AreaProfile

55116St. Paul, Minnesota

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 55116.

65
Area Score
Top 39% of 3,833 published profiles

How we calculate this

How this area ranks
Opportunity2474th of 4,073 published ZIP areas50
Growth3144th of 3,947 published ZIP areas32
Housing affordability2454th of 4,553 published ZIP areas73
Climate4379th of 4,621 published ZIP areas55
Physical resilienceTop 7% of 4,554 published ZIP areas93
AccessTop 37% of 4,623 published ZIP areas97
Economic stabilityTop 31% of 4,591 published ZIP areas69
The quick read

Natural-hazard exposure is lower than in most comparable published ZIP profiles, placing 55116 in the top 7% for physical resilience.

A major airport is 3 miles away, giving the area unusually direct access to the national air network.

Its Area Score of 65 places 55116 in the top 39% of published ZIP profiles.

At a glance

Population
25,918
2024 ACS 5-Year
Median household income
$81,141
Top 36% nationally
Density
4,686/sq mi
5.5 sq mi of land
Median age
42.3
2024 ACS 5-Year
City
St. Paul
Minnesota
Metro area
Minneapolis-St. Paul-Bloomington, MN-WI
Nearest major airport
MSP
3 mi · Minneapolis-St Paul Intl/Wold-Chamberlain
Median home value
$418,200
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.4% is lower than 55% of the 4,387 measured US ZIP areas.

Employment fell 2.0% over the past year, to 159,735 employed residents.

61% of adults hold a four-year degree, higher than 94% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$8,667$81,141Top 36%2024 ACS 5-Year
Per capita income ±$3,793$62,358Top 9%2024 ACS 5-Year
Poverty rate8.4%Bottom 38%2024 ACS 5-Year
Average commute21.6 minBottom 18%2024 ACS 5-Year
Bachelor's degree or higher61.3%Top 6%2024 ACS 5-Year
Employment159,735Top 17%June 2026
Employment change (3 years)-1.9%Bottom 21%June 2026
Employment change (year over year)-2.0%Bottom 18%June 2026
Labor force167,034Top 17%June 2026
Labor force participation65.1%Top 32%2024 ACS 5-Year
Mean annual wage$74,580Top 25%2025 OEWS
Median annual wage$59,320Top 18%2025 OEWS
Unemployment change (year over year)0.6%Top 24%June 2026
Unemployment rate4.4%Bottom 45%June 2026
Median household income, successive ACS releases
202120222023202483k70k
Each point is a separate five-year estimate, most recently $81,141 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Minneapolis-St. Paul-Bloomington, MN-WI
OccupationPeople employedMedian annual wage
Home Health and Personal Care Aides93,560$38,860
Retail Salespersons51,180$36,670
General and Operations Managers44,890$103,570
Registered Nurses43,600$103,040
Customer Service Representatives38,630$49,480
Fast Food and Counter Workers37,920$33,040

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for St. Paul, MN, the city containing this ZIP code.

Housing & affordability

How it’s calculated →

Median rent of $1,318 takes 19% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 5.2 times median household income here, well above the historic benchmark, at a level conventionally described as seriously unaffordable.

Rent as a share of income
19.5%
Below the 30% cost-burdened threshold
Home price to income
5.2×
median home value ÷ median income
Median gross rent
$1,318
2024 ACS 5-Year
Median home value
$418,200
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income5.15Top 15%2024 ACS 5-Year
Homeownership rate51.0%Bottom 10%2024 ACS 5-Year
Housing units ±61613,017Top 11%2024 ACS 5-Year
Median gross rent ±$53$1,318Top 29%2024 ACS 5-Year
Median home value ±$15,278$418,200Top 19%2024 ACS 5-Year
Rent as a share of income19.5%Top 38%2024 ACS 5-Year
Vacancy rate4.0%Bottom 17%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
32/ 100
Ranks 3144 of 3,947 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

62% of recently permitted units are in buildings of five or more homes, so new supply is concentrated in apartments and condominiums rather than detached houses.

At 1.4 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas.

Units permitted
437
12 months ending July 2026
Per 1,000 residents
1.4
Bottom 30% nationally
Year over year
+47%
vs the prior twelve months
Multifamily share
62.5%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for St. Paul, MN, the city containing this ZIP code.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 83°F and January a low of 9°F.

Normal annual precipitation is 31.6 inches, including 51.2 inches of snow.

0°20°40°60°80°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station MINNEAPOLIS/ST PAUL AP, 3.5 miles from this location.
Precipitation
JFMAMJJASOND4.6"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation31.6"1991-2020 Normals
Annual snowfall51.2"1991-2020 Normals
Average January low9°F1991-2020 Normals
Average July high83°F1991-2020 Normals
Comfortable months51991-2020 Normals
Seasonal temperature swing58°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

93 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are tornado, hail and strong wind.

HailElevated
TornadoModerate
Strong windModerate

Low or minimal exposure: cold wave, landslide, heat wave, inland flooding, winter weather, lightning, ice storm, wildfire, earthquake, drought.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

Taxes

AreaProfile does not yet publish tax comparisons. No tax dataset has met the source admission test for coverage, methodology transparency and update cadence, and the product rule is to omit a dimension rather than estimate it. The Area Score is calculated without a tax component and the weighting is documented on the methodology page.

Nothing on AreaProfile is individualized tax advice.

Access

3 major airports lie within 100 miles, the nearest 3 miles away.

AirportCodeDistanceLongest runway
Minneapolis-St Paul Intl/Wold-ChamberlainMSP3 mi11,006 ft
Rochester IntlRST77 mi9,034 ft
Chippewa Valley RgnlEAU83 mi8,101 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
65
Your Score

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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)

Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

55116 vs St. Paul

How this ZIP area compares with St. Paul as a whole. Both figures come from the same ACS release, so the comparison is like for like.

55116
St. Paul
Median household income
$81,141
vs
$73,394
Per capita income
$62,358
vs
$42,815
Population density
4,686/sq mi
vs
5,912/sq mi
Median home value
$418,200
vs
$294,500
Median gross rent
$1,318
vs
$1,281
Homeownership rate
51.0%
vs
52.9%
Bachelor's degree or higher
61.3%
vs
43.8%
Poverty rate
8.4%
vs
15.6%
Median age
42.3
vs
33.7

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.