Asbury Lake, Florida

Area Profile

14,458 residents. Public schools, jobs, income, housing cost, climate and natural-hazard risk for Asbury Lake, in Clay County.

58out of 100
Area Score
Bottom 46% of 4,196 profiles measured

How we calculate this

How this area ranks

Data updated · 13 sources
Opportunity2,909th of 4,199 cities measured47
SchoolsTop 45% of 4,162 cities measured53
GrowthTop 40% of 4,224 cities measured54
Housing affordabilityTop 24% of 4,218 cities measured75
ClimateTop 17% of 4,225 cities measured80
Physical resilience3,073rd of 4,226 cities measured35
Access2,781st of 4,226 cities measured88
Economic stabilityTop 27% of 4,226 cities measured69
The quick read

Unemployment is 4.9% and median household income $100,949, putting employment conditions in the middle range of cities measured. The unemployment rate is published for Clay County, FL, which contains Asbury Lake, rather than for Asbury Lake alone.

In the public schools here, 60% of students met the state standard in mathematics, with 15.6 students for every teacher.

Development activity is both elevated and accelerating — 1,451 housing units permitted over the past twelve months, up 21% on the prior year. The permit count and 1 other measure here are published for Clay County, FL, which contains Asbury Lake, rather than for Asbury Lake alone.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
14,458
2024 ACS 5-Year
Median household income
$100,949
Top 18% nationally
Density
852/sq mi
17 sq mi of land
Median age
40.6
2024 ACS 5-Year
County
Florida
Nearest major airport
SGJ
28 mi · St Augustine
Median home value
$329,600
2024 ACS 5-Year

Jobs & opportunity

Unemployment across Clay County, FL, which contains Asbury Lake, is 4.9% — higher than in all but 29% of the 4,226 measured US cities.

Employment across Clay County, FL, which contains Asbury Lake, fell 1.2% over the past year, to 107,526 employed residents.

35% of adults hold a four-year degree, higher than 76% of measured US cities.

MetricValueCompared nationallySource period
Income of new arrivalsClay County, FL’s figurefiling years 2022–2023$65,07535th percentileof 4,101filing years 2022–2023
Income of those who leftClay County, FL’s figurefiling years 2022–2023$61,21225th percentileof 4,101filing years 2022–2023
Median household income ±$21,1822024 ACS 5-Year$100,949Top 18%of 29,2232024 ACS 5-Year
Per capita income ±$4,2442024 ACS 5-Year$42,306Top 28%of 31,4202024 ACS 5-Year
Poverty rate ±2%2024 ACS 5-Year1.8%Top 11%of 31,7732024 ACS 5-Year
Average commute ±3.3 min2024 ACS 5-Year42.0 minBottom 6%of 31,5432024 ACS 5-Year
Bachelor's degree or higher ±8%2024 ACS 5-Year34.9%Top 24%of 31,9192024 ACS 5-Year
Drove alone to work ±16%2024 ACS 5-Year68.9%26th percentileof 31,4332024 ACS 5-Year
EmploymentClay County, FL’s figureJuly 2026107,526Top 42%of 4,226July 2026
Employment change (3 years)Clay County, FL’s figureJuly 2026−2.8%Bottom 16%of 4,226July 2026
Employment change (year over year)Clay County, FL’s figureJuly 2026−1.2%Bottom 41%of 4,226July 2026
Labor forceClay County, FL’s figureJuly 2026113,04658th percentileof 4,226July 2026
Labor force participation ±6%2024 ACS 5-Year78.6%Top 49%of 31,5132024 ACS 5-Year
Mean annual wageJacksonville, FL Metro Area’s figure2025 OEWS$65,700Bottom 34%of 3,7292025 OEWS
Median annual wageJacksonville, FL Metro Area’s figure2025 OEWS$48,830Bottom 30%of 3,7292025 OEWS
Public transit to work ±0.0%2024 ACS 5-Year0.0%73rd percentileof 31,4332024 ACS 5-Year
Unemployment change (year over year)Clay County, FL’s figureJuly 2026+0.6%Bottom 12%of 4,226July 2026
Unemployment rateClay County, FL’s figureJuly 20264.9%Bottom 29%of 4,226July 2026
Worked from home ±9%2024 ACS 5-Year19.9%85th percentileof 31,4332024 ACS 5-Year

