AreaProfile

96817Urban Honolulu, Hawaii

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 96817.

Area Score unavailable

Missing required signals: opportunity, growth. AreaProfile withholds a score rather than inferring the missing dimensions.

How we calculate this

How this area ranks
Housing affordability701st of 800 published ZIP areas44
ClimateTop 7% of 779 published ZIP areas100
Physical resilience671st of 800 published ZIP areas21
Access445th of 779 published ZIP areas95
Economic stability655th of 800 published ZIP areas42
The quick read

Housing costs more relative to local incomes than in most published city profiles, with rent taking 23% of median household income.

Physical-risk exposure is above the national median, driven mainly by inland flooding, earthquake and tsunami.

A major airport is 7 miles away, giving the area unusually direct access to the national air network.

At a glance

Population
55,492
2024 ACS 5-Year
Median household income
$75,476
Top 44% nationally
Density
5,966/sq mi
9.3 sq mi of land
Median age
45.8
2024 ACS 5-Year
City
Urban Honolulu
Hawaii
Metro area
Urban Honolulu, HI
Nearest major airport
HNL
7 mi · Daniel K Inouye Intl
Median home value
$916,100
2024 ACS 5-Year

Jobs & opportunity

MetricValueCompared with peersSource period
Median household income ±$3,562$75,476Top 44%2024 ACS 5-Year
Per capita income ±$3,248$42,251Top 33%2024 ACS 5-Year
Poverty rate16.8%Top 26%2024 ACS 5-Year
Average commute25.5 minBottom 38%2024 ACS 5-Year
Bachelor's degree or higher31.1%Top 32%2024 ACS 5-Year
Labor force participation59.1%Bottom 44%2024 ACS 5-Year
Mean annual wage$71,940Top 26%2025 OEWS
Median annual wage$57,220Top 19%2025 OEWS
Median household income, successive ACS releases
202120222023202475k67k
Each point is a separate five-year estimate, most recently $75,476 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Urban Honolulu, HI
OccupationPeople employedMedian annual wage
Fast Food and Counter Workers17,240$35,080
Retail Salespersons12,810$37,400
Registered Nurses9,680$139,260
General and Operations Managers9,430$113,940
Office Clerks, General8,820$41,600
Waiters and Waitresses8,550$60,250

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

Housing & affordability

How it’s calculated →

Median rent of $1,445 takes 23% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 12.1 times median household income here, well above the historic benchmark, at a level conventionally described as seriously unaffordable.

Rent as a share of income
23.0%
Below the 30% cost-burdened threshold
Home price to income
12.1×
median home value ÷ median income
Median gross rent
$1,445
2024 ACS 5-Year
Median home value
$916,100
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income12.14Top 1%2024 ACS 5-Year
Homeownership rate44.6%Bottom 7%2024 ACS 5-Year
Housing units ±66421,426Top 3%2024 ACS 5-Year
Median gross rent ±$77$1,445Top 24%2024 ACS 5-Year
Median home value ±$54,232$916,100Top 3%2024 ACS 5-Year
Rent as a share of income23.0%Top 21%2024 ACS 5-Year
Vacancy rate7.6%Bottom 36%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →

No building-permit activity is published for this location by the Census Building Permits Survey.

Weather & climate

12 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 83°F and January a low of 68°F.

Normal annual precipitation is 27.8 inches.

60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station KANEOHE BAY MCAS, 7.0 miles from this location.
Precipitation
JFMAMJJASOND3.7"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation27.8"1991-2020 Normals
Annual snowfall0.0"1991-2020 Normals
Average January low68°F1991-2020 Normals
Average July high83°F1991-2020 Normals
Comfortable months121991-2020 Normals
Seasonal temperature swing7°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

21 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, earthquake and tsunami.

Inland floodingHigh
WildfireElevated
EarthquakeModerate
TsunamiHigh

Low or minimal exposure: lightning, landslide, coastal flooding, hurricane, ice storm, tornado, drought, hail, strong wind.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

Taxes

AreaProfile does not yet publish tax comparisons. No tax dataset has met the source admission test for coverage, methodology transparency and update cadence, and the product rule is to omit a dimension rather than estimate it. The Area Score is calculated without a tax component and the weighting is documented on the methodology page.

Nothing on AreaProfile is individualized tax advice.

Access

2 major airports lie within 100 miles, the nearest 7 miles away.

AirportCodeDistanceLongest runway
Daniel K Inouye IntlHNL7 mi12,360 ft
Kalaeloa (John Rodgers Fld)JRF16 mi8,365 ft
Hilo IntlITO212 mi9,803 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)

Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

96817 vs Urban Honolulu

How this ZIP area compares with Urban Honolulu as a whole. Both figures come from the same ACS release, so the comparison is like for like.

96817
Urban Honolulu
Median household income
$75,476
vs
$86,504
Per capita income
$42,251
vs
$49,569
Population density
5,966/sq mi
vs
5,699/sq mi
Median home value
$916,100
vs
$843,400
Median gross rent
$1,445
vs
$1,823
Homeownership rate
44.6%
vs
48.9%
Bachelor's degree or higher
31.1%
vs
41.5%
Poverty rate
16.8%
vs
11.9%
Median age
45.8
vs
43.0

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.