34609 — Spring Hill, Florida

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 34609. Its median household income runs 16% above Spring Hill as a whole, which is why this ZIP carries a profile of its own.

52out of 100
Area Score
Bottom 26% of 3,113 profiles measured

How we calculate this

How this area ranks

Data updated · 13 sources
Opportunity2,558th of 3,116 ZIP areas measured38
SchoolsTop 37% of 3,047 ZIP areas measured60
GrowthTop 40% of 3,124 ZIP areas measured56
Housing affordability1,866th of 3,112 ZIP areas measured64
ClimateTop 7% of 3,127 ZIP areas measured86
Physical resilience2,854th of 3,127 ZIP areas measured15
Access2,239th of 3,127 ZIP areas measured84
Economic stability1,806th of 3,127 ZIP areas measured50
The quick read

Employment conditions sit below most comparable ZIP areas measured: unemployment is 5.6% and the Opportunity signal places 34609 in the bottom 18%. The unemployment rate is published for Spring Hill, FL, which contains 34609, rather than for 34609 alone.

In the public schools here, 63% of students met the state standard in mathematics, with 18.2 students for every teacher.

Residential permitting has slowed: 1,905 units authorized over the past twelve months, 23% below the prior year. The permit count and 1 other measure here are published for Spring Hill, FL, which contains 34609, rather than for 34609 alone.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
47,257
2024 ACS 5-Year
Median household income
$79,442
Top 38% nationally
Density
2,130/sq mi
22.2 sq mi of land
Median age
44.9
2024 ACS 5-Year
City
Spring Hill
Florida
Nearest major airport
TPA
35 mi · Tampa Intl
Median home value
$317,200
2024 ACS 5-Year

Jobs & opportunity

Unemployment across Spring Hill, FL, which contains 34609, is 5.6% — higher than in all but 13% of the 3,127 measured US ZIP areas.

Employment across Spring Hill, FL, which contains 34609, fell 0.9% over the past year, to 85,448 employed residents.

MetricValueCompared nationallySource period
Income of new arrivalsHernando County, FL’s figurefiling years 2022–2023$61,47437th percentileof 2,996filing years 2022–2023
Income of those who leftHernando County, FL’s figurefiling years 2022–2023$50,1219th percentileof 2,996filing years 2022–2023
Median household income ±$4,3682024 ACS 5-Year$79,442Top 38%of 31,0492024 ACS 5-Year
Per capita income ±$1,8422024 ACS 5-Year$35,379Bottom 46%of 32,8222024 ACS 5-Year
Poverty rate ±2%2024 ACS 5-Year9.8%Top 48%of 32,8462024 ACS 5-Year
Average commute ±1.7 min2024 ACS 5-Year30.9 minBottom 34%of 32,8872024 ACS 5-Year
Bachelor's degree or higher ±2%2024 ACS 5-Year23.6%Top 49%of 33,1932024 ACS 5-Year
Drove alone to work ±3%2024 ACS 5-Year72.0%36th percentileof 32,7982024 ACS 5-Year
EmploymentSpring Hill, FL’s figureJuly 202685,448Top 34%of 3,127July 2026
Employment change (3 years)Spring Hill, FL’s figureJuly 2026−1.4%Bottom 35%of 3,127July 2026
Employment change (year over year)Spring Hill, FL’s figureJuly 2026−0.9%Bottom 46%of 3,127July 2026
Labor forceSpring Hill, FL’s figureJuly 202690,49466th percentileof 3,127July 2026
Labor force participation ±2%2024 ACS 5-Year75.4%Bottom 39%of 32,8832024 ACS 5-Year
Mean annual wageTampa-St. Petersburg-Clearwater, FL Metro Area’s figure2025 OEWS$66,490Bottom 49%of 2,7602025 OEWS
Median annual wageTampa-St. Petersburg-Clearwater, FL Metro Area’s figure2025 OEWS$48,940Bottom 41%of 2,7602025 OEWS
Public transit to work ±0.4%2024 ACS 5-Year0.3%68th percentileof 32,7982024 ACS 5-Year
Unemployment change (year over year)Spring Hill, FL’s figureJuly 2026+0.8%Bottom 8%of 3,127July 2026
Unemployment rateSpring Hill, FL’s figureJuly 20265.6%Bottom 13%of 3,127July 2026
Worked from home ±3%2024 ACS 5-Year18.4%81st percentileof 32,7982024 ACS 5-Year

