Holyoke, Massachusetts

Area Profile

37,813 residents. Public schools, jobs, income, housing cost, climate and natural-hazard risk for Holyoke, in Hampden County.

51out of 100
Area Score
Bottom 17% of 2,944 published profiles

How we calculate this

How this area ranks
Opportunity3364th of 3,904 published cities37
Schools2467th of 2,668 published cities17
GrowthTop 36% of 2,973 published cities58
Housing affordability3043rd of 4,223 published cities66
Climate3647th of 4,223 published cities60
Physical resilienceTop 48% of 4,182 published cities60
AccessTop 3% of 4,226 published cities100
Economic stability3930th of 4,226 published cities30
The quick read

Employment conditions sit below most comparable published city profiles: unemployment is 5.9% and the Opportunity signal places Holyoke in the bottom 14%.

In the public schools here, 7% of students met the state standard in mathematics, with 12.8 students for every teacher.

A major airport is 5 miles away, giving the area unusually direct access to the national air network.

At a glance

Population
37,813
2024 ACS 5-Year
Median household income
$53,605
Bottom 29% nationally
Density
1,786/sq mi
21.2 sq mi of land
Median age
40.0
2024 ACS 5-Year
County
Hampden County
Massachusetts
Metro area
Springfield, MA
Nearest major airport
BAF
5 mi · Westfield-Barnes Rgnl
Median home value
$274,100
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 5.9% is lower than 8% of the 3,904 measured US cities.

Employment fell 0.8% over the past year, to 15,835 employed residents.

MetricValueCompared with peersSource period
Median household income ±$3,395$53,605Bottom 29%2024 ACS 5-Year
Per capita income ±$1,704$31,236Bottom 41%2024 ACS 5-Year
Poverty rate27.0%Top 13%2024 ACS 5-Year
Average commute21.1 minBottom 22%2024 ACS 5-Year
Bachelor's degree or higher25.9%Top 38%2024 ACS 5-Year
Employment15,835Bottom 16%June 2026
Employment change (3 years)1.2%Top 32%June 2026
Employment change (year over year)-0.8%Bottom 49%June 2026
Labor force16,829Bottom 17%June 2026
Labor force participation54.4%Bottom 31%2024 ACS 5-Year
Mean annual wage$67,710Bottom 49%2025 OEWS
Median annual wage$51,930Top 44%2025 OEWS
Unemployment change (year over year)0.0%Bottom 45%June 2026
Unemployment rate5.9%Top 8%June 2026
Unemployment rate
2021/062022/032022/122023/092024/062025/032025/102026/069.24.7
Monthly unemployment rate from the Bureau of Labor Statistics, most recent value 5.9% in June 2026. A break in the line is a month the Bureau of Labor Statistics did not publish for this area — it is left empty rather than estimated.
Median household income, successive ACS releases
202120222023202454k45k
Each point is a separate five-year estimate, most recently $53,605 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Springfield, MA
OccupationPeople employedMedian annual wage
Home Health and Personal Care Aides15,840$40,860
Registered Nurses5,830$98,410
Fast Food and Counter Workers5,660$34,130
Retail Salespersons4,410$35,440
General and Operations Managers4,390$106,390
Cashiers3,610$34,030

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

7% of students met the state standard in mathematics and 16% in reading, across the schools here that reported results.

There are 12.8 students for every full-time teacher, fewer than in most measured places.

Public schools
12
2024-25 school year
Students per teacher
12.8
across all schools here
Math proficiency
6.9%
Bottom 1% in Massachusetts
Reading proficiency
15.8%
Bottom 1% in Massachusetts
SchoolDistrictStudentsPer teacherMathReading
Holyoke HighHolyoke1,56912.6
Holyoke Community Charter School · charterHolyoke Community Charter70121.211%27%
Kelly ElementaryHolyoke46412.25%8%
Lt Clayre Sullivan ElementaryHolyoke46310.58%15%
E N White ElementaryHolyoke45312.98%18%
Maurice A Donahue ElementaryHolyoke38812.15%10%
Morgan Full Service Community SchoolHolyoke33410.85%15%
Lt Elmer J McMahon ElementaryHolyoke31710.66%19%
H.B. Lawrence SchoolHolyoke30513.35%5%
Holyoke STEM AcademyHolyoke28915.23%8%
Joseph Metcalf SchoolHolyoke21310.110%26%
Gateway to College at Holyoke Community CollegeSpringfield21

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Massachusetts’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,021 takes 23% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 5.1 times median household income here, well above the historic benchmark, at a level conventionally described as seriously unaffordable.

