Jefferson City, Missouri

Area Profile

42,488 residents. Public schools, jobs, income, housing cost, climate and natural-hazard risk for Jefferson City, in Cole County.

63out of 100
Area Score
Top 35% of 4,196 profiles measured

How we calculate this

How this area ranks

Data updated · 15 sources
OpportunityTop 18% of 4,199 cities measured74
Schools2,477th of 4,162 cities measured42
Growth2,540th of 4,224 cities measured46
Housing affordabilityTop 5% of 4,218 cities measured86
ClimateTop 45% of 4,225 cities measured71
Physical resilienceTop 38% of 4,226 cities measured69
Access4,175th of 4,226 cities measured34
Economic stability3,220th of 4,226 cities measured42
The quick read

Jefferson City ranks in the top 18% of cities measured for employment opportunity, with unemployment at 3.7% and median household income of $66,371.

In the public schools here, 39% of students met the state standard in mathematics, with 12.3 students for every teacher.

24 housing units were authorized over the past twelve months, within 9% of the prior year — steady rather than turning.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
42,488
2024 ACS 5-Year
Median household income
$66,371
Bottom 49% nationally
Density
1,178/sq mi
36.1 sq mi of land
Median age
38.9
2024 ACS 5-Year
County
Missouri
Nearest major airport
STL
98 mi · St Louis Lambert Intl
Median home value
$218,700
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 3.7%, lower than in 74% of the 4,226 measured US cities.

Employment grew 1.2% over the past year, to 21,769 employed residents.

39% of adults hold a four-year degree, higher than 80% of measured US cities.

MetricValueCompared nationallySource period
Income of new arrivalsCole County, MO’s figurefiling years 2022–2023$50,7138th percentileof 4,101filing years 2022–2023
Income of those who leftCole County, MO’s figurefiling years 2022–2023$52,90411th percentileof 4,101filing years 2022–2023
Median household income ±$4,7312024 ACS 5-Year$66,371Bottom 49%of 29,2232024 ACS 5-Year
Per capita income ±$1,5862024 ACS 5-Year$37,220Top 39%of 31,4202024 ACS 5-Year
Poverty rate ±2%2024 ACS 5-Year11.5%Bottom 47%of 31,7732024 ACS 5-Year
Average commute ±0.9 min2024 ACS 5-Year17.1 minTop 10%of 31,5432024 ACS 5-Year
Bachelor's degree or higher ±2%2024 ACS 5-Year38.7%Top 20%of 31,9192024 ACS 5-Year
Drove alone to work ±3%2024 ACS 5-Year74.2%40th percentileof 31,4332024 ACS 5-Year
EmploymentJuly 202621,769Bottom 26%of 4,226July 2026
Employment change (3 years)July 2026+2.5%Top 16%of 4,226July 2026
Employment change (year over year)July 2026+1.2%Top 14%of 4,226July 2026
Labor forceJuly 202622,59625th percentileof 4,226July 2026
Labor force participation ±2%2024 ACS 5-Year73.9%Bottom 36%of 31,5132024 ACS 5-Year
Mean annual wageJefferson City, MO Metro Area’s figure2025 OEWS$58,750Bottom 11%of 3,7292025 OEWS
Median annual wageJefferson City, MO Metro Area’s figure2025 OEWS$48,030Bottom 23%of 3,7292025 OEWS
Public transit to work ±0.5%2024 ACS 5-Year0.7%82nd percentileof 31,4332024 ACS 5-Year
Unemployment change (year over year)July 2026−0.1%Bottom 47%of 4,226July 2026
Unemployment rateJuly 20263.7%Top 26%of 4,226July 2026
Worked from home ±2%2024 ACS 5-Year10.4%62nd percentileof 31,4332024 ACS 5-Year

Unemployment rate

2021/072022/072023/072024/072025/072026/074.11.6
Monthly unemployment rate from the Bureau of Labor Statistics, most recent value 3.7% in July 2026. It has been rising for the last 3 months, over a series running from 2020-01 to 2026-07. A break in the line is a month the Bureau of Labor Statistics did not publish for this area — it is left empty rather than estimated.

