33158Palmetto Bay, Florida

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 33158.

61out of 100
Area Score
Top 46% of 5,298 profiles measured

How we calculate this

How this area ranks
OpportunityTop 7% of 6,210 ZIP areas measured81
Growth4564th of 5,428 ZIP areas measured29
Housing affordability4287th of 6,685 ZIP areas measured70
ClimateTop 17% of 6,789 ZIP areas measured81
Physical resilience5396th of 6,709 ZIP areas measured24
AccessTop 17% of 6,791 ZIP areas measured98
Economic stabilityTop 24% of 6,742 ZIP areas measured73
The quick read

33158 ranks in the top 7% of published ZIP profiles for employment opportunity, with unemployment at 3.0% and median household income of $201,597.

Residential permitting has slowed: 3 units authorized over the past twelve months, 25% below the prior year.

Physical-risk exposure is above the national median, driven mainly by hurricane, cold wave and coastal flooding.

At a glance

Population
5,960
2024 ACS 5-Year
Median household income
$201,597
Top 1% nationally
Density
2,140/sq mi
2.8 sq mi of land
Median age
46.7
2024 ACS 5-Year
City
Palmetto Bay
Florida
Metro area
Miami-Fort Lauderdale-West Palm Beach, FL
Nearest major airport
MIA
11 mi · Miami Intl
Median home value
$1,026,600
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 3.0% is lower than 96% of the 6,544 measured US ZIP areas.

Employment fell 0.6% over the past year, to 12,449 employed residents.

74% of adults hold a four-year degree, higher than 98% of measured US ZIP areas.

Household income is higher than at least 99% of measured US ZIP areas.

MetricValueCompared nationallySource period
Median household income ±$38,278$201,597Top 1%of 31,2952024 ACS 5-Year
Per capita income ±$15,245$98,862Top 2%of 32,8222024 ACS 5-Year
Poverty rate1.7%Bottom 7%of 32,9702024 ACS 5-Year
Average commute37.8 minTop 11%of 32,8872024 ACS 5-Year
Bachelor's degree or higher74.1%Top 2%of 33,1932024 ACS 5-Year
Employment12,449Bottom 5%of 6,544June 2026
Employment change (3 years)-0.6%Bottom 41%of 6,542July 2026
Employment change (year over year)-0.6%Top 43%of 6,544June 2026
Labor force12,832Bottom 5%of 6,544June 2026
Labor force participation59.7%Bottom 46%of 33,2522024 ACS 5-Year
Mean annual wage$67,190Bottom 47%of 6,0722025 OEWS
Median annual wage$48,640Bottom 31%of 6,0722025 OEWS
Unemployment change (year over year)0.5%Top 31%of 6,544June 2026
Unemployment rate3.0%Bottom 4%of 6,544June 2026
Median household income, successive ACS releases
2021202220232024202k164k
Each point is a separate five-year estimate, most recently $201,597 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Miami-Fort Lauderdale-West Palm Beach, FL
OccupationPeople employedMedian annual wage
Retail Salespersons91,370$34,330
General and Operations Managers74,960$105,640
Customer Service Representatives63,440$39,560
Registered Nurses61,670$91,380
Office Clerks, General61,160$44,730
Waiters and Waitresses57,830$36,070

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Palmetto Bay, FL, the city containing this ZIP code.

Housing & affordability

How it’s calculated →

Prices for everything a household buys run about 12% above the national average, on the Bureau of Economic Analysis index. Housing drives most of that difference.

Median rent of $3,501 takes 21% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 5.1 times median household income here, well above the historic benchmark, at a level conventionally described as seriously unaffordable.

Cost of living
112.1

Prices here run about 12% above the national average. The spread between places is driven mostly by housing — goods vary far less — and this excludes taxes.

Rent as a share of income
20.8%
Below the 30% cost-burdened threshold
Home price to income
5.1×
median home value ÷ median income
Median gross rent
$3,501
2024 ACS 5-Year
Median home value
$1,026,600
2024 ACS 5-Year
MetricValueCompared nationallySource period
Cost of living index112.1Top 16%of 6,0712023
Home price to income5.09Top 16%of 30,4042024 ACS 5-Year
Homeownership rate93.5%Top 11%of 32,9102024 ACS 5-Year
Housing units ±2372,160Top 41%of 33,7722024 ACS 5-Year
Median gross rent$3,501Top 1%of 26,6182024 ACS 5-Year
Median home value ±$86,176$1,026,600Top 2%of 30,9412024 ACS 5-Year
Rent as a share of income20.8%Top 31%of 26,4702024 ACS 5-Year
Vacancy rate4.8%Bottom 21%of 33,0282024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
29/ 100
Ranks 4564 of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: only 0% of permitted units are in buildings of five or more homes.

