33955 — Punta Gorda, Florida

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 33955. Its median home value runs 27% below Punta Gorda as a whole, which is why this ZIP carries a profile of its own.

43out of 100
Area Score
Bottom 6% of 3,113 profiles measured

How we calculate this

How this area ranks

Data updated · 14 sources
Opportunity2,332nd of 3,116 ZIP areas measured42
SchoolsTop 50% of 3,047 ZIP areas measured51
GrowthTop 44% of 3,124 ZIP areas measured53
Housing affordability3,050th of 3,112 ZIP areas measured28
ClimateTop 17% of 3,127 ZIP areas measured80
Physical resilience3,098th of 3,127 ZIP areas measured4
Access1,786th of 3,127 ZIP areas measured90
Economic stability2,495th of 3,127 ZIP areas measured34
The quick read

Employment conditions sit below most comparable ZIP areas measured: unemployment is 5.8% and the Opportunity signal places 33955 in the bottom 25%. The unemployment rate is published for Punta Gorda, FL, which contains 33955, rather than for 33955 alone.

In the public schools here, 63% of students met the state standard in mathematics, with 20.2 students for every teacher. Math proficiency and 1 other measure here are published for Punta Gorda, FL, which contains 33955, rather than for 33955 alone.

Residential permitting has slowed: 101 units authorized over the past twelve months, 34% below the prior year. The permit count and 1 other measure here are published for Punta Gorda, FL, which contains 33955, rather than for 33955 alone.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
12,399
2024 ACS 5-Year
Median household income
$76,943
Top 42% nationally
Density
158/sq mi
78.4 sq mi of land
Median age
60.2
2024 ACS 5-Year
City
Punta Gorda
Florida
Metro area
Nearest major airport
RSW
24 mi · Southwest Florida Intl
Median home value
$376,200
2024 ACS 5-Year

Jobs & opportunity

Unemployment across Punta Gorda, FL, which contains 33955, is 5.8% — higher than in all but 10% of the 3,127 measured US ZIP areas.

Employment across Punta Gorda, FL, which contains 33955, fell 1.1% over the past year, to 72,599 employed residents.

MetricValueCompared nationallySource period
Income of new arrivalsCharlotte County, FL’s figurefiling years 2022–2023$97,21983rd percentileof 2,996filing years 2022–2023
Income of those who leftCharlotte County, FL’s figurefiling years 2022–2023$70,11752nd percentileof 2,996filing years 2022–2023
Median household income ±$12,4522024 ACS 5-Year$76,943Top 42%of 31,0492024 ACS 5-Year
Per capita income ±$3,0752024 ACS 5-Year$42,114Top 33%of 32,8222024 ACS 5-Year
Poverty rate ±3%2024 ACS 5-Year9.2%Top 44%of 32,8462024 ACS 5-Year
Average commute ±3.4 min2024 ACS 5-Year28.0 minBottom 49%of 32,8872024 ACS 5-Year
Bachelor's degree or higher ±3%2024 ACS 5-Year27.2%Top 40%of 33,1932024 ACS 5-Year
Drove alone to work ±12%2024 ACS 5-Year68.3%26th percentileof 32,7982024 ACS 5-Year
EmploymentPunta Gorda, FL’s figureJuly 202672,599Top 38%of 3,127July 2026
Employment change (3 years)Punta Gorda, FL’s figureJuly 2026+1.1%Top 32%of 3,127July 2026
Employment change (year over year)Punta Gorda, FL’s figureJuly 2026−1.1%Bottom 42%of 3,127July 2026
Labor forcePunta Gorda, FL’s figureJuly 202677,09963rd percentileof 3,127July 2026
Labor force participation ±6%2024 ACS 5-Year51.2%Bottom 5%of 32,8832024 ACS 5-Year
Mean annual wagePunta Gorda, FL Metro Area’s figure2025 OEWS$57,300Bottom 13%of 2,7602025 OEWS
Median annual wagePunta Gorda, FL Metro Area’s figure2025 OEWS$45,500Bottom 12%of 2,7602025 OEWS
Public transit to work ±0.7%2024 ACS 5-Year0.0%1st percentileof 32,7982024 ACS 5-Year
Unemployment change (year over year)Punta Gorda, FL’s figureJuly 2026+0.6%Bottom 18%of 3,127July 2026
Unemployment ratePunta Gorda, FL’s figureJuly 20265.8%Bottom 10%of 3,127July 2026
Worked from home ±5%2024 ACS 5-Year20.6%85th percentileof 32,7982024 ACS 5-Year

