AreaProfile

89523Reno, Nevada

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 89523.

61
Area Score
Bottom 48% of 695 published profiles

How we calculate this

How this area ranks
OpportunityTop 7% of 727 published ZIP areas79
Growth370th of 701 published ZIP areas50
Housing affordability504th of 800 published ZIP areas61
Climate538th of 779 published ZIP areas64
Physical resilience657th of 800 published ZIP areas23
AccessTop 29% of 779 published ZIP areas98
Economic stabilityTop 26% of 800 published ZIP areas70
The quick read

89523 ranks in the top 7% of published ZIP profiles for employment opportunity, with unemployment at 3.9% and median household income of $99,061.

Residential permitting has slowed: 1,271 units authorized over the past twelve months, 40% below the prior year.

Physical-risk exposure is above the national median, driven mainly by earthquake, wildfire and drought.

At a glance

Population
37,130
2024 ACS 5-Year
Median household income
$99,061
Top 20% nationally
Density
1,966/sq mi
18.9 sq mi of land
Median age
41.5
2024 ACS 5-Year
City
Reno
Nevada
Metro area
Reno, NV
Nearest major airport
RNO
8 mi · Reno/Tahoe Intl
Median home value
$607,300
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 3.9% is lower than 86% of the 1,061 measured US ZIP areas.

Employment fell 0.2% over the past year, to 147,757 employed residents.

45% of adults hold a four-year degree, higher than 84% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$5,625$99,061Top 20%2024 ACS 5-Year
Per capita income ±$4,727$57,448Top 12%2024 ACS 5-Year
Poverty rate7.8%Bottom 35%2024 ACS 5-Year
Average commute23.5 minBottom 27%2024 ACS 5-Year
Bachelor's degree or higher44.9%Top 16%2024 ACS 5-Year
Employment147,757Bottom 32%June 2026
Employment change (3 years)2.7%Top 29%June 2026
Employment change (year over year)-0.2%Top 28%June 2026
Labor force153,824Bottom 31%June 2026
Labor force participation64.7%Top 34%2024 ACS 5-Year
Mean annual wage$64,520Bottom 34%2025 OEWS
Median annual wage$49,660Bottom 44%2025 OEWS
Unemployment change (year over year)-0.5%Bottom 24%June 2026
Unemployment rate3.9%Bottom 14%June 2026
Median household income, successive ACS releases
202120222023202499k89k
Each point is a separate five-year estimate, most recently $99,061 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Reno, NV
OccupationPeople employedMedian annual wage
Laborers and Freight, Stock, and Material Movers, Hand8,960$43,990
Stockers and Order Fillers8,230$38,020
General and Operations Managers7,930$106,050
Miscellaneous Assemblers and Fabricators7,550$49,050
Retail Salespersons7,020$35,160
Fast Food and Counter Workers6,900$31,530

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Reno, NV, the city containing this ZIP code.

Housing & affordability

How it’s calculated →

Median rent of $1,845 takes 22% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 6.1 times median household income here, well above the historic benchmark, at a level conventionally described as seriously unaffordable.

Rent as a share of income
22.3%
Below the 30% cost-burdened threshold
Home price to income
6.1×
median home value ÷ median income
Median gross rent
$1,845
2024 ACS 5-Year
Median home value
$607,300
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income6.13Top 9%2024 ACS 5-Year
Homeownership rate60.8%Bottom 17%2024 ACS 5-Year
Housing units ±58117,027Top 6%2024 ACS 5-Year
Median gross rent ±$53$1,845Top 11%2024 ACS 5-Year
Median home value ±$15,844$607,300Top 9%2024 ACS 5-Year
Rent as a share of income22.3%Top 24%2024 ACS 5-Year
Vacancy rate4.0%Bottom 17%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
50/ 100
Ranks 370 of 701 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

At 4.7 permitted units per 1,000 residents, building activity is above the median for measured US ZIP areas.

Units permitted
1,271
12 months ending July 2026
Per 1,000 residents
4.7
Top 36% nationally
Year over year
−40%
vs the prior twelve months
Multifamily share
51.1%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Reno, NV, the city containing this ZIP code.

Weather & climate

6 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 94°F and January a low of 26°F.

Normal annual precipitation is 7.4 inches, including 20.9 inches of snow.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station RENO TAHOE INTL AP, 8.3 miles from this location.
Precipitation
JFMAMJJASOND1.3"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation7.4"1991-2020 Normals
Annual snowfall20.9"1991-2020 Normals
Average January low26°F1991-2020 Normals
Average July high94°F1991-2020 Normals
Comfortable months61991-2020 Normals
Seasonal temperature swing41°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

23 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are earthquake, wildfire and drought.

EarthquakeHigh
WildfireHigh
LandslideModerate
DroughtModerate

Low or minimal exposure: winter weather, inland flooding, lightning, avalanche, ice storm, volcanic activity, strong wind, hail, heat wave, tornado, cold wave.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

Taxes

AreaProfile does not yet publish tax comparisons. No tax dataset has met the source admission test for coverage, methodology transparency and update cadence, and the product rule is to omit a dimension rather than estimate it. The Area Score is calculated without a tax component and the weighting is documented on the methodology page.

Nothing on AreaProfile is individualized tax advice.

Access

4 major airports lie within 100 miles, the nearest 8 miles away.

AirportCodeDistanceLongest runway
Reno/Tahoe IntlRNO8 mi11,001 ft
Reno/SteadRTS10 mi9,000 ft
Lake TahoeTVL44 mi8,541 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
61
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)

Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

89523 vs Reno

How this ZIP area compares with Reno as a whole. Both figures come from the same ACS release, so the comparison is like for like.

89523
Reno
Median household income
$99,061
vs
$80,760
Per capita income
$57,448
vs
$47,051
Population density
1,966/sq mi
vs
2,507/sq mi
Median home value
$607,300
vs
$548,300
Median gross rent
$1,845
vs
$1,556
Homeownership rate
60.8%
vs
49.8%
Bachelor's degree or higher
44.9%
vs
36.8%
Poverty rate
7.8%
vs
12.6%
Median age
41.5
vs
37.1

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.