Mason City, IA
Micro Area Profile
49,982 residents. Jobs, income, development, climate and physical risk across the Mason City, IA micropolitan area.
How this area ranks
Data updated · 9 sourcesUnemployment is 3.7% and median household income $68,926, putting employment conditions in the middle range of metro and micro areas measured.
In the public schools here, 59% of students met the state standard in mathematics, with 14.3 students for every teacher.
Residential permitting has slowed: 49 units authorized over the past twelve months, 58% below the prior year. That follows a longer stretch moving the other way, through 2025.
These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.
At a glance
Jobs & opportunity
Unemployment of 3.7%, lower than in 69% of the 835 measured US metro and micro areas.
Employment fell 1.4% over the past year, to 26,051 employed residents.
| Metric | Value | Compared nationally | Source period |
|---|---|---|---|
| Median household income ±$2,2572024 ACS 5-Year | $68,926 | Top 44%of 935 | 2024 ACS 5-Year |
| Per capita income ±$2,2522024 ACS 5-Year | $41,222 | Top 23%of 935 | 2024 ACS 5-Year |
| Poverty rate ±1%2024 ACS 5-Year | 10.2% | Top 23%of 935 | 2024 ACS 5-Year |
| Average commute ±0.6 min2024 ACS 5-Year | 18.0 min | Top 5%of 935 | 2024 ACS 5-Year |
| Bachelor's degree or higher ±2%2024 ACS 5-Year | 23.3% | Bottom 42%of 935 | 2024 ACS 5-Year |
| Drove alone to work ±2%2024 ACS 5-Year | 79.3% | 68th percentileof 935 | 2024 ACS 5-Year |
| EmploymentJuly 2026 | 26,051 | Bottom 36%of 835 | July 2026 |
| Employment change (3 years)July 2026 | −0.1% | Top 48%of 835 | July 2026 |
| Employment change (year over year)July 2026 | −1.4% | Bottom 33%of 835 | July 2026 |
| Labor forceJuly 2026 | 27,043 | 36th percentileof 835 | July 2026 |
| Labor force participation ±1%2024 ACS 5-Year | 84.7% | Top 4%of 935 | 2024 ACS 5-Year |
| Public transit to work ±0.4%2024 ACS 5-Year | 0.7% | 70th percentileof 935 | 2024 ACS 5-Year |
| Unemployment change (year over year)July 2026 | +0.1% | Bottom 30%of 835 | July 2026 |
| Unemployment rateJuly 2026 | 3.7% | Top 31%of 835 | July 2026 |
| Worked from home ±1%2024 ACS 5-Year | 7.9% | 42nd percentileof 935 | 2024 ACS 5-Year |
Unemployment rate
59% of students met the state standard in mathematics and 69% in reading, across the schools here that reported results.
There are 14.3 students for every full-time teacher across 16 public schools, fewer than in most measured places.
| School | District | Students | Per teacher | Math | Reading |
|---|---|---|---|---|---|
| Mason City High School | Mason City Comm School District | 891 | 16.8 | 59% | 66% |
| Clear Creek Elementary School | Clear Lake Comm School District | 685 | 14.6 | 60% | 68% |
| Lincoln Intermediate | Mason City Comm School District | 485 | 13.1 | 47% | 64% |
| John Adams Middle School | Mason City Comm School District | 463 | 14.0 | 56% | 64% |
| Clear Lake High School | Clear Lake Comm School District | 461 | 15.9 | 72% | 87% |
| West Fork Elementary at Rockwell | West Fork Comm School District | 388 | 13.9 | 62% | 77% |
| Harding Elementary School | Mason City Comm School District | 387 | 14.9 | 32% | 52% |
| Hoover Elementary School | Mason City Comm School District | 361 | 13.4 | 47% | 67% |
| Roosevelt Elementary School | Mason City Comm School District | 348 | 12.4 | 47% | 67% |
| Clear Lake Middle School | Clear Lake Comm School District | 308 | 14.0 | 78% | 74% |
| Jefferson Elementary School | Mason City Comm School District | 292 | 11.2 | 62% | 77% |
| Northwood-Kensett Elementary | Northwood-Kensett Comm School District | 287 | 15.1 | 67% | 67% |
40.9% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.
Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against Iowa’s own standard, so it is ranked within state. How to read school figures.
Housing & affordability
How it’s calculated — housing affordability →Homeowners here who pay a tax bill pay a median of $2,253 a year in real estate taxes, about 1.38% of the median home value.
HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $949, some 13% above the $842 tenants already here pay.
At HUD’s Fair Market Rent of $949 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $38,000 a year, about 55% of the median household income here of $68,926.
The typical renter household here spends 23% of its income on rent, below the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $842 a month.
A median home at $162,900 costs 1.9 times the median income of its owner-occupied households, $83,735, close to the historic benchmark for an affordable market.
The figures above are measured against Mason City’s median household income of $68,926, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.
| Metric | Value | Compared nationally | Source period |
|---|---|---|---|
| Home price to income ±0.12024 ACS 5-Year | 1.9 | Top 9%of 935 | 2024 ACS 5-Year |
| Homeownership rate ±1%2024 ACS 5-Year | 72.1% | 64th percentileof 935 | 2024 ACS 5-Year |
| Housing units ±422024 ACS 5-Year | 26,260 | 39th percentileof 935 | 2024 ACS 5-Year |
| Market rent, one bedroomFY2026 | $750 | Top 17%of 818 | FY2026 |
| Market rent, three bedroomFY2026 | $1,226 | Top 16%of 818 | FY2026 |
| Market rent, two bedroomFY2026 | $949 | Top 16%of 818 | FY2026 |
| Median gross rent ±$422024 ACS 5-Year | $842 | Top 21%of 935 | 2024 ACS 5-Year |
| Median home value ±$5,4532024 ACS 5-Year | $162,900 | 24th percentileof 935 | 2024 ACS 5-Year |
| Median property taxes ±$1012024 ACS 5-Year | $2,253 | 58th percentileof 933 | 2024 ACS 5-Year |
| Owner household income ±$3,7052024 ACS 5-Year | $83,735 | Top 45%of 935 | 2024 ACS 5-Year |
| Property tax rate ±0.08%2024 ACS 5-Year | 1.38% | 82nd percentileof 932 | 2024 ACS 5-Year |
| Rent as a share of income ±2%2024 ACS 5-Year | 23.4% | Top 4%of 935 | 2024 ACS 5-Year |
| Seasonal and second homes ±2592024 ACS 5-Year | 1,591 | 61st percentileof 935 | 2024 ACS 5-Year |
| Second homes2024 ACS 5-Year | 6.1% | 79th percentileof 935 | 2024 ACS 5-Year |
| Vacancy rate2024 ACS 5-Year | 7.4% | 46th percentileof 935 | 2024 ACS 5-Year |
| Vacant housing units ±3932024 ACS 5-Year | 3,544 | 39th percentileof 935 | 2024 ACS 5-Year |
These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures.
Growth & development
How it’s calculated — growth →Development Momentum
An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.
Population has fallen 1% since 2020, to 49,800 in 2024.
New construction is predominantly single-family: of 49 units permitted over the past twelve months, none were in buildings of five or more homes.
At 1.0 permitted units per 1,000 residents, building activity is below the median for measured US metro and micro areas.
Population, annual estimates
Weather & climate
5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 83°F and January a low of 7°F.
Normal annual precipitation is 36.3 inches, including 44.4 inches of snow.
