33950Punta Gorda, Florida

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 33950.

51out of 100
Area Score
Bottom 18% of 5,298 profiles measured

How we calculate this

How this area ranks
Opportunity4289th of 6,210 ZIP areas measured46
SchoolsTop 36% of 4,422 ZIP areas measured63
GrowthTop 39% of 5,428 ZIP areas measured56
Housing affordability4412th of 6,685 ZIP areas measured69
ClimateTop 18% of 6,789 ZIP areas measured80
Physical resilience6693rd of 6,709 ZIP areas measured4
Access4824th of 6,791 ZIP areas measured85
Economic stability6226th of 6,742 ZIP areas measured29
The quick read

Unemployment is 5.8% and median household income $76,369, putting employment conditions in the middle range of published ZIP profiles.

Residential permitting has slowed: 101 units authorized over the past twelve months, 34% below the prior year.

Physical-risk exposure is above the national median, driven mainly by hurricane, coastal flooding and lightning.

At a glance

Population
24,955
2024 ACS 5-Year
Median household income
$76,369
Top 43% nationally
Density
1,398/sq mi
17.8 sq mi of land
Median age
65.4
2024 ACS 5-Year
City
Punta Gorda
Florida
Metro area
Punta Gorda, FL
Nearest major airport
RSW
32 mi · Southwest Florida Intl
Median home value
$433,800
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 5.8% is lower than 11% of the 6,544 measured US ZIP areas.

Employment fell 1.2% over the past year, to 73,180 employed residents.

38% of adults hold a four-year degree, higher than 78% of measured US ZIP areas.

MetricValueCompared nationallySource period
Median household income ±$7,985$76,369Top 43%of 31,2952024 ACS 5-Year
Per capita income ±$4,036$55,216Top 14%of 32,8222024 ACS 5-Year
Poverty rate9.3%Bottom 43%of 32,9702024 ACS 5-Year
Average commute29.8 minTop 39%of 32,8872024 ACS 5-Year
Bachelor's degree or higher38.4%Top 22%of 33,1932024 ACS 5-Year
Employment73,180Top 42%of 6,544June 2026
Employment change (3 years)1.9%Top 26%of 6,542June 2026
Employment change (year over year)-1.2%Bottom 42%of 6,544June 2026
Labor force77,659Top 41%of 6,544June 2026
Labor force participation34.3%Bottom 5%of 33,2522024 ACS 5-Year
Mean annual wage$57,300Bottom 10%of 6,0722025 OEWS
Median annual wage$45,500Bottom 9%of 6,0722025 OEWS
Unemployment change (year over year)1.0%Top 5%of 6,544June 2026
Unemployment rate5.8%Top 11%of 6,544June 2026
Median household income, successive ACS releases
202120222023202476k65k
Each point is a separate five-year estimate, most recently $76,369 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Punta Gorda, FL
OccupationPeople employedMedian annual wage
Retail Salespersons2,720$34,290
Waiters and Waitresses1,780$36,360
Cashiers1,640$30,770
Fast Food and Counter Workers1,570$29,100
Registered Nurses1,430$80,410
General and Operations Managers1,380$89,820

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Punta Gorda, FL, the city containing this ZIP code.

66% of students met the state standard in mathematics and 59% in reading, across the schools here that reported results.

There are 20.8 students for every full-time teacher, more than in most measured places.

Public schools
5
2024-25 school year
Students per teacher
20.8
across all schools here
Math proficiency
65.6%
Top 19% in Florida
Reading proficiency
59.5%
Top 33% in Florida
SchoolDistrictStudentsPer teacherMathReading
CHARLOTTE HIGH SCHOOLCHARLOTTE1,87220.6
PUNTA GORDA MIDDLE SCHOOLCHARLOTTE1,09819.359%51%
SALLIE JONES ELEMENTARY SCHOOLCHARLOTTE63415.877%74%
FLORIDA SOUTHWESTERN COLLEGIATE HIGH SCHOOL · charterCHARLOTTE35644.5
BAKER/HEAD STARTCHARLOTTE16582.5

38.8% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Florida’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Prices for everything a household buys run about 1% below the national average, on the Bureau of Economic Analysis index. Housing drives most of that difference.

Median rent of $1,276 takes 20% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 5.7 times median household income here, well above the historic benchmark, at a level conventionally described as seriously unaffordable.