Median household income, successive ACS releases

202120222023202479k63k
Each point is a separate five-year estimate, most recently $79,442 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

Largest occupations — Tampa-St. Petersburg-Clearwater, FL

OccupationPeople employedMedian annual wage
Retail Salespersons45,130$33,790
Registered Nurses38,720$85,470
General and Operations Managers35,700$103,670
Customer Service Representatives34,150$42,660
Fast Food and Counter Workers33,910$29,260
Cashiers25,820$30,290

Searches the 40 largest occupations here that have a published wage.

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Spring Hill, FL, the city containing this ZIP code.

63% of students met the state standard in mathematics and 63% in reading, across the schools here that reported results.

There are 18.2 students for every full-time teacher across 7 public schools, more than in most measured places.

Public schools
7
2024-25 school year
Students per teacher
18.2
across all schools here
Math proficiency
63.1%
Top 34% in Florida
Reading proficiency
62.6%
Top 27% in Florida
All 7 public schools on record, largest first.
SchoolDistrictStudentsPer teacherMathReading
Frank W. Springstead High SchoolHERNANDO1,85321.854%59%
Challenger K-8 School of Science and MathHERNANDO1,45616.291%86%
Powell Middle SchoolHERNANDO1,04118.959%55%
Suncoast Elementary SchoolHERNANDO96717.953%51%
John D. Floyd Elementary SchoolHERNANDO92016.455%55%
Spring Hill Elementary SchoolHERNANDO82918.062%62%
Pace Center for GirlsHERNANDO205.010%35%

49.5% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against Florida’s own standard, so it is ranked within state. How to read school figures.

Prices for everything a household buys run about 2% above the national average — the Bureau of Economic Analysis index reads 102.5, against 100 for the nation. Nationally, housing drives most of the spread between places in this index; other goods vary far less.

The Federal Housing Finance Agency’s house price index for the Tampa, FL Metropolitan Division is up 48% over five years, and up 1.1% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $2,302 a year in real estate taxes, about 0.73% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $2,020, some 13% above the $1,791 tenants already here pay.

At HUD’s Fair Market Rent of $2,020 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $80,800 a year, about 102% of the median household income here of $79,442.

The typical renter household here spends 30% of its income on rent, at the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $1,791 a month.

A median home at $317,200 costs 3.9 times the median income of its owner-occupied households, $81,652, above the historic benchmark of about 3 times income.

Cost of living
102.5

Prices here run about 2% above the national average. The spread between places is driven mostly by housing — goods vary far less — and this excludes taxes.

Published for the Tampa-St. Petersburg-Clearwater, FL Metro Area as a whole. Prices are regional — people shop, commute and rent across a metropolitan area rather than within a city boundary — so this describes the cost of living around this place better than a figure drawn to its own limits would.

Rent as a share of income
29.5%
Below the 30% cost-burdened threshold
Home price to income
3.9×
median home value ÷ owner household income
Market rent, two bedroom
$2,020
what a new lease costs · FY2026
Median gross rent
$1,791
what tenants now pay · 2024 ACS 5-Year
Median home value
$317,200
2024 ACS 5-Year