Median household income, successive ACS releases

202120222023202467k57k
Each point is a separate five-year estimate, most recently $66,371 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

Largest occupations — Jefferson City, MO

OccupationPeople employedMedian annual wage
General and Operations Managers2,280$76,170
Registered Nurses1,910$85,010
Secretaries and Administrative Assistants, Except Legal, Medical, and Executive1,880$40,980
Cashiers1,650$29,420
Office Clerks, General1,600$39,640
Retail Salespersons1,540$30,400

Searches the 40 largest occupations here that have a published wage.

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

39% of students met the state standard in mathematics and 48% in reading, across the schools here that reported results.

There are 12.3 students for every full-time teacher across 18 public schools, fewer than in most measured places.

Public schools
22
2024-25 school year
Students per teacher
12.3
across 18 of them
Math proficiency
39.0%
Bottom 33% in Missouri
Reading proficiency
48.1%
Bottom 29% in Missouri
The 12 largest of 22 public schools, by enrollment.
SchoolDistrictStudentsPer teacherMathReading
Jefferson City HighJEFFERSON CITY1,35313.348%57%
Capital City High SchoolJEFFERSON CITY1,31413.7——
Lewis and Clark MiddleJEFFERSON CITY96611.630%41%
Thomas Jefferson MiddleJEFFERSON CITY92711.933%37%
Clarence Lawson Elem.JEFFERSON CITY44012.245%56%
Blair Oaks HighBLAIR OAKS R-II42116.247%82%
Pioneer Trail ElementaryJEFFERSON CITY39611.334%48%
Belair Elem.JEFFERSON CITY36312.141%54%
Moreau Heights Elem.JEFFERSON CITY32410.117%22%
West Elem.JEFFERSON CITY31712.237%42%
Cedar Hill Elem.JEFFERSON CITY31311.242%48%
Southwest Early Childhood CtrJEFFERSON CITY30510.2——

50.2% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against Missouri’s own standard, so it is ranked within state. How to read school figures.

Prices for everything a household buys run about 13% below the national average — the Bureau of Economic Analysis index reads 87.4, against 100 for the nation. Nationally, housing drives most of the spread between places in this index; other goods vary far less.

The Federal Housing Finance Agency’s house price index for the Jefferson City, MO Metro Area is up 54% over five years, and up 3.2% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $1,751 a year in real estate taxes, about 0.80% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $910, some 13% above the $802 tenants already here pay.

At HUD’s Fair Market Rent of $910 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $36,400 a year, about 55% of the median household income here of $66,371.

The typical renter household here spends 24% of its income on rent, below the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $802 a month.

A median home at $218,700 costs 2.3 times the median income of its owner-occupied households, $94,174, close to the historic benchmark for an affordable market.

Cost of living
87.4

Prices here run about 13% below the national average. The spread between places is driven mostly by housing — goods vary far less — and this excludes taxes.

Published for the Jefferson City, MO Metro Area as a whole. Prices are regional — people shop, commute and rent across a metropolitan area rather than within a city boundary — so this describes the cost of living around this place better than a figure drawn to its own limits would.

Rent as a share of income
24.2%
Below the 30% cost-burdened threshold
Home price to income
2.3×
median home value ÷ owner household income
Market rent, two bedroom
$910
what a new lease costs · FY2026
Median gross rent
$802
what tenants now pay · 2024 ACS 5-Year
Median home value
$218,700
2024 ACS 5-Year