Cost of living
98.8

Prices here run about 1% below the national average. The spread between places is driven mostly by housing — goods vary far less — and this excludes taxes.

Rent as a share of income
20.1%
Below the 30% cost-burdened threshold
Home price to income
5.7×
median home value ÷ median income
Median gross rent
$1,276
2024 ACS 5-Year
Median home value
$433,800
2024 ACS 5-Year
MetricValueCompared nationallySource period
Cost of living index98.8Bottom 47%of 6,0712023
Home price to income5.68Top 12%of 30,4042024 ACS 5-Year
Homeownership rate82.4%Top 40%of 32,9102024 ACS 5-Year
Housing units ±71817,077Top 6%of 33,7722024 ACS 5-Year
Median gross rent ±$246$1,276Top 32%of 26,6182024 ACS 5-Year
Median home value ±$43,418$433,800Top 17%of 30,9412024 ACS 5-Year
Rent as a share of income20.1%Top 35%of 26,4702024 ACS 5-Year
Vacancy rate25.7%Top 18%of 33,0282024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
56/ 100
Top 39% of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

At 5.0 permitted units per 1,000 residents, building activity is above the median for measured US ZIP areas.

Units permitted
101
12 months ending July 2026
Per 1,000 residents
5.0
Top 30% nationally
Year over year
−34%
vs the prior twelve months
Multifamily share
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Punta Gorda, FL, the city containing this ZIP code.

Weather & climate

8 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 93°F and January a low of 51°F.

Normal annual precipitation is 53.0 inches.

40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station PUNTA GORDA CHARLOTTE CO AP, 3.3 miles from this location.
Precipitation
JFMAMJJASOND9.2"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation53.0"1991-2020 Normals
Average January low51°F1991-2020 Normals
Average July high93°F1991-2020 Normals
Comfortable months81991-2020 Normals
Seasonal temperature swing21°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

4 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are hurricane, coastal flooding and lightning.

HurricaneHigh
LightningModerate
WildfireModerate
Coastal floodingElevated
Cold waveModerate

Low or minimal exposure: inland flooding, heat wave, strong wind, tornado, drought, earthquake, landslide, hail.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences — they say nothing about burglary, theft or assault.

Charlotte County records 4.9 homicide deaths per 100,000 residents a year, near the middle of counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 16.5 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 11.2 per 100,000 residents in Charlotte County.

Homicide
4.9
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
16.5
per 100,000 residents · under 10 deaths
Drug overdose
11.2
per 100,000 residents · under 10 deaths
Suicide
19.4
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Charlotte County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around 33950 rather than 33950 itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
Offences reported to police are published by department rather than by town, and only where a department reported every month of the year. No municipal department reports for this place — many smaller communities are policed by the county — so there is no figure to show. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Taxes
Taxes are not published: no source covers them nationally with a method open enough to check. Cost of living now is — the index above is the Bureau of Economic Analysis price parity for this area — but it is a price level for all consumption rather than a budget for a household, its spread is driven mostly by housing, and it excludes taxes. Housing affordability is computed separately from rent, price and income, because that answers a narrower and more actionable question. Nothing here is individualised tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house. School attendance zones, insurance pricing and the character of a neighbourhood all vary within the places measured here.

Access

5 major airports lie within 100 miles, the nearest 32 miles away.

AirportCodeDistanceLongest runway
Southwest Florida IntlRSW32 mi12,000 ft
Sarasota/Bradenton IntlSRQ46 mi9,500 ft
Lakeland Linder IntlLAL74 mi8,500 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
51
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
HousingU.S. Bureau of Economic Analysis
Regional price parities and county personal income
2023Annually, each December
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

33950 vs Punta Gorda

How this ZIP area compares with Punta Gorda as a whole. Both figures come from the same ACS release, so the comparison is like for like.

33950
Punta Gorda
Median household income
$76,369
vs
$85,779
Per capita income
$55,216
vs
$58,036
Population density
1,398/sq mi
vs
1,313/sq mi
Median home value
$433,800
vs
$518,100
Median gross rent
$1,276
vs
$1,410
Homeownership rate
82.4%
vs
81.7%
Bachelor's degree or higher
38.4%
vs
41.7%
Poverty rate
9.3%
vs
8.3%
Median age
65.4
vs
66.3

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.