North Branch vs St. Paul

Which is the better fit for you?

North Branch, MN
54
Area Score
Bottom 33% nationally
St. Paul, MN
56
Area Score
Bottom 38% nationally

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St. Paul receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from North Branch to St. Paul

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Everyday prices
About the same
Regional price level 104.3 against 104.3 (US = 100). Both places sit in the same price region, so the index cannot tell them apart.
Income to keep the same purchasing power
Enter your household income to see it.
A new two-bedroom lease
The same
HUD benchmarks it at $1,709 in St. Paul against $1,709 in North Branch.
The median home
9% less
$294,500 in St. Paul against $322,300 in North Branch.
The weather you would swap
Winters 8°F milder
Normal January lows are 9°F in St. Paul against 1°F in North Branch; July highs are 83°F against 82°F (summers 1°F hotter).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

Signals

North Branch
St. Paul
Opportunity: St. Paul is the more favorable of the two.
Opportunity
40 · Bottom 17%
vs
43 · Bottom 23%
Growth: North Branch is the more favorable of the two.
Growth
65 · Top 21%
vs
34 · Bottom 21%
Climate: St. Paul is the more favorable of the two.
Climate
50 · Bottom 1%
vs
55 · Bottom 5%
Physical resilience: St. Paul is the more favorable of the two.
Physical resilience
68 · Top 39%
vs
93 · Top 7%
Housing affordability: St. Paul is the more favorable of the two.
Housing affordability
66 · Bottom 47%
vs
73 · Top 32%
Schools: North Branch is the more favorable of the two.
Schools
30 · Bottom 25%
vs
18 · Bottom 10%
Access: St. Paul is the more favorable of the two.
Access
74 · Bottom 15%
vs
97 · Top 31%
Economic stability: North Branch is the more favorable of the two.
Economic stability
69 · Top 26%
vs
51 · Bottom 37%

Measured values

MetricNorth BranchSt. PaulSource period
Population11,565307,2842024 ACS 5-Year
Median household income$90,456 — more favorable$73,3942024 ACS 5-Year
Per capita income — the two are too close to separate$46,387 ±$4,324$42,815 ±$9032024 ACS 5-Year
Population density310/sq mi5,912/sq mi2024 ACS 5-Year
Median home value$322,300$294,5002024 ACS 5-Year
Median gross rent — the two are too close to separate$1,308 ±$150$1,281 ±$192024 ACS 5-Year
Market rent, two bedroom$1,709$1,709FY2026
Cost of living index104.3104.32023
Homeownership rate82.1%52.9%2024 ACS 5-Year
Unemployment rate4.7%4.6% — more favorableJuly 2026
Employment change (year over year)−2.1%−2.1%July 2026
Bachelor's degree or higher18.4%43.8% — more favorable2024 ACS 5-Year
Poverty rate8.3% — more favorable14.7%2024 ACS 5-Year
Housing units permitted (12 months)8843712 months ending July 2026
Permits per 1,000 residents7.6 — more favorable1.412 months ending July 2026
Permit change (year over year)−6.4%+46.6%12 months ending July 2026
Average July high82°F83°F1991-2020 Normals
Average January low1°F9°F1991-2020 Normals
Annual precipitation33.8"29.2"1991-2020 Normals
Distance to major airport45 mi7 mi — more favorableNASR current cycle
Average commute32.1 min22.8 min — more favorable2024 ACS 5-Year
Median age39.533.72024 ACS 5-Year
Public schools71412024-25 school year
Students per teacher17.615.1 — more favorable2024-25 school year
Math proficiency49.0% — more favorable37.3%2018-19 school year
Reading proficiency54.3% — more favorable44.9%2018-19 school year
Free or reduced-price lunch eligibility30.0%66.4%2024-25 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

2 rows above show both figures with a ± margin and neither in bold. Those come from the American Community Survey, which samples rather than counts, and the gap between the two is smaller than the uncertainty on the figures themselves — so the survey did not find a difference to report, and calling either one the winner would be reading a result out of noise.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison. The year-over-year change is not marked either: a percentage on fewer than 300 units swings on a handful of permits.

Physical risk tradeoff

North Branch

Elevated or high exposure: hail, strong wind.

St. Paul

Elevated or high exposure: hail.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

North Branch
—
North Branch: Your Score
54
Area Score
St. Paul
—
St. Paul: Your Score
56
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: North Branch, MN · St. Paul, MN · How this is calculated: methodology