Signals
Germantown
Memphis
Opportunity
69 · Top 24%
vs26 · Bottom 4%
Climate
68 · Bottom 40%
vs68 · Bottom 40%
Physical resilience
49 · Bottom 41%
vs49 · Bottom 41%
Housing affordability
98 · Top 12%
vs75 · Bottom 42%
Schools
88 · Top 4%
vs0 · Bottom 1%
Access
97 · Top 22%
vs98 · Top 19%
Economic stability
72 · Top 24%
vs39 · Bottom 16%
Measured values
| Metric | Germantown | Memphis | Source period |
|---|---|---|---|
| Population | 40,673 | 618,980 | 2024 ACS 5-Year |
| Median household income | $149,920 | $51,736 | 2024 ACS 5-Year |
| Per capita income | $75,765 | $33,100 | 2024 ACS 5-Year |
| Population density | 2,034/sq mi | 2,136/sq mi | 2024 ACS 5-Year |
| Median home value | $470,800 | $169,000 | 2024 ACS 5-Year |
| Median gross rent | $1,816 | $1,181 | 2024 ACS 5-Year |
| Homeownership rate | 86.7% | 44.9% | 2024 ACS 5-Year |
| Unemployment rate | 3.1% | 5.6% | June 2026 |
| Employment change (year over year) | -1.8% | -1.8% | June 2026 |
| Bachelor's degree or higher | 71.9% | 28.0% | 2024 ACS 5-Year |
| Poverty rate | 2.7% | 23.1% | 2024 ACS 5-Year |
| Average July high | 92°F | 92°F | 1991-2020 Normals |
| Average January low | 33°F | 33°F | 1991-2020 Normals |
| Annual precipitation | 54.9" | 54.9" | 1991-2020 Normals |
| Distance to major airport | 11 mi | 5 mi | NASR current cycle |
| Average commute | 23.8 min | 22.7 min | 2024 ACS 5-Year |
| Median age | 44.3 | 34.2 | 2024 ACS 5-Year |
| Public schools | 9 | 220 | 2024-25 school year |
| Math proficiency | 48.5% | 10.6% | 2019-20 school year |
| Reading proficiency | 52.0% | 13.8% | 2019-20 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
Germantown
Elevated or high exposure: tornado, earthquake.
Memphis
Elevated or high exposure: tornado, earthquake.
Your best match
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Germantown
77
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Area Score
Memphis
51
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Area Score
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Full profiles: Germantown, TN · Memphis, TN · How this is calculated: methodology