Chico, CA

Metro Area Profile

207,929 residents. Jobs, income, development, climate and physical risk across the Chico, CA metropolitan area.

43out of 100
Area Score
Bottom 3% of 379 published profiles

How we calculate this

How this area ranks
Opportunity349th of 379 published metros31
Growth498th of 821 published metros44
Housing affordability796th of 822 published metros54
ClimateTop 31% of 822 published metros72
Physical resilience732nd of 822 published metros22
Access622nd of 822 published metros62
Economic stability592nd of 822 published metros36
The quick read

Employment conditions sit below most comparable published metro profiles: unemployment is 5.9% and the Opportunity signal places Chico in the bottom 8%.

Buying strains local incomes far more than renting does — the median home is 6.3 times median household income, against a historic benchmark near three — while rent takes 25% of it.

Physical-risk exposure is above the national median, driven mainly by inland flooding, earthquake and drought.

At a glance

Population
207,929
2024 ACS 5-Year
Median household income
$67,928
Top 46% nationally
Density
127/sq mi
1636.5 sq mi of land
Median age
36.2
2024 ACS 5-Year
County
Metro area
Chico, CA
Nearest major airport
SMF
67 mi · Sacramento Intl
Median home value
$424,700
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 5.9% is lower than 7% of the 379 measured US metros.

Employment fell 2.2% over the past year, to 83,451 employed residents.

32% of adults hold a four-year degree, higher than 73% of measured US metros.

MetricValueCompared with peersSource period
Median household income ±$2,444$67,928Top 46%2024 ACS 5-Year
Per capita income ±$999$38,305Top 35%2024 ACS 5-Year
Poverty rate19.2%Top 14%2024 ACS 5-Year
Average commute21.8 minBottom 27%2024 ACS 5-Year
Bachelor's degree or higher31.9%Top 27%2024 ACS 5-Year
Employment83,451Bottom 37%June 2026
Employment change (3 years)-1.3%Bottom 29%June 2026
Employment change (year over year)-2.2%Bottom 14%June 2026
Labor force88,721Bottom 37%June 2026
Labor force participation59.2%Bottom 44%2024 ACS 5-Year
Mean annual wage$65,420Top 26%2025 OEWS
Median annual wage$48,050Top 47%2025 OEWS
Metro employment78,220Bottom 38%2025 OEWS
Unemployment change (year over year)-0.5%Bottom 16%June 2026
Unemployment rate5.9%Top 7%June 2026
Unemployment rate
2021/062022/032022/122023/092024/062025/032025/102026/067.84.0
Monthly unemployment rate from the Bureau of Labor Statistics, most recent value 5.9% in June 2026. A break in the line is a month the Bureau of Labor Statistics did not publish for this area — it is left empty rather than estimated.
Largest occupations — Chico, CA
OccupationPeople employedMedian annual wage
Home Health and Personal Care Aides5,940$34,320
Fast Food and Counter Workers2,630$38,210
Registered Nurses2,170$127,360
Cashiers2,090$35,210
Retail Salespersons2,010$36,680
Office Clerks, General1,700$42,840

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

Housing & affordability

How it’s calculated →

Median rent of $1,414 takes 25% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 6.3 times median household income here, well above the historic benchmark, at a level conventionally described as seriously unaffordable.

Rent as a share of income
25.0%
Below the 30% cost-burdened threshold
Home price to income
6.3×
median home value ÷ median income
Median gross rent
$1,414
2024 ACS 5-Year
Median home value
$424,700
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income6.25Top 5%2024 ACS 5-Year
Homeownership rate57.3%Bottom 4%2024 ACS 5-Year
Housing units ±11392,813Top 24%2024 ACS 5-Year
Median gross rent ±$26$1,414Top 12%2024 ACS 5-Year
Median home value ±$6,679$424,700Top 10%2024 ACS 5-Year
Rent as a share of income25.0%Top 3%2024 ACS 5-Year
Vacancy rate10.2%Bottom 42%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
44/ 100
Ranks 498 of 821 published city profiles
Permitting is increasing, measured from 2024 to 2025.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has fallen 1% since 2020, reaching 208,334 in 2024.

At 4.1 permitted units per 1,000 residents, building activity is above the median for measured US metros.

Units permitted
860
12 months ending July 2026
Per 1,000 residents
4.1
Top 32% nationally
Year over year
−5%
vs the prior twelve months
Multifamily share
27.6%
units in 5+ unit buildings
Population, annual estimates
20202021202220232024210k206k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population.

Weather & climate

7 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 96°F and January a low of 40°F.

Normal annual precipitation is 25.7 inches.

30°50°70°90°110°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station OROVILLE MUNI AP, 12.1 miles from this location.
Precipitation
JFMAMJJASOND5.2"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation25.7"1991-2020 Normals
Average January low40°F1991-2020 Normals
Average July high96°F1991-2020 Normals
Comfortable months71991-2020 Normals
Seasonal temperature swing33°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

22 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, earthquake and drought.

DroughtHigh
WildfireHigh
LandslideModerate
EarthquakeHigh
Inland floodingModerate
Heat waveModerate
AvalancheModerate

Low or minimal exposure: volcanic activity, lightning, hail, tornado, winter weather, strong wind.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. This value is the population-weighted mean of all component counties; expected annual loss is their sum. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

4 major airports lie within 100 miles, the nearest 67 miles away.

AirportCodeDistanceLongest runway
Sacramento IntlSMF67 mi8,605 ft
Mc Clellan AirfieldMCC70 mi10,599 ft
Reno/SteadRTS92 mi9,000 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
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Put Chico side by side with a similar place.

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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.