The figures above are measured against Jefferson City’s median household income of $66,371, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Cost of living indexthe Jefferson City, MO Metro Area’s figure202387.4Top 2%of 3,7002023
Home price change (1 year)the Jefferson City, MO Metro Area’s figure2026 Q2+3.2%50th percentileof 4,1542026 Q2
Home price change (5 years)the Jefferson City, MO Metro Area’s figure2026 Q2+54.3%89th percentileof 4,1542026 Q2
Home price change (10 years)the Jefferson City, MO Metro Area’s figure2026 Q2+94.8%52nd percentileof 4,1542026 Q2
Home price to income ±0.22024 ACS 5-Year2.3Top 45%of 26,8152024 ACS 5-Year
Homeownership rate ±2%2024 ACS 5-Year59.2%19th percentileof 31,7172024 ACS 5-Year
Housing units ±3222024 ACS 5-Year19,35497th percentileof 32,1772024 ACS 5-Year
Market rent, one bedroomFY2026$694Top 2%of 4,072FY2026
Market rent, three bedroomFY2026$1,266Top 6%of 4,072FY2026
Market rent, two bedroomFY2026$910Top 2%of 4,072FY2026
Median gross rent ±$362024 ACS 5-Year$802Top 29%of 23,1202024 ACS 5-Year
Median home value ±$6,6002024 ACS 5-Year$218,70058th percentileof 29,1112024 ACS 5-Year
Median property taxes ±$662024 ACS 5-Year$1,75150th percentileof 26,4402024 ACS 5-Year
Owner household income ±$6,6692024 ACS 5-Year$94,174Top 32%of 27,5482024 ACS 5-Year
Property tax rate ±0.04%2024 ACS 5-Year0.80%38th percentileof 20,5432024 ACS 5-Year
Rent as a share of income ±2%2024 ACS 5-Year24.2%Top 29%of 22,9502024 ACS 5-Year
Seasonal and second homes ±1122024 ACS 5-Year16993rd percentileof 32,3302024 ACS 5-Year
Second homes2024 ACS 5-Year0.9%61st percentileof 31,8952024 ACS 5-Year
Vacancy rate2024 ACS 5-Year8.6%58th percentileof 31,7692024 ACS 5-Year
Vacant housing units ±2882024 ACS 5-Year1,82597th percentileof 32,3302024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures and the cost-of-living index.

Development Momentum

46/ 100
Ranks 2,540 of 4,224 published city profiles
The most recent move in permitting was downward, in a series running from 2022 to 2025. That is the direction of the recent run. The chart below compares the first year with the last, which can point the other way.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has been broadly flat since 2020, at 42,564 in 2024.

Permitting has turned downward after moving the other way the year before: 22 units authorized in 2025, 12% below the prior year.

New construction is predominantly single-family: of 24 units permitted over the past twelve months, none were in buildings of five or more homes.

Federal tax returns show that people moving in from elsewhere in the US and people moving out roughly balanced across Cole County, which contains Jefferson City, in the most recent year. Households that moved in reported an average income of $50,713, close to the $52,904 of households that moved out.

At 0.6 permitted units per 1,000 residents, building activity is below the median for measured US cities.

Units permitted
24
12 months ending July 2026
Per 1,000 residents
0.6
Bottom 16% nationally
Year over year
+9%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

Population, annual estimates

2020202120222023202443k42k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population. It has been holding roughly steady, over a series running from 2020 to 2024.

People moving in and out

Net migration
+0.1%
of residents, in a year
Arrivals from another state
32%
of people moving in
Income of arrivals
$50,713
average per tax return
Income of those who left
$52,904
average per tax return

Where newcomers came from

  1. Callaway County, MO 471 people · 14% of arrivals
  2. Boone County, MO 404 people · 12% of arrivals
  3. Moniteau County, MO 155 people · 4.5% of arrivals
  4. Miller County, MO 149 people · 4.3% of arrivals
  5. Osage County, MO 138 people · 4.0% of arrivals

Where people who left went

  1. Callaway County, MO 527 people · 16% of departures
  2. Boone County, MO 376 people · 11% of departures
  3. Moniteau County, MO 166 people · 5.0% of departures
  4. St. Louis County, MO 128 people · 3.8% of departures
  5. Miller County, MO 113 people · 3.4% of departures

Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. This is the figure for Cole County, MO. IRS Statistics of Income, filing years 2022–2023.

Housing units permitted per year

20222023202420252720
Annual totals from the Census Building Permits Survey. Permitting in 2025 was lower than 2022 (−19%).

Weather & climate

7 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 89°F and January a low of 23°F.

Normal annual precipitation is 39.7 inches.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station JEFFERSON CITY MEM AP, 1.9 miles from this location.

Precipitation

JFMAMJJASOND4.9"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation1991-2020 Normals39.7"1991-2020 Normals
Average January low1991-2020 Normals23°F1991-2020 Normals
Average July high1991-2020 Normals89°F1991-2020 Normals
Comfortable months1991-2020 Normals71991-2020 Normals
Seasonal temperature swing1991-2020 Normals47°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. How to read climate and air quality.

