)-0.6%Bottom 41%June 2026
Employment change (year over year)0.1%Top 28%June 2026
Labor force111,391Top 33%June 2026
Labor force participation62.3%Top 43%2024 ACS 5-Year
Mean annual wage$86,310Top 13%2025 OEWS
Median annual wage$61,430Top 15%2025 OEWS
Unemployment change (year over year)0.3%Top 40%June 2026
Unemployment rate4.1%Bottom 35%June 2026
Median household income, successive ACS releases
202120222023202490k75k
Each point is a separate five-year estimate, most recently $89,773 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — New York-Newark-Jersey City, NY-NJ
OccupationPeople employedMedian annual wage
Home Health and Personal Care Aides644,700$39,680
Retail Salespersons202,080$38,280
Registered Nurses197,740$119,720
Janitors and Cleaners, Except Maids and Housekeeping Cleaners183,030$42,840
General and Operations Managers177,850$157,000
Cashiers173,830$35,950

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Yonkers, NY, the city containing this ZIP code.

9% of students met the state standard in mathematics and 42% in reading, across the schools here that reported results.

There are 15.0 students for every full-time teacher, fewer than in most measured places.

Public schools
6
2024-25 school year
Students per teacher
15.0
across all schools here
Math proficiency
8.7%
Bottom 3% in New York
Reading proficiency
42.4%
Bottom 24% in New York
SchoolDistrictStudentsPer teacherMathReading
GORTON HIGH SCHOOLYONKERS CITY SCHOOL DISTRICT1,06815.0
BARACK OBAMA SCHOOL FOR SOCIAL JUSTICEYONKERS CITY SCHOOL DISTRICT70115.95%45%
SCHOOL 22YONKERS CITY SCHOOL DISTRICT38118.114%49%
CROSS HILL ACADEMYYONKERS CITY SCHOOL DISTRICT32817.310%31%
YONKERS EARLY CHILDHOOD ACADEMYYONKERS CITY SCHOOL DISTRICT29714.8
GREENBURGH ACADEMYGREENBURGH-NORTH CASTLE UNION FREE SCHOOL DISTRICT1367.2

75.0% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against New York’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,813 takes 24% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 5.9 times median household income here, well above the historic benchmark, at a level conventionally described as seriously unaffordable.

Rent as a share of income
24.2%
Below the 30% cost-burdened threshold
Home price to income
5.9×
median home value ÷ median income
Median gross rent
$1,813
2024 ACS 5-Year
Median home value
$527,600
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income5.88Top 10%2024 ACS 5-Year
Homeownership rate50.7%Bottom 10%2024 ACS 5-Year
Housing units ±5328,266Top 20%2024 ACS 5-Year
Median gross rent ±$123$1,813Top 12%2024 ACS 5-Year
Median home value ±$43,002$527,600Top 12%2024 ACS 5-Year
Rent as a share of income24.2%Top 17%2024 ACS 5-Year
Vacancy rate6.2%Bottom 29%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
38/ 100
Ranks 3780 of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

83% of recently permitted units are in buildings of five or more homes, so new supply is concentrated in apartments and condominiums rather than detached houses.

At 1.0 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas.

Units permitted
209
12 months ending July 2026
Per 1,000 residents
1.0
Bottom 26% nationally
Year over year
+31%
vs the prior twelve months
Multifamily share
83.3%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Yonkers, NY, the city containing this ZIP code.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 83°F and January a low of 22°F.

Normal annual precipitation is 47.8 inches.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station WESTCHESTER CO AP, 11.8 miles from this location.
Precipitation
JFMAMJJASOND4.9"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation47.8"1991-2020 Normals
Average January low22°F1991-2020 Normals
Average July high83°F1991-2020 Normals
Comfortable months51991-2020 Normals
Seasonal temperature swing44°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

85 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are hurricane, earthquake and coastal flooding.

EarthquakeElevated
HurricaneModerate
LandslideModerate
Coastal floodingModerate

Low or minimal exposure: strong wind, inland flooding, winter weather, lightning, heat wave, cold wave, ice storm, tornado, wildfire, hail, drought, avalanche.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Crime
The FBI’s Crime Data Explorer is the only source with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. Reported crime is also easy to misread: agency participation varies year to year, and a city that draws a large daytime workforce carries incidents its residents did not generate.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

4 major airports lie within 100 miles, the nearest 23 miles away.

AirportCodeDistanceLongest runway
John F Kennedy IntlJFK23 mi14,511 ft
Newark Liberty IntlEWR24 mi9,999 ft
New York Stewart IntlSWF40 mi11,817 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
59
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

10703 vs Yonkers

How this ZIP area compares with Yonkers as a whole. Both figures come from the same ACS release, so the comparison is like for like.

10703
Yonkers
Median household income
$89,773
vs
$83,549
Per capita income
$38,739
vs
$44,122
Population density
14,368/sq mi
vs
11,662/sq mi
Median home value
$527,600
vs
$501,600
Median gross rent
$1,813
vs
$1,784
Homeownership rate
50.7%
vs
46.2%
Bachelor's degree or higher
26.2%
vs
35.7%
Poverty rate
11.8%
vs
13.8%
Median age
42.0
vs
39.9

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.