34655 — Trinity, Florida

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 34655. Its median household income runs 25% below Trinity as a whole, which is why this ZIP carries a profile of its own.

57out of 100
Area Score
Bottom 45% of 3,113 profiles measured

How we calculate this

How this area ranks

Data updated · 14 sources
Opportunity1,957th of 3,116 ZIP areas measured48
SchoolsTop 14% of 3,047 ZIP areas measured78
GrowthTop 13% of 3,124 ZIP areas measured71
Housing affordability2,610th of 3,112 ZIP areas measured48
ClimateTop 12% of 3,127 ZIP areas measured81
Physical resilience2,802nd of 3,127 ZIP areas measured18
AccessTop 42% of 3,127 ZIP areas measured94
Economic stabilityTop 30% of 3,127 ZIP areas measured66
The quick read

Unemployment is 5.2% and median household income $85,470, putting employment conditions in the middle range of ZIP areas measured. The unemployment rate is published for Trinity, FL, which contains 34655, rather than for 34655 alone.

Public schools test above most of the state: 75% of students met the mathematics standard, placing the area in the top 14% of published profiles for schools.

Development activity is both elevated and accelerating — 8,261 housing units permitted over the past twelve months, up 19% on the prior year. The permit count and 1 other measure here are published for Trinity, FL, which contains 34655, rather than for 34655 alone.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
49,964
2024 ACS 5-Year
Median household income
$85,470
Top 31% nationally
Density
1,852/sq mi
27 sq mi of land
Median age
45.4
2024 ACS 5-Year
City
Trinity
Florida
Nearest major airport
TPA
18 mi · Tampa Intl
Median home value
$380,200
2024 ACS 5-Year

Jobs & opportunity

Unemployment across Trinity, FL, which contains 34655, is 5.2% — higher than in all but 21% of the 3,127 measured US ZIP areas.

Employment across Trinity, FL, which contains 34655, fell 1.0% over the past year, to 284,062 employed residents.

37% of adults hold a four-year degree, higher than 77% of measured US ZIP areas.

MetricValueCompared nationallySource period
Income of new arrivalsPasco County, FL’s figurefiling years 2022–2023$76,45564th percentileof 2,996filing years 2022–2023
Income of those who leftPasco County, FL’s figurefiling years 2022–2023$62,28535th percentileof 2,996filing years 2022–2023
Median household income ±$6,9502024 ACS 5-Year$85,470Top 31%of 31,0492024 ACS 5-Year
Per capita income ±$2,1512024 ACS 5-Year$44,835Top 28%of 32,8222024 ACS 5-Year
Poverty rate ±2%2024 ACS 5-Year8.6%Top 41%of 32,8462024 ACS 5-Year
Average commute ±1.7 min2024 ACS 5-Year33.9 minBottom 21%of 32,8872024 ACS 5-Year
Bachelor's degree or higher ±3%2024 ACS 5-Year37.5%Top 23%of 33,1932024 ACS 5-Year
Drove alone to work ±4%2024 ACS 5-Year67.2%24th percentileof 32,7982024 ACS 5-Year
EmploymentTrinity, FL’s figureJuly 2026284,062Top 15%of 3,127July 2026
Employment change (3 years)Trinity, FL’s figureJuly 20260.0%Top 49%of 3,127July 2026
Employment change (year over year)Trinity, FL’s figureJuly 2026−1.0%Bottom 43%of 3,127July 2026
Labor forceTrinity, FL’s figureJuly 2026299,56085th percentileof 3,127July 2026
Labor force participation ±2%2024 ACS 5-Year81.7%Top 35%of 32,8832024 ACS 5-Year
Mean annual wageTampa-St. Petersburg-Clearwater, FL Metro Area’s figure2025 OEWS$66,490Bottom 49%of 2,7602025 OEWS
Median annual wageTampa-St. Petersburg-Clearwater, FL Metro Area’s figure2025 OEWS$48,940Bottom 41%of 2,7602025 OEWS
Public transit to work ±0.0%2024 ACS 5-Year0.0%60th percentileof 32,7982024 ACS 5-Year
Unemployment change (year over year)Trinity, FL’s figureJuly 2026+0.8%Bottom 8%of 3,127July 2026
Unemployment rateTrinity, FL’s figureJuly 20265.2%Bottom 21%of 3,127July 2026
Worked from home ±3%2024 ACS 5-Year21.7%87th percentileof 32,7982024 ACS 5-Year