At 0.1 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas.

Units permitted
3
12 months ending July 2026
Per 1,000 residents
0.1
Bottom 7% nationally
Year over year
−25%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Palmetto Bay, FL, the city containing this ZIP code.

Weather & climate

7 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 89°F and January a low of 64°F.

Normal annual precipitation is 51.0 inches.

Air quality measures a median index of 48, in the Good band, and about 4 days a year pass 100, the threshold at which the air is unhealthy for sensitive groups.

50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station MIAMI WSO CITY, 5.7 miles from this location.
Precipitation
JFMAMJJASOND8.7"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index61.02024 calendar year
Annual precipitation51.0"1991-2020 Normals
Annual snowfall0.0"1991-2020 Normals
Average January low64°F1991-2020 Normals
Average July high89°F1991-2020 Normals
Comfortable months71991-2020 Normals
Days above AQI 10042024 calendar year
Median air quality index48.02024 calendar year
Seasonal temperature swing15°F1991-2020 Normals
Air quality
Median air quality index
48
Good on a typical day
Worst tenth of days
61
90th percentile index
Days above 100
4
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today. Air quality is measured rather than modelled, by EPA monitors, and published by county only where a monitor sits — roughly half the counties AreaProfile publishes have one, and the rest show nothing rather than an estimate. Air masses are regional, so a county reading describes the air over a place reasonably well, but it is still the county reading.

Physical risk

24 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are hurricane, cold wave and coastal flooding.

HurricaneElevated
Coastal floodingModerate
Cold waveElevated

Low or minimal exposure: lightning, inland flooding, heat wave, tornado, wildfire, hail, strong wind, drought, earthquake, landslide.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences — they say nothing about burglary, theft or assault.

Miami-Dade County records 4.6 homicide deaths per 100,000 residents a year, near the middle of counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 7.4 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 7.3 per 100,000 residents in Miami-Dade County.

Homicide
4.6
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
7.4
per 100,000 residents · under 10 deaths
Drug overdose
7.3
per 100,000 residents · under 10 deaths
Suicide
8.6
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Miami-Dade County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around 33158 rather than 33158 itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
Offences reported to police are published by department rather than by town, and only where a department reported every month of the year. No municipal department reports for this place — many smaller communities are policed by the county — so there is no figure to show. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Taxes
Taxes are not published: no source covers them nationally with a method open enough to check. Cost of living now is — the index above is the Bureau of Economic Analysis price parity for this area — but it is a price level for all consumption rather than a budget for a household, its spread is driven mostly by housing, and it excludes taxes. Housing affordability is computed separately from rent, price and income, because that answers a narrower and more actionable question. Nothing here is individualised tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house. School attendance zones, insurance pricing and the character of a neighbourhood all vary within the places measured here.

Access

5 major airports lie within 100 miles, the nearest 11 miles away.

AirportCodeDistanceLongest runway
Miami IntlMIA11 mi13,016 ft
Miami-Opa Locka ExecOPF19 mi8,002 ft
Fort Lauderdale/Hollywood IntlFLL32 mi8,000 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

Customize your score

What matters to you?

Choose what you weight most heavily. Nothing is saved to an account — your preferences stay in this browser, and the Area Score never changes.

Area Score
61
Your Score

Select one or more priorities to see how this location scores against them.

Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
HousingU.S. Bureau of Economic Analysis
Regional price parities and county personal income
2023Annually, each December
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026; June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar yearAnnually, once a calendar year is complete

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

33158 vs Palmetto Bay

How this ZIP area compares with Palmetto Bay as a whole. Both figures come from the same ACS release, so the comparison is like for like.

33158
Palmetto Bay
Median household income
$201,597
vs
$142,447
Per capita income
$98,862
vs
$70,313
Population density
2,140/sq mi
vs
2,974/sq mi
Median home value
$1,026,600
vs
$879,700
Median gross rent
$3,501
vs
$2,101
Homeownership rate
93.5%
vs
78.2%
Bachelor's degree or higher
74.1%
vs
60.1%
Poverty rate
1.7%
vs
5.8%
Median age
46.7
vs
41.0

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.