Median household income, successive ACS releases

2021202220232024102k77k
Each point is a separate five-year estimate, most recently $100,949 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

Largest occupations — Jacksonville, FL

OccupationPeople employedMedian annual wage
Retail Salespersons22,390$34,360
Fast Food and Counter Workers21,480$28,470
Registered Nurses18,940$83,520
Laborers and Freight, Stock, and Material Movers, Hand17,350$41,040
Customer Service Representatives17,030$42,840
General and Operations Managers16,870$100,870

Searches the 40 largest occupations here that have a published wage.

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics publishes city-level labor data only for places of 25,000 or more. This is the figure for Clay County, FL, which contains this city.

60% of students met the state standard in mathematics and 58% in reading, across the schools here that reported results.

There are 15.6 students for every full-time teacher across 8 public schools, fewer than in most measured places.

Public schools
11
2024-25 school year
Students per teacher
15.6
across 8 of them
Math proficiency
59.7%
Top 47% in Florida
Reading proficiency
57.7%
Top 45% in Florida
All 11 public schools on record, largest first.
SchoolDistrictStudentsPer teacherMathReading
Clay High SchoolCLAY1,77621.450%57%
Lake Asbury Junior High SchoolCLAY94015.267%64%
Lake Asbury Elementary SchoolCLAY93514.269%64%
Green Cove Springs Junior High SchoolCLAY79316.980%65%
Spring Park ElementaryCLAY698———
Shadowlawn Elementary SchoolCLAY69512.974%68%
Charles E. Bennett Elementary SchoolCLAY56412.839%34%
R. C. Bannerman Learning CenterCLAY2119.65%17%
Amikids Clay CountyCLAY3216.015%15%
Contracted Residential ServicesCLAY0———
Hospital Homebound Homebased ProgramsCLAY0———

53.5% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against Florida’s own standard, so it is ranked within state. How to read school figures.

Prices for everything a household buys run at about the national average — the Bureau of Economic Analysis index reads 99.6, against 100 for the nation. Nationally, housing drives most of the spread between places in this index; other goods vary far less.

The Federal Housing Finance Agency’s house price index for the Jacksonville, FL Metro Area is up 41% over five years, and up 0.1% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $2,374 a year in real estate taxes, about 0.72% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $1,636, below the $2,172 tenants already here pay.

At HUD’s Fair Market Rent of $1,636 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $65,500 a year, about 65% of the median household income here of $100,949.

The typical renter household here spends 27% of its income on rent, below the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $2,172 a month.

A median home at $329,600 costs 3.3 times the median income of its owner-occupied households, $98,804, above the historic benchmark of about 3 times income.

Cost of living
99.6

Prices here run at about the national average. Where places do differ, housing drives most of it — goods vary far less — and this excludes taxes.

Published for the Jacksonville, FL Metro Area as a whole. Prices are regional — people shop, commute and rent across a metropolitan area rather than within a city boundary — so this describes the cost of living around this place better than a figure drawn to its own limits would.

Rent as a share of income
27.1%
Below the 30% cost-burdened threshold
Home price to income
3.3×
median home value ÷ owner household income
Market rent, two bedroom
$1,636
what a new lease costs · FY2026
Median gross rent
$2,172
what tenants now pay · 2024 ACS 5-Year
Median home value
$329,600
2024 ACS 5-Year