Median household income, successive ACS releases

202120222023202485k72k
Each point is a separate five-year estimate, most recently $85,470 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

Largest occupations — Tampa-St. Petersburg-Clearwater, FL

OccupationPeople employedMedian annual wage
Retail Salespersons45,130$33,790
Registered Nurses38,720$85,470
General and Operations Managers35,700$103,670
Customer Service Representatives34,150$42,660
Fast Food and Counter Workers33,910$29,260
Cashiers25,820$30,290

Searches the 40 largest occupations here that have a published wage.

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Trinity, FL, the city containing this ZIP code.

75% of students met the state standard in mathematics and 71% in reading, across the schools here that reported results.

There are 17.8 students for every full-time teacher across 8 public schools, more than in most measured places.

Public schools
8
2024-25 school year
Students per teacher
17.8
across all schools here
Math proficiency
75.2%
Top 9% in Florida
Reading proficiency
71.3%
Top 10% in Florida
All 8 public schools on record, largest first.
SchoolDistrictStudentsPer teacherMathReading
James W. Mitchell High SchoolPASCO2,20121.870%69%
Seven Springs Middle SchoolPASCO1,49819.782%73%
Odessa Elementary SchoolPASCO98415.688%80%
Trinity Oaks Elementary SchoolPASCO63916.078%72%
Longleaf Elementary SchoolPASCO60114.380%77%
Trinity Elementary SchoolPASCO54016.485%83%
Seven Springs Elementary SchoolPASCO46915.646%49%
Athenian Academy of Technology and the Arts · charterPASCO40414.457%57%

27.3% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against Florida’s own standard, so it is ranked within state. How to read school figures.

Prices for everything a household buys run about 2% above the national average — the Bureau of Economic Analysis index reads 102.5, against 100 for the nation. Nationally, housing drives most of the spread between places in this index; other goods vary far less.

The Federal Housing Finance Agency’s house price index for the Tampa, FL Metropolitan Division is up 48% over five years, and up 1.1% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $2,788 a year in real estate taxes, about 0.73% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $2,220, some 24% above the $1,793 tenants already here pay.

At HUD’s Fair Market Rent of $2,220 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $88,800 a year, about 104% of the median household income here of $85,470.

The typical renter household here spends 38% of its income on rent, above the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $1,793 a month.

A median home at $380,200 costs 3.9 times the median income of its owner-occupied households, $96,790, above the historic benchmark of about 3 times income.

Cost of living
102.5

Prices here run about 2% above the national average. The spread between places is driven mostly by housing — goods vary far less — and this excludes taxes.

Published for the Tampa-St. Petersburg-Clearwater, FL Metro Area as a whole. Prices are regional — people shop, commute and rent across a metropolitan area rather than within a city boundary — so this describes the cost of living around this place better than a figure drawn to its own limits would.

Rent as a share of income
37.7%
Above the 30% cost-burdened threshold
Home price to income
3.9×
median home value ÷ owner household income
Market rent, two bedroom
$2,220
what a new lease costs · FY2026
Median gross rent
$1,793
what tenants now pay · 2024 ACS 5-Year
Median home value
$380,200
2024 ACS 5-Year

