Navarre, Florida

Area Profile

39,838 residents. Public schools, jobs, income, housing cost, climate and natural-hazard risk for Navarre, in Santa Rosa County.

Area Score unavailable

Missing required signals: opportunity, growth. AreaProfile withholds a score rather than inferring the missing dimensions.

How we calculate this

How this area ranks
SchoolsTop 18% of 2,668 published cities76
Housing affordabilityTop 45% of 4,223 published cities83
ClimateTop 21% of 4,223 published cities78
Physical resilience3499th of 4,182 published cities22
Access3176th of 4,226 published cities82
Economic stabilityTop 28% of 4,226 published cities71
The quick read

Rent takes 22% of median household income here, below the 30% threshold conventionally called cost-burdened, and the median home is 3.6 times that income.

Physical-risk exposure is above the national median, driven mainly by hurricane, lightning and coastal flooding.

A typical July reaches 91°F and a typical January falls to 41°F, on thirty-year normals.

At a glance

Population
39,838
2024 ACS 5-Year
Median household income
$105,265
Top 16% nationally
Density
1,727/sq mi
23.1 sq mi of land
Median age
38.8
2024 ACS 5-Year
County
Santa Rosa County
Florida
Metro area
Pensacola-Ferry Pass-Brent, FL
Nearest major airport
CEW
33 mi · Bob Sikes
Median home value
$375,700
2024 ACS 5-Year

Jobs & opportunity

36% of adults hold a four-year degree, higher than 77% of measured US cities.

MetricValueCompared with peersSource period
Median household income ±$4,429$105,265Top 16%2024 ACS 5-Year
Per capita income ±$2,927$46,608Top 21%2024 ACS 5-Year
Poverty rate5.8%Bottom 27%2024 ACS 5-Year
Average commute34.2 minTop 18%2024 ACS 5-Year
Bachelor's degree or higher36.1%Top 23%2024 ACS 5-Year
Labor force participation65.3%Top 33%2024 ACS 5-Year
Mean annual wage$58,620Bottom 10%2025 OEWS
Median annual wage$46,240Bottom 9%2025 OEWS
Median household income, successive ACS releases
2021202220232024105k90k
Each point is a separate five-year estimate, most recently $105,265 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Pensacola-Ferry Pass-Brent, FL
OccupationPeople employedMedian annual wage
Fast Food and Counter Workers6,970$28,360
Retail Salespersons6,720$31,870
Registered Nurses5,070$77,890
Cashiers4,690$29,910
Waiters and Waitresses4,260$35,340
Office Clerks, General4,160$39,960

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

74% of students met the state standard in mathematics and 67% in reading, across the schools here that reported results.

There are 18.0 students for every full-time teacher, more than in most measured places.

Public schools
7
2024-25 school year
Students per teacher
18.0
across all schools here
Math proficiency
73.9%
Top 8% in Florida
Reading proficiency
67.4%
Top 15% in Florida
SchoolDistrictStudentsPer teacherMathReading
NAVARRE HIGH SCHOOLSANTA ROSA2,41026.2
EAST BAY K-8 SCHOOLSANTA ROSA1,10018.0
HOLLEY-NAVARRE MIDDLE SCHOOLSANTA ROSA82320.177%66%
WEST NAVARRE INTERMEDIATE SCHOOLSANTA ROSA73913.469%69%
HOLLEY-NAVARRE INTERMEDIATESANTA ROSA69815.575%67%
WEST NAVARRE PRIMARY SCHOOLSANTA ROSA66613.3
HOLLEY-NAVARRE PRIMARYSANTA ROSA66113.2

37.1% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Florida’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,966 takes 22% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 3.6 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
22.4%
Below the 30% cost-burdened threshold
Home price to income
3.6×
median home value ÷ median income
Median gross rent
$1,966
2024 ACS 5-Year
Median home value
$375,700
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income3.57Top 35%2024 ACS 5-Year
Homeownership rate82.1%Top 37%2024 ACS 5-Year
Housing units ±86615,201Top 4%2024 ACS 5-Year
Median gross rent ±$155$1,966Top 9%2024 ACS 5-Year
Median home value ±$12,615$375,700Top 20%2024 ACS 5-Year
Rent as a share of income22.4%Top 27%2024 ACS 5-Year
Vacancy rate4.9%Bottom 28%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →

No building-permit activity is published for this location by the Census Building Permits Survey.

Weather & climate

7 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 91°F and January a low of 41°F.

Normal annual precipitation is 63.5 inches.

Air quality measures a median index of 46, in the Good band, and no day in the year passed 100.

30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station CHACTAW NOLF MILTON, 7.6 miles from this location.
Precipitation
JFMAMJJASOND8.6"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index60.02024 calendar year
Annual precipitation63.5"1991-2020 Normals
Average January low41°F1991-2020 Normals
Average July high91°F1991-2020 Normals
Comfortable months71991-2020 Normals
Days above AQI 10002024 calendar year
Median air quality index46.02024 calendar year
Seasonal temperature swing30°F1991-2020 Normals
Air quality
Median air quality index
46
Good on a typical day
Worst tenth of days
60
90th percentile index
Days above 100
0
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today. Air quality is measured rather than modelled, by EPA monitors, and published by county only where a monitor sits — roughly half the counties AreaProfile publishes have one, and the rest show nothing rather than an estimate. Air masses are regional, so a county reading describes the air over a place reasonably well, but it is still the county reading.

Physical risk

22 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are hurricane, lightning and coastal flooding.

HurricaneElevated
LightningModerate
Coastal floodingModerate

Low or minimal exposure: tornado, heat wave, wildfire, inland flooding, cold wave, earthquake, drought, winter weather, hail, landslide, strong wind, ice storm.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Santa Rosa County records 3.6 homicide deaths per 100,000 residents a year, near the middle of counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 16.2 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 15.3 per 100,000 residents in Santa Rosa County.

Homicide
3.6
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
16.2
per 100,000 residents · under 10 deaths
Drug overdose
15.3
per 100,000 residents · under 10 deaths
Suicide
20.7
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Santa Rosa County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around Navarre rather than Navarre itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

3 major airports lie within 100 miles, the nearest 33 miles away.

AirportCodeDistanceLongest runway
Bob SikesCEW33 mi8,006 ft
Northwest Florida Beaches IntlECP65 mi10,000 ft
Mobile RgnlMOB83 mi8,502 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Other cities in Pensacola-Ferry Pass-Brent, FL

Same metropolitan area, measured the same way
CityCountyPopulationArea ScoreCompare
PensacolaEscambia County54,03653vs Navarre
Ferry PassEscambia County30,053vs Navarre
BellviewEscambia County26,488vs Navarre
PaceSanta Rosa County26,282vs Navarre
BrentEscambia County23,813vs Navarre
EnsleyEscambia County23,760vs Navarre
MidwaySanta Rosa County21,317vs Navarre
West PensacolaEscambia County20,665vs Navarre
WarringtonEscambia County15,918vs Navarre
Myrtle GroveEscambia County15,595vs Navarre
East MiltonSanta Rosa County14,783vs Navarre
GonzalezEscambia County14,458vs Navarre

Every city here is measured on the same scale from the same source releases, so the comparison is like for like. A higher Area Score reflects AreaProfile’s standardized weighting rather than a judgment about which is the better place to live.

Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar yearAnnually, once a calendar year is complete

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

ZIP codes in Navarre

1 published ZIP profiles
ZIPPopulationMedian household incomeArea Score
3256643,883$105,551