Bluffton, Indiana

Area Profile

10,529 residents. Public schools, jobs, income, housing cost, climate and natural-hazard risk for Bluffton, in Wells County.

Area Score unavailable

Missing required signal: growth. AreaProfile withholds a score rather than inferring the missing dimensions.

How we calculate this

How this area ranks
OpportunityTop 17% of 3,904 published cities73
SchoolsTop 35% of 2,668 published cities63
Housing affordabilityTop 8% of 4,223 published cities100
Climate3314th of 4,223 published cities62
Physical resilienceTop 30% of 4,182 published cities76
Access3999th of 4,226 published cities56
Economic stabilityTop 41% of 4,226 published cities65
The quick read

Bluffton ranks in the top 17% of published city profiles for employment opportunity, with unemployment at 2.9% and median household income of $57,539.

In the public schools here, 45% of students met the state standard in mathematics, with 14.2 students for every teacher.

Housing is more affordable relative to local incomes than in most published city profiles: rent takes 15% of median household income and the median home is 2.6 times it.

At a glance

Population
10,529
2024 ACS 5-Year
Median household income
$57,539
Bottom 35% nationally
Density
1,235/sq mi
8.5 sq mi of land
Median age
38.9
2024 ACS 5-Year
County
Wells County
Indiana
Metro area
Fort Wayne, IN
Nearest major airport
DAY
77 mi · James M Cox Dayton Intl
Median home value
$149,600
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 2.9% is lower than 97% of the 3,904 measured US cities.

Employment grew 1.0% over the past year, to 15,265 employed residents.

MetricValueCompared with peersSource period
Median household income ±$5,274$57,539Bottom 35%2024 ACS 5-Year
Per capita income ±$2,814$32,779Bottom 47%2024 ACS 5-Year
Poverty rate9.5%Bottom 44%2024 ACS 5-Year
Average commute20.3 minBottom 18%2024 ACS 5-Year
Bachelor's degree or higher17.7%Bottom 42%2024 ACS 5-Year
Employment15,265Bottom 15%June 2026
Employment change (3 years)3.2%Top 13%June 2026
Employment change (year over year)1.0%Top 12%June 2026
Labor force15,713Bottom 14%June 2026
Labor force participation66.5%Top 29%2024 ACS 5-Year
Mean annual wage$59,610Bottom 13%2025 OEWS
Median annual wage$47,700Bottom 21%2025 OEWS
Unemployment change (year over year)-0.2%Bottom 35%June 2026
Unemployment rate2.9%Bottom 3%June 2026
Median household income, successive ACS releases
202120222023202458k53k
Each point is a separate five-year estimate, most recently $57,539 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Fort Wayne, IN
OccupationPeople employedMedian annual wage
Miscellaneous Assemblers and Fabricators8,260$48,120
Fast Food and Counter Workers6,900$28,360
Registered Nurses6,450$79,630
Retail Salespersons5,860$31,200
Laborers and Freight, Stock, and Material Movers, Hand5,800$37,860
Home Health and Personal Care Aides4,840$35,090

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics publishes city-level labor data only for places of 25,000 or more. This is the figure for Wells County, IN, which contains this city.

45% of students met the state standard in mathematics and 41% in reading, across the schools here that reported results.

There are 14.2 students for every full-time teacher, fewer than in most measured places.

Public schools
4
2024-25 school year
Students per teacher
14.2
across all schools here
Math proficiency
45.3%
Top 33% in Indiana
Reading proficiency
41.2%
Top 44% in Indiana
SchoolDistrictStudentsPer teacherMathReading
Bluffton-Harrison Elementary SchMSD Bluffton-Harrison75015.045%40%
Bluffton-Harrison Middle SchoolMSD Bluffton-Harrison55614.337%39%
Lancaster Central SchoolNorwell Community Schools53314.855%45%
Bluffton High SchoolMSD Bluffton-Harrison50712.7

49.1% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Indiana’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $732 takes 15% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 2.6 times median household income here, close to the historic benchmark for an affordable market.

Rent as a share of income
15.3%
Below the 30% cost-burdened threshold
Home price to income
2.6×
median home value ÷ median income
Median gross rent
$732
2024 ACS 5-Year
Median home value
$149,600
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income2.60Bottom 41%2024 ACS 5-Year
Homeownership rate62.0%Bottom 23%2024 ACS 5-Year
Housing units ±2174,807Top 12%2024 ACS 5-Year
Median gross rent ±$157$732Bottom 19%2024 ACS 5-Year
Median home value ±$13,049$149,600Bottom 37%2024 ACS 5-Year
Rent as a share of income15.3%Bottom 26%2024 ACS 5-Year
Vacancy rate5.3%Bottom 30%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →

Population has grown 2% since 2020, reaching 10,556 in 2024.

Population is still rising, but more slowly than in the preceding year.

Population, annual estimates
2020202120222023202411k10k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population.

No building-permit activity is published for this location by the Census Building Permits Survey.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 84°F and January a low of 18°F.

Normal annual precipitation is 39.5 inches, including 33.6 inches of snow.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station FT WAYNE INTL AP, 15.8 miles from this location.
Precipitation
JFMAMJJASOND4.6"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation39.5"1991-2020 Normals
Annual snowfall33.6"1991-2020 Normals
Average January low18°F1991-2020 Normals
Average July high84°F1991-2020 Normals
Comfortable months51991-2020 Normals
Seasonal temperature swing48°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

76 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are tornado, heat wave and cold wave.

Overall hazard risk is lower than 90% of measured US cities.

TornadoHigh
EarthquakeElevated
Heat waveModerate
HailModerate
Cold waveModerate
LightningModerate

Low or minimal exposure: strong wind, inland flooding, drought, hurricane, landslide, ice storm, winter weather, wildfire.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Wells County records 3.6 homicide deaths per 100,000 residents a year, near the middle of counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 11.7 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 11.3 per 100,000 residents in Wells County.

Homicide
3.6
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
11.7
per 100,000 residents · under 10 deaths
Drug overdose
11.3
per 100,000 residents · under 10 deaths
Suicide
13.8
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Wells County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around Bluffton rather than Bluffton itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

4 major airports lie within 100 miles, the nearest 77 miles away.

AirportCodeDistanceLongest runway
James M Cox Dayton IntlDAY77 mi8,502 ft
South Bend IntlSBN89 mi8,412 ft
Eugene F Kranz Toledo ExpressTOL92 mi10,600 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Other cities in Fort Wayne, IN

Same metropolitan area, measured the same way
CityCountyPopulationArea ScoreCompare
Fort WayneAllen County268,589vs Bluffton
New HavenAllen County15,698vs Bluffton
HuntertownAllen County11,379vs Bluffton

Every city here is measured on the same scale from the same source releases, so the comparison is like for like. A higher Area Score reflects AreaProfile’s standardized weighting rather than a judgment about which is the better place to live.

Compare

Put Bluffton side by side with a similar place.

Bluffton vs AuburnBluffton vs CarrollBluffton vs MarshfieldBluffton vs Oskaloosa

Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

ZIP codes in Bluffton

1 published ZIP profiles
ZIPPopulationMedian household incomeArea Score
4671415,734$66,441