The figures above are measured against 34609’s median household income of $79,442, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Cost of living indexthe Tampa-St. Petersburg-Clearwater, FL Metro Area’s figure2023102.5Bottom 37%of 2,7372023
Home price change (1 year)the Tampa, FL Metropolitan Division’s figure2026 Q2+1.1%23rd percentileof 3,0712026 Q2
Home price change (5 years)the Tampa, FL Metropolitan Division’s figure2026 Q2+47.8%68th percentileof 3,0712026 Q2
Home price change (10 years)the Tampa, FL Metropolitan Division’s figure2026 Q2+137.4%97th percentileof 3,0712026 Q2
Home price to income ±0.32024 ACS 5-Year3.9Bottom 20%of 29,2752024 ACS 5-Year
Homeownership rate ±2%2024 ACS 5-Year83.7%64th percentileof 32,7502024 ACS 5-Year
Housing units ±6452024 ACS 5-Year18,85396th percentileof 33,4602024 ACS 5-Year
Market rent, one bedroomFY2026$1,730Bottom 24%of 3,031FY2026
Market rent, three bedroomFY2026$2,580Bottom 26%of 3,031FY2026
Market rent, two bedroomFY2026$2,020Bottom 25%of 3,031FY2026
Median gross rent ±$1102024 ACS 5-Year$1,791Bottom 12%of 26,3962024 ACS 5-Year
Median home value ±$8,0832024 ACS 5-Year$317,20070th percentileof 30,8122024 ACS 5-Year
Median property taxes ±$1442024 ACS 5-Year$2,30257th percentileof 28,9352024 ACS 5-Year
Owner household income ±$5,3712024 ACS 5-Year$81,652Bottom 48%of 29,8022024 ACS 5-Year
Property tax rate ±0.05%2024 ACS 5-Year0.73%35th percentileof 24,0992024 ACS 5-Year
Rent as a share of income ±3%2024 ACS 5-Year29.5%Bottom 43%of 26,2472024 ACS 5-Year
Seasonal and second homes ±1472024 ACS 5-Year24488th percentileof 33,7722024 ACS 5-Year
Second homes2024 ACS 5-Year1.3%53rd percentileof 32,9612024 ACS 5-Year
Vacancy rate2024 ACS 5-Year5.4%40th percentileof 32,7882024 ACS 5-Year
Vacant housing units ±3212024 ACS 5-Year1,26091st percentileof 33,7722024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures and the cost-of-living index.

Development Momentum

56/ 100
Top 40% of 3,124 published ZIP profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: of 1,905 units permitted over the past twelve months, only 7% are in buildings of five or more homes. The multifamily share is published for Spring Hill, FL, which contains 34609, rather than for 34609 alone.

At 9.2 permitted units per 1,000 residents, building activity is above the median for measured US ZIP areas. The permit rate is published for Spring Hill, FL, which contains 34609, rather than for 34609 alone.

Units permitted
1,905
12 months ending July 2026
Per 1,000 residents
9.2
Top 15% nationally
Year over year
−23%
vs the prior twelve months
Multifamily share
7.3%
units in 5+ unit buildings

People moving in and out

Net migration
+3.0%
of residents, in a year
Arrivals from another state
35%
of people moving in
Income of arrivals
$61,474
average per tax return
Income of those who left
$50,121
average per tax return

Where newcomers came from

  1. Pasco County, FL 3,811 people · 25% of arrivals
  2. Hillsborough County, FL 2,449 people · 16% of arrivals
  3. Pinellas County, FL 992 people · 6.5% of arrivals
  4. Citrus County, FL 449 people · 2.9% of arrivals
  5. Miami-Dade County, FL 246 people · 1.6% of arrivals

Where people who left went

  1. Pasco County, FL 2,229 people · 21% of departures
  2. Hillsborough County, FL 941 people · 9.0% of departures
  3. Citrus County, FL 775 people · 7.4% of departures
  4. Pinellas County, FL 397 people · 3.8% of departures
  5. Sumter County, FL 240 people · 2.3% of departures

Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. This is the figure for Hernando County, FL. IRS Statistics of Income, filing years 2022–2023.

The Building Permits Survey is not published for ZIP areas. This is the figure for Spring Hill, FL, the city containing this ZIP code.

Weather & climate

9 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 91°F and January a low of 44°F.

Normal annual precipitation is 51.9 inches.