The figures above are measured against Asbury Lake’s median household income of $100,949, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Cost of living indexthe Jacksonville, FL Metro Area’s figure202399.6Top 42%of 3,7002023
Home price change (1 year)the Jacksonville, FL Metro Area’s figure2026 Q2+0.1%8th percentileof 4,1542026 Q2
Home price change (5 years)the Jacksonville, FL Metro Area’s figure2026 Q2+40.5%43rd percentileof 4,1542026 Q2
Home price change (10 years)the Jacksonville, FL Metro Area’s figure2026 Q2+109.8%76th percentileof 4,1542026 Q2
Home price to income ±1.02024 ACS 5-Year3.3Bottom 27%of 26,8152024 ACS 5-Year
Homeownership rate ±8%2024 ACS 5-Year89.3%77th percentileof 31,7172024 ACS 5-Year
Housing units ±8532024 ACS 5-Year5,62590th percentileof 32,1772024 ACS 5-Year
Market rent, one bedroomFY2026$1,365Top 48%of 4,072FY2026
Market rent, three bedroomFY2026$2,018Top 42%of 4,072FY2026
Market rent, two bedroomFY2026$1,636Top 47%of 4,072FY2026
Median gross rent ±$962024 ACS 5-Year$2,172Bottom 5%of 23,1202024 ACS 5-Year
Median home value ±$30,7722024 ACS 5-Year$329,60076th percentileof 29,1112024 ACS 5-Year
Median property taxes ±$4242024 ACS 5-Year$2,37463rd percentileof 26,4402024 ACS 5-Year
Owner household income ±$27,8022024 ACS 5-Year$98,804Top 28%of 27,5482024 ACS 5-Year
Property tax rate ±0.15%2024 ACS 5-Year0.72%31st percentileof 20,5432024 ACS 5-Year
Rent as a share of income ±4%2024 ACS 5-Year27.1%Top 43%of 22,9502024 ACS 5-Year
Seasonal and second homes ±242024 ACS 5-Year01st percentileof 32,3302024 ACS 5-Year
Second homes2024 ACS 5-Year0.0%1st percentileof 31,8952024 ACS 5-Year
Vacancy rate2024 ACS 5-Year5.0%39th percentileof 31,7692024 ACS 5-Year
Vacant housing units ±2622024 ACS 5-Year28083rd percentileof 32,3302024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures and the cost-of-living index.

Development Momentum

54/ 100
Top 40% of 4,224 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: of 1,451 units permitted over the past twelve months, only 2% are in buildings of five or more homes. The multifamily share is published for Clay County, FL, which contains Asbury Lake, rather than for Asbury Lake alone.

Federal tax returns show Clay County, which contains Asbury Lake, gained about 1.8% of its residents through moves within the US in the most recent year, counting those who arrived against those who left. Households that moved in reported an average income of $65,075, above the $61,212 of households that moved out.

At 6.4 permitted units per 1,000 residents, building activity is above the median for measured US cities. The permit rate is published for Clay County, FL, which contains Asbury Lake, rather than for Asbury Lake alone.

Units permitted
1,451
12 months ending July 2026
Per 1,000 residents
6.4
Top 21% nationally
Year over year
+21%
vs the prior twelve months
Multifamily share
1.7%
units in 5+ unit buildings

People moving in and out

Net migration
+1.8%
of residents, in a year
Arrivals from another state
39%
of people moving in
Income of arrivals
$65,075
average per tax return
Income of those who left
$61,212
average per tax return

Where newcomers came from

  1. Duval County, FL 6,609 people · 35% of arrivals
  2. St. Johns County, FL 805 people · 4.3% of arrivals
  3. Broward County, FL 341 people · 1.8% of arrivals
  4. Putnam County, FL 291 people · 1.5% of arrivals
  5. Alachua County, FL 265 people · 1.4% of arrivals

Where people who left went

  1. Duval County, FL 5,034 people · 33% of departures
  2. St. Johns County, FL 742 people · 4.8% of departures
  3. Bradford County, FL 378 people · 2.5% of departures
  4. Putnam County, FL 352 people · 2.3% of departures
  5. Alachua County, FL 228 people · 1.5% of departures

Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. This is the figure for Clay County, FL. IRS Statistics of Income, filing years 2022–2023.

The Census Bureau's Building Permits Survey lists only jurisdictions that issue their own permits, and Asbury Lake, FL is not one. This is the figure for Clay County, FL, which contains this city.

Weather & climate

8 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 92°F and January a low of 47°F.

Normal annual precipitation is 47.6 inches.

40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station JACKSONVILLE NAS, 14.6 miles from this location.

Precipitation

JFMAMJJASOND7.3"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation1991-2020 Normals47.6"1991-2020 Normals
Annual snowfall1991-2020 Normals0.0"1991-2020 Normals
Average January low1991-2020 Normals47°F1991-2020 Normals
Average July high1991-2020 Normals92°F1991-2020 Normals
Comfortable months1991-2020 Normals81991-2020 Normals
Seasonal temperature swing1991-2020 Normals28°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. How to read climate and air quality.