Precipitation
| Metric | Value | Source period |
|---|---|---|
| Annual precipitation1991-2020 Normals | 36.3" | 1991-2020 Normals |
| Annual snowfall1991-2020 Normals | 44.4" | 1991-2020 Normals |
| Average January low1991-2020 Normals | 7°F | 1991-2020 Normals |
| Average July high1991-2020 Normals | 83°F | 1991-2020 Normals |
| Comfortable months1991-2020 Normals | 5 | 1991-2020 Normals |
| Seasonal temperature swing1991-2020 Normals | 56°F | 1991-2020 Normals |
Climate figures are thirty-year normals, not current conditions. How to read climate and air quality.
Physical risk
The hazards accounting for most of this area's expected annual loss are inland flooding, tornado and drought, with inland flooding alone responsible for 41% of it.
Low or minimal exposure: winter weather, hail, ice storm, landslide, wildfire, earthquake, hurricane, tsunami, volcanic activity, avalanche, coastal flooding.
Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. This value is the population-weighted mean of all component counties; expected annual loss is their sum. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.
What this profile does not cover
Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.
- Reported crime
- Offenses reported to police are published by department rather than by town, so AreaProfile shows a rate only on city profiles, and only where that city’s department submitted every month of a year. City profiles inside this area carry their own figure where their department reported a full year. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
- Cost of living
- Price parities are published for metropolitan areas, and this place lies outside one.
- Death-certificate rates
- The CDC publishes these rates by county, so a metropolitan area carries none of its own. The county profiles inside it do.
- Air quality
- The EPA publishes an air-quality index by county, and only where a monitor sits, so a metropolitan area carries none of its own. The county profiles inside it show it where one exists.
- Taxes
- Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. Cost of living is published where the Bureau of Economic Analysis measures it, though not for this place. Nothing here is individualized tax advice.
- Anything about a specific address
- Every figure describes an area, not a street or a house.
Access
2 major airports lie within 100 miles, the nearest Rochester Intl at 62 miles.
| Metric | Value | Compared nationally | Source period |
|---|---|---|---|
| Broadband access ±0.9%2024 ACS 5-Year | 88.6% | Top 50%of 935 | 2024 ACS 5-Year |
| Distance to major airportNASR current cycle | 62 mi | Bottom 24%of 835 | NASR current cycle |
| Major airports within 100 milesNASR current cycle | 2 | Bottom 16%of 835 | NASR current cycle |
| No internet access ±1%2024 ACS 5-Year | 8.6% | Bottom 49%of 935 | 2024 ACS 5-Year |
| Airport | Code | Distance | Longest runway |
|---|---|---|---|
| Rochester Intl | RST | 62 mi | 9,034 ft |
| Waterloo Rgnl | ALO | 63 mi | 8,399 ft |
| La Crosse Rgnl | LSE | 111 mi | 8,742 ft |
Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.
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Similar places
Matched on AreaProfile signals, not geographyData & methodology
| Used for | Source | Source period |
|---|---|---|
| Access | Federal Aviation Administration Airports (NASR) — Aeronautical Data Delivery Service | NASR current cycle |
| Physical risk | Federal Emergency Management Agency National Risk Index | National Risk Index December 2025 (v1.20.0) |
| Climate | NOAA National Centers for Environmental Information U.S. Climate Normals 1991–2020 (Monthly) | 1991-2020 Normals |
| Jobs | U.S. Bureau of Labor Statistics Local Area Unemployment Statistics | July 2026 |
| Demographics | U.S. Census Bureau Population Estimates Program | July 1, 2024 estimate |
| Development | U.S. Census Bureau Building Permits Survey | 12 months ending July 2026 |
| Access, Demographics, Housing, Income, Jobs | U.S. Census Bureau American Community Survey 5-Year Estimates (Table-Based Summary File) | 2024 ACS 5-Year |
| Schools | U.S. Department of Education, National Center for Education Statistics Common Core of Data and EDFacts assessments | 2018-19 school year; 2024-25 school year |
| Housing | U.S. Department of Housing and Urban Development, Office of Policy Development and Research Fair Market Rents | FY2026 |
| Current conditions | NOAA National Weather Service National Weather Service current conditions | Live observation, read when the page opens |
Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.