The figures above are measured against 34655’s median household income of $85,470, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Cost of living indexthe Tampa-St. Petersburg-Clearwater, FL Metro Area’s figure2023102.5Bottom 37%of 2,7372023
Home price change (1 year)the Tampa, FL Metropolitan Division’s figure2026 Q2+1.1%23rd percentileof 3,0712026 Q2
Home price change (5 years)the Tampa, FL Metropolitan Division’s figure2026 Q2+47.8%68th percentileof 3,0712026 Q2
Home price change (10 years)the Tampa, FL Metropolitan Division’s figure2026 Q2+137.4%97th percentileof 3,0712026 Q2
Home price to income ±0.32024 ACS 5-Year3.9Bottom 19%of 29,2752024 ACS 5-Year
Homeownership rate ±3%2024 ACS 5-Year76.5%44th percentileof 32,7502024 ACS 5-Year
Housing units ±8532024 ACS 5-Year20,91597th percentileof 33,4602024 ACS 5-Year
Market rent, one bedroomFY2026$1,900Bottom 17%of 3,031FY2026
Market rent, three bedroomFY2026$2,840Bottom 19%of 3,031FY2026
Market rent, two bedroomFY2026$2,220Bottom 17%of 3,031FY2026
Median gross rent ±$512024 ACS 5-Year$1,793Bottom 12%of 26,3962024 ACS 5-Year
Median home value ±$11,0512024 ACS 5-Year$380,20078th percentileof 30,8122024 ACS 5-Year
Median property taxes ±$1222024 ACS 5-Year$2,78867th percentileof 28,9352024 ACS 5-Year
Owner household income ±$7,4092024 ACS 5-Year$96,790Top 33%of 29,8022024 ACS 5-Year
Property tax rate ±0.04%2024 ACS 5-Year0.73%36th percentileof 24,0992024 ACS 5-Year
Rent as a share of income ±4%2024 ACS 5-Year37.7%Bottom 12%of 26,2472024 ACS 5-Year
Seasonal and second homes ±2702024 ACS 5-Year61095th percentileof 33,7722024 ACS 5-Year
Second homes2024 ACS 5-Year2.9%64th percentileof 32,9612024 ACS 5-Year
Vacancy rate2024 ACS 5-Year3.2%22nd percentileof 32,7882024 ACS 5-Year
Vacant housing units ±3582024 ACS 5-Year1,28391st percentileof 33,7722024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures and the cost-of-living index.

Development Momentum

71/ 100
Top 13% of 3,124 published ZIP profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

At 13.5 permitted units per 1,000 residents, building activity is above the median for measured US ZIP areas. The permit rate is published for Trinity, FL, which contains 34655, rather than for 34655 alone.

Units permitted
8,261
12 months ending July 2026
Per 1,000 residents
13.5
Top 7% nationally
Year over year
+19%
vs the prior twelve months
Multifamily share
22.2%
units in 5+ unit buildings

People moving in and out

Net migration
+3.8%
of residents, in a year
Arrivals from another state
39%
of people moving in
Income of arrivals
$76,455
average per tax return
Income of those who left
$62,285
average per tax return

Where newcomers came from

  1. Hillsborough County, FL 15,086 people · 29% of arrivals
  2. Pinellas County, FL 6,976 people · 13% of arrivals
  3. Hernando County, FL 2,229 people · 4.3% of arrivals
  4. Polk County, FL 889 people · 1.7% of arrivals
  5. Miami-Dade County, FL 670 people · 1.3% of arrivals

Where people who left went

  1. Hillsborough County, FL 6,980 people · 21% of departures
  2. Hernando County, FL 3,811 people · 11% of departures
  3. Pinellas County, FL 3,407 people · 10% of departures
  4. Polk County, FL 899 people · 2.7% of departures
  5. Citrus County, FL 700 people · 2.1% of departures

Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. This is the figure for Pasco County, FL. IRS Statistics of Income, filing years 2022–2023.

The Building Permits Survey is not published for ZIP areas. This is the figure for Trinity, FL, the city containing this ZIP code.

Weather & climate

8 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 91°F and January a low of 53°F.

Normal annual precipitation is 49.5 inches.

40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station TAMPA INTL AP, 18.6 miles from this location.

