Sebring, FL

Metro Area Profile

105,702 residents. Jobs, income, development, climate and physical risk across the Sebring, FL metropolitan area.

47out of 100
Area Score
Bottom 5% of 379 published profiles

How we calculate this

How this area ranks
Opportunity364th of 379 published metros24
GrowthTop 35% of 821 published metros59
Housing affordability613th of 822 published metros85
ClimateTop 2% of 822 published metros85
Physical resilience801st of 822 published metros9
Access547th of 822 published metros67
Economic stability752nd of 822 published metros19
The quick read

Employment conditions sit below most comparable published metro profiles: unemployment is 6.6% and the Opportunity signal places Sebring in the bottom 4%.

Residential permitting has slowed: 655 units authorized over the past twelve months, 26% below the prior year.

Physical-risk exposure is above the national median, driven mainly by hurricane, strong wind and tornado.

At a glance

Population
105,702
2024 ACS 5-Year
Median household income
$54,897
Bottom 14% nationally
Density
104/sq mi
1017.7 sq mi of land
Median age
54.4
2024 ACS 5-Year
County
Metro area
Sebring, FL
Nearest major airport
LAL
61 mi · Lakeland Linder Intl
Median home value
$187,900
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 6.6% is lower than 4% of the 379 measured US metros.

Employment fell 0.3% over the past year, to 34,508 employed residents.

Median household income of $54,897 is below 86% of measured US metros.

MetricValueCompared with peersSource period
Median household income ±$2,416$54,897Bottom 14%2024 ACS 5-Year
Per capita income ±$1,098$32,993Bottom 33%2024 ACS 5-Year
Poverty rate15.3%Top 38%2024 ACS 5-Year
Average commute24.8 minTop 42%2024 ACS 5-Year
Bachelor's degree or higher20.5%Bottom 27%2024 ACS 5-Year
Employment34,508Bottom 3%June 2026
Employment change (3 years)-1.6%Bottom 24%June 2026
Employment change (year over year)-0.3%Top 38%June 2026
Labor force36,935Bottom 3%June 2026
Labor force participation43.6%Bottom 2%2024 ACS 5-Year
Mean annual wage$52,880Bottom 8%2025 OEWS
Median annual wage$40,400Bottom 5%2025 OEWS
Metro employment28,110Bottom 1%2025 OEWS
Unemployment change (year over year)1.0%Top 4%June 2026
Unemployment rate6.6%Top 4%June 2026
Unemployment rate
2021/062022/032022/122023/092024/062025/032025/102026/067.03.7
Monthly unemployment rate from the Bureau of Labor Statistics, most recent value 6.6% in June 2026. A break in the line is a month the Bureau of Labor Statistics did not publish for this area — it is left empty rather than estimated.
Largest occupations — Sebring, FL
OccupationPeople employedMedian annual wage
Retail Salespersons1,150$31,200
Fast Food and Counter Workers1,120$27,790
Registered Nurses930$85,690
Cashiers810$28,020
Office Clerks, General690$39,340
Stockers and Order Fillers610$31,920

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

Housing & affordability

How it’s calculated →

Median rent of $1,035 takes 23% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 3.4 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
22.6%
Below the 30% cost-burdened threshold
Home price to income
3.4×
median home value ÷ median income
Median gross rent
$1,035
2024 ACS 5-Year
Median home value
$187,900
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income3.42Top 42%2024 ACS 5-Year
Homeownership rate78.6%Top 7%2024 ACS 5-Year
Housing units ±4858,635Top 35%2024 ACS 5-Year
Median gross rent ±$52$1,035Top 41%2024 ACS 5-Year
Median home value ±$8,429$187,900Bottom 39%2024 ACS 5-Year
Rent as a share of income22.6%Top 10%2024 ACS 5-Year
Vacancy rate20.0%Top 13%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
59/ 100
Top 35% of 821 published city profiles
Permitting is decreasing, measured from 2024 to 2025.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has grown 8% since 2020, reaching 109,778 in 2024.

Population is still rising, but more slowly than in the preceding year.

New construction is predominantly single-family: only 0% of permitted units are in buildings of five or more homes.

At 6.2 permitted units per 1,000 residents, building activity is above the median for measured US metros.

Units permitted
655
12 months ending July 2026
Per 1,000 residents
6.2
Top 18% nationally
Year over year
−26%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings
Population, annual estimates
20202021202220232024110k101k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population.

Weather & climate

9 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 91°F and January a low of 49°F.

Normal annual precipitation is 52.3 inches.

40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station SEBRING 23 SSE, 13.1 miles from this location.
Precipitation
JFMAMJJASOND9.1"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation52.3"1991-2020 Normals
Average January low49°F1991-2020 Normals
Average July high91°F1991-2020 Normals
Comfortable months91991-2020 Normals
Seasonal temperature swing20°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

9 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are hurricane, strong wind and tornado.

Strong windHigh
HurricaneElevated
LightningModerate
WildfireModerate
TornadoModerate
Cold waveElevated

Low or minimal exposure: inland flooding, drought, heat wave, hail, landslide, earthquake.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. This value is the population-weighted mean of all component counties; expected annual loss is their sum. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

9 major airports lie within 100 miles, the nearest 61 miles away.

AirportCodeDistanceLongest runway
Lakeland Linder IntlLAL61 mi8,500 ft
Southwest Florida IntlRSW61 mi12,000 ft
Melbourne Orlando IntlMLB68 mi10,181 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.