Physical risk

69 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, heat wave and tornado, with inland flooding alone responsible for 47% of it. Heat wave and tornado are independently rated low or minimal nationally, so this describes how the loss is composed, not how large those hazards are.

Ice stormElevated
EarthquakeModerate
Winter weatherModerate
LandslideModerate
Inland floodingModerate
Cold waveModerate

Low or minimal exposure: heat wave, tornado, strong wind, lightning, wildfire, hail, drought, hurricane, tsunami, volcanic activity, avalanche, coastal flooding.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

Violent crime
348
per 100,000 residents · 2025 calendar year
Property crime
1,802
per 100,000 residents · 2025 calendar year

Below these are deaths rather than offenses, published for the county. The two measure different things and are not comparable with each other.

Jefferson City's police department reported 348 violent offenses per 100,000 residents, near the middle of places with a department reporting. Property crime runs at 1,802.

Cole County has a modeled homicide rate of about 5.5 per 100,000 residents a year, because the CDC suppresses counts this small, near the middle of counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 12.9 per 100,000 — more than the homicide rate, since the figure counts suicides and accidents as well as homicides.

Drug overdose deaths run at about 9.8 per 100,000 residents in Cole County.

Homicide
5.5
per 100,000 residents · modeled, not measured
Firearm deaths, all intents
12.9
per 100,000 residents
Drug overdose
9.8
per 100,000 residents · modeled, not measured
Suicide
12.9
per 100,000 residents

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.

Offenses are reported to the FBI by Jefferson City’s own police department and shown only where it reported every month of the year; a partial year is withheld rather than scaled up. Reported crime is what police recorded, which is not the same as what happened. Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around Jefferson City (Cole County) rather than Jefferson City itself. Neither is part of the Area Score. How to read crime rates and death rates.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Air quality
The EPA publishes an air-quality index only where a monitor sits. There is none in this county, and a modeled value would be a different kind of number from the measured ones everywhere else on this page.
Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. The cost-of-living index above is a price level for all consumption, not a household budget, and it excludes taxes. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

1 major airport lies within 100 miles, the nearest St Louis Lambert Intl at 98 miles.

MetricValueCompared nationallySource period
Broadband access ±2%2024 ACS 5-Year88.7%Bottom 45%of 31,5882024 ACS 5-Year
Distance to major airportNASR current cycle98 miBottom 1%of 4,226NASR current cycle
Major airports within 100 milesNASR current cycle1Bottom 1%of 4,226NASR current cycle
No internet access ±2%2024 ACS 5-Year9.0%Bottom 42%of 31,5882024 ACS 5-Year
AirportCodeDistanceLongest runway
St Louis Lambert IntlSTL98 mi11,020 ft
Springfield-Branson NtlSGF113 mi8,000 ft
St Louis RgnlALN117 mi8,099 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
63
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Other cities in Jefferson City, MO

Same metropolitan area, measured the same way
CityCountyPopulationArea ScoreCompare
FultonCallaway County12,61759Fulton vs Jefferson City

Every city here is measured on the same scale from the same source releases, so the comparison is like for like. A higher Area Score reflects AreaProfile’s standardized weighting rather than a judgment about which is the better place to live.

Compare

Put Jefferson City side by side with a similar place.

Jefferson City vs StauntonJefferson City vs Dunmore

Moving to Jefferson City from somewhere else?

You get the difference in prices, rent and weather, and the income that would keep pace.

Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
SafetyFederal Bureau of Investigation, Crime Data Explorer
Summarized offense counts by law enforcement agency
2025 calendar year
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
Demographics, IncomeInternal Revenue Service, Statistics of Income Division
U.S. Population Migration Data (county to county)
filing years 2022–2023
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
HousingU.S. Bureau of Economic Analysis
Regional price parities and county personal income
2023
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWS
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimate
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
SafetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
March 2025 to February 2026; May 2025 to April 2026
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

ZIP codes in Jefferson City

2 ZIP areas

Every ZIP area in Jefferson City with census figures of its own, largest first.

ZIPPopulationMedian household incomeMedian home valueArea Score
6510941,145$74,694$221,60064
6510128,793$74,807$243,60065