Median household income, successive ACS releases

202120222023202477k69k
Each point is a separate five-year estimate, most recently $76,943 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

Largest occupations — Punta Gorda, FL

OccupationPeople employedMedian annual wage
Retail Salespersons2,720$34,290
Waiters and Waitresses1,780$36,360
Cashiers1,640$30,770
Fast Food and Counter Workers1,570$29,100
Registered Nurses1,430$80,410
General and Operations Managers1,380$89,820

Searches the 40 largest occupations here that have a published wage.

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Punta Gorda, FL, the city containing this ZIP code.

63% of students met the state standard in mathematics and 56% in reading, across the schools here that reported results. Math proficiency and 1 other measure here are published for Punta Gorda, FL, which contains 33955, rather than for 33955 alone.

There are 20.2 students for every full-time teacher, more than in most measured places. The student-teacher ratio is published for Punta Gorda, FL, which contains 33955, rather than for 33955 alone.

Public schools
—
Students per teacher
20.2
Math proficiency
63.2%
Top 34% in Florida
Reading proficiency
56.4%
Top 47% in Florida

The proficiency and staffing figures above are for Punta Gorda, FL: too few schools in 33955 reported a usable figure on their own to weight one honestly.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against Florida’s own standard, so it is ranked within state. How to read school figures.

Prices for everything a household buys run about 1% below the national average — the Bureau of Economic Analysis index reads 98.8, against 100 for the nation. Nationally, housing drives most of the spread between places in this index; other goods vary far less.

The Federal Housing Finance Agency’s house price index for the Punta Gorda, FL Metro Area is up 26% over five years, but down 0.2% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $2,720 a year in real estate taxes, about 0.72% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $1,470, close to the $1,375 tenants already here pay.

At HUD’s Fair Market Rent of $1,470 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $58,800 a year, about 76% of the median household income here of $76,943.

The typical renter household here spends 51% of its income on rent, above the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $1,375 a month.

A median home at $376,200 costs 4.5 times the median income of its owner-occupied households, $82,713, above the historic benchmark of about 3 times income.

Cost of living
98.8

Prices here run about 1% below the national average. The spread between places is driven mostly by housing — goods vary far less — and this excludes taxes.

Published for the Punta Gorda, FL Metro Area as a whole. Prices are regional — people shop, commute and rent across a metropolitan area rather than within a city boundary — so this describes the cost of living around this place better than a figure drawn to its own limits would.

Rent as a share of income
51.0%
Above the 30% cost-burdened threshold
Home price to income
4.5×
median home value ÷ owner household income
Market rent, two bedroom
$1,470
what a new lease costs · FY2026
Median gross rent
$1,375
what tenants now pay · 2024 ACS 5-Year
Median home value
$376,200
2024 ACS 5-Year