Rent as a share of income
22.9%
Below the 30% cost-burdened threshold
Home price to income
5.1×
median home value ÷ median income
Median gross rent
$1,021
2024 ACS 5-Year
Median home value
$274,100
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income5.11Top 14%2024 ACS 5-Year
Homeownership rate41.3%Bottom 5%2024 ACS 5-Year
Housing units ±47317,057Top 3%2024 ACS 5-Year
Median gross rent ±$60$1,021Top 46%2024 ACS 5-Year
Median home value ±$7,570$274,100Top 32%2024 ACS 5-Year
Rent as a share of income22.9%Top 25%2024 ACS 5-Year
Vacancy rate8.4%Bottom 44%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
58/ 100
Top 36% of 2,973 published city profiles
Permitting is increasing — 4 consecutive years, measured from 2020 to 2025.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has fallen 1% since 2020, reaching 37,838 in 2024.

Permit activity has risen for 4 consecutive years.

At 1.2 permitted units per 1,000 residents, building activity is below the median for measured US cities.

Units permitted
47
12 months ending July 2026
Per 1,000 residents
1.2
Bottom 36% nationally
Year over year
+124%
vs the prior twelve months
Multifamily share
23.4%
units in 5+ unit buildings
Population, annual estimates
2020202120222023202438k38k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population.
Housing units permitted per year
202020212022202320242025180.0
Annual totals from the Census Building Permits Survey. Permitting in 2025 was higher than 2020 (+500%).

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 85°F and January a low of 16°F.

Normal annual precipitation is 45.2 inches.

Air quality measures a median index of 37, in the Good band, and about 2 days a year pass 100, the threshold at which the air is unhealthy for sensitive groups.

0°20°40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station WESTFIELD BARNES MUNI AP, 5.3 miles from this location.
Precipitation
JFMAMJJASOND4.7"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index58.02024 calendar year
Annual precipitation45.2"1991-2020 Normals
Average January low16°F1991-2020 Normals
Average July high85°F1991-2020 Normals
Comfortable months51991-2020 Normals
Days above AQI 10022024 calendar year
Median air quality index37.02024 calendar year
Seasonal temperature swing48°F1991-2020 Normals
Air quality
Median air quality index
37
Good on a typical day
Worst tenth of days
58
90th percentile index
Days above 100
2
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today. Air quality is measured rather than modelled, by EPA monitors, and published by county only where a monitor sits — roughly half the counties AreaProfile publishes have one, and the rest show nothing rather than an estimate. Air masses are regional, so a county reading describes the air over a place reasonably well, but it is still the county reading.

Physical risk

60 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, hurricane and earthquake.

Inland floodingModerate
Ice stormModerate
HurricaneElevated
EarthquakeModerate
Heat waveModerate
TornadoModerate
DroughtModerate

Low or minimal exposure: strong wind, cold wave, winter weather, hail, lightning, landslide, wildfire, avalanche.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Hampden County records 3.9 homicide deaths per 100,000 residents a year, near the middle of counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 6.7 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 26.1 per 100,000 residents in Hampden County.

Homicide
3.9
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
6.7
per 100,000 residents · under 10 deaths
Drug overdose
26.1
per 100,000 residents · under 10 deaths
Suicide
10.2
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Hampden County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around Holyoke rather than Holyoke itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

7 major airports lie within 100 miles, the nearest 5 miles away.

AirportCodeDistanceLongest runway
Westfield-Barnes RgnlBAF5 mi9,000 ft
Bradley IntlBDL19 mi9,510 ft
Albany IntlALB70 mi8,500 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
51
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Other cities in Springfield, MA

Same metropolitan area, measured the same way
CityCountyPopulationArea ScoreCompare
SpringfieldHampden County154,74948vs Holyoke
ChicopeeHampden County55,29556vs Holyoke
WestfieldHampden County40,37864vs Holyoke
West Springfield TownHampden County28,77260vs Holyoke
Agawam TownHampden County28,53965vs Holyoke
LongmeadowHampden County15,696vs Holyoke
Palmer TownHampden County12,38160vs Holyoke

Every city here is measured on the same scale from the same source releases, so the comparison is like for like. A higher Area Score reflects AreaProfile’s standardized weighting rather than a judgment about which is the better place to live.

Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar yearAnnually, once a calendar year is complete

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

ZIP codes in Holyoke

1 published ZIP profiles
ZIPPopulationMedian household incomeArea Score
0104037,813$53,60550