Navarre vs Pensacola

Which is the better fit for you?

Navarre, FL
59
Area Score
Top 49% nationally
Pensacola, FL
49
Area Score
Bottom 17% nationally

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Navarre receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from Navarre to Pensacola

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Everyday prices
About the same
Regional price level 95.8 against 95.8 (US = 100). Both places sit in the same price region, so the index cannot tell them apart.
Income to keep the same purchasing power
Enter your household income to see it.
A new two-bedroom lease
The same
HUD benchmarks it at $1,471 in Pensacola against $1,471 in Navarre.
The median home
16% less
$314,400 in Pensacola against $375,700 in Navarre.
The weather you would swap
Winters 3°F milder
Normal January lows are 44°F in Pensacola against 41°F in Navarre; July highs are 92°F against 91°F (summers 1°F hotter).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

Signals

Navarre
Pensacola
Opportunity: Pensacola is the more favorable of the two.
Opportunity
46 · Bottom 29%
vs
47 · Bottom 30%
Growth: Navarre is the more favorable of the two.
Growth
66 · Top 21%
vs
42 · Bottom 32%
Climate: Pensacola is the more favorable of the two.
Climate
78 · Top 21%
vs
81 · Top 16%
Physical resilience: Navarre is the more favorable of the two.
Physical resilience
22 · Bottom 16%
vs
14 · Bottom 9%
Housing affordability: Navarre is the more favorable of the two.
Housing affordability
76 · Top 21%
vs
66 · Bottom 49%
Schools: Navarre is the more favorable of the two.
Schools
72 · Top 21%
vs
45 · Bottom 44%
Access: Navarre is the more favorable of the two.
Access
90 · Bottom 42%
vs
79 · Bottom 20%
Economic stability: Navarre is the more favorable of the two.
Economic stability
63 · Top 40%
vs
48 · Bottom 32%

Measured values

MetricNavarrePensacolaSource period
Population39,83854,0362024 ACS 5-Year
Median household income$105,265 — more favorable$74,2122024 ACS 5-Year
Per capita income — the two are too close to separate$46,608 ±$2,927$48,536 ±$2,3232024 ACS 5-Year
Population density1,727/sq mi2,373/sq mi2024 ACS 5-Year
Median home value$375,700$314,4002024 ACS 5-Year
Median gross rent$1,966$1,322 — more favorable2024 ACS 5-Year
Market rent, two bedroom$1,471$1,471FY2026
Cost of living index95.895.82023
Homeownership rate82.1%64.2%2024 ACS 5-Year
Unemployment rate5.0%4.4% — more favorableJuly 2026
Employment change (year over year)−1.5%−1.5%July 2026
Bachelor's degree or higher36.1%43.0% — more favorable2024 ACS 5-Year
Poverty rate6.2% — more favorable12.3%2024 ACS 5-Year
Housing units permitted (12 months)2,07411412 months ending July 2026
Permits per 1,000 residents10.4 — more favorable2.112 months ending July 2026
Permit change (year over year)+5.8%−1.7%12 months ending July 2026
Average July high91°F92°F1991-2020 Normals
Average January low41°F44°F1991-2020 Normals
Annual precipitation63.5"68.3"1991-2020 Normals
Distance to major airport22 mi — more favorable40 miNASR current cycle
Average commute34.2 min23.3 min — more favorable2024 ACS 5-Year
Median age38.841.32024 ACS 5-Year
Public schools7182024-25 school year
Students per teacher18.0 — more favorable18.32024-25 school year
Math proficiency68.9% — more favorable54.5%2018-19 school year
Reading proficiency68.1% — more favorable59.9%2018-19 school year
Free or reduced-price lunch eligibility37.1%48.1%2024-25 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

One row above shows both figures with a ± margin and neither in bold. Those come from the American Community Survey, which samples rather than counts, and the gap between the two is smaller than the uncertainty on the figures themselves — so the survey did not find a difference to report, and calling either one the winner would be reading a result out of noise.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison. The year-over-year change is not marked either: a percentage on fewer than 300 units swings on a handful of permits.

Physical risk tradeoff

Navarre

Elevated or high exposure: hurricane.

Pensacola

Elevated or high exposure: hurricane.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

Navarre
—
Navarre: Your Score
59
Area Score
Pensacola
—
Pensacola: Your Score
49
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: Navarre, FL · Pensacola, FL · How this is calculated: methodology