The figures above are measured against 33955’s median household income of $76,943, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Cost of living indexthe Punta Gorda, FL Metro Area’s figure202398.8Bottom 49%of 2,7372023
Home price change (1 year)the Punta Gorda, FL Metro Area’s figure2026 Q2−0.2%6th percentileof 3,0712026 Q2
Home price change (5 years)the Punta Gorda, FL Metro Area’s figure2026 Q2+26.3%9th percentileof 3,0712026 Q2
Home price change (10 years)the Punta Gorda, FL Metro Area’s figure2026 Q2+88.3%39th percentileof 3,0712026 Q2
Home price to income ±0.82024 ACS 5-Year4.5Bottom 12%of 29,2752024 ACS 5-Year
Homeownership rate ±4%2024 ACS 5-Year90.5%83rd percentileof 32,7502024 ACS 5-Year
Housing units ±4932024 ACS 5-Year7,01877th percentileof 33,4602024 ACS 5-Year
Market rent, one bedroomFY2026$1,167Top 43%of 3,031FY2026
Market rent, three bedroomFY2026$2,041Bottom 48%of 3,031FY2026
Market rent, two bedroomFY2026$1,470Top 46%of 3,031FY2026
Median gross rent ±$4602024 ACS 5-Year$1,375Bottom 26%of 26,3962024 ACS 5-Year
Median home value ±$26,8702024 ACS 5-Year$376,20077th percentileof 30,8122024 ACS 5-Year
Median property taxes ±$2382024 ACS 5-Year$2,72065th percentileof 28,9352024 ACS 5-Year
Owner household income ±$14,1242024 ACS 5-Year$82,713Top 50%of 29,8022024 ACS 5-Year
Property tax rate ±0.08%2024 ACS 5-Year0.72%35th percentileof 24,0992024 ACS 5-Year
Rent as a share of income2024 ACS 5-Year51.0%Bottom 4%of 26,2472024 ACS 5-Year
Seasonal and second homes ±2852024 ACS 5-Year1,27398th percentileof 33,7722024 ACS 5-Year
Second homes2024 ACS 5-Year18.1%88th percentileof 32,9612024 ACS 5-Year
Vacancy rate2024 ACS 5-Year8.8%61st percentileof 32,7882024 ACS 5-Year
Vacant housing units ±3202024 ACS 5-Year1,89196th percentileof 33,7722024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures and the cost-of-living index.

Development Momentum

53/ 100
Top 44% of 3,124 published ZIP profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: of 101 units permitted over the past twelve months, only 5% are in buildings of five or more homes. The multifamily share is published for Punta Gorda, FL, which contains 33955, rather than for 33955 alone.

At 5.0 permitted units per 1,000 residents, building activity is above the median for measured US ZIP areas. The permit rate is published for Punta Gorda, FL, which contains 33955, rather than for 33955 alone.

Units permitted
101
12 months ending July 2026
Per 1,000 residents
5.0
Top 33% nationally
Year over year
−34%
vs the prior twelve months
Multifamily share
4.7%
units in 5+ unit buildings

People moving in and out

Net migration
+2.5%
of residents, in a year
Arrivals from another state
56%
of people moving in
Income of arrivals
$97,219
average per tax return
Income of those who left
$70,117
average per tax return

Where newcomers came from

  1. Sarasota County, FL 2,434 people · 15% of arrivals
  2. Lee County, FL 1,830 people · 11% of arrivals
  3. Miami-Dade County, FL 309 people · 1.9% of arrivals
  4. Manatee County, FL 289 people · 1.8% of arrivals
  5. Broward County, FL 263 people · 1.6% of arrivals

Where people who left went

  1. Sarasota County, FL 2,173 people · 17% of departures
  2. Lee County, FL 852 people · 6.8% of departures
  3. DeSoto County, FL 407 people · 3.2% of departures
  4. Hillsborough County, FL 282 people · 2.3% of departures
  5. Manatee County, FL 274 people · 2.2% of departures

Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. This is the figure for Charlotte County, FL. IRS Statistics of Income, filing years 2022–2023.

The Building Permits Survey is not published for ZIP areas. This is the figure for Punta Gorda, FL, the city containing this ZIP code.

Weather & climate

8 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 93°F and January a low of 51°F.

Normal annual precipitation is 53.0 inches.

40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station PUNTA GORDA CHARLOTTE CO AP, 7.0 miles from this location.