30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station BROOKSVILLE HERNANDO CO AP, 3.3 miles from this location.

Precipitation

JFMAMJJASOND9.4"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation1991-2020 Normals51.9"1991-2020 Normals
Average January low1991-2020 Normals44°F1991-2020 Normals
Average July high1991-2020 Normals91°F1991-2020 Normals
Comfortable months1991-2020 Normals91991-2020 Normals
Seasonal temperature swing1991-2020 Normals24°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. How to read climate and air quality.

Physical risk

15 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are hurricane, inland flooding and tornado, with hurricane alone responsible for 41% of it. Inland flooding and tornado are independently rated low or minimal nationally, so this describes how the loss is composed, not how large those hazards are.

HurricaneElevated
LightningModerate
WildfireModerate
Coastal floodingModerate
Strong windModerate
Cold waveModerate

Low or minimal exposure: tornado, inland flooding, heat wave, landslide, earthquake, drought, hail, winter weather, tsunami, volcanic activity, ice storm, avalanche.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offenses — they say nothing about burglary, theft or assault.

Homicide
2.7
per 100,000 residents · modeled, not measured
Firearm deaths, all intents
16.4
per 100,000 residents
Drug overdose
20.7
per 100,000 residents
Suicide
23.5
per 100,000 residents

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.

Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around 34609 (Hernando County) rather than 34609 itself. They are shown and not scored. How to read death rates.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Reported crime
Offenses reported to police are published by department rather than by town, so AreaProfile shows a rate only on city profiles, and only where that city’s department submitted every month of a year. A ZIP area is not a jurisdiction, so no department reports for one. Spring Hill carries the figure where its department reported a full year. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Air quality
The EPA publishes an air-quality index only where a monitor sits. There is none in this county, and a modeled value would be a different kind of number from the measured ones everywhere else on this page.
Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. The cost-of-living index above is a price level for all consumption, not a household budget, and it excludes taxes. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

6 major airports lie within 100 miles, the nearest Tampa Intl at 35 miles.

MetricValueCompared nationallySource period
Broadband access ±0.4%2024 ACS 5-Year94.7%Top 21%of 32,6632024 ACS 5-Year
Distance to major airportNASR current cycle35 miBottom 25%of 3,127NASR current cycle
Major airports within 100 milesNASR current cycle6Top 26%of 3,127NASR current cycle
No internet access ±1%2024 ACS 5-Year2.8%Top 18%of 32,6632024 ACS 5-Year
AirportCodeDistanceLongest runway
Tampa IntlTPA35 mi11,002 ft
St Pete-Clearwater IntlPIE41 mi9,730 ft
Lakeland Linder IntlLAL45 mi8,500 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
52
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Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
Demographics, IncomeInternal Revenue Service, Statistics of Income Division
U.S. Population Migration Data (county to county)
filing years 2022–2023
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
HousingU.S. Bureau of Economic Analysis
Regional price parities and county personal income
2023
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWS
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
SafetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
March 2025 to February 2026; May 2025 to April 2026
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

34609 vs Spring Hill

How this ZIP area compares with Spring Hill as a whole. Both figures come from the same ACS release, so the comparison is like for like — a gap here is a real difference between the two places, not two surveys disagreeing.

34609
Spring Hill
Median household income: 34609 is the more favorable of the two.
Median household income
$79,442
vs
$68,432
Per capita income: 34609 is the more favorable of the two.
Per capita income
$35,379
vs
$33,037
Population density
2,130/sq mi
vs
2,002/sq mi
Median home value
$317,200
vs
$288,500
Median gross rent: Spring Hill is the more favorable of the two.
Median gross rent
$1,791
vs
$1,440
Homeownership rate
83.7%
vs
80.3%
Bachelor's degree or higher: 34609 is the more favorable of the two.
Bachelor's degree or higher
23.6%
vs
19.9%
Poverty rate: 34609 is the more favorable of the two.
Poverty rate
9.8%
vs
11.8%
Median age
44.9
vs
44.0

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.