32073Bellair-Meadowbrook Terrace, Florida

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 32073.

Area Score unavailable

Missing required signal: growth. AreaProfile withholds a score rather than inferring the missing dimensions.

How we calculate this

How this area ranks
Opportunity4329th of 6,210 published ZIP areas45
SchoolsTop 40% of 4,422 published ZIP areas59
Housing affordability3394th of 6,685 published ZIP areas80
ClimateTop 17% of 6,789 published ZIP areas80
Physical resilience4781st of 6,709 published ZIP areas36
Access4078th of 6,791 published ZIP areas90
Economic stabilityTop 43% of 6,742 published ZIP areas63
The quick read

Unemployment is 4.8% and median household income $76,455, putting employment conditions in the middle range of published ZIP profiles.

In the public schools here, 54% of students met the state standard in mathematics, with 14.9 students for every teacher.

Physical-risk exposure is above the national median, driven mainly by inland flooding, hurricane and wildfire.

At a glance

Population
43,561
2024 ACS 5-Year
Median household income
$76,455
Top 43% nationally
Density
2,587/sq mi
16.8 sq mi of land
Median age
41.4
2024 ACS 5-Year
City
Bellair-Meadowbrook Terrace
Florida
Metro area
Jacksonville, FL
Nearest major airport
JAX
23 mi · Jacksonville Intl
Median home value
$287,600
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.8% is lower than 35% of the 6,544 measured US ZIP areas.

Employment fell 0.5% over the past year, to 108,130 employed residents.

MetricValueCompared with peersSource period
Median household income ±$6,909$76,455Top 43%2024 ACS 5-Year
Per capita income ±$2,179$37,391Top 47%2024 ACS 5-Year
Poverty rate10.4%Top 50%2024 ACS 5-Year
Average commute29.1 minTop 42%2024 ACS 5-Year
Bachelor's degree or higher26.7%Top 41%2024 ACS 5-Year
Employment108,130Top 33%June 2026
Employment change (3 years)-2.2%Bottom 17%June 2026
Employment change (year over year)-0.5%Top 40%June 2026
Labor force113,593Top 33%June 2026
Labor force participation64.6%Top 34%2024 ACS 5-Year
Mean annual wage$65,700Bottom 40%2025 OEWS
Median annual wage$48,830Bottom 35%2025 OEWS
Unemployment change (year over year)0.7%Top 21%June 2026
Unemployment rate4.8%Top 35%June 2026
Median household income, successive ACS releases
202120222023202476k67k
Each point is a separate five-year estimate, most recently $76,455 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Jacksonville, FL
OccupationPeople employedMedian annual wage
Retail Salespersons22,390$34,360
Fast Food and Counter Workers21,480$28,470
Registered Nurses18,940$83,520
Laborers and Freight, Stock, and Material Movers, Hand17,350$41,040
Customer Service Representatives17,030$42,840
General and Operations Managers16,870$100,870

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Bellair-Meadowbrook Terrace, FL, the city containing this ZIP code.

54% of students met the state standard in mathematics and 58% in reading, across the schools here that reported results.

There are 14.9 students for every full-time teacher, fewer than in most measured places.

Public schools
10
2024-25 school year
Students per teacher
14.9
across all schools here
Math proficiency
53.9%
Top 46% in Florida
Reading proficiency
58.4%
Top 35% in Florida
SchoolDistrictStudentsPer teacherMathReading
ORANGE PARK HIGH SCHOOLCLAY1,84419.6
LAKESIDE JUNIOR HIGH SCHOOLCLAY86516.676%70%
ORANGE PARK JUNIOR HIGH SCHOOLCLAY83219.337%48%
LAKESIDE ELEMENTARY SCHOOLCLAY72613.757%64%
ARGYLE ELEMENTARY SCHOOLCLAY72212.450%59%
W E CHERRY ELEMENTARY SCHOOLCLAY65210.354%58%
S BRYAN JENNINGS ELEMENTARY SCHOOLCLAY49212.945%45%
ORANGE PARK ELEMENTARY SCHOOLCLAY48915.383%86%
GROVE PARK ELEMENTARY SCHOOLCLAY44513.525%31%
MONTCLAIR ELEMENTARY SCHOOLCLAY40211.251%58%

63.5% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Florida’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,472 takes 23% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 3.8 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
23.1%
Below the 30% cost-burdened threshold
Home price to income
3.8×
median home value ÷ median income
Median gross rent
$1,472
2024 ACS 5-Year
Median home value
$287,600
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income3.76Top 33%2024 ACS 5-Year
Homeownership rate62.9%Bottom 19%2024 ACS 5-Year
Housing units ±87017,565Top 5%2024 ACS 5-Year
Median gross rent ±$75$1,472Top 23%2024 ACS 5-Year
Median home value ±$11,930$287,600Top 35%2024 ACS 5-Year
Rent as a share of income23.1%Top 21%2024 ACS 5-Year
Vacancy rate4.6%Bottom 20%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →

No building-permit activity is published for this location by the Census Building Permits Survey.

Weather & climate

8 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 92°F and January a low of 47°F.

Normal annual precipitation is 47.6 inches.

40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station JACKSONVILLE NAS, 6.3 miles from this location.
Precipitation
JFMAMJJASOND7.3"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation47.6"1991-2020 Normals
Annual snowfall0.0"1991-2020 Normals
Average January low47°F1991-2020 Normals
Average July high92°F1991-2020 Normals
Comfortable months81991-2020 Normals
Seasonal temperature swing28°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

36 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, hurricane and wildfire.

HurricaneElevated
Inland floodingElevated
WildfireModerate
Cold waveModerate

Low or minimal exposure: lightning, tornado, heat wave, earthquake, coastal flooding, strong wind, landslide, drought, winter weather, hail.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Clay County records 4.3 homicide deaths per 100,000 residents a year, near the middle of counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 15.1 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 13.8 per 100,000 residents in Clay County.

Homicide
4.3
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
15.1
per 100,000 residents · under 10 deaths
Drug overdose
13.8
per 100,000 residents · under 10 deaths
Suicide
16.8
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Clay County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around 32073 rather than 32073 itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

4 major airports lie within 100 miles, the nearest 23 miles away.

AirportCodeDistanceLongest runway
Jacksonville IntlJAX23 mi10,000 ft
St AugustineSGJ28 mi8,001 ft
Lake City GatewayLCQ50 mi8,003 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

32073 vs Bellair-Meadowbrook Terrace

How this ZIP area compares with Bellair-Meadowbrook Terrace as a whole. Both figures come from the same ACS release, so the comparison is like for like.

32073
Bellair-Meadowbrook Terrace
Median household income
$76,455
vs
$59,388
Per capita income
$37,391
vs
$30,091
Population density
2,587/sq mi
vs
3,596/sq mi
Median home value
$287,600
vs
$224,900
Median gross rent
$1,472
vs
$1,457
Homeownership rate
62.9%
vs
44.9%
Bachelor's degree or higher
26.7%
vs
17.7%
Poverty rate
10.4%
vs
15.5%
Median age
41.4
vs
37.9

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.