Precipitation

JFMAMJJASOND9.0"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index2024 calendar year502024 calendar year
Annual precipitation1991-2020 Normals49.5"1991-2020 Normals
Annual snowfall1991-2020 Normals0.0"1991-2020 Normals
Average January low1991-2020 Normals53°F1991-2020 Normals
Average July high1991-2020 Normals91°F1991-2020 Normals
Comfortable months1991-2020 Normals81991-2020 Normals
Days above AQI 1002024 calendar year02024 calendar year
Median air quality index2024 calendar year392024 calendar year
Seasonal temperature swing1991-2020 Normals22°F1991-2020 Normals

Air quality

Median air quality index
39
Good on a typical day
Worst tenth of days
50
90th percentile index
Days above 100
0
unhealthy for sensitive groups

Climate figures are thirty-year normals, not current conditions. Air quality is measured by EPA monitors and published by county only where a monitor sits; a county without one shows nothing rather than an estimate, and a county reading is still the county’s. How to read climate and air quality.

Physical risk

18 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are hurricane, inland flooding and tornado, with hurricane alone responsible for 39% of it. Inland flooding and tornado are independently rated low or minimal nationally, so this describes how the loss is composed, not how large those hazards are.

HurricaneElevated
WildfireModerate
Coastal floodingModerate
Cold waveModerate

Low or minimal exposure: tornado, lightning, inland flooding, heat wave, strong wind, earthquake, landslide, hail, drought, winter weather, tsunami, volcanic activity, ice storm, avalanche.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offenses — they say nothing about burglary, theft or assault.

Homicide
2.1
per 100,000 residents
Firearm deaths, all intents
13.6
per 100,000 residents
Drug overdose
22.9
per 100,000 residents
Suicide
21.5
per 100,000 residents

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.

Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around 34655 (Pasco County) rather than 34655 itself. They are shown and not scored. How to read death rates.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Reported crime
Offenses reported to police are published by department rather than by town, so AreaProfile shows a rate only on city profiles, and only where that city’s department submitted every month of a year. A ZIP area is not a jurisdiction, so no department reports for one. Trinity carries the figure where its department reported a full year. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. The cost-of-living index above is a price level for all consumption, not a household budget, and it excludes taxes. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

6 major airports lie within 100 miles, the nearest Tampa Intl at 18 miles.

MetricValueCompared nationallySource period
Broadband access ±1%2024 ACS 5-Year94.5%Top 22%of 32,6632024 ACS 5-Year
Distance to major airportNASR current cycle18 miTop 50%of 3,127NASR current cycle
Major airports within 100 milesNASR current cycle6Top 26%of 3,127NASR current cycle
No internet access ±1.0%2024 ACS 5-Year2.5%Top 17%of 32,6632024 ACS 5-Year
AirportCodeDistanceLongest runway
Tampa IntlTPA18 mi11,002 ft
St Pete-Clearwater IntlPIE21 mi9,730 ft
Lakeland Linder IntlLAL42 mi8,500 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
57
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Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
Demographics, IncomeInternal Revenue Service, Statistics of Income Division
U.S. Population Migration Data (county to county)
filing years 2022–2023
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
HousingU.S. Bureau of Economic Analysis
Regional price parities and county personal income
2023
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWS
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
SafetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
March 2025 to February 2026; May 2025 to April 2026
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar year
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

34655 vs Trinity

How this ZIP area compares with Trinity as a whole. Both figures come from the same ACS release, so the comparison is like for like — a gap here is a real difference between the two places, not two surveys disagreeing.

34655
Trinity
Median household income: Trinity is the more favorable of the two.
Median household income
$85,470
vs
$113,580
Per capita income: Trinity is the more favorable of the two.
Per capita income
$44,835
vs
$50,497
Population density
1,852/sq mi
vs
3,056/sq mi
Median home value
$380,200
vs
$459,800
Median gross rent: 34655 is the more favorable of the two.
Median gross rent
$1,793
vs
$2,451
Homeownership rate
76.5%
vs
85.7%
Bachelor's degree or higher: Trinity is the more favorable of the two.
Bachelor's degree or higher
37.5%
vs
49.6%
Poverty rate: 34655 is the more favorable of the two.
Poverty rate
8.6%
vs
9.2%
Median age
45.4
vs
42.5

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.