Physical risk

35 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, hurricane and tornado, with inland flooding alone responsible for 60% of it. Tornado is independently rated low or minimal nationally, so this describes how the loss is composed, not how large that hazard is.

HurricaneElevated
Inland floodingElevated
WildfireModerate
Cold waveModerate

Low or minimal exposure: lightning, tornado, heat wave, earthquake, coastal flooding, strong wind, landslide, drought, winter weather, hail, ice storm, tsunami, volcanic activity, avalanche.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offenses — they say nothing about burglary, theft or assault.

Clay County records 4.7 homicide deaths per 100,000 residents a year, near the middle of counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 14.2 per 100,000 — more than the homicide rate, since the figure counts suicides and accidents as well as homicides.

Drug overdose deaths run at 13.8 per 100,000 residents in Clay County.

Homicide
4.7
per 100,000 residents
Firearm deaths, all intents
14.2
per 100,000 residents
Drug overdose
13.8
per 100,000 residents
Suicide
15.5
per 100,000 residents

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.

Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around Asbury Lake (Clay County) rather than Asbury Lake itself. They are shown and not scored. How to read death rates.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Reported crime
Offenses reported to police are published by department rather than by town, so AreaProfile shows a rate only on city profiles, and only where that city’s department submitted every month of a year. Either no municipal department reports for this place — many smaller communities are policed by the county — or its department did not report every month of the year. Either way there is no figure to show. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Air quality
The EPA publishes an air-quality index only where a monitor sits. There is none in this county, and a modeled value would be a different kind of number from the measured ones everywhere else on this page.
Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. The cost-of-living index above is a price level for all consumption, not a household budget, and it excludes taxes. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

5 major airports lie within 100 miles, the nearest St Augustine at 28 miles.

MetricValueCompared nationallySource period
Broadband access ±4%2024 ACS 5-Year96.9%Top 16%of 31,5882024 ACS 5-Year
Distance to major airportNASR current cycle28 miBottom 31%of 4,226NASR current cycle
Major airports within 100 milesNASR current cycle5Top 45%of 4,226NASR current cycle
No internet access ±0.8%2024 ACS 5-Year0.8%Top 14%of 31,5882024 ACS 5-Year
AirportCodeDistanceLongest runway
St AugustineSGJ28 mi8,001 ft
Jacksonville IntlJAX31 mi10,000 ft
Lake City GatewayLCQ48 mi8,003 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
58
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Other cities in Jacksonville, FL

Same metropolitan area, measured the same way
CityCountyPopulationArea ScoreCompare
JacksonvilleDuval County977,67055Jacksonville vs Asbury Lake
Fruit CoveSt. Johns County35,87764Fruit Cove vs Asbury Lake
LakesideClay County32,10558Lakeside vs Asbury Lake
Oakleaf PlantationClay County32,07060
Fleming IslandClay County29,76661
NocateeSt. Johns County27,44264
World Golf VillageSt. Johns County26,07761
Jacksonville BeachDuval County23,65464
Palm ValleySt. Johns County19,79661
YuleeNassau County16,64862
St. AugustineSt. Johns County15,35157
Bellair-Meadowbrook TerraceClay County14,75554

Every city here is measured on the same scale from the same source releases, so the comparison is like for like. A higher Area Score reflects AreaProfile’s standardized weighting rather than a judgment about which is the better place to live.

Compare

Put Asbury Lake side by side with a similar place.

Asbury Lake vs Lake Morton-BerrydaleAsbury Lake vs Graham

Moving to Asbury Lake from somewhere else?

You get the difference in prices, rent and weather, and the income that would keep pace.

Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
Demographics, IncomeInternal Revenue Service, Statistics of Income Division
U.S. Population Migration Data (county to county)
filing years 2022–2023
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
HousingU.S. Bureau of Economic Analysis
Regional price parities and county personal income
2023
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWS
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
SafetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
March 2025 to February 2026; May 2025 to April 2026
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

ZIP codes in Asbury Lake

1 ZIP area

Every ZIP area in Asbury Lake with census figures of its own, largest first.

ZIPPopulationMedian household incomeMedian home valueArea Score
3204334,562$84,145$337,90056