Precipitation

JFMAMJJASOND9.2"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation1991-2020 Normals53.0"1991-2020 Normals
Average January low1991-2020 Normals51°F1991-2020 Normals
Average July high1991-2020 Normals93°F1991-2020 Normals
Comfortable months1991-2020 Normals81991-2020 Normals
Seasonal temperature swing1991-2020 Normals21°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. How to read climate and air quality.

Physical risk

4 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are hurricane, inland flooding and coastal flooding, with hurricane alone responsible for 76% of it. Inland flooding is independently rated low or minimal nationally, so this describes how the loss is composed, not how large that hazard is.

HurricaneHigh
LightningModerate
WildfireModerate
Coastal floodingElevated
Cold waveModerate

Low or minimal exposure: inland flooding, heat wave, strong wind, tornado, drought, earthquake, landslide, hail, winter weather, tsunami, volcanic activity, ice storm, avalanche.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offenses — they say nothing about burglary, theft or assault.

Homicide
4.9
per 100,000 residents
Firearm deaths, all intents
17.9
per 100,000 residents
Drug overdose
11.6
per 100,000 residents
Suicide
22.3
per 100,000 residents

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.

Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around 33955 (Charlotte County) rather than 33955 itself. They are shown and not scored. How to read death rates.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Reported crime
Offenses reported to police are published by department rather than by town, so AreaProfile shows a rate only on city profiles, and only where that city’s department submitted every month of a year. A ZIP area is not a jurisdiction, so no department reports for one. Punta Gorda carries the figure where its department reported a full year. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Air quality
The EPA publishes an air-quality index only where a monitor sits. There is none in this county, and a modeled value would be a different kind of number from the measured ones everywhere else on this page.
Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. The cost-of-living index above is a price level for all consumption, not a household budget, and it excludes taxes. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

6 major airports lie within 100 miles, the nearest Southwest Florida Intl at 24 miles.

MetricValueCompared nationallySource period
Broadband access ±4%2024 ACS 5-Year90.6%Top 44%of 32,6632024 ACS 5-Year
Distance to major airportNASR current cycle24 miBottom 37%of 3,127NASR current cycle
Major airports within 100 milesNASR current cycle6Top 26%of 3,127NASR current cycle
No internet access ±4%2024 ACS 5-Year6.4%Top 41%of 32,6632024 ACS 5-Year
AirportCodeDistanceLongest runway
Southwest Florida IntlRSW24 mi12,000 ft
Sarasota/Bradenton IntlSRQ53 mi9,500 ft
Lakeland Linder IntlLAL81 mi8,500 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
43
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—

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Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
Demographics, IncomeInternal Revenue Service, Statistics of Income Division
U.S. Population Migration Data (county to county)
filing years 2022–2023
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
HousingU.S. Bureau of Economic Analysis
Regional price parities and county personal income
2023
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWS
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimate
SafetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
March 2025 to February 2026; May 2025 to April 2026
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

33955 vs Punta Gorda

How this ZIP area compares with Punta Gorda as a whole. Both figures come from the same ACS release, so the comparison is like for like — a gap here is a real difference between the two places, not two surveys disagreeing.

33955
Punta Gorda
Median household income: Punta Gorda is the more favorable of the two.
Median household income
$76,943
vs
$85,779
Per capita income: Punta Gorda is the more favorable of the two.
Per capita income
$42,114
vs
$58,036
Population density
158/sq mi
vs
1,313/sq mi
Median home value
$376,200
vs
$518,100
Median gross rent: 33955 is the more favorable of the two.
Median gross rent
$1,375
vs
$1,410
Homeownership rate
90.5%
vs
81.7%
Bachelor's degree or higher: Punta Gorda is the more favorable of the two.
Bachelor's degree or higher
27.2%
vs
41.7%
Poverty rate: Punta Gorda is the more favorable of the two.
Poverty rate
9.2%
vs
8.2%
Median age
60.2
vs
66.3

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.